Operations of Foreign Branches and Subsidiaries - Compliance with statutory norms, etc.

RBI/2008-09/302 DBOD.No.BP.BC.89 /21.04.141/2008-09 December 1, 2008 All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Operations of foreign branches and subsidiaries of the Indian banks Compliance with statutory/regulatory/administrative prohibitions/ restrictions As you are aware, the banking operations carried out by the Indian banks are fully subject to various statutory and regulatory prohibitions and restrictions in f

RBI/2008-09/302 DBOD.No.BP.BC.89 /21.04.141/2008-09 December 1, 2008 All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Operations of foreign branches and subsidiaries of the Indian banks Compliance with statutory/regulatory/administrative prohibitions/ restrictions As you are aware, the banking operations carried out by the Indian banks are fully subject to various statutory and regulatory prohibitions and restrictions in f

Operations of Foreign Branches and Subsidiaries - Compliance with statutory norms, etc.

Rupee Export Credit Interest Rates-Extension of period of credit

RBI/2008-09/299DBOD.Dir.(Exp).BC.No. 88/04.02.01/2008- 09November 28, 2008All Scheduled Commercial Banks(excluding RRBs)Dear Sir,Rupee Export Credit Interest Rates-Extension of period of creditPlease refer to our circular DBOD.Dir.(Exp.)No.80/04.02.01/2008-09 dated November 15, 2008 on the captioned subject.2. In view of the difficulties faced by exporters on account of the weakening of external demand, it has been decided that the prescribed interest rate of BPLR min

RBI/2008-09/299DBOD.Dir.(Exp).BC.No. 88/04.02.01/2008- 09November 28, 2008All Scheduled Commercial Banks(excluding RRBs)Dear Sir,Rupee Export Credit Interest Rates-Extension of period of creditPlease refer to our circular DBOD.Dir.(Exp.)No.80/04.02.01/2008-09 dated November 15, 2008 on the captioned subject.2. In view of the difficulties faced by exporters on account of the weakening of external demand, it has been decided that the prescribed interest rate of BPLR min

Rupee Export Credit Interest Rates-Extension of period of credit

Guidelines on Fair Practices Code for Lenders- Disclosing all information relating to processing fees / charges

RBI / 2008-09 / 296 DBOD.No.Leg.BC. 86 /09.07.005/2008-09 November 25, 2008 All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir, Guidelines on Fair Practices Code for Lenders- Disclosing all information relating to processing fees / charges Please refer to our Circular DBOD.No.Leg.BC.65 /09.07.005/2006-07 dated March 6, 2007 wherein banks / FIs were advised that loan application forms in respect of all categories of loans irresp

RBI / 2008-09 / 296 DBOD.No.Leg.BC. 86 /09.07.005/2008-09 November 25, 2008 All Scheduled Commercial Banks / All India Financial Institutions (Excluding RRBs) Dear Sir, Guidelines on Fair Practices Code for Lenders- Disclosing all information relating to processing fees / charges Please refer to our Circular DBOD.No.Leg.BC.65 /09.07.005/2006-07 dated March 6, 2007 wherein banks / FIs were advised that loan application forms in respect of all categories of loans irresp

Guidelines on Fair Practices Code for Lenders- Disclosing all information relating to processing fees / charges

Review of Prudential Norms - Provisioning for Standard Assets and Risk Weights for Exposures to Corporates, Commercial Real Estate and NBFC- ND-SI

RBI.No.2008-09/282DBOD.BP.BC. 83 / 21.01.002/2008-09November 15, 2008All Commercial Banks (excluding RRBs and LABs)Dear Sirs,Review of Prudential Norms – Provisioning for Standard Assets and Risk Weights forExposures to Corporates, Commercial Real Estate and NBFC- ND-SIPlease refer to paragraph 5.5 of our Master Circular DBOD.No.BP.BC.20/21.04.048/2008-09 dated July 1, 2008 on IRAC Norms indicating the extant general provisioning requirements in respect of various typ

RBI.No.2008-09/282DBOD.BP.BC. 83 / 21.01.002/2008-09November 15, 2008All Commercial Banks (excluding RRBs and LABs)Dear Sirs,Review of Prudential Norms – Provisioning for Standard Assets and Risk Weights forExposures to Corporates, Commercial Real Estate and NBFC- ND-SIPlease refer to paragraph 5.5 of our Master Circular DBOD.No.BP.BC.20/21.04.048/2008-09 dated July 1, 2008 on IRAC Norms indicating the extant general provisioning requirements in respect of various typ

Review of Prudential Norms - Provisioning for Standard Assets and Risk Weights forExposures to Corporates, Commercial Real Estate and NBFC- ND-SI

Rupee Export Credit Interest Rates-Extension of period of credit

RBI/2008-09/ 280DBOD.Dir.(Exp).BC.No.80/04.02.01/2008- 09November 15, 2008All Scheduled Commercial Banks(excluding RRBs)Dear Sir,Rupee Export Credit Interest Rates-Extension of period of creditPlease refer to our circular DBOD.Dir.(Exp.)No.68/04.02.01/2008-09 dated October 24, 2008 on the captioned subject.2. In view of the difficulties faced by exporters on account of the weakening of external demand , it has been decided that the prescribed interest rate of BPLR min

RBI/2008-09/ 280DBOD.Dir.(Exp).BC.No.80/04.02.01/2008- 09November 15, 2008All Scheduled Commercial Banks(excluding RRBs)Dear Sir,Rupee Export Credit Interest Rates-Extension of period of creditPlease refer to our circular DBOD.Dir.(Exp.)No.68/04.02.01/2008-09 dated October 24, 2008 on the captioned subject.2. In view of the difficulties faced by exporters on account of the weakening of external demand , it has been decided that the prescribed interest rate of BPLR min

Rupee Export Credit Interest Rates-Extension of period of credit

Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits

RBI/2008-09/281DBOD. No. Dir. BC. 82 /13.03.00/2008-09November 15, 2008All Scheduled Commercial Banks (Excluding RRBs)Dear Sir,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits1. Interest Rates on Non-Resident (External) Rupee (NRE) DepositsPlease refer to paragraph 1 of our circular DBOD.No.Dir.BC.64/13.03.00/2008-09 dated October 15, 2008 on Interest Rates on Deposits held in Non-Resident (External) Rupee (NRE) Accounts. In view of

RBI/2008-09/281DBOD. No. Dir. BC. 82 /13.03.00/2008-09November 15, 2008All Scheduled Commercial Banks (Excluding RRBs)Dear Sir,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits1. Interest Rates on Non-Resident (External) Rupee (NRE) DepositsPlease refer to paragraph 1 of our circular DBOD.No.Dir.BC.64/13.03.00/2008-09 dated October 15, 2008 on Interest Rates on Deposits held in Non-Resident (External) Rupee (NRE) Accounts. In view of

Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits

Asset Classification Norms for Infrastructure Projects under Implementation

RBI 2008-09/283 DBOD.No.BP.BC. 84 /21.04.048/2008-09 November 14, 2008 All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sirs, Asset Classification Norms for Infrastructure Projects under Implementation Please refer to the paragraph 4.2.18 (iv) of the Master Circular DBOD.No.BP.BC. 20/21.04.048/2008-09 dated July 1, 2008, on prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances, which, lays down norms on the c

RBI 2008-09/283 DBOD.No.BP.BC. 84 /21.04.048/2008-09 November 14, 2008 All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sirs, Asset Classification Norms for Infrastructure Projects under Implementation Please refer to the paragraph 4.2.18 (iv) of the Master Circular DBOD.No.BP.BC. 20/21.04.048/2008-09 dated July 1, 2008, on prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Advances, which, lays down norms on the c

Asset Classification Norms for Infrastructure Projects under Implementation

Union Budget 2008-09 - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy

RBI 2008-09/278 DBOD.No.BP.BC. 78 /21.04.048/2008-09 November 11, 2008 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Union Budget 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circular DBOD.No.BP.BC. 26/21.04.048/2008-09@@NBSP@@dated July 30 2008, on the captioned s

RBI 2008-09/278 DBOD.No.BP.BC. 78 /21.04.048/2008-09 November 11, 2008 The Chairman / CMD / MD / CEO All Scheduled Commercial Banks (including Local Area Banks) (Excluding RRBs) Dear Sir Union Budget 2008-09 – Agricultural Debt Waiver and Debt Relief Scheme, 2008 – Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy Please refer to our circular DBOD.No.BP.BC. 26/21.04.048/2008-09@@NBSP@@dated July 30 2008, on the captioned s

Union Budget 2008-09 - Agricultural Debt Waiver and Debt Relief Scheme, 2008 - Prudential Norms on Income Recognition, Asset Classification, Provisioning and Capital Adequacy

Prudential Guidelines on Restructuring of Advances by Banks

RBI/2008-09/267 DBOD.No.BP.BC.76@@NBSP@@ /21.04.0132/2008-09 November 3, 2008 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Guidelines on@@NBSP@@ Restructuring of Advances by Banks Please refer to paragraph 6.1 of our circular DBOD.No.BP.BC.37/21.04.132/2008-09 dated August 27, 2008 on the captioned subject, in terms of which only three categori

RBI/2008-09/267 DBOD.No.BP.BC.76@@NBSP@@ /21.04.0132/2008-09 November 3, 2008 The Chairman and Managing Directors/ Chief Executive Officers of All Scheduled Commercial Banks (excluding Local Area Banks and Regional Rural Banks) Dear Sir, Prudential Guidelines on@@NBSP@@ Restructuring of Advances by Banks Please refer to paragraph 6.1 of our circular DBOD.No.BP.BC.37/21.04.132/2008-09 dated August 27, 2008 on the captioned subject, in terms of which only three categori

Prudential Guidelines on Restructuring of Advances by Banks

SLR reduced

RBI/2008-2009/ 255 Ref.DBOD No. Ret.BC.73 /12.02.001/2008-09 November 03, 2008 All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam/Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBOD. No. BC. 62/12.02.001/2007-08 dated February 13, 2008 on the captioned subject. 2. On a review of the current and evolving macroeconomic situation and liquidity conditions in the global

RBI/2008-2009/ 255 Ref.DBOD No. Ret.BC.73 /12.02.001/2008-09 November 03, 2008 All Scheduled Commercial Banks (excluding Regional Rural Banks) Madam/Dear Sir, Section 24 of the Banking Regulation Act, 1949 Maintenance of Statutory Liquidity Ratio (SLR) Please refer to our circular DBOD. No. BC. 62/12.02.001/2007-08 dated February 13, 2008 on the captioned subject. 2. On a review of the current and evolving macroeconomic situation and liquidity conditions in the global

SLR reduced