Debt restructuring mechanism for Small and Medium Enterprises (SMEs)

RBI/ 2005-06/ 205 DBOD. BP. BC. No.46 / 21.04.132/ 2005-06@@NBSP@@@@NBSP@@ November 10, 2005 The Chairman/ Managing Director All Commercial Banks Dear Sir, Debt restructuring mechanism for Small and Medium Enterprises (SMEs) Please refer to Para 3 (ii) our circular DBOD. No. BP. BC. No. 34 /21.04.132 /2005-06 September 8, 2005 on the captioned subject in terms of which accounts involving wilful default, fraud and malfeasance are not be eligible for restructuring under

RBI/ 2005-06/ 205 DBOD. BP. BC. No.46 / 21.04.132/ 2005-06@@NBSP@@@@NBSP@@ November 10, 2005 The Chairman/ Managing Director All Commercial Banks Dear Sir, Debt restructuring mechanism for Small and Medium Enterprises (SMEs) Please refer to Para 3 (ii) our circular DBOD. No. BP. BC. No. 34 /21.04.132 /2005-06 September 8, 2005 on the captioned subject in terms of which accounts involving wilful default, fraud and malfeasance are not be eligible for restructuring under

Debt restructuring mechanism for Small and Medium Enterprises (SMEs)

Revised Guidelines on Corporate Debt Restructuring (CDR) Mechanism

RBI /2005-06/ 206 DBOD.No.BP.BC. 45 / 21.04.132/ 2005-06 November 10, 2005 All Commercial Banks/Financial Institutions (excluding RRBs) Dear Sir, Revised Guidelines on Corporate Debt Restructuring (CDR) Mechanism Please refer to our circular DBOD No. BP.BC. 68/21.04.114/2002-03 dated February 5, 2003 on the captioned subject wherein detailed guidelines on Corporate Debt Restructuring System were issued incorporating therein the recommendations of the High Level Group

RBI /2005-06/ 206 DBOD.No.BP.BC. 45 / 21.04.132/ 2005-06 November 10, 2005 All Commercial Banks/Financial Institutions (excluding RRBs) Dear Sir, Revised Guidelines on Corporate Debt Restructuring (CDR) Mechanism Please refer to our circular DBOD No. BP.BC. 68/21.04.114/2002-03 dated February 5, 2003 on the captioned subject wherein detailed guidelines on Corporate Debt Restructuring System were issued incorporating therein the recommendations of the High Level Group

Revised Guidelines on Corporate Debt Restructuring (CDR) Mechanism

Mid-Term Review of Annual Policy Statement for the year 2005-06: Additional Provisioning Requirement for Standard Assets

RBI/2005-06/198 DBOD.NO.BP. BC.40/ 21.04.048/ 2005-06 4 November 2005 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Mid-Term Review of Annual Policy Statement for the year 2005-06: Additional Provisioning Requirement for Standard Assets In terms of the extant prudential guidelines, the standard assets attract a uniform provisioning requirement of 0.25 per cent of the funded outstanding on a portfolio basis. Traditionally, banks’ loans and advances portfoli

RBI/2005-06/198 DBOD.NO.BP. BC.40/ 21.04.048/ 2005-06 4 November 2005 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Mid-Term Review of Annual Policy Statement for the year 2005-06: Additional Provisioning Requirement for Standard Assets In terms of the extant prudential guidelines, the standard assets attract a uniform provisioning requirement of 0.25 per cent of the funded outstanding on a portfolio basis. Traditionally, banks’ loans and advances portfoli

Mid-Term Review of Annual Policy Statement for the year 2005-06: Additional Provisioning Requirement for Standard Assets

Advances against Gold Ornaments and Jewellery

RBI/2005-06/196 DBOD.No.IBD.BC. 663 /23.67.001/2005-06 November 2, 2005 The Chairmen and CEOs of all Scheduled Commercial Banks (Excluding RRBs) Dear Sir Advances against Gold Ornaments and Jewellery Please refer to our circular DBOD. No. BP.BC. 138/21.01.023/94 dated November 22, 1994 on the captioned subject as also earlier circulars enclosed for ready reference. 2. As you are aware, hallmarking of gold jewellery ensures the quality of gold used in the jewellery as

RBI/2005-06/196 DBOD.No.IBD.BC. 663 /23.67.001/2005-06 November 2, 2005 The Chairmen and CEOs of all Scheduled Commercial Banks (Excluding RRBs) Dear Sir Advances against Gold Ornaments and Jewellery Please refer to our circular DBOD. No. BP.BC. 138/21.01.023/94 dated November 22, 1994 on the captioned subject as also earlier circulars enclosed for ready reference. 2. As you are aware, hallmarking of gold jewellery ensures the quality of gold used in the jewellery as

Advances against Gold Ornaments and Jewellery

Rupee Export Credit Interest Rates

RBI/2005-06/195 DBOD Dir (Exp).BC.No.41/04.02.01/2005-06 November 2, 2005 All Scheduled Commercial Banks (excluding RRBs) Dear Sirs, Rupee Export Credit Interest Rates Please refer to our circular (RBI / 2004-05/ 443) DBOD.Dir (Exp). No.83 / 04.02.01/ 2004-05 dated April 29, 2005 on the captioned subject. 2. The validity of the interest rates on rupee export credit indicated in the above circular would now remain in force upto April 30, 2006. In this connection, you m

RBI/2005-06/195 DBOD Dir (Exp).BC.No.41/04.02.01/2005-06 November 2, 2005 All Scheduled Commercial Banks (excluding RRBs) Dear Sirs, Rupee Export Credit Interest Rates Please refer to our circular (RBI / 2004-05/ 443) DBOD.Dir (Exp). No.83 / 04.02.01/ 2004-05 dated April 29, 2005 on the captioned subject. 2. The validity of the interest rates on rupee export credit indicated in the above circular would now remain in force upto April 30, 2006. In this connection, you m

Rupee Export Credit Interest Rates

Guidance Note on Management of Operational Risk

RBI/2005-06/180 DBOD.No.BP.BC.39/ 21.04.118/2004-05 October 14, 2005 To The Chairman All Scheduled Commercial Banks Dear Sir, Guidance Note on Management of Operational Risk 1. As you are aware, The Basel Committee on Banking Supervision (BCBS) released the 'International Convergence of Capital Measurement and Capital Standards – A Revised Framework' in June 2004. In terms of the draft guidelines on implementation of the New Capital Adequacy Framework issued on Februa

RBI/2005-06/180 DBOD.No.BP.BC.39/ 21.04.118/2004-05 October 14, 2005 To The Chairman All Scheduled Commercial Banks Dear Sir, Guidance Note on Management of Operational Risk 1. As you are aware, The Basel Committee on Banking Supervision (BCBS) released the 'International Convergence of Capital Measurement and Capital Standards – A Revised Framework' in June 2004. In terms of the draft guidelines on implementation of the New Capital Adequacy Framework issued on Februa

Guidance Note on Management of Operational Risk

Investment Fluctuation Reserve

RBI/2005-06/177 DBOD. No. BP.BC. 38/21.04.141/2005-06 October 10, 2005 All Commercial Banks (excluding RRBs) Dear Sir, Capital Adequacy - Investment Fluctuation Reserve To ensure smooth transition to Basel II norms, banks were advised vide our circular DBOD.No.BP.BC.103/ 21.04.151/ 2003-04 dated June 24, 2004 to maintain capital charge for market risk in a phased manner over a two year period, as under: i. In respect of securities included in the HFT category, open go

RBI/2005-06/177 DBOD. No. BP.BC. 38/21.04.141/2005-06 October 10, 2005 All Commercial Banks (excluding RRBs) Dear Sir, Capital Adequacy - Investment Fluctuation Reserve To ensure smooth transition to Basel II norms, banks were advised vide our circular DBOD.No.BP.BC.103/ 21.04.151/ 2003-04 dated June 24, 2004 to maintain capital charge for market risk in a phased manner over a two year period, as under: i. In respect of securities included in the HFT category, open go

Investment Fluctuation Reserve

IDBI Bank Ltd. excluded from the Second Schedule of the RBI Act, 1934

RBI / 2005-06 / 162 DBOD.Ret.BC.No. 37 /12.06.100/2005-06 September 9, 2005 All Scheduled Commercial Banks Dear Sir, Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- IDBI Bank Limited We advise that the name of 'IDBI Bank Limited' has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 with effect from April 02, 2005, in terms of notification DBOD.No.BP.BC.-1638/21.04.152/2004-05 dated April 13, 2005 which was publis

RBI / 2005-06 / 162 DBOD.Ret.BC.No. 37 /12.06.100/2005-06 September 9, 2005 All Scheduled Commercial Banks Dear Sir, Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- IDBI Bank Limited We advise that the name of 'IDBI Bank Limited' has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 with effect from April 02, 2005, in terms of notification DBOD.No.BP.BC.-1638/21.04.152/2004-05 dated April 13, 2005 which was publis

IDBI Bank Ltd. excluded from the Second Schedule of the RBI Act, 1934

Debt Restructuring Mechanism for SMEs

RBI/2005-06/159 DBOD. BP. BC. No.@@NBSP@@34 / 21.04.132/ 2005-06@@NBSP@@@@NBSP@@ September 8, 2005 The Chairman/ Managing Director All Commercial Banks Dear Sir, Debt restructuring mechanism for Small and Medium Enterprises (SMEs) - Announcement made by the Union Finance Minister As part of announcement made by the Hon'ble Finance Minister for improving flow of credit to small and medium enterprises, a debt restructuring mechanism for units in SME sector is required t

RBI/2005-06/159 DBOD. BP. BC. No.@@NBSP@@34 / 21.04.132/ 2005-06@@NBSP@@@@NBSP@@ September 8, 2005 The Chairman/ Managing Director All Commercial Banks Dear Sir, Debt restructuring mechanism for Small and Medium Enterprises (SMEs) - Announcement made by the Union Finance Minister As part of announcement made by the Hon'ble Finance Minister for improving flow of credit to small and medium enterprises, a debt restructuring mechanism for units in SME sector is required t

Debt Restructuring Mechanism for SMEs

Liberalised Branch Authorisation Policy

RBI/2005-06/160 DBOD. No.BL.BC.35 / 22.01.001/ 2005-06 September 8, 2005 Bhadra 17,1927 (S) The Chairmen and CEOs of all Scheduled Commercial Banks (excluding RRBs) Dear Sir, Section 23 of the Banking Regulation Act, 1949 - Liberalised Branch Authorisation Policy As you are aware, the opening of new and transfer of existing places of business by the banks is governed by the provisions of section 23 of the Banking Regulation Act, 1949, while the extant operating instru

RBI/2005-06/160 DBOD. No.BL.BC.35 / 22.01.001/ 2005-06 September 8, 2005 Bhadra 17,1927 (S) The Chairmen and CEOs of all Scheduled Commercial Banks (excluding RRBs) Dear Sir, Section 23 of the Banking Regulation Act, 1949 - Liberalised Branch Authorisation Policy As you are aware, the opening of new and transfer of existing places of business by the banks is governed by the provisions of section 23 of the Banking Regulation Act, 1949, while the extant operating instru

Liberalised Branch Authorisation Policy