| ADB | Asian Development Bank |
| AEs | Advanced Economies |
| AFS | Available For Sale |
| AICL | Agriculture Insurance Company of India Limited |
| AMCs | Asset Management Companies |
| AMFI | Association of Mutual Funds of India |
| APMC | Agriculture Produce Marketing Committee |
| APY | Atal Pension Yojana |
| ARCs | Asset Reconstruction Companies |
| ARR | Average Revenue Realised |
| AUC | Assets under Custody |
| AUM | Asset under Management |
| BBPS | Bharat Bill Payments System |
| BC | Business Correspondent |
| BCBS | Basel Committee on Banking Supervision |
| BC-ICT | Business Correspondent - Information and Communication Technology |
| BE | Budget Estimate |
| BIFR | Board for Industrial & Financial Reconstruction |
| BIS | Bank for International Settlements |
| BSBDAs | Basic Savings Bank Deposit Accounts |
| BSE | Bombay Stock Exchange |
| BSI | Banking Stability Indicator |
| CAFRAL | Centre for Advanced Financial Research and Learning |
| CCIL | Clearing Corporation of India Limited |
| CD | Certificate of Deposits |
| CDR | Corporate Debt Restructuring |
| CGA | Controller General of Accounts |
| CIS | Collective Investment Schemes |
| CME | Capital Market Exposure |
| CPI | Consumer Price Index |
| CPMI | Committee on Payments and Market Infrastructures |
| CRAR | Capital to Risk Weighted Asset Ratio |
| CRILC | Central Repository of Information on Large Credits |
| CRR | Cash Reserve ratio |
| CSO | Central Stastical Office |
| DBIE | Database on Indian Economy |
| DCCB | District Central Co-operative Bank |
| DICGC | Deposit Insurance and Credit Guarantee Corporation |
| DISCOM | Distribution Company |
| DMA | Direct Market Access |
| DPI | Deemed Public Issue |
| DSRC | Depository System Review Committee |
| EBIT | Earnings Before Interest and Tax |
| EBPT | Earnigs Befrore Provision and Tax |
| ECBs | External Commercial Borrowings |
| EEE | Exempt Exempt Exempt |
| EL | Expected Loss |
| EMDEs | Emerging Market and Developing Economies |
| EPFO | Employee Provident Fund Organisation |
| ES | Expected Shortfall |
| EU | European Union |
| FBs | Foreign Banks |
| FCRA | Forward Contracts (Regulation) Act |
| FIP | Financial Inclusion Plans |
| FMC | Forward Markets Commission |
| FPIs | Foreign Portfolio Investors |
| FRP | Financial Restructuring Plan |
| FSB | Financial Stability Board |
| FSDC | Financial Stability and Development Council |
| GCCs | General Credit Cards |
| GCF | Gross Capital Formation |
| GDP | Gross Domestic Product |
| GFC | Global Financial Crisis |
| GIPSA | General Insurance Public Sector Association |
| GNDI | Gross National Disposable Income |
| GNPAs | Gross non-performing advances |
| G-Sec | Government-Securities |
| GST | Goods and Service Tax |
| GVA | Gross Value Added |
| HFT | Held for Trading |
| HTM | Held to Maturity |
| IADI | International Association of Deposit Insurers |
| ICT | Information and Communication Technology |
| IIP | Index of Industrial Production |
| IMF | International Monetary Fund |
| IOSCO | International Organization of Securities Commissions |
| IRDAI | Insurance Regulatory and Development Authority of India |
| JLF | Joint Lenders’ Forum |
| KCCs | Kisan Credit Cards |
| LCR | Liquidity Coverage Ratio |
| LTI | Loan to Income |
| LTV | Loan to Value |
| MNAIS | Modified National Agricultural Insurance Scheme |
| MoSPI | Ministry of Statistics and Programme Implementation |
| MSE | Micro and Small Enterprises |
| MSME | Micro Small and Medium Enterprises |
| MS-UCB | Multi State - Urban Co-operative Bank |
| MTM | Mark-to-Market |
| NBFC-Govt | Non-Banking Financial company -Government Sponsored |
| NBFCs | Non-Banking Financial Companies |
| NBFCs-D | Non-Banking Financial Companies-Deposit accepting |
| NBFCs-ND | Non- Banking Financial Companies - Non-Deposit -accepting |
| NBFCs-ND-SI | Non-Banking Financial Companies-Non-Deposit accepting - Systemically Important |
| NBFIs | Non-Banking Financial Institutions |
| NDTL | Net Demand and Time Liabilities |
| NII | Net Interest Income |
| NNPAs | Net Non-performing Advances |
| NPAs | Non- performing Advances |
| NPCI | National Payments Corporation of India |
| NPS | National Pension Scheme |
| NSDL | National Securities Depository Limited |
| NSE | National Stock Exchange |
| NSFR | Net Stable Funding Ratio |
| NWR | Negotiable Warehouse Receipts |
| OD | Over Draft |
| OOI | Other Operating Income |
| PAT | Profit After Tax |
| PBT | Profit Before Tax |
| PD | Probability of Default |
| PFMI | Principles for Financial Market Infrastructures |
| PFRDA | Pension Fund Regulatory and Development Authority |
| PLF | Plant Load Factor |
| PMJDY | Pradhan Mantri Jan Dhan Yojana |
| PSBs | Public Sector Banks |
| PSS | Payment and Settlement System |
| PVBs | Private Sector Banks |
| PvP | Payment versus Payment |
| RBI | Reserve Bank of India |
| RBS | Risk Based Supervision |
| RCAP | Regulatory Consistency Assesment Programme |
| RFAs | Red Flagged Accounts |
| RoA | Return on Assets |
| RoE | Return on Equity |
| RPPI | Residential Property Price Index |
| RTGS | Real Time Gross Settlement |
| SCBs | Scheduled Commercial Banks |
| SD | Standard Deviation |
| SDR | Strategic Debt Restructuring |
| SEBI | Securities and Exchange Board of India |
| SLCC | State Level Coordination Committee |
| SLR | Statutory Liquidity Ratio |
| SMA | Special Mention Account |
| StCBs | State Co-operative Banks |
| SUCBs | Scheduled Urban Co-operative Banks |
| T&D | Transmission & Distribution |
| TOI | Total Operating Income |
| TreDS | Trade Receivables Discounting System |
| UCBs | Urban Co-operative Banks |
| UL | Unexpected Loss |
| UPSI | Unpublished Price Sensitive Information |
| USD | United States Dollar |
| VAT | Value Added Tax |
| WBCIS | Weather Based Crop Insurance Scheme |
| Y-o-Y | Year- on- Year |
| YTD | Year-to-Date |
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