Notifications - আৰবিআই - Reserve Bank of India
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Notifications
এপ্ৰিল 01, 2015
Provisioning pertaining to Fraud Accounts
RBI/2014-15/535 DBR.No.BP.BC.83/21.04.048/2014-15 April 1, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Provisioning pertaining to Fraud Accounts Please refer to the guidelines compiled in paragraph 4.2.9 of Master Circular on Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances dated July 1, 2014, in terms of which, in accounts where there are potential threats for recovery on account o
RBI/2014-15/535 DBR.No.BP.BC.83/21.04.048/2014-15 April 1, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Provisioning pertaining to Fraud Accounts Please refer to the guidelines compiled in paragraph 4.2.9 of Master Circular on Prudential Norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances dated July 1, 2014, in terms of which, in accounts where there are potential threats for recovery on account o
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এপ্ৰিল 01, 2015
Setting up of IFSC Banking Units (IBUs) (Updated as on January 21, 2020)
RBI/2014-15/533 DOR.IBD.BC.14570/23.13.004/2014-15 April 1, 2015 (Updated as on January 21, 2020) (Updated as on December 23, 2019) (Updated as on May 17, 2018) (Updated as on April 10, 2017) (Updated as on November 10, 2016) (Updated as on January 07, 2016) All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam Setting up of IFSC Banking Units (IBUs) Please refer to the Reserve Bank of India Notification No. FEMA.339/2015-RB dated March 02, 20
RBI/2014-15/533 DOR.IBD.BC.14570/23.13.004/2014-15 April 1, 2015 (Updated as on January 21, 2020) (Updated as on December 23, 2019) (Updated as on May 17, 2018) (Updated as on April 10, 2017) (Updated as on November 10, 2016) (Updated as on January 07, 2016) All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir/Madam Setting up of IFSC Banking Units (IBUs) Please refer to the Reserve Bank of India Notification No. FEMA.339/2015-RB dated March 02, 20
এপ্ৰিল 01, 2015
Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs)
RBI/2014-15/531 DBR.RRB.BC.No.82/31.04.002/2014 -15 April 1, 2015 All Regional Rural Banks Dear Sir/Madam, Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs) We advise that the names of two Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notifications RPCD.CO.RRB.BC.No.18/03.05.100/ 2014-15 dated July 28, 2014 and DBR.RRB.No.7946/03.05.100/2014-15
RBI/2014-15/531 DBR.RRB.BC.No.82/31.04.002/2014 -15 April 1, 2015 All Regional Rural Banks Dear Sir/Madam, Inclusion in/exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- Regional Rural Banks (RRBs) We advise that the names of two Regional Rural Banks have been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notifications RPCD.CO.RRB.BC.No.18/03.05.100/ 2014-15 dated July 28, 2014 and DBR.RRB.No.7946/03.05.100/2014-15
মাৰ্চ 31, 2015
Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments
RBI/2014-15/529 DBR.No.BP.BC.80/21.06.201/2014-15 March 31, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments As you are aware, the Reserve Bank has issued and implemented prudential guidelines on capital adequacy framework and liquidity standards for banks operating in India. These guidelines have been framed based on the internationally accepted reform package
RBI/2014-15/529 DBR.No.BP.BC.80/21.06.201/2014-15 March 31, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Prudential Guidelines on Capital Adequacy and Liquidity Standards - Amendments As you are aware, the Reserve Bank has issued and implemented prudential guidelines on capital adequacy framework and liquidity standards for banks operating in India. These guidelines have been framed based on the internationally accepted reform package
মাৰ্চ 31, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-2015/528 DBR.AML.No.14529/14.06.001/2014-15 March 31, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 13793/14.06.001/2014-15 dated March 19, 2015 on the captioned subject releasing 5th
RBI/2014-2015/528 DBR.AML.No.14529/14.06.001/2014-15 March 31, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 13793/14.06.001/2014-15 dated March 19, 2015 on the captioned subject releasing 5th
মাৰ্চ 30, 2015
Utilisation of Floating Provisions/Counter Cyclical Provisioning Buffer
RBI/2014-15/522 DBR.No.BP.BC.79/21.04.048/2014-15 March 30, 2015 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding and Regional Rural Banks) Madam/Dear Sir, Utilisation of Floating Provisions/Counter Cyclical Provisioning Buffer Please refer to our circular DBOD.No.BP.BC.89/21.04.048/2005-06 dated June 22, 2006 and DBOD.No.BP.BC.68/21.04.048/2006-07 dated March 13, 2007 on creation, accounting, disclosures and utilisa
RBI/2014-15/522 DBR.No.BP.BC.79/21.04.048/2014-15 March 30, 2015 The Chairman and Managing Director/Chief Executive Officer All Scheduled Commercial Banks (Excluding and Regional Rural Banks) Madam/Dear Sir, Utilisation of Floating Provisions/Counter Cyclical Provisioning Buffer Please refer to our circular DBOD.No.BP.BC.89/21.04.048/2005-06 dated June 22, 2006 and DBOD.No.BP.BC.68/21.04.048/2006-07 dated March 13, 2007 on creation, accounting, disclosures and utilisa
মাৰ্চ 20, 2015
Guidelines on Sale of Financial Assets to Securitisation Company / Reconstruction Company and Related Issues
RBI/2014-15/508 DBR.No.BP.BC.78/21.04.048/2014-15 March 20, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Guidelines on Sale of Financial Assets to Securitisation Company / Reconstruction Company and Related Issues Please refer to paragraph 6 of the circular DBOD.BP.BC.No.96/21.04.048/2002-03 dated April 23, 2003, wherein disclosure requirements relating to sale of non-performing assets (NPAs) to Securitisation Companies(SCs)/Reconstru
RBI/2014-15/508 DBR.No.BP.BC.78/21.04.048/2014-15 March 20, 2015 All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Guidelines on Sale of Financial Assets to Securitisation Company / Reconstruction Company and Related Issues Please refer to paragraph 6 of the circular DBOD.BP.BC.No.96/21.04.048/2002-03 dated April 23, 2003, wherein disclosure requirements relating to sale of non-performing assets (NPAs) to Securitisation Companies(SCs)/Reconstru
মাৰ্চ 19, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/505 DBR.AML.No.13793/14.06.001/2014-15 March 19, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML No.12661/14.06.001/2014-15 dated February 25, 2015 on the captioned subject releasing 4th u
RBI/2014-15/505 DBR.AML.No.13793/14.06.001/2014-15 March 19, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Dear Sir / Madam, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR.AML No.12661/14.06.001/2014-15 dated February 25, 2015 on the captioned subject releasing 4th u
মাৰ্চ 13, 2015
Know your Customer (KYC) guidelines - accounts of proprietary concerns
RBI/2014-15/498 DBR.AML.BC.No.77/14.01.001/2014-15 March 13, 2015 The Chairperson/CEOs of all Scheduled Commercial Banks Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Madam/Sir, Know your Customer (KYC) guidelines - accounts of proprietary concerns Please refer to paragraph 2.5(h) of our Master Circular no. DBOD.AML.BC.No.22/14.01.001/2014-15 dated July 1, 2014 on KYC norms and our circular DBOD. AML.BC. No. 80/14.01.001/2009-10 dated
RBI/2014-15/498 DBR.AML.BC.No.77/14.01.001/2014-15 March 13, 2015 The Chairperson/CEOs of all Scheduled Commercial Banks Regional Rural Banks/ Local Area Banks / All India Financial Institutions Dear Madam/Sir, Know your Customer (KYC) guidelines - accounts of proprietary concerns Please refer to paragraph 2.5(h) of our Master Circular no. DBOD.AML.BC.No.22/14.01.001/2014-15 dated July 1, 2014 on KYC norms and our circular DBOD. AML.BC. No. 80/14.01.001/2009-10 dated
মাৰ্চ 11, 2015
Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks
RBI/2014-15/497 DBR.No.BP.BC.76/21.04.158/2014-15 March 11, 2015 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks Please refer to our circular DBOD.No.BP.40/21.04.158/2014-15 dated November 3, 2006 forwarding the final guidelines on managing risks as applicable in outsourcing of financial services. 2. In view of concerns raised that these instructions are not being
RBI/2014-15/497 DBR.No.BP.BC.76/21.04.158/2014-15 March 11, 2015 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks Please refer to our circular DBOD.No.BP.40/21.04.158/2014-15 dated November 3, 2006 forwarding the final guidelines on managing risks as applicable in outsourcing of financial services. 2. In view of concerns raised that these instructions are not being
মাৰ্চ 11, 2015
Guidelines on Sale of Financial Assets to Securitisation Company(SC)/Reconstruction Company (RC) and Related Issues
RBI/2014-15/496 DBR.No.BP.BC.75/21.04.048/2014-15 March 11, 2015 All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Guidelines on Sale of Financial Assets to Securitisation Company(SC)/Reconstruction Company (RC) and Related Issues Please refer to paragraph 3.4 of circular DBOD.BP.BC.No.98/21.04.132/2013-14 dated February 26, 2014 and our subsequent mailbox clarification dated April 9, 2014 on the captioned subject, wherein
RBI/2014-15/496 DBR.No.BP.BC.75/21.04.048/2014-15 March 11, 2015 All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir, Guidelines on Sale of Financial Assets to Securitisation Company(SC)/Reconstruction Company (RC) and Related Issues Please refer to paragraph 3.4 of circular DBOD.BP.BC.No.98/21.04.132/2013-14 dated February 26, 2014 and our subsequent mailbox clarification dated April 9, 2014 on the captioned subject, wherein
মাৰ্চ 05, 2015
Housing Loans: Review of Instructions
RBI/2014-15/491 DBR.BP.BC.No.74/08.12.015/2014-15 March 5, 2015 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Housing Loans: Review of Instructions A. Inclusion of stamp duty and other charges in LTV ratio Please refer to our circular DBOD.No.BP.BC.78/08.12.001/2011-12 dated February 3, 2012 on ‘Housing Loans by Commercial Banks - Loan to Value (LTV) Ratio’ whereby banks were advised that they should not include stamp duty, registration and other documenta
RBI/2014-15/491 DBR.BP.BC.No.74/08.12.015/2014-15 March 5, 2015 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Housing Loans: Review of Instructions A. Inclusion of stamp duty and other charges in LTV ratio Please refer to our circular DBOD.No.BP.BC.78/08.12.001/2011-12 dated February 3, 2012 on ‘Housing Loans by Commercial Banks - Loan to Value (LTV) Ratio’ whereby banks were advised that they should not include stamp duty, registration and other documenta
মাৰ্চ 05, 2015
Implementation of Section 51-A of UAPA, 1967- UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List and UNSCR 1988(2011) Taliban Sanctions List - Modification in the Listing Format
RBI/2014-15/490 DBR. AML.No. 13157/14.06.001/2014-15 March 5, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List and UNSCR 1988(2011) Taliban Sanctions List – Modification in the Listing Format A reference is invited to our circulars issued from time to tim
RBI/2014-15/490 DBR. AML.No. 13157/14.06.001/2014-15 March 5, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks /Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List and UNSCR 1988(2011) Taliban Sanctions List – Modification in the Listing Format A reference is invited to our circulars issued from time to tim
মাৰ্চ 04, 2015
Compliance function in banks
RBI/2014-15/489A DBS.CO.PPD.10946/11.01.005/2014-15 March 04, 2015 To, The Chairman / CEO All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Compliance function in banks Please refer to our circular DBS.CO.PP.BC.6/11.01.005/2006-07 dated April 20, 2007 on compliance function in banks. It has been observed that certain supervisory concerns continue to recur, necessitating the need for tighter compliance regimes in banks in accordance with the above circu
RBI/2014-15/489A DBS.CO.PPD.10946/11.01.005/2014-15 March 04, 2015 To, The Chairman / CEO All Scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Compliance function in banks Please refer to our circular DBS.CO.PP.BC.6/11.01.005/2006-07 dated April 20, 2007 on compliance function in banks. It has been observed that certain supervisory concerns continue to recur, necessitating the need for tighter compliance regimes in banks in accordance with the above circu
মাৰ্চ 04, 2015
Change in Bank Rate
RBI/2014-15/486 DBR.No.Ret.BC.73/12.01.001/2014-15 March 04, 2015 All Scheduled Commercial Banks, Local Area Banks and RRBs Dear Sir, Change in Bank Rate Please refer to circular DBR.No.Ret.BC.61/12.01.001/2014-15 dated January 15, 2015 on the captioned subject. 2. As announced in the Press Release 2014-2015/1847 dated March 04, 2015, the Bank Rate stands adjusted by 25 basis points from 8.75 per cent to 8.50 per cent with effect from March 04, 2015. 3. All penal inte
RBI/2014-15/486 DBR.No.Ret.BC.73/12.01.001/2014-15 March 04, 2015 All Scheduled Commercial Banks, Local Area Banks and RRBs Dear Sir, Change in Bank Rate Please refer to circular DBR.No.Ret.BC.61/12.01.001/2014-15 dated January 15, 2015 on the captioned subject. 2. As announced in the Press Release 2014-2015/1847 dated March 04, 2015, the Bank Rate stands adjusted by 25 basis points from 8.75 per cent to 8.50 per cent with effect from March 04, 2015. 3. All penal inte
ফেব্ৰু 25, 2015
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/478 DBR. AML.No. 12661/14.06.001/2014-15 February 25, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks / Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 12204/14.06.001/2014-15 dated February 13, 2015 on the captioned subject releasing
RBI/2014-15/478 DBR. AML.No. 12661/14.06.001/2014-15 February 25, 2015 The Chairpersons / CEOs of all Scheduled Commercial Banks/ Regional Rural Banks / Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBR. AML No. 12204/14.06.001/2014-15 dated February 13, 2015 on the captioned subject releasing
আগ 20, 2014
Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List
RBI/2014-15/183 DBOD. AML.No. 2741/14.06.001/2014-15 August 20, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 2476/14.06.001/2013-14 dated August 14, 2014 on the captioned subject releasing 8th and 9
RBI/2014-15/183 DBOD. AML.No. 2741/14.06.001/2014-15 August 20, 2014 The Chairpersons / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/ Local Area Banks / All India Financial Institutions Madam/Dear Sir, Implementation of Section 51-A of UAPA, 1967- Updates of the UNSCR 1267(1999) / 1989(2011) Committee's Al Qaida Sanctions List Please refer to our circular DBOD. AML No. 2476/14.06.001/2013-14 dated August 14, 2014 on the captioned subject releasing 8th and 9
ছেপ্তে 19, 2011
List of Terrorist Individuals/ Organisations under UNSCR 1267(1999),1822(2008) and 1989(2011) on Taliban/Al-Qaida Organisation
DOC/2011-2012/190 DBOD. AML.No. 4329 /14.06.001/2011-12 September 19, 2011 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999),1822(2008) and 1989(2011) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML No. 3130 /14.06.001/2011-12 dated @@NBSP@@August 24, 2011.We have since received from Gover
DOC/2011-2012/190 DBOD. AML.No. 4329 /14.06.001/2011-12 September 19, 2011 The Chairmen / CEOs of all Scheduled Commercial Banks (Excluding RRBs)/Local Area Banks / All India Financial Institutions Dear Sir, List of Terrorist Individuals/ Organisations under UNSCR 1267(1999),1822(2008) and 1989(2011) on Taliban/Al-Qaida Organisation Please refer to our circular letter DBOD. AML No. 3130 /14.06.001/2011-12 dated @@NBSP@@August 24, 2011.We have since received from Gover
জুলাই 28, 2011
Relaxation to Trade and Industry in the State of Jammu & Kashmir
RBI/2011-12/132 DBOD.No.BP.BC. 25 /21.04.012/2011-12 July 28, 2011 The Chairmen & Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Relaxation to Trade and Industry in the State of Jammu & Kashmir Please refer to our circular DBOD.No.BP.BC.100/21.04.012/2009-10 dated April 29, 2010 extending the period of concessions/credit relaxations to borrowers / customers in Jammu & Kashmir up to
RBI/2011-12/132 DBOD.No.BP.BC. 25 /21.04.012/2011-12 July 28, 2011 The Chairmen & Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Relaxation to Trade and Industry in the State of Jammu & Kashmir Please refer to our circular DBOD.No.BP.BC.100/21.04.012/2009-10 dated April 29, 2010 extending the period of concessions/credit relaxations to borrowers / customers in Jammu & Kashmir up to
মে’ 11, 2011
Regulatory and Audit Compliance
RBI/2010-11/520 Ref.DBS.ARS.BC. No.07/ 08.91.020/ 2010-11 May 11, 2011 The Chief Executives Officers All foreign banks operating in India Dear Sir/Madam, Regulatory and Audit Compliance It is observed that Indian operations of foreign banks functioning in India as branches of the parent banks generally do not have a separate Audit Committee vested with the responsibility of examining and reviewing inspection/audit reports for their compliance. In the recent past, ther
RBI/2010-11/520 Ref.DBS.ARS.BC. No.07/ 08.91.020/ 2010-11 May 11, 2011 The Chief Executives Officers All foreign banks operating in India Dear Sir/Madam, Regulatory and Audit Compliance It is observed that Indian operations of foreign banks functioning in India as branches of the parent banks generally do not have a separate Audit Committee vested with the responsibility of examining and reviewing inspection/audit reports for their compliance. In the recent past, ther
এপ্ৰিল 17, 2009
Prudential Norms on Unsecured Advances
RBI/2008-09/434 DBOD.No.BP.BC. 125@@NBSP@@ /21.04.048/2008-09 April 17, 2009 @@NBSP@@ The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Prudential Norms on Unsecured Advances @@NBSP@@ Please refer to paragraph 5.4 of the Master Circular DBOD.No.BP.BC. 20/21.04.048/2008-09 dated July 1, 2008, on prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to
RBI/2008-09/434 DBOD.No.BP.BC. 125@@NBSP@@ /21.04.048/2008-09 April 17, 2009 @@NBSP@@ The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Prudential Norms on Unsecured Advances @@NBSP@@ Please refer to paragraph 5.4 of the Master Circular DBOD.No.BP.BC. 20/21.04.048/2008-09 dated July 1, 2008, on prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to
মাৰ্চ 25, 2009
Prudential treatment of different types of Provisions in respect of loan portfolios
RBI 2008-09/418 DBOD.No.BP.BC. 118@@NBSP@@ /21.04.048/2008-09 March 25, 2009 @@NBSP@@ The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Prudential treatment of different types of Provisions in respect of loan portfolios @@NBSP@@ It has been decided to lay down the following guidelines in regard to the prudential treatment of different types of provisions in respect of loans portfolios.
RBI 2008-09/418 DBOD.No.BP.BC. 118@@NBSP@@ /21.04.048/2008-09 March 25, 2009 @@NBSP@@ The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) @@NBSP@@ Dear Sir @@NBSP@@ Prudential treatment of different types of Provisions in respect of loan portfolios @@NBSP@@ It has been decided to lay down the following guidelines in regard to the prudential treatment of different types of provisions in respect of loans portfolios.
মাৰ্চ 13, 2009
Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934-UBS AG.
RBI/2008-09/410 DBOD. Ret. BC.115/12.01.001/2008-09 March 13, 2009 @@NBSP@@ All Scheduled Commercial Banks @@NBSP@@ @@NBSP@@ Dear Sir, @@NBSP@@ Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934-UBS AG. @@NBSP@@ We advise that the name of “UBS AG” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD IBD. No. 13064/23.13.062/2008-09 dated February 6, 2009 published in the Gazette of India (Part III –S
RBI/2008-09/410 DBOD. Ret. BC.115/12.01.001/2008-09 March 13, 2009 @@NBSP@@ All Scheduled Commercial Banks @@NBSP@@ @@NBSP@@ Dear Sir, @@NBSP@@ Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934-UBS AG. @@NBSP@@ We advise that the name of “UBS AG” has been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD IBD. No. 13064/23.13.062/2008-09 dated February 6, 2009 published in the Gazette of India (Part III –S
মাৰ্চ 09, 2009
Banking Companies (Nomination) Rules, 1985 - Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts
RBI / 2008-09/ 406 DBOD.No.Leg.BC.114 /09.07.005/2008-09 March 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir, @@NBSP@@ Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts @@NBSP@@ It has been brought to our notice that some banks do not have the system of acknowledging the receipt of the duly completed form of nomination, cancellation and /o
RBI / 2008-09/ 406 DBOD.No.Leg.BC.114 /09.07.005/2008-09 March 9, 2009 All Scheduled Commercial Banks (Excluding RRBs) @@NBSP@@ Dear Sir, @@NBSP@@ Banking Companies (Nomination) Rules, 1985 – Acknowledgement of Nomination and indicating the Name of the Nominee in Pass Books / Fixed Deposit Receipts @@NBSP@@ It has been brought to our notice that some banks do not have the system of acknowledging the receipt of the duly completed form of nomination, cancellation and /o
মাৰ্চ 03, 2009
Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - State Bank of Saurashtra
RBI/2008-09/398 Ref: DBOD. No. Ret. BC. 111/12.06.007 /2008-09 March 03, 2009 @@NBSP@@ All Scheduled Commercial Banks @@NBSP@@ Dear Sir, @@NBSP@@ Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 – State Bank of Saurashtra @@NBSP@@ We advise that the name of "State Bank of Saurashtra" has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD. No. Ret. BC. 49/12.06.007/2008-09 dated October 16, 2008,
RBI/2008-09/398 Ref: DBOD. No. Ret. BC. 111/12.06.007 /2008-09 March 03, 2009 @@NBSP@@ All Scheduled Commercial Banks @@NBSP@@ Dear Sir, @@NBSP@@ Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 – State Bank of Saurashtra @@NBSP@@ We advise that the name of "State Bank of Saurashtra" has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD. No. Ret. BC. 49/12.06.007/2008-09 dated October 16, 2008,
ফেব্ৰু 26, 2009
Prudential Guidelines on Restructuring of Advances by Select all-India Financial Institutions
RBI/2008-09/392 DBOD.No.FID.FIC@@NBSP@@ 5@@NBSP@@ /01.02.00/2008-09 February 26, 2009 @@NBSP@@ The CEOs of select all-India Terms Lending and Refinancing Institutions (Exim Bank, NABARD, NHB & SIDBI) @@NBSP@@ Dear Sir, @@NBSP@@ Prudential Guidelines on Restructuring of Advances by Select all-India Financial Institutions @@NBSP@@ Please find enclosed Circular DBOD.No.BP.BC.37/21.04.132/2008-09 dated August 27, 2008 on the above subject alongwith subsequent circular
RBI/2008-09/392 DBOD.No.FID.FIC@@NBSP@@ 5@@NBSP@@ /01.02.00/2008-09 February 26, 2009 @@NBSP@@ The CEOs of select all-India Terms Lending and Refinancing Institutions (Exim Bank, NABARD, NHB & SIDBI) @@NBSP@@ Dear Sir, @@NBSP@@ Prudential Guidelines on Restructuring of Advances by Select all-India Financial Institutions @@NBSP@@ Please find enclosed Circular DBOD.No.BP.BC.37/21.04.132/2008-09 dated August 27, 2008 on the above subject alongwith subsequent circular
ফেব্ৰু 26, 2009
Prudential Guidelines on Restructuring of Advances by Select all-India Financial Institutions
RBI/2008-09/392 DBOD.No.FID.FIC@@NBSP@@ 5@@NBSP@@ /01.02.00/2008-09 February 26, 2009 @@NBSP@@ The CEOs of select all-India Terms Lending and Refinancing Institutions (Exim Bank, NABARD, NHB & SIDBI) @@NBSP@@ Dear Sir, @@NBSP@@ Prudential Guidelines on Restructuring of Advances by Select all-India Financial Institutions @@NBSP@@ Please find enclosed Circular DBOD.No.BP.BC.37/21.04.132/2008-09 dated August 27, 2008 on the above subject alongwith subsequent circular
RBI/2008-09/392 DBOD.No.FID.FIC@@NBSP@@ 5@@NBSP@@ /01.02.00/2008-09 February 26, 2009 @@NBSP@@ The CEOs of select all-India Terms Lending and Refinancing Institutions (Exim Bank, NABARD, NHB & SIDBI) @@NBSP@@ Dear Sir, @@NBSP@@ Prudential Guidelines on Restructuring of Advances by Select all-India Financial Institutions @@NBSP@@ Please find enclosed Circular DBOD.No.BP.BC.37/21.04.132/2008-09 dated August 27, 2008 on the above subject alongwith subsequent circular
ফেব্ৰু 06, 2009
Notification
DBOD.IBD.No.13064/23.13.062/2008-09 February 6, 2009 @@NBSP@@ @@NBSP@@ Notification @@NBSP@@ In pursuance of Clause (a) of sub-section (6) of Section 42 of the Reserve Bank of India Act, 1934 (2 of 1934), the Reserve Bank of India hereby directs the inclusion in the Second Schedule to the said Act of the following bank namely: @@NBSP@@ “UBS AG” @@NBSP@@ @@NBSP@@ (Anand Sinha) Executive Director
DBOD.IBD.No.13064/23.13.062/2008-09 February 6, 2009 @@NBSP@@ @@NBSP@@ Notification @@NBSP@@ In pursuance of Clause (a) of sub-section (6) of Section 42 of the Reserve Bank of India Act, 1934 (2 of 1934), the Reserve Bank of India hereby directs the inclusion in the Second Schedule to the said Act of the following bank namely: @@NBSP@@ “UBS AG” @@NBSP@@ @@NBSP@@ (Anand Sinha) Executive Director
ফেব্ৰু 04, 2009
Prudential Guidelines on Restructuring of Advances by Banks
RBI/2008-09/370DBOD. No.BP.BC.No. 105/21.04.132/2008-09 February 4, 2009 The Chairman and Managing Directors Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs & LABs) Dear Sir Prudential Guidelines on Restructuring of Advances by Banks Please refer to our circular RBI/2008-09/340 DBOD.BP .No.104/21.04. 132/ 2008-09 dated January 2, 2009 on the captioned subject. 2.@@NBSP@@ In terms of para 4(a) of the above circular all accounts covered un
RBI/2008-09/370DBOD. No.BP.BC.No. 105/21.04.132/2008-09 February 4, 2009 The Chairman and Managing Directors Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs & LABs) Dear Sir Prudential Guidelines on Restructuring of Advances by Banks Please refer to our circular RBI/2008-09/340 DBOD.BP .No.104/21.04. 132/ 2008-09 dated January 2, 2009 on the captioned subject. 2.@@NBSP@@ In terms of para 4(a) of the above circular all accounts covered un
জানু 02, 2009
CRR reduced
RBI/2008-09/339Ref: DBOD.No.Ret.BC.103 /12.01.001/2008-09 January 02, 2009All Scheduled Commercial Banks(excluding Regional Rural Banks)Dear Sir,Section 42(1) of the Reserve Bank of India Act, 1934 - Maintenance of CRRPlease refer to our Circular DBOD. No. Ret. BC.71 /12.01.001/ 2008-09 dated November 03, 2008 on the captioned subject.2. On a review of the current global and domestic macroeconomic situation, and as set out in the Reserve Bank's Press Release 2008-2009
RBI/2008-09/339Ref: DBOD.No.Ret.BC.103 /12.01.001/2008-09 January 02, 2009All Scheduled Commercial Banks(excluding Regional Rural Banks)Dear Sir,Section 42(1) of the Reserve Bank of India Act, 1934 - Maintenance of CRRPlease refer to our Circular DBOD. No. Ret. BC.71 /12.01.001/ 2008-09 dated November 03, 2008 on the captioned subject.2. On a review of the current global and domestic macroeconomic situation, and as set out in the Reserve Bank's Press Release 2008-2009
জানু 02, 2009
Prudential Guidelines on Restructuring of Advances by Banks
RBI/2008-09/340DBOD.BP.No.104/21.04.132/2008-09January 2, 2009The Chairman and Managing Directors / Chief Executives of all Commercial BanksDear Sir,Prudential Guidelines on Restructuring of Advances by BanksPlease refer to our circular RBI/2008-09/143/DBOD.BP.BC.37/21.04.132/ 2008-09 dated August 27, 2008 on the captioned subject. This circular is a comprehensive set of guidelines rationalizing and putting together the existing guidelines. Special regulatory treatmen
RBI/2008-09/340DBOD.BP.No.104/21.04.132/2008-09January 2, 2009The Chairman and Managing Directors / Chief Executives of all Commercial BanksDear Sir,Prudential Guidelines on Restructuring of Advances by BanksPlease refer to our circular RBI/2008-09/143/DBOD.BP.BC.37/21.04.132/ 2008-09 dated August 27, 2008 on the captioned subject. This circular is a comprehensive set of guidelines rationalizing and putting together the existing guidelines. Special regulatory treatmen
ডিচে 31, 2008
Internal assignments in banks by statutory auditors
RBI/2008-09/ 335 Ref.DBS.ARS.No.BC. 02/ 08.91.001/ 2008-09 December@@NBSP@@ 31, 2008 All Scheduled Commercial Banks Dear Sir/ Madam, Internal assignments in banks by statutory auditors We invite a reference to RBI circular DBOD.No.App.BC.118/C.452(K)-89 dated April 22, 1989, wherein it was clarified to banks that any audit firm which has been assigned internal audit assignments during a financial year should not be considered for statutory audit assignments during tha
RBI/2008-09/ 335 Ref.DBS.ARS.No.BC. 02/ 08.91.001/ 2008-09 December@@NBSP@@ 31, 2008 All Scheduled Commercial Banks Dear Sir/ Madam, Internal assignments in banks by statutory auditors We invite a reference to RBI circular DBOD.No.App.BC.118/C.452(K)-89 dated April 22, 1989, wherein it was clarified to banks that any audit firm which has been assigned internal audit assignments during a financial year should not be considered for statutory audit assignments during tha
ডিচে 16, 2008
Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 - JSC VTB Bank
RBI/2008-09/325 Ref: DBOD.No. Ret. BC.99/12.06.122 /2008-09 December 16, 2008 All Scheduled Commercial Banks Dear Sir, Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 – JSC VTB Bank We advise that the name of "JSC VTB Bank" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD. IBD. No. 2091 /23.13.126/2008-09 dated July 30, 2008, published in the Gazette of India (Part III - Section 4) dated Septe
RBI/2008-09/325 Ref: DBOD.No. Ret. BC.99/12.06.122 /2008-09 December 16, 2008 All Scheduled Commercial Banks Dear Sir, Inclusion in the Second Schedule to the Reserve Bank of India Act, 1934 – JSC VTB Bank We advise that the name of "JSC VTB Bank" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD. IBD. No. 2091 /23.13.126/2008-09 dated July 30, 2008, published in the Gazette of India (Part III - Section 4) dated Septe
ডিচে 12, 2008
Loans extended to MFs/issue of irrevocable payment commitments
RBI/2008-09/323 DBOD.No.Dir.BC.98/13.03.00/2008-2009 December 12, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) Please refer to our circular No.DBOD.Dir.BC.41/13.03.00/2008-2009 dated September 10, 2008, in terms of which the transition period allowed to banks to comply with the requirements contained in our circular No.DBOD.D
RBI/2008-09/323 DBOD.No.Dir.BC.98/13.03.00/2008-2009 December 12, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) Please refer to our circular No.DBOD.Dir.BC.41/13.03.00/2008-2009 dated September 10, 2008, in terms of which the transition period allowed to banks to comply with the requirements contained in our circular No.DBOD.D
ডিচে 11, 2008
Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks
RBI/2008-09/322 DBOD.No.BP. 97 /21.04.158/2008-09 December 11, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks Please refer to Para 7 of our circular DBOD.No.BP.40/21.04.158/2006-07@@NBSP@@@@NBSP@@dated@@NBSP@@@@NBSP@@ November 3, 2006 on the captioned subject. 2. It has been decided to add a new sub para 7.4 as below: “As regards the off-shore outsourcing of
RBI/2008-09/322 DBOD.No.BP. 97 /21.04.158/2008-09 December 11, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Guidelines on Managing Risks and Code of Conduct in Outsourcing of Financial Services by Banks Please refer to Para 7 of our circular DBOD.No.BP.40/21.04.158/2006-07@@NBSP@@@@NBSP@@dated@@NBSP@@@@NBSP@@ November 3, 2006 on the captioned subject. 2. It has been decided to add a new sub para 7.4 as below: “As regards the off-shore outsourcing of
ডিচে 10, 2008
Unhedged foreign exchange exposure of clients - Monitoring by banks
RBI 2008-09/ 319 DBOD.BP.BC. 96 /21.04.103/2008-09December 10, 2008All Scheduled Commercial Banks(excluding Regional Rural Banks)Dear SirUnhedged foreign exchange exposure of clients – Monitoring by banks Please refer to our circular No. DBOD. BP. BC 51/21.04.103/2003-2004 dated December 5, 2003, wherein banks were advised that they should have a policy which explicitly recognizes and takes into account risks arising on account of unhedged foreign exchange exposures o
RBI 2008-09/ 319 DBOD.BP.BC. 96 /21.04.103/2008-09December 10, 2008All Scheduled Commercial Banks(excluding Regional Rural Banks)Dear SirUnhedged foreign exchange exposure of clients – Monitoring by banks Please refer to our circular No. DBOD. BP. BC 51/21.04.103/2003-2004 dated December 5, 2003, wherein banks were advised that they should have a policy which explicitly recognizes and takes into account risks arising on account of unhedged foreign exchange exposures o
ডিচে 08, 2008
Rupee Export Credit Interest Rates - Interest on overdue export bills
RBI/2008-09/314 DBOD.Dir.(Exp).BC.No.95/04.02.01/2008-09 December 8, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Rupee Export Credit Interest Rates – Interest on overdue export bills Please refer to para 4.2.5 of our Master Circular DBOD. No. Dir.(Exp.)BC.No.09/ 04.02.02/2008-09 dated July 1, 2008 on the captioned subject.@@NBSP@@ In respect of overdue bills, banks have been permitted to charge the rates fixed for Export Credit Not Otherwise Specifi
RBI/2008-09/314 DBOD.Dir.(Exp).BC.No.95/04.02.01/2008-09 December 8, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Rupee Export Credit Interest Rates – Interest on overdue export bills Please refer to para 4.2.5 of our Master Circular DBOD. No. Dir.(Exp.)BC.No.09/ 04.02.02/2008-09 dated July 1, 2008 on the captioned subject.@@NBSP@@ In respect of overdue bills, banks have been permitted to charge the rates fixed for Export Credit Not Otherwise Specifi
ডিচে 08, 2008
Prudential Guidelines on Restructuring of Advances by Banks
RBI/2008-09/311 DBOD.No.BP.BC.No.93@@NBSP@@ /21.04.132/2008-09 December 8, 2008 The Chairman and Managing Directors / Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs & LABs) Dear Sir, Prudential Guidelines on Restructuring of Advances by Banks Please refer to our Press Release dated December 6, 2008 regarding RBI's Growth Stimulus.@@NBSP@@ As indicated therein, it has been decided to effect the following modifications to prudential guide
RBI/2008-09/311 DBOD.No.BP.BC.No.93@@NBSP@@ /21.04.132/2008-09 December 8, 2008 The Chairman and Managing Directors / Chief Executive Officers of All Scheduled Commercial Banks (Excluding RRBs & LABs) Dear Sir, Prudential Guidelines on Restructuring of Advances by Banks Please refer to our Press Release dated December 6, 2008 regarding RBI's Growth Stimulus.@@NBSP@@ As indicated therein, it has been decided to effect the following modifications to prudential guide
ডিচে 08, 2008
Lending under Consortium Arrangement / Multiple Banking Arrangements
RBI/2008-2009/313DBOD.No.BP.BC.94 /08.12.001/2008-09December 08, 2008The Chairman & Managing Directors /Chief Executive Officers ofAll Scheduled Commercial Banks(Excluding RRBs and LABs)Dear Sir,Lending under Consortium Arrangement / Multiple Banking ArrangementsPlease refer to our circular RBI/2008-2009/183/DBOD.No.BP.BC.46/08.12.001/2008- 09@@NBSP@@dated September 19, 2008 on the captioned subject.2. The formats for declaration of information by the borrower at
RBI/2008-2009/313DBOD.No.BP.BC.94 /08.12.001/2008-09December 08, 2008The Chairman & Managing Directors /Chief Executive Officers ofAll Scheduled Commercial Banks(Excluding RRBs and LABs)Dear Sir,Lending under Consortium Arrangement / Multiple Banking ArrangementsPlease refer to our circular RBI/2008-2009/183/DBOD.No.BP.BC.46/08.12.001/2008- 09@@NBSP@@dated September 19, 2008 on the captioned subject.2. The formats for declaration of information by the borrower at
ডিচে 04, 2008
Implementation of the New Capital Adequacy Framework (NCAF) - Parallel run reporting format - Monitoring of Prudential Floor
RBI/2008-09/ 307 DBOD.No.BP.BC.92 /21.06.001/2008-09 December 4, 2008 All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sirs,@@NBSP@@ Implementation of the New Capital Adequacy Framework (NCAF) – Parallel run reporting format – Monitoring of Prudential Floor Please refer to paragraph 2.4 of our ‘Master Circular – Prudential Guidelines on Capital Adequacy and Market Discipline – Implementation of NCAF’, issued vide letter DBOD.No
RBI/2008-09/ 307 DBOD.No.BP.BC.92 /21.06.001/2008-09 December 4, 2008 All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sirs,@@NBSP@@ Implementation of the New Capital Adequacy Framework (NCAF) – Parallel run reporting format – Monitoring of Prudential Floor Please refer to paragraph 2.4 of our ‘Master Circular – Prudential Guidelines on Capital Adequacy and Market Discipline – Implementation of NCAF’, issued vide letter DBOD.No
ডিচে 01, 2008
Operations of Foreign Branches and Subsidiaries - Compliance with statutory norms, etc.
RBI/2008-09/302 DBOD.No.BP.BC.89 /21.04.141/2008-09 December 1, 2008 All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Operations of foreign branches and subsidiaries of the Indian banks Compliance with statutory/regulatory/administrative prohibitions/ restrictions As you are aware, the banking operations carried out by the Indian banks are fully subject to various statutory and regulatory prohibitions and restrictions in f
RBI/2008-09/302 DBOD.No.BP.BC.89 /21.04.141/2008-09 December 1, 2008 All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Operations of foreign branches and subsidiaries of the Indian banks Compliance with statutory/regulatory/administrative prohibitions/ restrictions As you are aware, the banking operations carried out by the Indian banks are fully subject to various statutory and regulatory prohibitions and restrictions in f
নৱে 28, 2008
Rupee Export Credit Interest Rates-Extension of period of credit
RBI/2008-09/299DBOD.Dir.(Exp).BC.No. 88/04.02.01/2008- 09November 28, 2008All Scheduled Commercial Banks(excluding RRBs)Dear Sir,Rupee Export Credit Interest Rates-Extension of period of creditPlease refer to our circular DBOD.Dir.(Exp.)No.80/04.02.01/2008-09 dated November 15, 2008 on the captioned subject.2. In view of the difficulties faced by exporters on account of the weakening of external demand, it has been decided that the prescribed interest rate of BPLR min
RBI/2008-09/299DBOD.Dir.(Exp).BC.No. 88/04.02.01/2008- 09November 28, 2008All Scheduled Commercial Banks(excluding RRBs)Dear Sir,Rupee Export Credit Interest Rates-Extension of period of creditPlease refer to our circular DBOD.Dir.(Exp.)No.80/04.02.01/2008-09 dated November 15, 2008 on the captioned subject.2. In view of the difficulties faced by exporters on account of the weakening of external demand, it has been decided that the prescribed interest rate of BPLR min
নৱে 25, 2008
Guidelines on Fair Practices Code for Lenders- Disclosing all information relating to processing fees / charges
RBI / 2008-09 / 296 DBOD.No.Leg.BC. 86 /09.07.005/2008-09 November 25, 2008 All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir, Guidelines on Fair Practices Code for Lenders- Disclosing all information relating to processing fees / charges Please refer to our Circular DBOD.No.Leg.BC.65 /09.07.005/2006-07 dated March 6, 2007 wherein banks / FIs were advised that loan application forms in respect of all categories of loans irresp
RBI / 2008-09 / 296 DBOD.No.Leg.BC. 86 /09.07.005/2008-09 November 25, 2008 All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir, Guidelines on Fair Practices Code for Lenders- Disclosing all information relating to processing fees / charges Please refer to our Circular DBOD.No.Leg.BC.65 /09.07.005/2006-07 dated March 6, 2007 wherein banks / FIs were advised that loan application forms in respect of all categories of loans irresp
নৱে 15, 2008
Review of Prudential Norms - Provisioning for Standard Assets and Risk Weights for Exposures to Corporates, Commercial Real Estate and NBFC- ND-SI
RBI.No.2008-09/282DBOD.BP.BC. 83 / 21.01.002/2008-09November 15, 2008All Commercial Banks (excluding RRBs and LABs)Dear Sirs,Review of Prudential Norms – Provisioning for Standard Assets and Risk Weights forExposures to Corporates, Commercial Real Estate and NBFC- ND-SIPlease refer to paragraph 5.5 of our Master Circular DBOD.No.BP.BC.20/21.04.048/2008-09 dated July 1, 2008 on IRAC Norms indicating the extant general provisioning requirements in respect of various typ
RBI.No.2008-09/282DBOD.BP.BC. 83 / 21.01.002/2008-09November 15, 2008All Commercial Banks (excluding RRBs and LABs)Dear Sirs,Review of Prudential Norms – Provisioning for Standard Assets and Risk Weights forExposures to Corporates, Commercial Real Estate and NBFC- ND-SIPlease refer to paragraph 5.5 of our Master Circular DBOD.No.BP.BC.20/21.04.048/2008-09 dated July 1, 2008 on IRAC Norms indicating the extant general provisioning requirements in respect of various typ
নৱে 15, 2008
Rupee Export Credit Interest Rates-Extension of period of credit
RBI/2008-09/ 280DBOD.Dir.(Exp).BC.No.80/04.02.01/2008- 09November 15, 2008All Scheduled Commercial Banks(excluding RRBs)Dear Sir,Rupee Export Credit Interest Rates-Extension of period of creditPlease refer to our circular DBOD.Dir.(Exp.)No.68/04.02.01/2008-09 dated October 24, 2008 on the captioned subject.2. In view of the difficulties faced by exporters on account of the weakening of external demand , it has been decided that the prescribed interest rate of BPLR min
RBI/2008-09/ 280DBOD.Dir.(Exp).BC.No.80/04.02.01/2008- 09November 15, 2008All Scheduled Commercial Banks(excluding RRBs)Dear Sir,Rupee Export Credit Interest Rates-Extension of period of creditPlease refer to our circular DBOD.Dir.(Exp.)No.68/04.02.01/2008-09 dated October 24, 2008 on the captioned subject.2. In view of the difficulties faced by exporters on account of the weakening of external demand , it has been decided that the prescribed interest rate of BPLR min
নৱে 15, 2008
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits
RBI/2008-09/281DBOD. No. Dir. BC. 82 /13.03.00/2008-09November 15, 2008All Scheduled Commercial Banks (Excluding RRBs)Dear Sir,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits1. Interest Rates on Non-Resident (External) Rupee (NRE) DepositsPlease refer to paragraph 1 of our circular DBOD.No.Dir.BC.64/13.03.00/2008-09 dated October 15, 2008 on Interest Rates on Deposits held in Non-Resident (External) Rupee (NRE) Accounts. In view of
RBI/2008-09/281DBOD. No. Dir. BC. 82 /13.03.00/2008-09November 15, 2008All Scheduled Commercial Banks (Excluding RRBs)Dear Sir,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits1. Interest Rates on Non-Resident (External) Rupee (NRE) DepositsPlease refer to paragraph 1 of our circular DBOD.No.Dir.BC.64/13.03.00/2008-09 dated October 15, 2008 on Interest Rates on Deposits held in Non-Resident (External) Rupee (NRE) Accounts. In view of
নৱে 14, 2008
Asset Classification Norms for Infrastructure Projects under Implementation
RBI 2008-09/283 DBOD.No.BP.BC. 84 /21.04.048/2008-09 November 14, 2008 All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sirs, Asset Classification Norms for Infrastructure Projects under Implementation Please refer to the paragraph 4.2.18 (iv) of the Master Circular DBOD.No.BP.BC. 20/21.04.048/2008-09 dated July 1, 2008, on prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances, which, lays down norms on the c
RBI 2008-09/283 DBOD.No.BP.BC. 84 /21.04.048/2008-09 November 14, 2008 All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sirs, Asset Classification Norms for Infrastructure Projects under Implementation Please refer to the paragraph 4.2.18 (iv) of the Master Circular DBOD.No.BP.BC. 20/21.04.048/2008-09 dated July 1, 2008, on prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances, which, lays down norms on the c
নৱে 11, 2008
Union Budget 2008-09 - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy
RBI 2008-09/278 DBOD.No.BP.BC. 78 /21.04.048/2008-09 November 11, 2008 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Union Budget 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circular DBOD.No.BP.BC. 26/21.04.048/2008-09@@NBSP@@dated July 30 2008, on the captioned s
RBI 2008-09/278 DBOD.No.BP.BC. 78 /21.04.048/2008-09 November 11, 2008 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Union Budget 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circular DBOD.No.BP.BC. 26/21.04.048/2008-09@@NBSP@@dated July 30 2008, on the captioned s
নৱে 03, 2008
Prudential Guidelines on Restructuring of Advances by Banks
RBI/2008-09/267 DBOD.No.BP.BC.76@@NBSP@@ /21.04.0132/2008-09 November 3, 2008 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Guidelines on@@NBSP@@ Restructuring of Advances by Banks Please refer to paragraph 6.1 of our circular DBOD.No.BP.BC.37/21.04.132/2008-09 dated August 27, 2008 on the captioned subject, in terms of which only three categori
RBI/2008-09/267 DBOD.No.BP.BC.76@@NBSP@@ /21.04.0132/2008-09 November 3, 2008 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Guidelines on@@NBSP@@ Restructuring of Advances by Banks Please refer to paragraph 6.1 of our circular DBOD.No.BP.BC.37/21.04.132/2008-09 dated August 27, 2008 on the captioned subject, in terms of which only three categori
নৱে 03, 2008
SLR reduced
RBI/2008-2009/ 255 Ref.DBOD No. Ret.BC.73 /12.02.001/2008-09 November 03, 2008 All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam/Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBOD. No. BC. 62/12.02.001/2007-08 dated February 13, 2008 on the captioned subject. 2. On a review of the current and evolving macroeconomic situation and liquidity conditions in the global
RBI/2008-2009/ 255 Ref.DBOD No. Ret.BC.73 /12.02.001/2008-09 November 03, 2008 All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam/Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBOD. No. BC. 62/12.02.001/2007-08 dated February 13, 2008 on the captioned subject. 2. On a review of the current and evolving macroeconomic situation and liquidity conditions in the global
নৱে 03, 2008
CRR reduced
RBI/2008-09/254Ref: DBOD.No.Ret.BC.71/12.01.001/2008-09November 03, 2008All Scheduled Commercial Banks(excluding Regional Rural Banks)Dear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of CRRPlease refer to our Circular DBOD. No. Ret. BC.61 /12.01.001/ 2008-09 dated October 15, 2008 on the captioned subject.2. On a review of the current and evolving macroeconomic situation and liquidity conditions in the global and domestic financial markets, and as
RBI/2008-09/254Ref: DBOD.No.Ret.BC.71/12.01.001/2008-09November 03, 2008All Scheduled Commercial Banks(excluding Regional Rural Banks)Dear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of CRRPlease refer to our Circular DBOD. No. Ret. BC.61 /12.01.001/ 2008-09 dated October 15, 2008 on the captioned subject.2. On a review of the current and evolving macroeconomic situation and liquidity conditions in the global and domestic financial markets, and as
নৱে 03, 2008
Shortfall in Maintenance of SLR/Additional Liquidity support under LAF
RBI/2008-09/260 Ref. DBOD.No.Ret.BC.74/12.02.001/2008-09 November 03, 2008 All Scheduled Commercial Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 – Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD. No. Ret. BC. 43/12.02.001/2008-09 dated September 16, 2008 advising that as a temporary and ad hoc measure, scheduled banks could avail add
RBI/2008-09/260 Ref. DBOD.No.Ret.BC.74/12.02.001/2008-09 November 03, 2008 All Scheduled Commercial Banks Dear Sir, Section 24 of the Banking Regulation Act, 1949 – Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity support under Liquidity Adjustment Facility (LAF) Please refer to our circular DBOD. No. Ret. BC. 43/12.02.001/2008-09 dated September 16, 2008 advising that as a temporary and ad hoc measure, scheduled banks could avail add
অক্টো 29, 2008
Prudential Norms for Off-balance Sheet Exposures of Banks
RBI/2008-09/252 DBOD.BP.BC.No.69/21.03.009/2008-09 October 29, 2008 All Scheduled Commercial Banks (excluding RRBs and LABs) and All-India Term Lending and Refinancing Institutions Dear Sirs, Prudential Norms for Off-balance Sheet Exposures of Banks Please refer to our circular DBOD.No.BP.BC.57 / 21.04.157 / 2008 – 09 October 13, 2008 on the captioned subject. 2. In terms of para 2.1 (i) of the aforesaid Circular, any receivable representing positive mark-to-market va
RBI/2008-09/252 DBOD.BP.BC.No.69/21.03.009/2008-09 October 29, 2008 All Scheduled Commercial Banks (excluding RRBs and LABs) and All-India Term Lending and Refinancing Institutions Dear Sirs, Prudential Norms for Off-balance Sheet Exposures of Banks Please refer to our circular DBOD.No.BP.BC.57 / 21.04.157 / 2008 – 09 October 13, 2008 on the captioned subject. 2. In terms of para 2.1 (i) of the aforesaid Circular, any receivable representing positive mark-to-market va
অক্টো 27, 2008
Rupee Export Credit Interest Rates
RBI/2008-09/250DBOD.Dir.(Exp).BC.No. 68 /04.02.01/2008- 09October 24 , 2008All Scheduled Commercial Banks(excluding RRBs)Dear Sir,Rupee Export Credit Interest RatesPlease refer to our circular DBOD.Dir.(Exp.)No.77/04.02.01/2007-08 dated April 28, 2008 on the captioned subject.2. The validity of the interest rates on rupee export credit indicated in the above circular would now remain in force up to April 30, 2009. In this connection, you may please refer to RBI circul
RBI/2008-09/250DBOD.Dir.(Exp).BC.No. 68 /04.02.01/2008- 09October 24 , 2008All Scheduled Commercial Banks(excluding RRBs)Dear Sir,Rupee Export Credit Interest RatesPlease refer to our circular DBOD.Dir.(Exp.)No.77/04.02.01/2007-08 dated April 28, 2008 on the captioned subject.2. The validity of the interest rates on rupee export credit indicated in the above circular would now remain in force up to April 30, 2009. In this connection, you may please refer to RBI circul
অক্টো 24, 2008
Savings Bonds now eligible as Collateral for Loans
RBI.No.2008-09/247 DBOD.No.Dir.BC. 66/13.03.00/2008-2009 October 24, 2008 All Scheduled Commercial Banks (excluding RRBs) 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds 2003 - Collateral facility As you are aware, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, are presently not eligible as collateral for loans from banks, financial institutions and non banking fin
RBI.No.2008-09/247 DBOD.No.Dir.BC. 66/13.03.00/2008-2009 October 24, 2008 All Scheduled Commercial Banks (excluding RRBs) 7% Savings Bonds 2002, 6.5% Savings Bonds 2003 (Non-taxable) & 8% Savings (Taxable) Bonds 2003 - Collateral facility As you are aware, in terms of relevant Government of India Notifications, Savings Bonds issued under the captioned schemes, are presently not eligible as collateral for loans from banks, financial institutions and non banking fin
অক্টো 20, 2008
Loans to Mutual Funds against and buy-back of Certificates of Deposits (CDs)
RBI/2008-09/243 DBOD.No.BP.BC.@@NBSP@@65 /21.06.001/2008-09 October 20, 2008 All Commercial Banks (excluding LABs and RRBs) and All-India Term Lending and Refinancing Institutions Dear Sirs, Loans to Mutual Funds against and buy–back of Certificates of Deposits (CDs) Please refer to our circular DBOD.No.BP.BC.59/21.03.009/2008-09 dated October 14, 2008, in terms of which certain relaxations on the captioned subject were announced, for a period of 15 days from the date
RBI/2008-09/243 DBOD.No.BP.BC.@@NBSP@@65 /21.06.001/2008-09 October 20, 2008 All Commercial Banks (excluding LABs and RRBs) and All-India Term Lending and Refinancing Institutions Dear Sirs, Loans to Mutual Funds against and buy–back of Certificates of Deposits (CDs) Please refer to our circular DBOD.No.BP.BC.59/21.03.009/2008-09 dated October 14, 2008, in terms of which certain relaxations on the captioned subject were announced, for a period of 15 days from the date
অক্টো 16, 2008
NOTIFICATION
DBOD.No.Ret.BC. 49/12.06.007/2008-2009@@NBSP@@ October 16, 2008 @@NBSP@@ NOTIFICATION @@NBSP@@ In exercise of the powers conferred under Clause (b) of sub section (6) of Section 42 of the Reserve Bank of India Act, 1934 (2 of 1934), the Reserve Bank of India hereby directs exclusion of the "State Bank of Saurashtra" from the Second Schedule to the said Act, as the said bank has ceased to carry on banking business with effect from August 13, 2008. @@NBSP@@ @@NBSP@@ (An
DBOD.No.Ret.BC. 49/12.06.007/2008-2009@@NBSP@@ October 16, 2008 @@NBSP@@ NOTIFICATION @@NBSP@@ In exercise of the powers conferred under Clause (b) of sub section (6) of Section 42 of the Reserve Bank of India Act, 1934 (2 of 1934), the Reserve Bank of India hereby directs exclusion of the "State Bank of Saurashtra" from the Second Schedule to the said Act, as the said bank has ceased to carry on banking business with effect from August 13, 2008. @@NBSP@@ @@NBSP@@ (An
অক্টো 15, 2008
CRR Reduced - Scheduled Commercial Banks
RBI/2008-09/ 228 Ref: DBOD.No.Ret.BC.61/12.01.001/2008-09 October 15, 2008 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of CRR Please refer to our Circular DBOD. No. Ret. BC.55 /12.01.001/ 2008-09 dated October 10, 2008 on the captioned subject, advising reduction in Cash Reserve Ratio (CRR) by 150 basis points from 9.00 per cent to 7.50 per cent of net demand and time liabilitie
RBI/2008-09/ 228 Ref: DBOD.No.Ret.BC.61/12.01.001/2008-09 October 15, 2008 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of CRR Please refer to our Circular DBOD. No. Ret. BC.55 /12.01.001/ 2008-09 dated October 10, 2008 on the captioned subject, advising reduction in Cash Reserve Ratio (CRR) by 150 basis points from 9.00 per cent to 7.50 per cent of net demand and time liabilitie
অক্টো 15, 2008
Maintenance of Statutory Liquidity Ratio (SLR) - Additional Liquidity Support under Liquidity Adjustment Facility (LAF)
RBI/2008-09/229Ref. DBOD.No.Ret.BC. 62 / 12.02.001/2008-09October 15, 2008All Scheduled Commercial Banks Dear Sir,Section 24 of the Banking Regulation Act, 1949 – Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) –Additional Liquidity Support under Liquidity Adjustment Facility (LAF)Please refer to our circular DBOD. No. Ret. BC. 43/12.02.001/2008-09 dated September 16, 2008 on the captioned subject. It has been decided, purely as a temporary measure, that b
RBI/2008-09/229Ref. DBOD.No.Ret.BC. 62 / 12.02.001/2008-09October 15, 2008All Scheduled Commercial Banks Dear Sir,Section 24 of the Banking Regulation Act, 1949 – Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) –Additional Liquidity Support under Liquidity Adjustment Facility (LAF)Please refer to our circular DBOD. No. Ret. BC. 43/12.02.001/2008-09 dated September 16, 2008 on the captioned subject. It has been decided, purely as a temporary measure, that b
অক্টো 15, 2008
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits
RBI/2008-09/230 DBOD. No. Dir. BC. 64/13.03.00/2008-09 October 15, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to paragraph 1 of our circular DBOD. No. Dir. BC. 44 /13.03.00/2008-09 dated September 16, 2008 on Interest Rates on Deposits held in Non-Resident (External) Rupee (NRE) Accounts. On
RBI/2008-09/230 DBOD. No. Dir. BC. 64/13.03.00/2008-09 October 15, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to paragraph 1 of our circular DBOD. No. Dir. BC. 44 /13.03.00/2008-09 dated September 16, 2008 on Interest Rates on Deposits held in Non-Resident (External) Rupee (NRE) Accounts. On
অক্টো 14, 2008
Loans to mutual funds against and buy back of Certificates of Deposits (CDs)
RBI/2008-09/223DBOD.BP.BC.No.59/21.03.009/2008-09October 14, 2008All Scheduled Commercial Banks (excluding RRBs and LABs)and All-India Term Lending and Refinancing InstitutionsDear Sirs,Loans to mutual funds against and buy back of Certificates of Deposits (CDs) Please refer to para 12 of the Master Circular No. FMD.MSRG.No.21/02.08.003/ 2008-09@@NBSP@@ July 1, 2008 on Guidelines for Issue of Certificates of Deposit in terms of which the banks and FIs are not permitte
RBI/2008-09/223DBOD.BP.BC.No.59/21.03.009/2008-09October 14, 2008All Scheduled Commercial Banks (excluding RRBs and LABs)and All-India Term Lending and Refinancing InstitutionsDear Sirs,Loans to mutual funds against and buy back of Certificates of Deposits (CDs) Please refer to para 12 of the Master Circular No. FMD.MSRG.No.21/02.08.003/ 2008-09@@NBSP@@ July 1, 2008 on Guidelines for Issue of Certificates of Deposit in terms of which the banks and FIs are not permitte
অক্টো 13, 2008
Prudential Norms for Off-balance Sheet Exposures of Banks
RBI /2008-09 / 218 DBOD.No.BP.BC.57 / 21.04.157 / 2008 – 09 October 13, 2008All the Commercial Banks (Excluding Local Area Banks and Regional Rural Banks)Dear Sirs,Prudential Norms for Off-balance Sheet Exposures of BanksPlease refer to our circular RBI/2008-09/125. DBOD.No.BP.BC.31/21.04.157/ 2008-09 dated August 8, 2008 on the captioned subject. 2. The issues regarding asset classification status of overdue payments in respect of derivative transactions and re-struc
RBI /2008-09 / 218 DBOD.No.BP.BC.57 / 21.04.157 / 2008 – 09 October 13, 2008All the Commercial Banks (Excluding Local Area Banks and Regional Rural Banks)Dear Sirs,Prudential Norms for Off-balance Sheet Exposures of BanksPlease refer to our circular RBI/2008-09/125. DBOD.No.BP.BC.31/21.04.157/ 2008-09 dated August 8, 2008 on the captioned subject. 2. The issues regarding asset classification status of overdue payments in respect of derivative transactions and re-struc
অক্টো 13, 2008
Guidelines on Exchange Traded Interest Rate Derivatives
RBI/2008-09/217 DBOD.BP.BC. No.56 /21.04.157/2008-09 October 13 , 2008The Chairman/ Chief Executive Officers All commercial Banks (excluding RRBs and LABs)Dear Sir,Guidelines on Exchange Traded Interest Rate Derivatives Please refer to the guidelines on Exchange-Traded Interest Rate Derivatives issued vide our circular IDMC.MSRD.4801/06.01.03 dated June 3, 2003. In terms of this circular, banks were permitted to transact in Interest Rate Futures (IRFs) for the purpose
RBI/2008-09/217 DBOD.BP.BC. No.56 /21.04.157/2008-09 October 13 , 2008The Chairman/ Chief Executive Officers All commercial Banks (excluding RRBs and LABs)Dear Sir,Guidelines on Exchange Traded Interest Rate Derivatives Please refer to the guidelines on Exchange-Traded Interest Rate Derivatives issued vide our circular IDMC.MSRD.4801/06.01.03 dated June 3, 2003. In terms of this circular, banks were permitted to transact in Interest Rate Futures (IRFs) for the purpose
অক্টো 13, 2008
Disbursal of loans against sanctioned limits/Restructuring of dues of SMEs
RBI/2008-09/219DBOD.No.BP.BC.58 /21.04.048/2008-09October 13, 2008All Scheduled Commercial Banks(Except RRBs and LABs)Dear Sirs,(i) Disbursal of loans against sanctioned limits(ii) Restructuring of dues of the Small and Medium Enterprises (SMEs) It has come to our notice that in view of somewhat tight liquidity conditions in the domestic markets in the recent past, some of the banks have been averse to disbursing working capital limits and term loans (including short-
RBI/2008-09/219DBOD.No.BP.BC.58 /21.04.048/2008-09October 13, 2008All Scheduled Commercial Banks(Except RRBs and LABs)Dear Sirs,(i) Disbursal of loans against sanctioned limits(ii) Restructuring of dues of the Small and Medium Enterprises (SMEs) It has come to our notice that in view of somewhat tight liquidity conditions in the domestic markets in the recent past, some of the banks have been averse to disbursing working capital limits and term loans (including short-
অক্টো 10, 2008
CRR reduced
RBI/2008-09/214Ref: DBOD.No.Ret.BC.55/12.01.001/2008-09October 10, 2008All Scheduled Commercial Banks(excluding Regional Rural Banks)Dear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of CRRPlease refer to our Circular DBOD. No. Ret. BC.52 /12.01.001/ 2008-09 dated October 6, 2008 on the captioned subject, advising reduction in Cash Reserve Ratio (CRR) by 50 basis points from 9.00 per cent to 8.50 per cent of net demand and time liabilities with eff
RBI/2008-09/214Ref: DBOD.No.Ret.BC.55/12.01.001/2008-09October 10, 2008All Scheduled Commercial Banks(excluding Regional Rural Banks)Dear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of CRRPlease refer to our Circular DBOD. No. Ret. BC.52 /12.01.001/ 2008-09 dated October 6, 2008 on the captioned subject, advising reduction in Cash Reserve Ratio (CRR) by 50 basis points from 9.00 per cent to 8.50 per cent of net demand and time liabilities with eff
অক্টো 08, 2008
Investments in the equity of a bank by other banks or their group entities
RBI/2008-09/209 DBOD. No. PSBD.BC. 53/ 16.13.100 / 2008-09 October 8, 2008 To The CEOs of all scheduled commercial banks in the private sector Dear Sir, Investments in the equity of a bank by other banks or their group entities@@NBSP@@ With reference to the extant instructions in regard to the limit of 5% for cross-holding of capital contained in paragraph 2.1.4(iii) of our master circular DBOD. No. BP. BC. 2 / 21.01.002 / 2008-09 dated July 1, 2008 and the guidelines
RBI/2008-09/209 DBOD. No. PSBD.BC. 53/ 16.13.100 / 2008-09 October 8, 2008 To The CEOs of all scheduled commercial banks in the private sector Dear Sir, Investments in the equity of a bank by other banks or their group entities@@NBSP@@ With reference to the extant instructions in regard to the limit of 5% for cross-holding of capital contained in paragraph 2.1.4(iii) of our master circular DBOD. No. BP. BC. 2 / 21.01.002 / 2008-09 dated July 1, 2008 and the guidelines
অক্টো 06, 2008
CRR reduced
RBI/2008-2009/ 203 Ref: DBOD.No.Ret.BC. 52/12.01.001/2008-09 October 6, 2008 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of CRR Please refer to our Circular DBOD .No. Ret. BC.25 /12.01.001/ 2008-09 dated July 30, 2008 on the captioned subject. On a review of the current liquidity situation in the context of global and domestic developments, and as set out in the RBI Press Releas
RBI/2008-2009/ 203 Ref: DBOD.No.Ret.BC. 52/12.01.001/2008-09 October 6, 2008 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of CRR Please refer to our Circular DBOD .No. Ret. BC.25 /12.01.001/ 2008-09 dated July 30, 2008 on the captioned subject. On a review of the current liquidity situation in the context of global and domestic developments, and as set out in the RBI Press Releas
ছেপ্তে 29, 2008
Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 - Centurion Bank of Punjab Ltd
RBI/2008-2009/199 Ref: DBOD.No. Ret.BC. 50/12.06.094 /2008-09 September 29, 2008 All Scheduled Commercial Banks Dear Sir, Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 – Centurion Bank of Punjab Ltd We advise that the name of "Centurion Bank of Punjab Ltd" has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD. No. PSBD. 17847/16.1.130/2007-08 dated June 16, 2008, published in the Gazette of I
RBI/2008-2009/199 Ref: DBOD.No. Ret.BC. 50/12.06.094 /2008-09 September 29, 2008 All Scheduled Commercial Banks Dear Sir, Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934 – Centurion Bank of Punjab Ltd We advise that the name of "Centurion Bank of Punjab Ltd" has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 by notification DBOD. No. PSBD. 17847/16.1.130/2007-08 dated June 16, 2008, published in the Gazette of I
ছেপ্তে 22, 2008
Prudential Norms on utilisation of Floating Provisions - Agricultural Debt Waiver and Debt Relief Scheme, 2008
RBI/2008-09/189 DBOD.No.BP.BC. 48 /21.04.048/2008-09 September 22, 2008 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Prudential Norms on utilisation of Floating Provisions - Agricultural Debt Waiver and Debt Relief Scheme, 2008 Please refer to paragraph 5.6 of the Master Circular DBOD.No.BP.BC. 20/21.04.048/2008-09 dated July 1, 2008, on prudential norms on Income Recognition, Asset Classification
RBI/2008-09/189 DBOD.No.BP.BC. 48 /21.04.048/2008-09 September 22, 2008 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Prudential Norms on utilisation of Floating Provisions - Agricultural Debt Waiver and Debt Relief Scheme, 2008 Please refer to paragraph 5.6 of the Master Circular DBOD.No.BP.BC. 20/21.04.048/2008-09 dated July 1, 2008, on prudential norms on Income Recognition, Asset Classification
ছেপ্তে 19, 2008
Payment of interest on accounts frozen by banks
RBI/2008-09/186 DBOD.No.Leg.BC.47/09.07.005/2008-09 September 19, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks As banks are aware, at times they are required to freeze the accounts of customers based on the orders of the enforcement authorities. An issue has been raised regarding payment of interest on such frozen accounts. 2. The issue was examined in consultation with Indian Banks’ Association and ban
RBI/2008-09/186 DBOD.No.Leg.BC.47/09.07.005/2008-09 September 19, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Payment of interest on accounts frozen by banks As banks are aware, at times they are required to freeze the accounts of customers based on the orders of the enforcement authorities. An issue has been raised regarding payment of interest on such frozen accounts. 2. The issue was examined in consultation with Indian Banks’ Association and ban
ছেপ্তে 19, 2008
Lending under Consortium Arrangement/Multiple Banking Arrangements
RBI/2008-2009/183DBOD No. BP. BC.46/ 08.12.001/2008-09September 19, 2008The Chairman & Managing Directors /Chief Executive Officersof All Scheduled Commercial Banks (excluding RRBs and LABs)Dear Sir,Lending under Consortium Arrangement/Multiple Banking ArrangementsAs you are aware, various regulatory prescriptions regarding conduct of consortium / multiple banking / syndicate arrangements were withdrawn by Reserve Bank of India in October 1996 with a view to intro
RBI/2008-2009/183DBOD No. BP. BC.46/ 08.12.001/2008-09September 19, 2008The Chairman & Managing Directors /Chief Executive Officersof All Scheduled Commercial Banks (excluding RRBs and LABs)Dear Sir,Lending under Consortium Arrangement/Multiple Banking ArrangementsAs you are aware, various regulatory prescriptions regarding conduct of consortium / multiple banking / syndicate arrangements were withdrawn by Reserve Bank of India in October 1996 with a view to intro
ছেপ্তে 17, 2008
Unsolicited Commercial Communications - National Do Not Call (NDNC)Registry
Untitled Document RBI/2008-09/177 DBOD.No.FSD.BC.45/24.01.011/2008-09 September 17 , 2008 All Commercial Banks (excluding RRBs) Dear Sir Unsolicited Commercial Communications – National Do Not Call (NDNC)Registry Please refer to our circulars No.DBOD.FSD.BC.19/24.01.011/2007-08 dated July 3, 2007, DBOD.FSD.BC.35/24.01.011/2007-08 dated October 19, 2007 and letter DBOD.FSD.6014/24.01.011/2007-08 dated November 16, 2007 on the above subject. 2. Telecom Regulatory Author
Untitled Document RBI/2008-09/177 DBOD.No.FSD.BC.45/24.01.011/2008-09 September 17 , 2008 All Commercial Banks (excluding RRBs) Dear Sir Unsolicited Commercial Communications – National Do Not Call (NDNC)Registry Please refer to our circulars No.DBOD.FSD.BC.19/24.01.011/2007-08 dated July 3, 2007, DBOD.FSD.BC.35/24.01.011/2007-08 dated October 19, 2007 and letter DBOD.FSD.6014/24.01.011/2007-08 dated November 16, 2007 on the above subject. 2. Telecom Regulatory Author
ছেপ্তে 16, 2008
Section 24 of the Banking Regulation Act, 1949 - Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) - Additional Liquidity support under Liquidity Adjustment Facility (LAF)
RBI/2008-09/169 Ref. DBOD.No.Ret.BC.43/ 12.02.001/2008-09September 16, 2008All Scheduled Commercial Banks Dear Sir,Section 24 of the Banking Regulation Act, 1949 – Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity support under Liquidity Adjustment Facility (LAF)At present, banks obtain liquidity from the Reserve Bank under the liquidity adjustment facility (LAF) against the collateral of eligible securities that are in excess of their
RBI/2008-09/169 Ref. DBOD.No.Ret.BC.43/ 12.02.001/2008-09September 16, 2008All Scheduled Commercial Banks Dear Sir,Section 24 of the Banking Regulation Act, 1949 – Shortfall in Maintenance of Statutory Liquidity Ratio (SLR) – Additional Liquidity support under Liquidity Adjustment Facility (LAF)At present, banks obtain liquidity from the Reserve Bank under the liquidity adjustment facility (LAF) against the collateral of eligible securities that are in excess of their
ছেপ্তে 16, 2008
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits
RBI/2008-09/170DBOD. No. Dir. BC. 44/13.03.00/2008-09September 16, 2008All Scheduled Commercial Banks (Excluding RRBs)Dear SirInterest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to paragraph 2 of our circular DBOD. No. Dir. BC. 89 /13.03.00/2006-07 dated April 24, 2007 on Interest Rates on Deposits held in Non-Resident (External) (NRE) Accounts. On a review, it
RBI/2008-09/170DBOD. No. Dir. BC. 44/13.03.00/2008-09September 16, 2008All Scheduled Commercial Banks (Excluding RRBs)Dear SirInterest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to paragraph 2 of our circular DBOD. No. Dir. BC. 89 /13.03.00/2006-07 dated April 24, 2007 on Interest Rates on Deposits held in Non-Resident (External) (NRE) Accounts. On a review, it
ছেপ্তে 12, 2008
Display of information relating to Interest Rates and Service Charges - Rates at a quick glance
RBI/2008-09/166 DBOD.No.Leg.BC.42 /09.07.005/2008-09 September 12, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Display of information relating to Interest Rates and Service Charges – Rates at a quick glance Please refer to our Circular DBOD.No.Leg.BC.33/09.07.005/2008-09 dated August 22, 2008 wherein we had forwarded to banks a format of Comprehensive Notice Board and advised them to display information in their branches as per the format given in t
RBI/2008-09/166 DBOD.No.Leg.BC.42 /09.07.005/2008-09 September 12, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Display of information relating to Interest Rates and Service Charges – Rates at a quick glance Please refer to our Circular DBOD.No.Leg.BC.33/09.07.005/2008-09 dated August 22, 2008 wherein we had forwarded to banks a format of Comprehensive Notice Board and advised them to display information in their branches as per the format given in t
ছেপ্তে 10, 2008
Loans extended to MFs/issue of IPCs
RBI.No.2007-08/161 DBOD.No.Dir.BC. 41/13.03.00/2008-2009 September 10, 2008 Bhadra 19, 1930 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) Please refer to our circular No.DBOD.Dir.BC.92/13.03.00/2007-2008 dated June 9, 2008, in terms of which the transition period allowed to banks to comply with the requirements contained in
RBI.No.2007-08/161 DBOD.No.Dir.BC. 41/13.03.00/2008-2009 September 10, 2008 Bhadra 19, 1930 (Saka) All Scheduled Commercial Banks (excluding RRBs) Dear Sir Banks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs) Please refer to our circular No.DBOD.Dir.BC.92/13.03.00/2007-2008 dated June 9, 2008, in terms of which the transition period allowed to banks to comply with the requirements contained in
ছেপ্তে 08, 2008
Alteration in the name of Bank in the Second Schedule to the Reserve Bank of India Act, 1934 -" Industrial Development Bank of India Limited to IDBI Bank Limited"
RBI/2008-09/159 DBOD.No.Ret. BC.40/12.01.001/2008-09 September 8, 2008 Bhadra 17, 1930 (S) All Scheduled Commercial Banks Dear Sir, Alteration in the name of Bank in the Second Schedule to the Reserve Bank of India Act, 1934 –" Industrial Development Bank of India Limited to IDBI Bank Limited". We advise that the name of "Industrial Development Bank of India Limited" has been changed to "IDBI Bank Limited" in the Second Schedule to the Reserve Bank of India Act, 1934
RBI/2008-09/159 DBOD.No.Ret. BC.40/12.01.001/2008-09 September 8, 2008 Bhadra 17, 1930 (S) All Scheduled Commercial Banks Dear Sir, Alteration in the name of Bank in the Second Schedule to the Reserve Bank of India Act, 1934 –" Industrial Development Bank of India Limited to IDBI Bank Limited". We advise that the name of "Industrial Development Bank of India Limited" has been changed to "IDBI Bank Limited" in the Second Schedule to the Reserve Bank of India Act, 1934
ছেপ্তে 04, 2008
Orders of the President of India on the recommendations made by the Parliamentary Committee on Official Language in the 8th volume of its Report
RBI No. 2008-09/153 DBOD.No. Rajbhasha BC. 39 /06.11.04/2008-09 September 1, 2008 All Public Sector Banks (Excluding RRBs) Dear Sir, Orders of the President of India on the recommendations made by the Parliamentary Committee on Official Language in the 8th volume of its Report Government of India, Ministry of Finance, Financial Services Department have advised us vide their letter No. 13014/7/2007-Hindi dated August 18, 2008 that on the recommendations made by the Par
RBI No. 2008-09/153 DBOD.No. Rajbhasha BC. 39 /06.11.04/2008-09 September 1, 2008 All Public Sector Banks (Excluding RRBs) Dear Sir, Orders of the President of India on the recommendations made by the Parliamentary Committee on Official Language in the 8th volume of its Report Government of India, Ministry of Finance, Financial Services Department have advised us vide their letter No. 13014/7/2007-Hindi dated August 18, 2008 that on the recommendations made by the Par
আগ 28, 2008
Acceptance of cash over the counter
RBI/2008-09/146 DBOD.No.Leg.BC. 38 /09.07.005/2008-09 August 28, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Acceptance of cash over the counter It has been brought to our notice that some banks have introduced certain products whereby the customers are not allowed to deposit cash over the counters. Further it is also understood that these banks have also incorporated a clause in the terms and conditions that cash deposits, if any, are required to b
RBI/2008-09/146 DBOD.No.Leg.BC. 38 /09.07.005/2008-09 August 28, 2008 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Acceptance of cash over the counter It has been brought to our notice that some banks have introduced certain products whereby the customers are not allowed to deposit cash over the counters. Further it is also understood that these banks have also incorporated a clause in the terms and conditions that cash deposits, if any, are required to b
আগ 27, 2008
Financial Inclusion by Extension of Banking Services - Use of Business Correspondents (BCs) - Section 25 companies
RBI/2008-2009 /141DBOD.No.BL.BC. 35 /22.01.009/2008-2009August 27, 2008Bhadra 5, 1930 (S)All Scheduled Commercial banks (including RRBs) andLocal Area BanksDear Sir,Financial Inclusion by Extension of Banking Services – Use of Business Correspondents (BCs) – Section 25 companiesPlease refer to our circulars DBOD.No.BL.BC.58/22.01.001/2005-2006 dated January 25, 2006, DBOD. No. BL. BC. 72/ 22.01.009 / 2005-2006 dated March 22, 2006 and DBOD.No.BL.BC.74/22.01.009/2007-2
RBI/2008-2009 /141DBOD.No.BL.BC. 35 /22.01.009/2008-2009August 27, 2008Bhadra 5, 1930 (S)All Scheduled Commercial banks (including RRBs) andLocal Area BanksDear Sir,Financial Inclusion by Extension of Banking Services – Use of Business Correspondents (BCs) – Section 25 companiesPlease refer to our circulars DBOD.No.BL.BC.58/22.01.001/2005-2006 dated January 25, 2006, DBOD. No. BL. BC. 72/ 22.01.009 / 2005-2006 dated March 22, 2006 and DBOD.No.BL.BC.74/22.01.009/2007-2
আগ 27, 2008
Financial Inclusion by Extension of Banking Services - Use of Business Correspondents (BCs)
RBI / 2008-2009 /142DBOD.No.BL.BC. 36 /22.01.009/2008-2009August 27, 2008 Bhadra 5, 1930 (S)All Scheduled Commercial banks (including RRBs) andLocal Area BanksDear Sir,Financial Inclusion by Extension of Banking Services –Use of Business Correspondents (BCs)Please refer to our circulars DBOD.No.BL.BC.58/22.01.001/2005-2006 dated January 25, 2006, DBOD. No. BL. BC. 72 / 22.01.009 / 2005-2006 dated March 22, 2006 and DBOD.No.BL.BC.74/ 22.01.009/2007-2008 dated April 24,
RBI / 2008-2009 /142DBOD.No.BL.BC. 36 /22.01.009/2008-2009August 27, 2008 Bhadra 5, 1930 (S)All Scheduled Commercial banks (including RRBs) andLocal Area BanksDear Sir,Financial Inclusion by Extension of Banking Services –Use of Business Correspondents (BCs)Please refer to our circulars DBOD.No.BL.BC.58/22.01.001/2005-2006 dated January 25, 2006, DBOD. No. BL. BC. 72 / 22.01.009 / 2005-2006 dated March 22, 2006 and DBOD.No.BL.BC.74/ 22.01.009/2007-2008 dated April 24,
আগ 27, 2008
Prudential Guidelines on Restructuring of Advances by Banks
RBI/2008-09/143 DBOD.No.BP.BC.No.37 /21.04.132/2008-09 August 27, 2008 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs & LABs) Dear Sir, Prudential Guidelines on Restructuring of Advances by Banks Please refer to the draft prudential guidelines on restructuring of loans by banks other than under Corporate Debt Restructuring(CDR) and Small and Medium Enterprises (SMEs)Debt Restructuring Mechanisms, whi
RBI/2008-09/143 DBOD.No.BP.BC.No.37 /21.04.132/2008-09 August 27, 2008 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding RRBs & LABs) Dear Sir, Prudential Guidelines on Restructuring of Advances by Banks Please refer to the draft prudential guidelines on restructuring of loans by banks other than under Corporate Debt Restructuring(CDR) and Small and Medium Enterprises (SMEs)Debt Restructuring Mechanisms, whi
আগ 22, 2008
Unclaimed Deposits / Inoperative Accounts in banks
RBI / 2008-09 / 138DBOD.No.Leg. BC. 34@@NBSP@@ /09.07.005/2008-09 August @@NBSP@@22, @@NBSP@@2008 All Scheduled Commercial Banks@@NBSP@@@@NBSP@@ (Excluding RRBs) Dear Sir, Unclaimed Deposits / Inoperative Accounts@@NBSP@@ in banks Please refer to our Circular DBOD.No.Com.BC.109/C.408/A-77 dated October 1, 1977 wherein banks were advised that deposit accounts which have not been operated upon over a period, say two years should be segregated and maintained in separate
RBI / 2008-09 / 138DBOD.No.Leg. BC. 34@@NBSP@@ /09.07.005/2008-09 August @@NBSP@@22, @@NBSP@@2008 All Scheduled Commercial Banks@@NBSP@@@@NBSP@@ (Excluding RRBs) Dear Sir, Unclaimed Deposits / Inoperative Accounts@@NBSP@@ in banks Please refer to our Circular DBOD.No.Com.BC.109/C.408/A-77 dated October 1, 1977 wherein banks were advised that deposit accounts which have not been operated upon over a period, say two years should be segregated and maintained in separate
আগ 22, 2008
Display of information by banks - Comprehensive Notice Board
RBI/2008-09/137 DBOD.No. Leg. BC. 33 /09.07.005/2008-09 August 22, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Display of information by banks –@@NBSP@@ Comprehensive Notice Board The display of information by banks in their branches is one of the modes of imparting financial education. This display enables customers to make informed decision regarding products and services of the bank and be aware of their rights as also the obligations of the bank
RBI/2008-09/137 DBOD.No. Leg. BC. 33 /09.07.005/2008-09 August 22, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Display of information by banks –@@NBSP@@ Comprehensive Notice Board The display of information by banks in their branches is one of the modes of imparting financial education. This display enables customers to make informed decision regarding products and services of the bank and be aware of their rights as also the obligations of the bank
আগ 21, 2008
Acquisition of Accommodation on Lease / Rental basis by Commercial Banks for their branches / offices - Liberalisation of guidelines
RBI/2008-09/132 DBOD.No.BL.BC. 32/22.01.03/2008-09 August@@NBSP@@ 21,@@NBSP@@ 2008 Shravana 30, 1930 (Saka) All Commercial Banks (excluding RRBs) Dear Sir, Acquisition of Accommodation on Lease / Rental basis by Commercial Banks for their branches / offices – Liberalisation of guidelines Please refer to our Circular DBOD. No.BL.BC.105/22.01.03/98 dated November 11, 1998 on the above subject.@@NBSP@@ 2.@@NBSP@@ The above circular was issued to all commercial banks.@@NB
RBI/2008-09/132 DBOD.No.BL.BC. 32/22.01.03/2008-09 August@@NBSP@@ 21,@@NBSP@@ 2008 Shravana 30, 1930 (Saka) All Commercial Banks (excluding RRBs) Dear Sir, Acquisition of Accommodation on Lease / Rental basis by Commercial Banks for their branches / offices – Liberalisation of guidelines Please refer to our Circular DBOD. No.BL.BC.105/22.01.03/98 dated November 11, 1998 on the above subject.@@NBSP@@ 2.@@NBSP@@ The above circular was issued to all commercial banks.@@NB
আগ 08, 2008
Prudential Norms for Off-Balance Sheet Exposures of Banks
RBI / 2008-09/125 DBOD.No.BP.BC.@@NBSP@@@@NBSP@@31@@NBSP@@ /21.04.157/2008 – 09 August 8,@@NBSP@@@@NBSP@@ 2008 All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir,@@NBSP@@ Prudential Norms for Off-Balance Sheet Exposures of Banks Please refer to RBI press release No.2007-2008 / 1528 dated May 30, 2008, in terms of which the draft guidelines on the captioned subject were released for comments / feedback. On the basis of the fee
RBI / 2008-09/125 DBOD.No.BP.BC.@@NBSP@@@@NBSP@@31@@NBSP@@ /21.04.157/2008 – 09 August 8,@@NBSP@@@@NBSP@@ 2008 All Scheduled Commercial Banks (Excluding Local Area Banks and Regional Rural Banks) Dear Sir,@@NBSP@@ Prudential Norms for Off-Balance Sheet Exposures of Banks Please refer to RBI press release No.2007-2008 / 1528 dated May 30, 2008, in terms of which the draft guidelines on the captioned subject were released for comments / feedback. On the basis of the fee
আগ 06, 2008
Infrastructure - Criteria for financing
RBI/2008- 2009/124 DBOD No.BP. BC. 30/ 08.12.14/2008-09 August 6, 2008 All Commercial Banks (excluding RRBs and LABs) and Select All India Financial Institutions (AIFIs) (NHB, NABARD, EXIM Bank, SIDBI,) Dear Sir,Infrastructure – Criteria for financing Please refer to paragraph 2.3.8.4 of our Master Circular – Loan and Advances – Statutory and other Restrictions - DBOD.NO.Dir.BC.17/13.03.00/2008-09 dated July 1, 2008 wherein, inter alia, the banks have been advised tha
RBI/2008- 2009/124 DBOD No.BP. BC. 30/ 08.12.14/2008-09 August 6, 2008 All Commercial Banks (excluding RRBs and LABs) and Select All India Financial Institutions (AIFIs) (NHB, NABARD, EXIM Bank, SIDBI,) Dear Sir,Infrastructure – Criteria for financing Please refer to paragraph 2.3.8.4 of our Master Circular – Loan and Advances – Statutory and other Restrictions - DBOD.NO.Dir.BC.17/13.03.00/2008-09 dated July 1, 2008 wherein, inter alia, the banks have been advised tha
আগ 06, 2008
Introduction of Currency Futures - Permitting banks to become trading /clearing members of SEBI-approved exchanges
RBI/2008-09/123 DBOD.No.FSD.BC. 29 /24.01.001/2008-09 August 6, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Introduction of Currency Futures – Permitting banks to become trading /clearing members of SEBI-approved exchanges As announced in the Annual Policy Statement for the year 2007-08, an Internal Working Group was set up by the Reserve Bank of India to study the international experience and suggest a suitable framework to operationalise the propo
RBI/2008-09/123 DBOD.No.FSD.BC. 29 /24.01.001/2008-09 August 6, 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Introduction of Currency Futures – Permitting banks to become trading /clearing members of SEBI-approved exchanges As announced in the Annual Policy Statement for the year 2007-08, an Internal Working Group was set up by the Reserve Bank of India to study the international experience and suggest a suitable framework to operationalise the propo
জুলাই 30, 2008
CRR increased
RBI/2008-2009/104 Ref: DBOD.No.Ret.BC.25 /12.01.001/2008-09 July 30, 2008 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of CRR Please refer to our Circular DBOD .No. Ret. BC.96 /12.01.001/ 2007-08 dated June 26, 2008 on the captioned subject. As set out in the Governor's statement on the First Quarter Review of Annual Monetary Policy for the year 2008-09 issued on July 29, 2008, o
RBI/2008-2009/104 Ref: DBOD.No.Ret.BC.25 /12.01.001/2008-09 July 30, 2008 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of CRR Please refer to our Circular DBOD .No. Ret. BC.96 /12.01.001/ 2007-08 dated June 26, 2008 on the captioned subject. As set out in the Governor's statement on the First Quarter Review of Annual Monetary Policy for the year 2008-09 issued on July 29, 2008, o
জুলাই 30, 2008
Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy
RBI No.2008-2009/106DBOD.No.BP.BC. 26 /21.04.048/2008-09@@NBSP@@July 30 2008The Chairman / CMD / MD / CEOAll Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs)Dear Sir,Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 73) for 2008-09 has announced a debt waiver an
RBI No.2008-2009/106DBOD.No.BP.BC. 26 /21.04.048/2008-09@@NBSP@@July 30 2008The Chairman / CMD / MD / CEOAll Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs)Dear Sir,Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification and Provisioning, and Capital Adequacy As you are aware, the Hon’ble Finance Minister, in his Budget Speech (paragraph 73) for 2008-09 has announced a debt waiver an
জুলাই 23, 2008
Credit Card Operations of Banks
RBI/2008-2009/100 DBOD.FSD.BC.23/24.01.011/2008-09 July@@NBSP@@ 23 , 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Credit Card Operations of Banks Please refer to the Master Circular on Credit Card Operations of banks (Circular No.DBOD.FSD.BC.6/24.01.011/2008-2009) dated July 1, 2008. 2. In this connection, we advise that the Reserve Bank of India had undertaken a study on the credit card operations of banks, based on the complaints received by the Ban
RBI/2008-2009/100 DBOD.FSD.BC.23/24.01.011/2008-09 July@@NBSP@@ 23 , 2008 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Credit Card Operations of Banks Please refer to the Master Circular on Credit Card Operations of banks (Circular No.DBOD.FSD.BC.6/24.01.011/2008-2009) dated July 1, 2008. 2. In this connection, we advise that the Reserve Bank of India had undertaken a study on the credit card operations of banks, based on the complaints received by the Ban
জুলাই 01, 2008
Master Circular - Know Your Customer (KYC) norms /Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002
RBI/ 2008-2009/72DBOD. AML. BC. No. 12 /14 .01.001/2008-09July 1, 2008 The Chairman/CEOs of all Scheduled Commercial Banks ( Excluding RRBs) / all Financial Institutions Dear Sir,Master Circular – Know Your Customer (KYC) norms /Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002Reserve Bank of India has issued regulatory guidelines on Know Your Customer (KYC) norms / Anti Money Laundering (AML) Standard
RBI/ 2008-2009/72DBOD. AML. BC. No. 12 /14 .01.001/2008-09July 1, 2008 The Chairman/CEOs of all Scheduled Commercial Banks ( Excluding RRBs) / all Financial Institutions Dear Sir,Master Circular – Know Your Customer (KYC) norms /Anti-Money Laundering (AML) standards/Combating of Financing of Terrorism (CFT)/Obligation of banks under PMLA, 2002Reserve Bank of India has issued regulatory guidelines on Know Your Customer (KYC) norms / Anti Money Laundering (AML) Standard
জুন 26, 2008
Section 42(1) of Reserve Bank of India Act, 1934 - Maintenance of CRR
RBI/2007-2008/ 383 Ref: DBOD.No. Ret. BC. 96 /12.01.001/2007-08 June 26, 2008 All Scheduled Commercial Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934 - Maintenance of CRR Please refer to our Circular DBOD.No.Ret.BC.79/12.01.001/2007-2008 dated April 29, 2008 on the captioned subject. On review of current global and domestic macroeconomic and financial developments, it has been decided to increase cash reserve ratio (CRR) of Scheduled Commercial Banks
RBI/2007-2008/ 383 Ref: DBOD.No. Ret. BC. 96 /12.01.001/2007-08 June 26, 2008 All Scheduled Commercial Banks Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934 - Maintenance of CRR Please refer to our Circular DBOD.No.Ret.BC.79/12.01.001/2007-2008 dated April 29, 2008 on the captioned subject. On review of current global and domestic macroeconomic and financial developments, it has been decided to increase cash reserve ratio (CRR) of Scheduled Commercial Banks
জুন 13, 2008
Review of circulars issued to Public Sector Banks (PSBs)
RBI/2007-2008/365DBOD. No. Inf. BC. 94 /11.01.009/2007-08June 13, 2008 The Chairman & Managing Directorof all Public Sector BanksDear Sir,Review of circulars issued to Public Sector Banks (PSBs)In continuation of our circular letter DBOD. No.Inf. BC.32/11.01.009/2007-08 dated September 10, 2007 on the above subject, it has been decided in consultation with the Government of India to withdraw 8 more circulars, as detailed in the Annex.You are advised to carefully g
RBI/2007-2008/365DBOD. No. Inf. BC. 94 /11.01.009/2007-08June 13, 2008 The Chairman & Managing Directorof all Public Sector BanksDear Sir,Review of circulars issued to Public Sector Banks (PSBs)In continuation of our circular letter DBOD. No.Inf. BC.32/11.01.009/2007-08 dated September 10, 2007 on the above subject, it has been decided in consultation with the Government of India to withdraw 8 more circulars, as detailed in the Annex.You are advised to carefully g
জুন 09, 2008
Banks’ Exposure to Capital Market - Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs)
RBI/2007-08/359 DBOD.No.Dir.BC. 92/13.03.00/2007-2008 June 9, 2008All Scheduled Commercial Banks (excluding RRBs)Dear SirBanks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs)Please refer to paragraph 4 of our circular No.DBOD.Dir.BC.57/13.03.00/2007-2008 dated December 14, 2007, in terms of which a transition period of six months from the date of the circular was provided to enable banks to comp
RBI/2007-08/359 DBOD.No.Dir.BC. 92/13.03.00/2007-2008 June 9, 2008All Scheduled Commercial Banks (excluding RRBs)Dear SirBanks’ Exposure to Capital Market – Loans extended by banks to Mutual Funds and Issue of Irrevocable Payment Commitments (IPCs)Please refer to paragraph 4 of our circular No.DBOD.Dir.BC.57/13.03.00/2007-2008 dated December 14, 2007, in terms of which a transition period of six months from the date of the circular was provided to enable banks to comp
জুন 09, 2008
Calendar of Reviews - Matters to be Placed Before Board of Directors, Management Committee and Audit Committee
RBI/2007-08/360 DBOD.No.PSBD.BC. 93/16.13.100/2007-08 June 9, 2008 The Chief Executives of All Private Sector Banks Dear Sir, Calendar of Reviews - Matters to be Placed Before Board of Directors, Management Committee and Audit Committee Please refer to our circular DBOD.No.BP.BC. 71/21.03.038/2007-08 dated April 22, 2008 (copy enclosed), addressed by us to the Chief Executives of public sector banks indicating a revised list of reviews to be placed before the Board of
RBI/2007-08/360 DBOD.No.PSBD.BC. 93/16.13.100/2007-08 June 9, 2008 The Chief Executives of All Private Sector Banks Dear Sir, Calendar of Reviews - Matters to be Placed Before Board of Directors, Management Committee and Audit Committee Please refer to our circular DBOD.No.BP.BC. 71/21.03.038/2007-08 dated April 22, 2008 (copy enclosed), addressed by us to the Chief Executives of public sector banks indicating a revised list of reviews to be placed before the Board of
জুন 04, 2008
Banking facilities to the visually challenged
RBI / 2007-08 / 358 DBOD.No.Leg BC. 91 /09.07.005/2007-08 June 4, 2008 To All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Banking facilities to the visually challenged It has been brought to our notice that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM / locker etc. cannot be denied to the visually challenged as they are legally compete
RBI / 2007-08 / 358 DBOD.No.Leg BC. 91 /09.07.005/2007-08 June 4, 2008 To All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Banking facilities to the visually challenged It has been brought to our notice that visually challenged persons are facing problems in availing banking facilities. It may be noted that banking facilities including cheque book facility / operation of ATM / locker etc. cannot be denied to the visually challenged as they are legally compete
জুন 04, 2008
Valuation of Non-SLR securities issued by the Government of India
RBI /2007-08/356 DBOD.No.FID.FIC.5/01.02.00/2007-08 June 4, 2008 The CEOs of the All-India term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB, SIDBI ) Dear Sir,@@NBSP@@ Valuation of Non-SLR securities issued by the Government of India Please refer to our Master Circular DBOD.No. FID.FIC.3/01.02.00/ 2007-08 dated July 2, 2007 on ‘Prudential Norms for classification, valuation and operations of investment portfolio by FIs'. 2. It has been observed that, o
RBI /2007-08/356 DBOD.No.FID.FIC.5/01.02.00/2007-08 June 4, 2008 The CEOs of the All-India term-lending and Refinancing Institutions (Exim Bank, NABARD, NHB, SIDBI ) Dear Sir,@@NBSP@@ Valuation of Non-SLR securities issued by the Government of India Please refer to our Master Circular DBOD.No. FID.FIC.3/01.02.00/ 2007-08 dated July 2, 2007 on ‘Prudential Norms for classification, valuation and operations of investment portfolio by FIs'. 2. It has been observed that, o
জুন 03, 2008
Relaxation to trade and industry in the State of Jammu and Kashmir
RBI/2007-08/349 DBOD. No. BP. BC. 89 /21.04.012/2007-08 June 3, 2008 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Relaxation to trade and industry in the State of Jammu and Kashmir Please refer to our circular DBOD.No.BP.BC.100/21.04.012/2006-2007 dated May 25, 2007 extending the period of concessions/credit relaxations to borrowers / customers in Jammu and Kashmir up to 31 March 2008. It has been decided that the concessions
RBI/2007-08/349 DBOD. No. BP. BC. 89 /21.04.012/2007-08 June 3, 2008 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Relaxation to trade and industry in the State of Jammu and Kashmir Please refer to our circular DBOD.No.BP.BC.100/21.04.012/2006-2007 dated May 25, 2007 extending the period of concessions/credit relaxations to borrowers / customers in Jammu and Kashmir up to 31 March 2008. It has been decided that the concessions
মে’ 30, 2008
Capital Adequacy Norms - Treatment of banks’ investments in subsidiaries/ associates and of the subsidiaries’ /associates’ investments in parent banks
RBI/2007-2008/341 DBOD No.BP.BC 88/ 21.06.001./ 2007-08 May 30, 2008 The Chairman / CMD/ MD/ CEO All Commercial Banks (excluding RRBs) Dear Sir, Capital Adequacy Norms – Treatment of banks’ investments in subsidiaries/ associates and of the subsidiaries’ /associates’ investments in parent banks Please refer to the paragraph 2.1.3 of the Master Circular DBOD No. BP.BC. 4/21.01.002 / 2007-08 dated July 2, 2007 on ‘Prudential Norms on Capital Adequacy’ and paragraph 4.4.
RBI/2007-2008/341 DBOD No.BP.BC 88/ 21.06.001./ 2007-08 May 30, 2008 The Chairman / CMD/ MD/ CEO All Commercial Banks (excluding RRBs) Dear Sir, Capital Adequacy Norms – Treatment of banks’ investments in subsidiaries/ associates and of the subsidiaries’ /associates’ investments in parent banks Please refer to the paragraph 2.1.3 of the Master Circular DBOD No. BP.BC. 4/21.01.002 / 2007-08 dated July 2, 2007 on ‘Prudential Norms on Capital Adequacy’ and paragraph 4.4.
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