Region/State-wise Credit-Deposit Ratio and Investment + Credit Deposit Ratio of Scheduled Commercial Banks

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Region/State-wise Credit-Deposit Ratio and Investment + Credit Deposit Ratio of Scheduled Commercial Banks


Appendix Table - II.7 :		Region/State-wise Credit-Deposit Ratio and Investment +
		Credit Deposit Ratio of Scheduled Commercial Banks
								(per cent)

Sr.	Region/State/	Credit-Deposit					Investment + Credit
No.	Union Territory	Ratio					Deposit Ratio @
		1995		1996	1997	1998	1995		1996
		As per	As per	As per	As per	As per	As per	As per	As per
		Sanc-	Utili-	Sanc-	Utili-	Sanc-	Utili-	Sanc-	Utili-
		tion	sation	tion	sation	tion	sation	tion	sation

1	2	3	4	5	6	7	8	9	10

1	NORTHERN REGION	48.6	47.5	60.8	53.9	51.0	54.5	53.4	66.5
	Haryana	45.5	56.0	46.0	42.7	42.9	57.0	67.5	56.5
	Himachal Pradesh	26.0	29.7	25.8	23.4	21.6	38.4	42.1	37.8
	Jammu & Kashmir	28.6	28.4	38.2	38.8	37.4	41.2	41.0	50.0
	Punjab	41.4	43.3	41.9	39.1	38.6	46.6	48.5	47.1
	Rajasthan	47.7	51.0	46.6	44.2	47.4	69.5	72.9	66.7
	Chandigarh	89.9	86.9	138.8	88.0	58.0	89.9	86.9	138.8
	Delhi	52.8	46.5	74.7	66.9	61.9	53.1	46.9	75.1

2	NORTH-EASTERN REGION	35.6	45.9	34.5	31.2	29.9	58.5	68.8	56.9
	Arunachal Pradesh	12.4	20.1	10.4	10.7	13.1	18.5	26.2	70.4
	Assam	38.7	47.4	39.3	35.2	32.9	62.1	70.8	62.6
	Manipur	58.2	58.9	53.7	57.5	58.8	105.3	106.0	94.0
	Meghalaya	17.0	47.2	14.4	14.3	15.2	38.9	69.0	35.2
	Mizoram	16.5	35.1	16.2	14.0	23.2	22.2	40.8	26.6
	Nagaland	37.8	44.8	27.4	24.0	18.3	77.2	84.2	63.8
	Tripura	47.5	48.5	42.1	37.7	34.0	67.0	68.0	60.0

3	EASTERN REGION	47.1	46.6	47.7	43.3	39.8	63.2	62.7	63.4
	Bihar	32.5	33.8	32.0	30.5	27.5	53.3	54.6	51.5
	Orissa	54.5	55.9	54.8	49.0	45.2	89.0	90.4	88.5
	Sikkim	24.0	24.9	19.3	17.7	20.7	46.4	47.2	97.5
	West Bengal	53.9	52.0	55.7	50.0	46.1	64.0	62.1	65.4
	Andaman & Nicobar Islands	17.0	17.1	16.5	16.0	15.1	17.0	17.1	16.5

4	CENTRAL REGION	39.0	41.2	40.5	37.3	35.1	55.1	57.3	55.7
	Madhya Pradesh	49.6	51.8	57.1	52.3	51.4	68.6	70.8	74.3
	Uttar Pradesh	35.1	37.3	34.2	31.6	28.6	50.1	52.3	48.6

5	WESTERN REGION	63.2	62.4	69.4	63.2	65.5	68.0	67.2	73.9
	Goa	24.7	25.5	26.9	25.0	24.6	26.3	27.1	28.4
	Gujarat	46.6	49.6	53.0	49.7	48.2	55.3	58.3	61.3
	Maharashtra	69.5	67.4	75.7	68.7	72.3	73.3	71.2	79.2
	Dadra & Nagar Haveli	16.3	94.8	20.7	18.6	21.4	16.3	94.8	20.7
	Daman & Diu	16.7	50.5	23.3	21.9	20.6	16.7	50.5	23.3

6	SOUTHERN REGION	69.4	69.9	76.6	76.1	72.3	80.5	80.9	87.1
	Andhra Pradesh	73.0	74.6	80.8	77.6	72.1	86.8	88.4	94.8
	Karnataka	65.8	65.1	69.7	71.5	68.2	74.8	74.1	77.8
	Kerala	44.8	45.2	45.4	46.9	44.3	56.0	56.4	56.1
	Tamil Nadu	86.6	86.8	101.2	100.3	96.1	97.1	97.2	111.1
	Lakshadweep	7.7	9.7	9.6	8.8	9.9	7.7	9.7	9.6
	Pondicherry	43.3	50.4	41.9	39.0	35.9	43.3	50.4	42.0

	ALL INDIA	55.6	55.6	61.9	57.3	55.5	65.3	65.3	71.1

@	State-wise investment figures pertain to investments by scheduled commercial banks in the respective
	States only. All-India (investment + credit-deposit) ratio is worked out by excluding investments in Central
	Government and other approved securities.

Notes :	1.	Deposits and credit (as per place of sanction and utilisation) data for 1995 are based on BSR-1 and 2 surveys as on 31st March.
	2.	The investment figures are based on BSR-5 survey as on 31st March.
	3.	Deposits and credit (as per place of sanction) data for 1996, 1997 & 1998 are based on BSR-7 surveys as on last Friday of March.