The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of February 2020. Ajit Prasad Director Press Release : 2019-2020/2010

The Financial Action Task Force (FATF) has called on its members and other jurisdictions to apply counter-measures to protect the international financial system from the ongoing and substantial money laundering and terrorist financing (ML/FT) risks emanating from the jurisdiction of Democratic People’s Republic of Korea (DPRK). Also, jurisdiction of Iran is subject to a FATF call on its members to apply effective counter measures. FATF has further identified the follo

(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 15-Feb-19 31-JAN-2020 * 14-FEB-2020 * 15-Feb-19 31-JAN-2020 * 14-FEB-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 160618.2 194935.1 192152.78 165040.56 199873.56 197102.31 ** b) Borrowings from banks 81871.77 66868.22 72952.52 81932.34 66916.05 73033.53 c) Other demand & time liabilities 8267.54 12967.5 12552.78 8354.27 13171.59 127

(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 01-FEB-2019 17-JAN-2020 * 31-JAN-2020 * 01-FEB-2019 17-JAN-2020 * 31-JAN-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 159753.97 194116.89 194901.66 164120.61 199019.11 199840.12 ** b) Borrowings from banks 76146.84 58842.94 66868.22 76194.41 58864.95 66916.05 c) Other demand & time liabilities 10502.6 11921.12 12996.4 10577.91 12057

Consequent to the announcement in the sixth Bi-monthly Monetary Policy for 2019-20 on February 06, 2020, the Reserve Bank has issued a circular today to harmonise the guidelines for deferment of date of commencement of commercial operations (DCCO) for projects in non-infrastructure and commercial real estate (CRE) sectors. (Yogesh Dayal) Chief General Manager Press Release: 2019-2020/1911

With a view to providing a greater measure of protection to depositors in banks the Deposit Insurance and Credit Guarantee Corporation, a wholly owned subsidiary of the Reserve Bank of India, has raised the limit of insurance cover for depositors in insured banks from the present level of ₹1 lakh to ₹5 lakh per depositor with effect from February 4, 2020 with the approval of Government of India. (Yogesh Dayal) Chief General Manager Press Release: 2019-2020/1878

The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of January 2020. Ajit Prasad Director Press Release: 2019-2020/1866

(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 18-Jan-19 03-JAN-2020 * 17-JAN-2020 * 18-Jan-19 03-JAN-2020 * 17-JAN-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 158874.31 196067.69 194119.66 163135.38 200881.78 199021.88 ** b) Borrowings from banks 83185.01 54290.78 55845.83 83497.94 54316.6 55867.84 c) Other demand & time liabilities 14817.04 11817.63 11919.89 14904.46 11944.74

The Reserve Bank of India (RBI) has, by an order dated January 29, 2020, imposed a monetary penalty of ₹ 1 crore on HDFC Bank Limited for non-compliance with Master Direction on Know Your Customer dated February 25, 2016 (updated as on December 08, 2016) (Direction). The penalty has been imposed in exercise of powers vested in RBI under the provisions of section 47 A (1) (c) read with section 46 (4) (i) of the Banking Regulation Act, 1949, taking into account the fail

(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 4-Jan-19 20-DEC-2019 * 03-JAN-2020 * 4-Jan-19 20-DEC-2019 * 03-JAN-2020 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 158649.7 185566.68 196058.09 162904.3 190175.52 200872.18 ** b) Borrowings from banks 71713.27 66123.16 54290.77 72207.84 66148.41 54316.59 c) Other demand & time liabilities 16367.16 12131.41 11819.99 16435.7 12271.8 1194

The Reserve Bank of India has today released Lending Rates of Scheduled Commercial Banks based on data received during the month of December 2019. Rupambara Director Press Release: 2019-2020/1653

(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 21-Dec-18 06-DEC-2019 * 20-DEC-2019 * 21-Dec-18 06-DEC-2019 * 20-DEC-2019 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 151784.64 185658.16 185571.51 156063.33 190309.44 190180.35 ** b) Borrowings from banks 93859.53 58782.74 66178.75 93990.06 58832.91 66204 c) Other demand & time liabilities 9571.8 11860.18 12113.83 9685.56 11987.1 12254

Today, the Reserve Bank released its web publication entitled ‘Statistical Tables Relating to Banks in India: 2018-19’ covering the activities of scheduled commercial banks (excluding regional rural banks). The state-wise distribution of consolidated balance sheet of rural co-operative banks are also covered. For scheduled commercial banks, entity-wise information on major items of liabilities and assets; income and expenses; selected financial ratios; number of emplo

The Reserve Bank of India today herewith releases the 6th volume of the annual publication titled ‘Primary (Urban) Co-operative Banks’ Outlook 2018-19’. It can be accessed at https://dbie.rbi.org.in/DBIE/dbie.rbi?site=publications#!13 The publication has been brought out by the ‘Department of Supervision’ of the Reserve Bank of India. The publication covers the financial accounts of Scheduled and Non-Scheduled Primary (Urban) Co-operative Banks for the financial year

Today, the Reserve Bank of India released the Report on Trend and Progress of Banking in India 2018-19, a statutory publication in compliance with Section 36 (2) of the Banking Regulation Act, 1949. This Report presents the performance of the banking sector, including co-operative banks, and non-banking financial institutions during 2018-19 and 2019-20 so far. The highlights of the Report are set out below: The banking sector showed improvement with the gross non-perf

(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 07-Dec-18 22-NOV-2019 * 06-DEC-2019 * 07-Dec-18 22-NOV-2019 * 06-DEC-2019 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 148290.43 179758.98 185744.55 152632.33 184451.28 190395.83 ** b) Borrowings from banks 74064.82 61377.36 58782.74 74312.92 61404.86 58832.91 c) Other demand & time liabilities 13176.38 12130.97 11860.18 13289.24 12294.1

The Governor, Reserve Bank of India held a meeting today with the MD & CEOs of major public sector banks. In his opening remarks, Governor noted that there has been some improvement in banking sector and the sector remains resilient even though current economic conditions may pose certain challenges. He urged the banks to proactively tackle the emerging challenges swiftly, particularly with regard to the stressed assets resolution in a co-ordinated manner. During

(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 23-Nov-18 08-NOV-2019 * 22-NOV-2019 * 23-Nov-18 08-NOV-2019 * 22-NOV-2019 * I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 147566.19 180079.99 179765.23 151883.93 184777.19 184457.53 ** b) Borrowings from banks 67862.78 55164.72 61375.56 68068.07 55189.97 61403.06 c) Other demand & time liabilities 9769.49 11311.62 12131.49 9904.94 11434.49

The Reserve Bank of India (RBI) has, by an order dated December 05, 2019, imposed a monetary penalty of ₹25 lakh on Andhra Bank for non-compliance with certain provisions of directions issued by RBI on Know Your Customer (KYC) Norms/ Anti Money Laundering (AML) Standards and Opening of Current Accounts. The penalty has been imposed in exercise of powers vested in RBI under the provisions of section 47 A (1) (c) read with section 46 (4) (i) and section 51 (1) of the Ba

The Reserve Bank of India today released on its website, “Guidelines for ‘on tap’ Licensing of Small Finance Banks in the Private Sector”. Major changes from the earlier Guidelines on Small Finance Banks dated November 27, 2014, are (i) The licensing window will be open on-tap; (ii) minimum paid-up voting equity capital / net worth requirement shall be ₹ 200 crore; (iii) for Primary (Urban) Co-operative Banks (UCBs), desirous of voluntarily transiting into Small Finan