Notifications - आरबीआय - Reserve Bank of India
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Notifications
सप्टें 03, 2007
Branch Level Customer Service Committees
RBI/2007-2008/128 DBOD.No.Leg.BC.30 /09.07.005/2007-08 September 3, 2007 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Branch Level Customer Service Committees In terms of recommendation no. 172 of the Working Group on Customer Service in Banks (Talwar Committee), banks were advised to establish customer service committees at branch level. Further, in terms of recommendation no. 3.68 of the Committee on Customer Service in Banks (Goiporia Committee), banks
RBI/2007-2008/128 DBOD.No.Leg.BC.30 /09.07.005/2007-08 September 3, 2007 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Branch Level Customer Service Committees In terms of recommendation no. 172 of the Working Group on Customer Service in Banks (Talwar Committee), banks were advised to establish customer service committees at branch level. Further, in terms of recommendation no. 3.68 of the Committee on Customer Service in Banks (Goiporia Committee), banks
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ऑग 31, 2007
Advances to Sugar Industry - Holding of Buffer Stock
RBI/2007-2008/127 DBOD.BP.BC. No. 29 / 08.07.06 / 2007-08 August 31, 2007 All Scheduled Commercial Banks Dear Sirs, Advances to Sugar Industry – Holding of Buffer Stock Please refer to our circular RBI/2007–08/91 DBOD.BP.BC.No.20/08.07.06/ 2007-08 dated July 11, 2007 on the captioned subject. 2. Government of India, Ministry of Consumer Affairs, Food & Public Distribution, Department of Food & Public Distribution vide their order dated August 1, 2007(copy encl
RBI/2007-2008/127 DBOD.BP.BC. No. 29 / 08.07.06 / 2007-08 August 31, 2007 All Scheduled Commercial Banks Dear Sirs, Advances to Sugar Industry – Holding of Buffer Stock Please refer to our circular RBI/2007–08/91 DBOD.BP.BC.No.20/08.07.06/ 2007-08 dated July 11, 2007 on the captioned subject. 2. Government of India, Ministry of Consumer Affairs, Food & Public Distribution, Department of Food & Public Distribution vide their order dated August 1, 2007(copy encl
ऑग 22, 2007
Banks to Furnish Copy of Loan Agreement
RBI/2007-08/119 DBOD.No.Leg.BC. 28 /09.07.005/2007-08August 22, 2007All Scheduled Commercial Banks / All India Financial Institutions(Excluding RRBs)Dear Sir,Guidelines on Fair Practices Code for Lenders - Furnishing copy of loan agreementPlease refer to our Circular DBOD. Leg. No.BC. 104 /09.07.007/2002-03 dated May 5, 2003 wherein guidelines were issued to banks / FIs for framing the Fair Practices Code for Lenders.2. In terms of Para 2 (ii) (c) of the above Circula
RBI/2007-08/119 DBOD.No.Leg.BC. 28 /09.07.005/2007-08August 22, 2007All Scheduled Commercial Banks / All India Financial Institutions(Excluding RRBs)Dear Sir,Guidelines on Fair Practices Code for Lenders - Furnishing copy of loan agreementPlease refer to our Circular DBOD. Leg. No.BC. 104 /09.07.007/2002-03 dated May 5, 2003 wherein guidelines were issued to banks / FIs for framing the Fair Practices Code for Lenders.2. In terms of Para 2 (ii) (c) of the above Circula
ऑग 22, 2007
Submission of Quarterly statement on Housing Finance disbursements - Discontinuance
RBI/2007-2008/120Ref.DBOD.Dir.(Hsg.)BC.No. 27/08.12.01/2007-08August 22, 2007Sravana 31, 1929(Saka)ToAll Scheduled Commercial BanksDear Sir,Submission of Quarterly statement on Housing Finance disbursements - DiscontinuancePlease refer to paragraph 7.2 of our Master Circular DBOD.No.DIR.(Hsg)BC.02/ 08.12.01/2007-08 dated 2nd July 2007 in terms of which banks are required to submit statement on housing finance disbursement on a quarterly basis indicating details of dis
RBI/2007-2008/120Ref.DBOD.Dir.(Hsg.)BC.No. 27/08.12.01/2007-08August 22, 2007Sravana 31, 1929(Saka)ToAll Scheduled Commercial BanksDear Sir,Submission of Quarterly statement on Housing Finance disbursements - DiscontinuancePlease refer to paragraph 7.2 of our Master Circular DBOD.No.DIR.(Hsg)BC.02/ 08.12.01/2007-08 dated 2nd July 2007 in terms of which banks are required to submit statement on housing finance disbursement on a quarterly basis indicating details of dis
ऑग 03, 2007
Discounting / Rediscounting of Bills by banks
RBI/2007-2008/111DBOD.BP.BC.NO.26/21.02.070/2007-08August 3, 2007ToAll Scheduled Commercial Banks(excluding RRBs/LABs)Dear Sir,Discounting / Rediscounting of Bills by banksPlease refer to our Mater Circular RBI/2006-2007/43. DBOD.No.Dir.BC.9/13.03.00/ 2007-08@@NBSP@@dated July 2, 2007 on Loans and Advances - Statutory and Other Restrictions. 2. In terms of para 3.10 (iii) of the circular, banks should purchase / discount / negotiate bills under Letter of Credit (LC) o
RBI/2007-2008/111DBOD.BP.BC.NO.26/21.02.070/2007-08August 3, 2007ToAll Scheduled Commercial Banks(excluding RRBs/LABs)Dear Sir,Discounting / Rediscounting of Bills by banksPlease refer to our Mater Circular RBI/2006-2007/43. DBOD.No.Dir.BC.9/13.03.00/ 2007-08@@NBSP@@dated July 2, 2007 on Loans and Advances - Statutory and Other Restrictions. 2. In terms of para 3.10 (iii) of the circular, banks should purchase / discount / negotiate bills under Letter of Credit (LC) o
जुलै 31, 2007
FIMMDA Reporting Platform for Corporate Bond Transactions
RBI/2007-2008/103 DBOD.BP.BC.NO. 23/21.04.141/2007-08 July 31, 2007 To All Commercial Banks (except RRBs & LABs) and select All India Financial Institutions (NHB, NABARD,EXIM Bank, SIDBI, TFCI Ltd.,IFCI Ltd.,IIBI Ltd.) Dear Sirs, FIMMDA Reporting Platform for Corporate Bond Transactions As you are aware, the High Level Expert Committee on Corporate Bonds and Securitisation (Patil Committee) had recommended setting up of reporting platforms for corporat
RBI/2007-2008/103 DBOD.BP.BC.NO. 23/21.04.141/2007-08 July 31, 2007 To All Commercial Banks (except RRBs & LABs) and select All India Financial Institutions (NHB, NABARD,EXIM Bank, SIDBI, TFCI Ltd.,IFCI Ltd.,IIBI Ltd.) Dear Sirs, FIMMDA Reporting Platform for Corporate Bond Transactions As you are aware, the High Level Expert Committee on Corporate Bonds and Securitisation (Patil Committee) had recommended setting up of reporting platforms for corporat
जुलै 31, 2007
Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)
RBI/2007-2008/107Ref: DBOD.No. Ret.BC.25/12.01.001/2007-08July 31, 2007ToAll Scheduled Commercial Banks(excluding Regional Rural Banks)Dear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular RBI/2006-2007/331 DBOD.No.Ret.BC.82/12.01.001/2006-07 dated April 20, 2007 on the captioned subject. On a review of the current liquidity situation, it has been decided to increase cash reserve ratio (CRR) of Sc
RBI/2007-2008/107Ref: DBOD.No. Ret.BC.25/12.01.001/2007-08July 31, 2007ToAll Scheduled Commercial Banks(excluding Regional Rural Banks)Dear Sir,Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)Please refer to our Circular RBI/2006-2007/331 DBOD.No.Ret.BC.82/12.01.001/2006-07 dated April 20, 2007 on the captioned subject. On a review of the current liquidity situation, it has been decided to increase cash reserve ratio (CRR) of Sc
जुलै 25, 2007
Remuneration payable to the Statutory Central and Branch Auditors of Public Sector Banks from the year 2006-07
RBI/2007-2008/101 DBS.ARS.BC. No.@@NBSP@@ 3/ 08.92.001/ 2007-08 July 25, 2007 To,The Chairman & Managing Director, all Nationalised Banks and The Managing Director, Associate Banks of SBI Dear Sir/Madam,@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@
RBI/2007-2008/101 DBS.ARS.BC. No.@@NBSP@@ 3/ 08.92.001/ 2007-08 July 25, 2007 To,The Chairman & Managing Director, all Nationalised Banks and The Managing Director, Associate Banks of SBI Dear Sir/Madam,@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@@NBSP@@@
जुलै 11, 2007
Advances to Sugar Industry - Holding of Buffer Stock
RBI/2007-2008/91 DBOD.BP.BC.No.20 / 08.07.06 / 2007-08 July 11, 2007 All Scheduled Commercial Banks Dear Sirs, Advances to Sugar Industry – Holding of Buffer Stock@@NBSP@@ Please find enclosed a copy of the notification dated April 20, 2007 issued by Government of India, Ministry of Consumer Affairs, Food & Public Distribution, Department of Food & Public Distribution on the captioned subject. 2. It may be observed therefrom that Government has decided to crea
RBI/2007-2008/91 DBOD.BP.BC.No.20 / 08.07.06 / 2007-08 July 11, 2007 All Scheduled Commercial Banks Dear Sirs, Advances to Sugar Industry – Holding of Buffer Stock@@NBSP@@ Please find enclosed a copy of the notification dated April 20, 2007 issued by Government of India, Ministry of Consumer Affairs, Food & Public Distribution, Department of Food & Public Distribution on the captioned subject. 2. It may be observed therefrom that Government has decided to crea
जुलै 03, 2007
Unsolicited Commercial Communications - National Do Not Call Registry
RBI/2007-2008/78DBOD.FSD.BC. 19/24.01.011/2007-2008July 3, 2007All Commercial Banks(excluding RRBs)Dear Sir,Unsolicited Commercial Communications –- National Do Not Call Registry A reference is invited to para 7(i) of our circular No.DBOD.FSD.BC.10/24.01.011/2006-2007 dated July 1, 2006 addressed to all the Scheduled Commercial Banks/NBFCs on Credit Card operations of banks, wherein instructions have been given regarding maintenance of Do Not Call Registry by all cred
RBI/2007-2008/78DBOD.FSD.BC. 19/24.01.011/2007-2008July 3, 2007All Commercial Banks(excluding RRBs)Dear Sir,Unsolicited Commercial Communications –- National Do Not Call Registry A reference is invited to para 7(i) of our circular No.DBOD.FSD.BC.10/24.01.011/2006-2007 dated July 1, 2006 addressed to all the Scheduled Commercial Banks/NBFCs on Credit Card operations of banks, wherein instructions have been given regarding maintenance of Do Not Call Registry by all cred
जून 28, 2007
Pension Funds Management by banks
RBI/2006-2007/446 DBOD.No.FSD.BC.102/24.01.022/2006-07June 28, 2007All Scheduled Commercial Banks (except RRBs)Dear SirPension Funds Management by banksIn exercise of the powers conferred by clause (o) of sub-section (1) of Section 6 of the Banking Regulation Act, 1949, Government of India have issued a Notification F.No.13/6/2005-BOA dated May 24, 2007 specifying 'acting as Pension Fund Manager' as a form of business in which it would be lawful for a banking company
RBI/2006-2007/446 DBOD.No.FSD.BC.102/24.01.022/2006-07June 28, 2007All Scheduled Commercial Banks (except RRBs)Dear SirPension Funds Management by banksIn exercise of the powers conferred by clause (o) of sub-section (1) of Section 6 of the Banking Regulation Act, 1949, Government of India have issued a Notification F.No.13/6/2005-BOA dated May 24, 2007 specifying 'acting as Pension Fund Manager' as a form of business in which it would be lawful for a banking company
जून 26, 2007
Guidelines on Stress Testing
RBI / 2006-07/ 444DBOD. No. BP. BC.101 / 21.04.103/ 2006-07June 26, 2007The Chairman/ Chief Executive OfficerAll Commercial Banks(excluding RRBs & LABs)Dear Sir,Guidelines on Stress TestingImprovement in risk management practices has been in focus since the introduction of the financial sector liberalization process in the mid nineties. The process gained momentum with the issue of regulatory guidelines and guidance notes on asset liability management and manageme
RBI / 2006-07/ 444DBOD. No. BP. BC.101 / 21.04.103/ 2006-07June 26, 2007The Chairman/ Chief Executive OfficerAll Commercial Banks(excluding RRBs & LABs)Dear Sir,Guidelines on Stress TestingImprovement in risk management practices has been in focus since the introduction of the financial sector liberalization process in the mid nineties. The process gained momentum with the issue of regulatory guidelines and guidance notes on asset liability management and manageme
जून 06, 2007
Remuneration payable to the Statutory Central and Branch Auditors of Public Sector Banks from the year 2006-07
RBI/2006-2007/429DBS.ARS.No.BC. 08 / 08.92.001/ 2006-07June 6, 2007CONFIDENTIALThe Chairman & Managing Director, all Nationalised Banks andThe Managing Director, Associate Banks of SBIDear Sir, Remuneration payable to the Statutory Central andBranch Auditors of Public Sector Banks from the year 2006-07Please refer to our instructions on the captioned subject, contained in our circular DBS.ARS.No.BC.7 / 08.92.001/ 2003-04 dated March 17, 2004. It has been decided t
RBI/2006-2007/429DBS.ARS.No.BC. 08 / 08.92.001/ 2006-07June 6, 2007CONFIDENTIALThe Chairman & Managing Director, all Nationalised Banks andThe Managing Director, Associate Banks of SBIDear Sir, Remuneration payable to the Statutory Central andBranch Auditors of Public Sector Banks from the year 2006-07Please refer to our instructions on the captioned subject, contained in our circular DBS.ARS.No.BC.7 / 08.92.001/ 2003-04 dated March 17, 2004. It has been decided t
मे 25, 2007
Relaxation to trade and industry in the State of Jammu and Kashmir
RBI/2006-2007/416DBOD. No. BP. BC.100 /21.04.012/2006-07May 25, 2007The Chairmen of all ScheduledCommercial Banks (excluding RRBs)Dear Sir,Relaxation to trade and industry in the State of Jammu and KashmirPlease refer to our circular DBOD.No.BP.BC.69/21.04.012/2005-2006 dated 16th March 2006 extending the period of concessions/credit relaxations to borrowers / customers in Jammu and Kashmir up to 31 March 2007. It has been decided that the concessions/credit relaxatio
RBI/2006-2007/416DBOD. No. BP. BC.100 /21.04.012/2006-07May 25, 2007The Chairmen of all ScheduledCommercial Banks (excluding RRBs)Dear Sir,Relaxation to trade and industry in the State of Jammu and KashmirPlease refer to our circular DBOD.No.BP.BC.69/21.04.012/2005-2006 dated 16th March 2006 extending the period of concessions/credit relaxations to borrowers / customers in Jammu and Kashmir up to 31 March 2007. It has been decided that the concessions/credit relaxatio
मे 24, 2007
Doorstep Banking
RBI/2006-2007/412DBOD.No.BL.BC. 99 /22.01.010/2006-2007May 24, 2007Jyeshtha 03, 1929 SakaAll Scheduled Commercial Banks(excluding RRBs)Dear Sir Section 23 of the Banking Regulation Act, 1949 – Doorstep BankingPlease refer to our circular No.DBOD.BL.BC.59/22.01.010/2006-2007 dated February 21, 2007 on the above subject.2. Taking into account the suggestions received from Indian Banks’ Association as also some of the banks, the matter was reviewed and it has been decide
RBI/2006-2007/412DBOD.No.BL.BC. 99 /22.01.010/2006-2007May 24, 2007Jyeshtha 03, 1929 SakaAll Scheduled Commercial Banks(excluding RRBs)Dear Sir Section 23 of the Banking Regulation Act, 1949 – Doorstep BankingPlease refer to our circular No.DBOD.BL.BC.59/22.01.010/2006-2007 dated February 21, 2007 on the above subject.2. Taking into account the suggestions received from Indian Banks’ Association as also some of the banks, the matter was reviewed and it has been decide
मे 17, 2007
Exclusion Of Bharat Overseas Bank Ltd
RBI/2006-2007/397DBOD.BP.BC.No. 98 /21.01.002/2006-07May 17, 2007Exclusion Of Bharat Overseas Bank Ltd In pursuance of clause (b) of sub section (6) of Section 42 of Reserve Bank of India Act 1934 (2 of 1934), the Reserve Bank of India hereby directs exclusion with effect from April 1, 2007 from the Second Schedule to the said Act of the following bank, namely:'The Bharat Overseas Bank Ltd'Anand SinhaExecutive Director
RBI/2006-2007/397DBOD.BP.BC.No. 98 /21.01.002/2006-07May 17, 2007Exclusion Of Bharat Overseas Bank Ltd In pursuance of clause (b) of sub section (6) of Section 42 of Reserve Bank of India Act 1934 (2 of 1934), the Reserve Bank of India hereby directs exclusion with effect from April 1, 2007 from the Second Schedule to the said Act of the following bank, namely:'The Bharat Overseas Bank Ltd'Anand SinhaExecutive Director
मे 16, 2007
Guidelines on purchase / sale of Non Performing Assets
RBI/2006-2007/396 DBOD. No. BP. BC.97/21.04.048/2006-07May16, 2007All Commercial Banks (excluding RRBs) All India Term Lending and Refinancing Institutions All Non Banking Financial Companies (including RNBCs)Dear Sir,Guidelines on purchase / sale of Non Performing AssetsPlease refer to our Circular No. DBOD.BP.BC.16/21.04.048/2005-06 dated 13 July 2005 on the captioned subject. In terms of Para 5(iii) of the circular, the banks were advised that the estimated cash fl
RBI/2006-2007/396 DBOD. No. BP. BC.97/21.04.048/2006-07May16, 2007All Commercial Banks (excluding RRBs) All India Term Lending and Refinancing Institutions All Non Banking Financial Companies (including RNBCs)Dear Sir,Guidelines on purchase / sale of Non Performing AssetsPlease refer to our Circular No. DBOD.BP.BC.16/21.04.048/2005-06 dated 13 July 2005 on the captioned subject. In terms of Para 5(iii) of the circular, the banks were advised that the estimated cash fl
मे 10, 2007
Extension of Credit Facilities to Overseas Step-down Subsidiaries of Indian Companies
RBI/2006-2007/389 DBOD.IBD.BC.No 96/23.37.001/2006-07 May 10,@@NBSP@@2007 All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Annual Policy Statement for the year 2007-08 - Extension of Credit Facilities to Overseas Step-down Subsidiaries of Indian Corporates Please@@NBSP@@ refer@@NBSP@@ to@@NBSP@@ our@@NBSP@@ circular DBOD. IBD. BC. No.41/ 23.37.001/ 2006-07@@NBSP@@dated November 6, 2006 in terms of which the prudential limit on funded / non-funded cre
RBI/2006-2007/389 DBOD.IBD.BC.No 96/23.37.001/2006-07 May 10,@@NBSP@@2007 All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Annual Policy Statement for the year 2007-08 - Extension of Credit Facilities to Overseas Step-down Subsidiaries of Indian Corporates Please@@NBSP@@ refer@@NBSP@@ to@@NBSP@@ our@@NBSP@@ circular DBOD. IBD. BC. No.41/ 23.37.001/ 2006-07@@NBSP@@dated November 6, 2006 in terms of which the prudential limit on funded / non-funded cre
मे 08, 2007
Import of Gold Coin - Tie-up arrangements
RBI/2006-2007/388DBOD. IBD.BC.95 /23.67.002/2006-07May 8, 2007All the banks authorised to import Gold/SilverDear Sir,Import of Gold Coin - Tie-up arrangements Under the Gold import authorisation scheme as envisaged in AD (GP Series) Circular No. 7 dated March 6, 1998 issued by our Foreign Exchange Department, we have been authorizing banks as Nominated Banks to import gold for sale to jewellery manufacturers, exporters and domestic users. 2. It has now been brought to
RBI/2006-2007/388DBOD. IBD.BC.95 /23.67.002/2006-07May 8, 2007All the banks authorised to import Gold/SilverDear Sir,Import of Gold Coin - Tie-up arrangements Under the Gold import authorisation scheme as envisaged in AD (GP Series) Circular No. 7 dated March 6, 1998 issued by our Foreign Exchange Department, we have been authorizing banks as Nominated Banks to import gold for sale to jewellery manufacturers, exporters and domestic users. 2. It has now been brought to
मे 07, 2007
Complaints about excessive interest charged by banks
RBI/2006-2007/377DBOD No. Dir.BC.93/ 13.03.00/2006-07May 7, 2007All Commercial Banks (Excluding RRBs)Dear SirComplaints about excessive interest charged by banksPlease refer to paragraph 168 of the Annual Policy Statement for the year 2007-08 (copy enclosed).2. The Reserve Bank and Banking Ombudsmans' offices have been receiving several complaints regarding levying of excessive interest and charges on certain loans and advances. In this connection, a reference is invi
RBI/2006-2007/377DBOD No. Dir.BC.93/ 13.03.00/2006-07May 7, 2007All Commercial Banks (Excluding RRBs)Dear SirComplaints about excessive interest charged by banksPlease refer to paragraph 168 of the Annual Policy Statement for the year 2007-08 (copy enclosed).2. The Reserve Bank and Banking Ombudsmans' offices have been receiving several complaints regarding levying of excessive interest and charges on certain loans and advances. In this connection, a reference is invi
मे 07, 2007
IT-enabled Financial Inclusion
RBI/2006-2007/378 DBOD.No.Leg.BC./94 /09.07.005/2006-07 May 07, 2007 The Chairman/Chief Executive Officer/Managing Director, All Scheduled Commercial Banks (Excluding RRBs) Dear Sir / Madam, Annual Policy Statement for the year 2007- 08 – IT-enabled Financial Inclusion Please refer to the paragraph 163 of the Annual Policy Statement for the year 2007-08, a copy of which is enclosed. 2.@@NBSP@@ As per our Circular DBOD.No.Leg.BC.44/09.07.005/2005-06 dated November 11,
RBI/2006-2007/378 DBOD.No.Leg.BC./94 /09.07.005/2006-07 May 07, 2007 The Chairman/Chief Executive Officer/Managing Director, All Scheduled Commercial Banks (Excluding RRBs) Dear Sir / Madam, Annual Policy Statement for the year 2007- 08 – IT-enabled Financial Inclusion Please refer to the paragraph 163 of the Annual Policy Statement for the year 2007-08, a copy of which is enclosed. 2.@@NBSP@@ As per our Circular DBOD.No.Leg.BC.44/09.07.005/2005-06 dated November 11,
मे 03, 2007
Risk Weight on Residential Housing Loans reduced
RBI/2006-2007/372 DBOD.BP.BC. 92 /21.01.002/ 2006-07 May 3, 2007 All Commercial Banks(excluding Regional Rural Banks)Dear Sir,Annual Policy Statement for the year 2007- 08: Risk weight on residential housing loansPlease refer to our circular No.DBOD.BP.BC.61/21.01.002/2004-05 dated December 23, 2004, wherein the risk weights on housing loans extended by banks to individuals against mortgage of housing properties and investments in Mortgage backed Securities (MBS) of H
RBI/2006-2007/372 DBOD.BP.BC. 92 /21.01.002/ 2006-07 May 3, 2007 All Commercial Banks(excluding Regional Rural Banks)Dear Sir,Annual Policy Statement for the year 2007- 08: Risk weight on residential housing loansPlease refer to our circular No.DBOD.BP.BC.61/21.01.002/2004-05 dated December 23, 2004, wherein the risk weights on housing loans extended by banks to individuals against mortgage of housing properties and investments in Mortgage backed Securities (MBS) of H
एप्रि 30, 2007
RBI asks UCBs not to deal with 918 defaulted companies following Patna High Court Order
RBI/2006-2007/364DBOD. No. Dir. BC. 91 /13.26.00/2006-07April 30, 2007The Chairman/ Managing Director/ Chief Executive Officers of all Commercial Banks (excluding RRBs)Dear SirIn the High Court of Judicature at Patna –CWJC No.13422 of 2006 –Council for the Protection of Public Rights and Welfarevs. Union of India and Others – Regarding We have to advise you that the Hon'ble Patna High Court vide its order dated April 10, 2007 in the captioned matter has directed the R
RBI/2006-2007/364DBOD. No. Dir. BC. 91 /13.26.00/2006-07April 30, 2007The Chairman/ Managing Director/ Chief Executive Officers of all Commercial Banks (excluding RRBs)Dear SirIn the High Court of Judicature at Patna –CWJC No.13422 of 2006 –Council for the Protection of Public Rights and Welfarevs. Union of India and Others – Regarding We have to advise you that the Hon'ble Patna High Court vide its order dated April 10, 2007 in the captioned matter has directed the R
एप्रि 27, 2007
Implementation of the New Capital Adequacy Framework
RBI/2006-2007/357DBOD. No. BP. BC. 90 / 20.06.001/ 2006-07April 27, 2007 The Chairman/Chief Executive OfficerAll Commercial Banks(excluding LABs & RRBs)Dear Sir,Prudential Guidelines on Capital Adequacy and Market Discipline – Implementation of the New Capital Adequacy FrameworkPlease refer to our letter DBOD.No.BP.1151/21.06.001/2006-07 dated March 20, 2007 forwarding the revised draft guidelines for implementation of the New Capital Adequacy Framework (Revised F
RBI/2006-2007/357DBOD. No. BP. BC. 90 / 20.06.001/ 2006-07April 27, 2007 The Chairman/Chief Executive OfficerAll Commercial Banks(excluding LABs & RRBs)Dear Sir,Prudential Guidelines on Capital Adequacy and Market Discipline – Implementation of the New Capital Adequacy FrameworkPlease refer to our letter DBOD.No.BP.1151/21.06.001/2006-07 dated March 20, 2007 forwarding the revised draft guidelines for implementation of the New Capital Adequacy Framework (Revised F
एप्रि 24, 2007
Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) deposits
RBI/2006-2007/344 DBOD. No. Dir. BC. 89 /13.03.00/2006-07April 24, 2007All Scheduled Commercial Banks (Excluding RRBs)Dear Sir,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) depositsPlease refer to paragraphs 114, 115 and 116 of the Annual Policy Statement for the year 2007-08 announced by Governor on April 24, 2007 (copy of the paragraphs enclosed).2.@@NBSP@@ Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to pa
RBI/2006-2007/344 DBOD. No. Dir. BC. 89 /13.03.00/2006-07April 24, 2007All Scheduled Commercial Banks (Excluding RRBs)Dear Sir,Interest Rates on Non-Resident (External) Rupee (NRE) Deposits and FCNR(B) depositsPlease refer to paragraphs 114, 115 and 116 of the Annual Policy Statement for the year 2007-08 announced by Governor on April 24, 2007 (copy of the paragraphs enclosed).2.@@NBSP@@ Interest Rates on Non-Resident (External) Rupee (NRE) Deposits Please refer to pa
एप्रि 23, 2007
Working Group to review the existing guidelines on restructuring of advances and align them with the guidelines on CDR Mechanism
DBOD.No.BP. 1316 /21.04.132/2006-07April 23, 2007All Commercial Banks (excluding RRBs & LABs)Dear Sir,Working Group to review the existing guidelines on restructuring of advances and align them with the guidelines on CDR Mechanism Please refer to para 174 of Annual Policy Statement for the Year 2006-07, wherein it was proposed that a working group will be constituted to review and align the existing guidelines on restructuring of advances (other than under CDR mec
DBOD.No.BP. 1316 /21.04.132/2006-07April 23, 2007All Commercial Banks (excluding RRBs & LABs)Dear Sir,Working Group to review the existing guidelines on restructuring of advances and align them with the guidelines on CDR Mechanism Please refer to para 174 of Annual Policy Statement for the Year 2006-07, wherein it was proposed that a working group will be constituted to review and align the existing guidelines on restructuring of advances (other than under CDR mec
एप्रि 20, 2007
Maintenance of Cash Reserve Ratio (CRR)
RBI/2006-2007/331 Ref: DBOD.No. Ret.BC.82 /12.01.001/2006-07 @@NBSP@@April@@NBSP@@ 20, 2007 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circulars RBI/2006-2007/269 DBOD.No.Ret.BC.62/12.01.001/2006-2007 dated March 01, 2007@@NBSP@@ and RBI/2006-2007/305@@NBSP@@ DBOD.No.Ret.BC.74/12.01.001/2006-2007 dated April 04, 2007 on the captio
RBI/2006-2007/331 Ref: DBOD.No. Ret.BC.82 /12.01.001/2006-07 @@NBSP@@April@@NBSP@@ 20, 2007 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circulars RBI/2006-2007/269 DBOD.No.Ret.BC.62/12.01.001/2006-2007 dated March 01, 2007@@NBSP@@ and RBI/2006-2007/305@@NBSP@@ DBOD.No.Ret.BC.74/12.01.001/2006-2007 dated April 04, 2007 on the captio
एप्रि 20, 2007
Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories
RBI/2006-2007/332 Ref: DBOD.No. Ret.BC.84 /12.01.001/2006-07 April 20 , 2007 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our Circular RBI/2006-2007/270@@NBSP@@ DBOD.No.Ret.BC.64/12.01.001/2006-07 dated March 01, 2007 on the captioned subject. Consequent upon the notification of Section 3 of the Reserve Bank of India (Amendment) Act, 2006 as coming into force wi
RBI/2006-2007/332 Ref: DBOD.No. Ret.BC.84 /12.01.001/2006-07 April 20 , 2007 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our Circular RBI/2006-2007/270@@NBSP@@ DBOD.No.Ret.BC.64/12.01.001/2006-07 dated March 01, 2007 on the captioned subject. Consequent upon the notification of Section 3 of the Reserve Bank of India (Amendment) Act, 2006 as coming into force wi
एप्रि 20, 2007
Comprehensive Guidelines on Derivatives
RBI/2006-2007/333DBOD.No.BP.BC. 86/21.04.157/2006-07April 20, 2007Chairmen/ Chief Executive OfficersAll Commercial Banks (excluding RRBs),All India Term-Lending & Refinancing Institutions &Primary Dealers@@NBSP@@Dear Sir,Comprehensive Guidelines on DerivativesAs indicated in paragraph 137 of the Mid-term Review of Annual Policy for year 2006-07, an Internal Group was constituted by the Reserve Bank to review the existing guidelines on derivatives and formulate
RBI/2006-2007/333DBOD.No.BP.BC. 86/21.04.157/2006-07April 20, 2007Chairmen/ Chief Executive OfficersAll Commercial Banks (excluding RRBs),All India Term-Lending & Refinancing Institutions &Primary Dealers@@NBSP@@Dear Sir,Comprehensive Guidelines on DerivativesAs indicated in paragraph 137 of the Mid-term Review of Annual Policy for year 2006-07, an Internal Group was constituted by the Reserve Bank to review the existing guidelines on derivatives and formulate
एप्रि 20, 2007
Compliance function in banks
RBI/2006-2007/335 Ref. DBS. CO.PP.BC 6/11.01.005/2006-07 April 20, 2007 The Chairman / CEO All Scheduled Commercial Banks (excluding RRBs) Madam / Dear Sir, Compliance function in banks As you are aware, draft guidelines on compliance function in banks were placed on the website vide Ref No. DBS.CO.PP.BC 1/11.01.005/2006-07 dated November 16, 2006. Based on the responses / comments on the draft guidelines received from banks, Self Regulatory Organizations and others,
RBI/2006-2007/335 Ref. DBS. CO.PP.BC 6/11.01.005/2006-07 April 20, 2007 The Chairman / CEO All Scheduled Commercial Banks (excluding RRBs) Madam / Dear Sir, Compliance function in banks As you are aware, draft guidelines on compliance function in banks were placed on the website vide Ref No. DBS.CO.PP.BC 1/11.01.005/2006-07 dated November 16, 2006. Based on the responses / comments on the draft guidelines received from banks, Self Regulatory Organizations and others,
एप्रि 20, 2007
Prudential Norms for Classification, Valuation and Operation of Investment Portfolio by Banks
RBI/2006-2007/334DBOD.BP.BC. 87 /21.04.141/ 2006-07April 20, 2007All Scheduled Commercial Banks(excluding Regional Rural Banks)Dear Sir,Prudential Norms for Classification, Valuationand Operation of Investment Portfolio by BanksPlease refer to our Master Circular on the above subject DBOD. No. BP.BC. 14/ 21.04.141/ 2006-07, dated July 1, 2006. In terms of these guidelines a bank may classify a security in the Held to Maturity (HTM) category either at the time of acqui
RBI/2006-2007/334DBOD.BP.BC. 87 /21.04.141/ 2006-07April 20, 2007All Scheduled Commercial Banks(excluding Regional Rural Banks)Dear Sir,Prudential Norms for Classification, Valuationand Operation of Investment Portfolio by BanksPlease refer to our Master Circular on the above subject DBOD. No. BP.BC. 14/ 21.04.141/ 2006-07, dated July 1, 2006. In terms of these guidelines a bank may classify a security in the Held to Maturity (HTM) category either at the time of acqui
एप्रि 18, 2007
Guidelines - Accounting Standard 17( Segment Reporting) - Enhancement of disclosures
RBI/2006-2007/327 DBOD.No. BP.BC. 81 / 21.04.018/ 2006-07 April 18, 2007 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Guidelines - Accounting Standard 17( Segment Reporting) – Enhancement of disclosures Please refer to our circular DBOD.No.BP. BC. 89 /21.04.018/2002-03 dated March29, 2003 in terms of which banks are required to adopt the three business segments viz. ‘Treasury’, ‘Other Banking Business’ and ‘Residual’ as the uniform business segments and ‘
RBI/2006-2007/327 DBOD.No. BP.BC. 81 / 21.04.018/ 2006-07 April 18, 2007 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Guidelines - Accounting Standard 17( Segment Reporting) – Enhancement of disclosures Please refer to our circular DBOD.No.BP. BC. 89 /21.04.018/2002-03 dated March29, 2003 in terms of which banks are required to adopt the three business segments viz. ‘Treasury’, ‘Other Banking Business’ and ‘Residual’ as the uniform business segments and ‘
एप्रि 18, 2007
Introduction of ‘Protected Disclosures Scheme for Private Sector and Foreign banks'
RBI/2006-2007/328 DO DBS .FrMC No. BC 5 /23.02.011 /2006-07 April 18, 2007 All Private Sector and Foreign Banks operating in India Introduction of ‘Protected Disclosures Scheme for Private Sector and Foreign banks' The Government of India, vide its Resolution dated April 21, 2004 had authorized the Central Vigilance Commission (CVC) as the 'Designated Agency' to receive written complaints for disclosure on any allegation of corruption or misuse of office by any employ
RBI/2006-2007/328 DO DBS .FrMC No. BC 5 /23.02.011 /2006-07 April 18, 2007 All Private Sector and Foreign Banks operating in India Introduction of ‘Protected Disclosures Scheme for Private Sector and Foreign banks' The Government of India, vide its Resolution dated April 21, 2004 had authorized the Central Vigilance Commission (CVC) as the 'Designated Agency' to receive written complaints for disclosure on any allegation of corruption or misuse of office by any employ
एप्रि 17, 2007
Safe Deposit Lockers/Articles in Safe Custody
Draft Circular on Safe Deposit LockersRBI/2006-2007/325 DBOD.No.Leg.BC.78 /09.07.005/2006-07April 17, 2007ToAll Scheduled Commercial Banks (excluding RRBs)Dear Sir,Extension of Safe Deposit Locker / Safe CustodyArticle Facility and Access to Safe Deposit Lockers /Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. We have reviewed all the gu
Draft Circular on Safe Deposit LockersRBI/2006-2007/325 DBOD.No.Leg.BC.78 /09.07.005/2006-07April 17, 2007ToAll Scheduled Commercial Banks (excluding RRBs)Dear Sir,Extension of Safe Deposit Locker / Safe CustodyArticle Facility and Access to Safe Deposit Lockers /Return of Safe Custody Articles by banks. The Committee on Procedures and Performance Audit on Public Services (CPPAPS) had made some recommendations for easy operation of lockers. We have reviewed all the gu
एप्रि 17, 2007
Rupee Export Credit Interest Rates
RBI/2006-2007/326DBOD.Dir.(Exp).BC.No.80/04.02.01/2006-07April 17, 2007@@NBSP@@All Scheduled Commercial Banks(excluding RRBs)Dear Sir,Rupee Export Credit Interest Rates Please refer to our circular DBOD.Dir.(Exp.)No.37/04.02.01/2006-07 dated October 20, 2006 on the captioned subject.The validity of the interest rates on rupee export credit indicated in the above circular would now remain in force upto October 31, 2007. In this connection, you may please refer to RBI c
RBI/2006-2007/326DBOD.Dir.(Exp).BC.No.80/04.02.01/2006-07April 17, 2007@@NBSP@@All Scheduled Commercial Banks(excluding RRBs)Dear Sir,Rupee Export Credit Interest Rates Please refer to our circular DBOD.Dir.(Exp.)No.37/04.02.01/2006-07 dated October 20, 2006 on the captioned subject.The validity of the interest rates on rupee export credit indicated in the above circular would now remain in force upto October 31, 2007. In this connection, you may please refer to RBI c
एप्रि 13, 2007
Wire Transfers
RBI/2006-2007/321DBOD.AML.BC. No. 77 / 14.01.001 / 2006-07April 13, 2007All Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Know Your Customer (KYC) Norms / Anti-Money Laundering (AML)Standards / Combating of Financing of Terrorism (CFT) – Wire TransfersBanks use wire transfers as an expeditious method for transferring funds between bank accounts. Wire transfers include transactions occurring within the national boundaries of a country or from one country to anothe
RBI/2006-2007/321DBOD.AML.BC. No. 77 / 14.01.001 / 2006-07April 13, 2007All Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Know Your Customer (KYC) Norms / Anti-Money Laundering (AML)Standards / Combating of Financing of Terrorism (CFT) – Wire TransfersBanks use wire transfers as an expeditious method for transferring funds between bank accounts. Wire transfers include transactions occurring within the national boundaries of a country or from one country to anothe
एप्रि 12, 2007
Asset Classification Norms for Infrastructure Projects Modified
RBI/2006-2007/320DBOD No. BP.BC. 76 /21.04.048/2006-07April 12, 2007All Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Prudential norms on Income recognition, Asset Classification andProvisioning pertaining to Advances – Projects involving time overrunIn terms of Sub-para (iv) of Para 4.2.17 of Master Circular DBOD No. BP.BC. 15/ 21.04.048/2006-07 dated 1 July 2006 on ‘Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Adva
RBI/2006-2007/320DBOD No. BP.BC. 76 /21.04.048/2006-07April 12, 2007All Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Prudential norms on Income recognition, Asset Classification andProvisioning pertaining to Advances – Projects involving time overrunIn terms of Sub-para (iv) of Para 4.2.17 of Master Circular DBOD No. BP.BC. 15/ 21.04.048/2006-07 dated 1 July 2006 on ‘Prudential norms on Income Recognition, Asset Classification and Provisioning pertaining to Adva
एप्रि 05, 2007
Nomination Facility in Single Deposit Accounts
RBI/2006-2007/310DBOD.No.Leg BC. 75 /09.07.005/2006-07April 5, 2007All Scheduled Commercial Banks (excluding RRBs)Dear Sir,Nomination Facility in Single Deposit Accounts Please refer to Para 9 of our Circular DBOD. No. BC.95/09.07.005/2004-05 dated June 9, 2005 on the above subject wherein banks were advised to give wide publicity and provide guidance to deposit account holders on the benefits of nomination facility and the survivorship clause. We feel that despite th
RBI/2006-2007/310DBOD.No.Leg BC. 75 /09.07.005/2006-07April 5, 2007All Scheduled Commercial Banks (excluding RRBs)Dear Sir,Nomination Facility in Single Deposit Accounts Please refer to Para 9 of our Circular DBOD. No. BC.95/09.07.005/2004-05 dated June 9, 2005 on the above subject wherein banks were advised to give wide publicity and provide guidance to deposit account holders on the benefits of nomination facility and the survivorship clause. We feel that despite th
एप्रि 04, 2007
Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR)
RBI/2006-2007/305 Ref: DBOD.No. Ret.BC.74 /12.01.001/2006-07 April 04, 2007 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2006-2007/269 / DBOD.No.Ret.BC.62/12.01.001/2006-07 dated March 01, 2007 on the captioned subject. As set out in Press Release: 2006-2007/1336 dated March 30, 2007, it has been decided to increase Cas
RBI/2006-2007/305 Ref: DBOD.No. Ret.BC.74 /12.01.001/2006-07 April 04, 2007 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2006-2007/269 / DBOD.No.Ret.BC.62/12.01.001/2006-07 dated March 01, 2007 on the captioned subject. As set out in Press Release: 2006-2007/1336 dated March 30, 2007, it has been decided to increase Cas
एप्रि 03, 2007
Gold (Metal) Loan - tenor of
RBI/2006-2007/302 DBOD.No.IBD.BC.71/23.67.001/2006-2007 April 3, 2007 All Scheduled Commercial Banks (excluding RRBs ) Dear Sir, Gold (Metal) Loan – tenor of In terms of our circular DBOD.No.IBD.BC.33/23.67.001/2005-06 dated September 5, 2005 it was advised that banks nominated to import gold* as per extant instructions may extend Gold (Metal) Loans to domestic jewellery manufacturers, who are not exporters of jewellery, subject to conditions specified therein.@@NBSP@
RBI/2006-2007/302 DBOD.No.IBD.BC.71/23.67.001/2006-2007 April 3, 2007 All Scheduled Commercial Banks (excluding RRBs ) Dear Sir, Gold (Metal) Loan – tenor of In terms of our circular DBOD.No.IBD.BC.33/23.67.001/2005-06 dated September 5, 2005 it was advised that banks nominated to import gold* as per extant instructions may extend Gold (Metal) Loans to domestic jewellery manufacturers, who are not exporters of jewellery, subject to conditions specified therein.@@NBSP@
एप्रि 03, 2007
Guarantees for Export Advance
RBI/2006-2007/303DBOD No. Dir.BC.72/ 13.03.00/2006-07April 3, 2007Chief Executives of all Scheduled Commercial Banks (Excluding RRBs)Dear Sir,Guarantees for Export AdvanceIt has come to our notice that exporters with low export turnover are receiving large amounts as export advances, in low interest rate currencies, against domestic bank guarantees and are depositing such advances with banks in Indian Rupees for interest rate arbitrage. Further, the guarantees are bei
RBI/2006-2007/303DBOD No. Dir.BC.72/ 13.03.00/2006-07April 3, 2007Chief Executives of all Scheduled Commercial Banks (Excluding RRBs)Dear Sir,Guarantees for Export AdvanceIt has come to our notice that exporters with low export turnover are receiving large amounts as export advances, in low interest rate currencies, against domestic bank guarantees and are depositing such advances with banks in Indian Rupees for interest rate arbitrage. Further, the guarantees are bei
मार्च 30, 2007
Rounding off cheques to the nearest rupee
RBI.No.2006-2007/299DBOD. Dir. BC. 70/13.01.01/ 2006-07March 30, 2007All Commercial Banks (excluding RRBs)Dear SirRounding off cheques to the nearest rupee Please refer to paragraph 19 of our Master Circular DBOD Dir. BC. 6/13.03.00/2006-07dated July 1, 2006 on 'Interest Rates on Deposits', in terms of which banks were advised that all transactions, including payment of interest on deposits/charging of interest on advances, should be rounded off to the nearest rupee;
RBI.No.2006-2007/299DBOD. Dir. BC. 70/13.01.01/ 2006-07March 30, 2007All Commercial Banks (excluding RRBs)Dear SirRounding off cheques to the nearest rupee Please refer to paragraph 19 of our Master Circular DBOD Dir. BC. 6/13.03.00/2006-07dated July 1, 2006 on 'Interest Rates on Deposits', in terms of which banks were advised that all transactions, including payment of interest on deposits/charging of interest on advances, should be rounded off to the nearest rupee;
मार्च 14, 2007
Grant of Loans for acquisition of Kisan Vikas Patras (KVPs)
RBI/2006-2007/288 DBOD.No.Dir.BC.69/13.03.00/2006-2007 March 14, 2007 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Grant of Loans for acquisition of Kisan Vikas Patras (KVPs) We have recently come across certain instances where banks had sanctioned loans to individuals (mostly High Networth Individuals-HNIs) for acquisition of Kisan Vikas Patras (KVPs). The HNIs were first required to bring in 10% of the total face value of the proposed investment in
RBI/2006-2007/288 DBOD.No.Dir.BC.69/13.03.00/2006-2007 March 14, 2007 All Scheduled Commercial Banks (excluding RRBs) Dear Sir Grant of Loans for acquisition of Kisan Vikas Patras (KVPs) We have recently come across certain instances where banks had sanctioned loans to individuals (mostly High Networth Individuals-HNIs) for acquisition of Kisan Vikas Patras (KVPs). The HNIs were first required to bring in 10% of the total face value of the proposed investment in
मार्च 13, 2007
Prudential norms on creation and utilisation of floating provisions
RBI/2006-07/287 DBOD.NO.BP.BC.68/21.04.048/2006-07 March 13, 2007All Scheduled Commercial Banks (Excluding RRBs)Dear Sir, Prudential norms on creation and utilisation of floating provisions Please refer to Para 2(i) of Circular DBOD.No.BP.BC.89/21.04.048/2005-06 dated June 22, 2006 on the captioned subject in terms of which banks can use the floating provisions only for contingencies under extra-ordinary circumstances for making specific provisions in impaired account
RBI/2006-07/287 DBOD.NO.BP.BC.68/21.04.048/2006-07 March 13, 2007All Scheduled Commercial Banks (Excluding RRBs)Dear Sir, Prudential norms on creation and utilisation of floating provisions Please refer to Para 2(i) of Circular DBOD.No.BP.BC.89/21.04.048/2005-06 dated June 22, 2006 on the captioned subject in terms of which banks can use the floating provisions only for contingencies under extra-ordinary circumstances for making specific provisions in impaired account
मार्च 07, 2007
Exclusion from the Second Schedule to the Reserve Bank of India Act,1934 - The United Western Bank Ltd
RBI/2006-2007/282DBOD. Ret. BC No. 67/12.06.051/2006-07March 07, 2007All Scheduled Commercial BanksDear Sirs,Exclusion from the Second Schedule to theReserve Bank of India Act,1934 -The United Western Bank LtdWe advise that the name of The United Western Bank Ltd has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 with effect from November 25, 2006, i.e. the date on which the relative notification DBOD. No. PSBD. 4146/16.01.076 /2006-07 d
RBI/2006-2007/282DBOD. Ret. BC No. 67/12.06.051/2006-07March 07, 2007All Scheduled Commercial BanksDear Sirs,Exclusion from the Second Schedule to theReserve Bank of India Act,1934 -The United Western Bank LtdWe advise that the name of The United Western Bank Ltd has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 with effect from November 25, 2006, i.e. the date on which the relative notification DBOD. No. PSBD. 4146/16.01.076 /2006-07 d
मार्च 06, 2007
Guidelines on Fair Practices Code for Lenders
RBI/2006-2007/280 DBOD.No.Leg.BC.65 /09.07.005/2006-07March 6, 2007All Scheduled Commercial Banks / All India Financial Institutions(Excluding RRBs) Dear Sir,Guidelines on Fair Practices Code for LendersPlease refer to our Circular DBOD. Leg. No.BC. 104 /09.07.007/2002-03 dated May 5, 2003 wherein guidelines were issued to banks / FIs for framing the Fair Practices Code for Lenders.2. In terms of Para 2 (i) (a) of the above Circular, banks / FIs were advised that
RBI/2006-2007/280 DBOD.No.Leg.BC.65 /09.07.005/2006-07March 6, 2007All Scheduled Commercial Banks / All India Financial Institutions(Excluding RRBs) Dear Sir,Guidelines on Fair Practices Code for LendersPlease refer to our Circular DBOD. Leg. No.BC. 104 /09.07.007/2002-03 dated May 5, 2003 wherein guidelines were issued to banks / FIs for framing the Fair Practices Code for Lenders.2. In terms of Para 2 (i) (a) of the above Circular, banks / FIs were advised that
मार्च 06, 2007
Prudential Limits for Inter- Bank Liabilities (IBL)
RBI/2006-2007/281 DBOD. No. BP.BC. 66/ 21.01.002/ 2006-2007March 6, 2007All Commercial Banks(Excluding RRBs) Dear Sir,Prudential Limits for Inter- Bank Liabilities (IBL) As you are aware, in India, while the counterparty risk concentration on the assets side has attracted adequate attention and received regulatory policy response, the concentration risk on the liability side of the banks has not received similar attention. Liability side management has its own merits
RBI/2006-2007/281 DBOD. No. BP.BC. 66/ 21.01.002/ 2006-2007March 6, 2007All Commercial Banks(Excluding RRBs) Dear Sir,Prudential Limits for Inter- Bank Liabilities (IBL) As you are aware, in India, while the counterparty risk concentration on the assets side has attracted adequate attention and received regulatory policy response, the concentration risk on the liability side of the banks has not received similar attention. Liability side management has its own merits
मार्च 01, 2007
SCBs Maintenance of CRR on Exempted Categories
RBI/2006-2007/270 Ref: DBOD.No. Ret.BC. 64/12.01.001/2006-07 March 01, 2007 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our Circular RBI/2005-2006/423 DBOD.No.Ret.BC.93/12.01.001/2005-2006 dated June 22, 2006 on the captioned subject. It has been decided to withdraw the above circular with immediate effect. It has however, been decided that every Scheduled Comm
RBI/2006-2007/270 Ref: DBOD.No. Ret.BC. 64/12.01.001/2006-07 March 01, 2007 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Maintenance of Cash Reserve Ratio (CRR) on Exempted Categories Please refer to our Circular RBI/2005-2006/423 DBOD.No.Ret.BC.93/12.01.001/2005-2006 dated June 22, 2006 on the captioned subject. It has been decided to withdraw the above circular with immediate effect. It has however, been decided that every Scheduled Comm
मार्च 01, 2007
SCBs - Maintenance of Cash Reserve Ratio
RBI/2006-2007/269 Ref: DBOD.No. Ret.BC. 62 /12.01.001/2006-07 March 01, 2007 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2005-2006/422 DBOD.No.Ret.BC.91/12.01.001/2005-2006 dated June 22, 2006 on the captioned subject. Government of India in their Extraordinary Gazette notification No.S.O.21(E) dated January 9, 2007 ha
RBI/2006-2007/269 Ref: DBOD.No. Ret.BC. 62 /12.01.001/2006-07 March 01, 2007 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(1) of Reserve Bank of India Act, 1934-Maintenance of Cash Reserve Ratio (CRR) Please refer to our Circular RBI/2005-2006/422 DBOD.No.Ret.BC.91/12.01.001/2005-2006 dated June 22, 2006 on the captioned subject. Government of India in their Extraordinary Gazette notification No.S.O.21(E) dated January 9, 2007 ha
फेब्रु 22, 2007
Analysis and Disclosure of complaints - Disclosure of complaints / unimplemented awards of Banking Ombudsmen alongwith Financial Results
RBI/2006-2007/266 DBOD.No.Leg BC. 60 /09.07.005/2006-07February 22, 2007 All Scheduled Commercial Banks (excluding RRBs)Dear Sir,Analysis and Disclosure of complaints -Disclosure of complaints / unimplemented awards ofBanking Ombudsmen alongwith Financial ResultsThe Committee on Procedures and Performance Audit on Public Services (CPPAPS) had recommended that banks should place a statement before their Boards analyzing the complaints received. CPPAPS had further
RBI/2006-2007/266 DBOD.No.Leg BC. 60 /09.07.005/2006-07February 22, 2007 All Scheduled Commercial Banks (excluding RRBs)Dear Sir,Analysis and Disclosure of complaints -Disclosure of complaints / unimplemented awards ofBanking Ombudsmen alongwith Financial ResultsThe Committee on Procedures and Performance Audit on Public Services (CPPAPS) had recommended that banks should place a statement before their Boards analyzing the complaints received. CPPAPS had further
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