(Rs. crore)

Outstanding

Variation over

as on

Financial year so far

Year-on-year

Item

2006

Fortnight

Mar. 3#

2004-2005

2005-2006

2005

2006

1

2

3

4

5

6

7

Liabilities to the Banking System

Demand and time deposits from Banks

31,372

1,686

–446

–4,936

–999

–5,016

Borrowings from Banks ⁽¹⁾

27,196

2,458

8,879

–420

9,341

3,291

Other demand and time liabilities⁽²⁾

9,027

1,225

477

5,902

828

5,923

Liabilities to Others

Aggregate deposits@

19,94,226

23,162

1,99,761

2,94,027

2,17,431

2,90,048

(1.2)

(13.3)

(17.3)

(14.6)

(17.0)

Demand

3,25,185

7,633

28,073

77,158

46,578

72,090

Time@

16,69,041

15,530

1,71,689

2,16,870

1,70,853

2,17,958

[1,68,176]

[1,67,340]

Borrowings⁽³⁾

77,701

546

44,770

8,178

44,983

8,262

Other demand and time liabilities

1,86,071

–2,843

22,130

–6,689

27,339

15,856

Borrowings from Reserve Bank

978

–2,056

—

928

–40

978

Cash in hand and Balances with Reserve Bank

1,24,077

8,459

21,046

27,499

13,948

26,136

Cash in hand

10,537

–17

329

2,065

689

2,310

Balances with Reserve Bank

1,13,539

8,476

20,716

25,434

13,259

23,826

Assets with the Banking System

Balance with other Banks⁽⁴⁾

22,661

–274

1,719

3,341

2,013

3,981

Money at call and short notice

10,562

3,440

–2,420

–9,298

–1,689

–5,075

Advances to Banks

3,742

–47

–1,241

–5,949

–696

–5,539

Other assets

4,335

422

–254

1,910

53

1,952

Investments ⁽⁵⁾

7,11,172

–4,368

66,479

–27,981

58,767

–32,894

(–0.6)

(9.8)

(–3.8)

(8.6)

(–4.4)

Government securities

6,88,053

–4,271

68,890

–30,929

61,225

–35,595

[56,697]

[49,032]

Other approved securities

23,120

–97

–2,411

2,948

–2,458

2,701

Bank Credit

14,19,884

20,844

2,32,770

3,19,456

2,50,696

3,46,329

(1.5)

(27.7)

(29.0)

(30.5)

(32.3)

Food Credit

41,448

920

5,479

327

5,582

8

Non-food credit

13,78,436

19,925

2,27,291

3,19,128

2,45,114

3,46,321

[1,94,409]

[2,12,232]

Loans, cash-credit and overdrafts

13,51,882

20,329

2,25,298

3,11,670

2,42,800

3,37,344

Inland bills- purchased

9,931

158

413

2,378

–79

2,549

discounted⁽⁶⁾

28,167

253

3,586

2,934

3,878

2,850

Foreign bills-purchased

11,260

–120

553

432

958

593

discounted

18,644

225

2,920

2,042

3,138

2,992

Cash-Deposit Ratio

6.22

Investment-Deposit Ratio

35.66

Credit-DepositRatio

71.20

@ : Data reflect redemption of India Millennium Deposits (IMDs) on December 29 , 2005.
(1) Excluding borrowings of Regional Rural Banks from their sponsor banks.
(2) Wherever it has not been possible to identify a liability to the banking system, it has
been included in the corresponding items under 'liabilities to others'.
(3) Other than from Reserve Bank of India, NABARD and EXIM Bank.
(4) In current account and in other account.
(5) Investments set out in this Table are for the purpose of SLR and do not include other investments
which are given separately in Table No. 5.
(6) Excludes bills rediscounted with the Reserve Bank of India.
Figures in brackets denote percentage variation in the relevant period.
Notes: 1. Includes the impact of mergers since May 3, 2002.
2. Figures in [ ] exclude the impact of conversion of a non-banking entity into banking entity from October 11, 2004.