Corporate Debt Restructuring (CDR)

Ref.DBS.FID No. C-2 /01.11.00/ 2001-02August 25, 2001ToThe CEOs of the All-India Term Lending and Refinancing InstitutionsDear Sir,Corporate Debt Restructuring (CDR)We forward herewith a copy of the circular DBOD.BP.BC.15 /21.04.114/2000-01 dated 23 August 2001 on the captioned subject, alongwith its enclosure detailing the CDR System for implementation. 2. It would be observed therefrom that a three-tier structure of the CDR System, which is a noon-statutory, volunta

Ref.DBS.FID No. C-2 /01.11.00/ 2001-02August 25, 2001ToThe CEOs of the All-India Term Lending and Refinancing InstitutionsDear Sir,Corporate Debt Restructuring (CDR)We forward herewith a copy of the circular DBOD.BP.BC.15 /21.04.114/2000-01 dated 23 August 2001 on the captioned subject, alongwith its enclosure detailing the CDR System for implementation. 2. It would be observed therefrom that a three-tier structure of the CDR System, which is a noon-statutory, volunta

Corporate Debt Restructuring (CDR)

Reconcilation of Nostro Accounts-
Old Outstanding Credit Entries.

DBOD No.BP.BC. 16 /21.04.018/2001-02 August 24, 2001.ToAll Commercial Banks(Excluding RRBs & LABs)Dear Sir,Reconcilation of Nostro Accounts-Old Outstanding Credit Entries. Please refer to our circular DBOD.No. BP. BC. 67/ 21.04.018/99 dated 1 July, 1999, in terms of which banks were required to net off the credit /debit entries in each of their nostro accounts pertaining to the period up to 31 March 1996 which were remaining unreconciled as on 31 March 2000, again

DBOD No.BP.BC. 16 /21.04.018/2001-02 August 24, 2001.ToAll Commercial Banks(Excluding RRBs & LABs)Dear Sir,Reconcilation of Nostro Accounts-Old Outstanding Credit Entries. Please refer to our circular DBOD.No. BP. BC. 67/ 21.04.018/99 dated 1 July, 1999, in terms of which banks were required to net off the credit /debit entries in each of their nostro accounts pertaining to the period up to 31 March 1996 which were remaining unreconciled as on 31 March 2000, again

Reconcilation of Nostro Accounts- Old Outstanding Credit Entries.

Inter-branch Accounts -
Provisioning for Net Debit Balance

DBOD No.BP.BC. 17 /21.04.018/2001-02August 24, 2001All Scheduled Commercial Banks(excluding RRBs & LABs)Dear Sir,Inter-branch Accounts –Provisioning for Net Debit Balance Please refer to our circular DBOD No.BP.BC.22 /21.04.018/99 dated March 24,1999 wherein banks were advised that from the year ended March 31, 1999 they should make 100 per cent provision for the net debit position in their Inter-branch Accounts, arising out of the unreconciled entries ( both debi

DBOD No.BP.BC. 17 /21.04.018/2001-02August 24, 2001All Scheduled Commercial Banks(excluding RRBs & LABs)Dear Sir,Inter-branch Accounts –Provisioning for Net Debit Balance Please refer to our circular DBOD No.BP.BC.22 /21.04.018/99 dated March 24,1999 wherein banks were advised that from the year ended March 31, 1999 they should make 100 per cent provision for the net debit position in their Inter-branch Accounts, arising out of the unreconciled entries ( both debi

Inter-branch Accounts - Provisioning for Net Debit Balance

Corporate Debt Restructuring (CDR)

BP.BC. 15 /21.04.114/2000-01August 23, 2001All commercial banks(excluding RRBs & LABs)Dear Sir,Corporate Debt Restructuring (CDR) As you are aware, the need for evolving an appropriate mechanism for corporate debt restructuring in the country, on the lines of similar mechanism prevalent in countries like the U.K., Thailand, Korea, Malaysia, etc. was engaging the attention of the Government of India, Reserve Bank of India, banks and financial institutions. Based on

BP.BC. 15 /21.04.114/2000-01August 23, 2001All commercial banks(excluding RRBs & LABs)Dear Sir,Corporate Debt Restructuring (CDR) As you are aware, the need for evolving an appropriate mechanism for corporate debt restructuring in the country, on the lines of similar mechanism prevalent in countries like the U.K., Thailand, Korea, Malaysia, etc. was engaging the attention of the Government of India, Reserve Bank of India, banks and financial institutions. Based on

Corporate Debt Restructuring (CDR)

Move towards Risk Based Supervision (RBS) of Banks -
Discussion Paper

Bulletin Board          13th August 2001 DBS.CO/ RBS/58/36.01.002/2001-02 All Scheduled Commercial Banks (Except Regional Rural Banks) Dear Sirs, Move towards Risk Based Supervision (RBS) of Banks - discussion paper Please refer to paragraph 76 of our Governor's statement on 'Monetary and Credit Policy for the year 2000-2001' wherein it has been stated that the Reserve Bank would be developing an overall plan for moving towards Risk-based Supe

Bulletin Board          13th August 2001 DBS.CO/ RBS/58/36.01.002/2001-02 All Scheduled Commercial Banks (Except Regional Rural Banks) Dear Sirs, Move towards Risk Based Supervision (RBS) of Banks - discussion paper Please refer to paragraph 76 of our Governor's statement on 'Monetary and Credit Policy for the year 2000-2001' wherein it has been stated that the Reserve Bank would be developing an overall plan for moving towards Risk-based Supe

Move towards Risk Based Supervision (RBS) of Banks - Discussion Paper

Priority Sector Lending-Special Programmes

RPCD.NO.SP.BC. 14 /09.01.01/2001-0217 August 2001All Commercial BanksDear Sir,Master CircularPriority Sector Lending-Special ProgrammesReserve Bank of India has, periodically, issued instructions/directives to banks with regard to operationalisation of the Swarnjayanti Gram Swarozgar Yojana (SGSY) scheme. To enable banks to have current instructions at one place, a Master Circular incorporating all the existing guidelines/instructions/directives on the scheme has been

RPCD.NO.SP.BC. 14 /09.01.01/2001-0217 August 2001All Commercial BanksDear Sir,Master CircularPriority Sector Lending-Special ProgrammesReserve Bank of India has, periodically, issued instructions/directives to banks with regard to operationalisation of the Swarnjayanti Gram Swarozgar Yojana (SGSY) scheme. To enable banks to have current instructions at one place, a Master Circular incorporating all the existing guidelines/instructions/directives on the scheme has been

Priority Sector Lending-Special Programmes

Exposure Norms

DBOD No. Dir. BC. 12/13.03.00/2001-02August 13, 2001Shravana 22, ,1923(S)Chief Executives of all Scheduled Commercial Banks Dear Sir,@@NBSP@@Master Circular-Exposure NormsAs you are aware, the Reserve Bank of India has, from time to time, issued a number of circulars containing instructions to banks on matters relating to credit exposure, extent of investments in shares, debentures, bonds and debt instruments of corporate bodies, Public Sector Undertakings (PSU), Fina

DBOD No. Dir. BC. 12/13.03.00/2001-02August 13, 2001Shravana 22, ,1923(S)Chief Executives of all Scheduled Commercial Banks Dear Sir,@@NBSP@@Master Circular-Exposure NormsAs you are aware, the Reserve Bank of India has, from time to time, issued a number of circulars containing instructions to banks on matters relating to credit exposure, extent of investments in shares, debentures, bonds and debt instruments of corporate bodies, Public Sector Undertakings (PSU), Fina

Exposure Norms

Exposure Norms

Contents1.General2. Credit exposures to individual/group borrowers3. Credit exposure to industry or certain sectors4. Exposure to unsecured guarantees and unsecured advances5. Exposure norms for investmentsAnnexure 1Annexure 2Annexure 3Appendix1. General1.1 As a prudential measure aimed at better risk management and avoidance of concentration of credit risks, the Reserve Bank of India has advised the banks to fix limits on their exposure -- to individual borrowers and

Contents1.General2. Credit exposures to individual/group borrowers3. Credit exposure to industry or certain sectors4. Exposure to unsecured guarantees and unsecured advances5. Exposure norms for investmentsAnnexure 1Annexure 2Annexure 3Appendix1. General1.1 As a prudential measure aimed at better risk management and avoidance of concentration of credit risks, the Reserve Bank of India has advised the banks to fix limits on their exposure -- to individual borrowers and

Exposure Norms

Annexures

Annexures

Credit facilities to Minority Communities - Evaluation Study

Ref. RPCD No.SP.BC. 13 /09.10.01/2001-02 August 13, 2001All Indian Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Credit facilities to Minority Communities - Evaluation StudyIn pursuance of the recommendations of the National Commission for Minorities to have a wider assessment of the economic problems of minorities, we conducted a quick study through our Regional Offices, with a view to assessing the progress made by banks in granting loans to minority communitie

Ref. RPCD No.SP.BC. 13 /09.10.01/2001-02 August 13, 2001All Indian Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Credit facilities to Minority Communities - Evaluation StudyIn pursuance of the recommendations of the National Commission for Minorities to have a wider assessment of the economic problems of minorities, we conducted a quick study through our Regional Offices, with a view to assessing the progress made by banks in granting loans to minority communitie

Credit facilities to Minority Communities - Evaluation Study