Notifications - ربی - Reserve Bank of India
IST,
تلاش کریں
errorSearch
rbi.page.title.1
rbi.page.title.2
Notifications
جولائی 06, 2004
Alteration in the name of bank in the Second Schedule to the Reserve Bank of India Act, 1934 - "Credit Agricole Indosuez" to "Calyon Bank"
RBI / 2004 / 20 DBOD.Ret.BC.No. 2 /12.06.063/2004-05 6th July 2004 All Scheduled Commercial Banks Dear Sir Alteration in the name of bank in the Second Schedule to the Reserve Bank of India Act, 1934 - "Credit Agricole Indosuez" to "Calyon Bank" We advise that the name of "Credit Agricole Indosuez" has been changed to "Calyon Bank" in the Second Schedule to the Reserve Bank of India, 1934 with effect from 22nd May 2004, i.e. the date on which the relative notification
RBI / 2004 / 20 DBOD.Ret.BC.No. 2 /12.06.063/2004-05 6th July 2004 All Scheduled Commercial Banks Dear Sir Alteration in the name of bank in the Second Schedule to the Reserve Bank of India Act, 1934 - "Credit Agricole Indosuez" to "Calyon Bank" We advise that the name of "Credit Agricole Indosuez" has been changed to "Calyon Bank" in the Second Schedule to the Reserve Bank of India, 1934 with effect from 22nd May 2004, i.e. the date on which the relative notification
پی ڈی ایف (
جولائی 03, 2004
Housing Finance
Ref. RBI/2004-05/23 Ref.DBOD.(IECS)No.47/03.27.25/2004-2005 July 3, 2004 Chairman and Managing Directors/Chief Executive Officers of All Commercial Bank Dear Sir Housing Finance Please refer to our Master Circular on Housing Finance IECD.No.(HF)4/03.27.25/ 2003-04 dated 29th December 2003. 2. As per paragraph 2.3(iv) of the Circular, bank finance granted only for purchase of a plot is treated as direct housing finance, provided a declaration is obtained from the borro
Ref. RBI/2004-05/23 Ref.DBOD.(IECS)No.47/03.27.25/2004-2005 July 3, 2004 Chairman and Managing Directors/Chief Executive Officers of All Commercial Bank Dear Sir Housing Finance Please refer to our Master Circular on Housing Finance IECD.No.(HF)4/03.27.25/ 2003-04 dated 29th December 2003. 2. As per paragraph 2.3(iv) of the Circular, bank finance granted only for purchase of a plot is treated as direct housing finance, provided a declaration is obtained from the borro
جون 30, 2004
Issue of Smart/Debit Cards
RBI/2003-04/275DBOD No. FSC.BC. 106/24.01.019/2003-04 June 30, 2004All Scheduled Commercial BanksDear Sir,Issue of Smart/ Debit Cards At present, smart cards/ debit cards/ stored value cards/ value added cards etc. can be issued only by banks and non-banking entities are not permitted to issue such cards. Besides, in terms of the paragraph 2 of our Circular DBOD.No. FSC.BC.123/24.01.019/99-2000 dated November 12, 1999, banks were advised that they should not issue sma
RBI/2003-04/275DBOD No. FSC.BC. 106/24.01.019/2003-04 June 30, 2004All Scheduled Commercial BanksDear Sir,Issue of Smart/ Debit Cards At present, smart cards/ debit cards/ stored value cards/ value added cards etc. can be issued only by banks and non-banking entities are not permitted to issue such cards. Besides, in terms of the paragraph 2 of our Circular DBOD.No. FSC.BC.123/24.01.019/99-2000 dated November 12, 1999, banks were advised that they should not issue sma
جون 25, 2004
Fit and proper criteria for directors of banks
RBI/2004/268 DBOD.No.BC.105/08.139.001/2003-04 June 25, 2004 The Chairmen and Managing Directors / Chief Executive Officers of banks in private sector Dear Sir, ‘Fit and proper’ criteria for directors of banks Please refer to our circular DBOD.No.BC.116/08.139.001/2001-02 dated June 20, 2002, forwarding a list of recommendations of Dr. Ganguly Group Report to be implemented by banks based on the decision taken by the Board. The Group, inter alia, recommended that bank
RBI/2004/268 DBOD.No.BC.105/08.139.001/2003-04 June 25, 2004 The Chairmen and Managing Directors / Chief Executive Officers of banks in private sector Dear Sir, ‘Fit and proper’ criteria for directors of banks Please refer to our circular DBOD.No.BC.116/08.139.001/2001-02 dated June 20, 2002, forwarding a list of recommendations of Dr. Ganguly Group Report to be implemented by banks based on the decision taken by the Board. The Group, inter alia, recommended that bank
جون 24, 2004
Annual Policy Statement for the year 2004-05 - Prudential Norms for Agricultural Advances
RBI/ 2004/ 264DBOD.BP.BC. 102 / 21.04.048/ 2003-04 June 24, 2004 All Scheduled Commercial Banks(Excluding RRBs)Dear Sir, Annual Policy Statement for the year 2004-05 – Prudential Norms for Agricultural AdvancesIn terms of paragraph No. 4.2.12 of the Master Circular DBOD.No.BP.BC.15/ 21.04.048/ 2002-03 dated August 22, 2003 relating to income recognition, asset classification and provisioning, all direct agricultural advances as listed in the Annexure II to the circula
RBI/ 2004/ 264DBOD.BP.BC. 102 / 21.04.048/ 2003-04 June 24, 2004 All Scheduled Commercial Banks(Excluding RRBs)Dear Sir, Annual Policy Statement for the year 2004-05 – Prudential Norms for Agricultural AdvancesIn terms of paragraph No. 4.2.12 of the Master Circular DBOD.No.BP.BC.15/ 21.04.048/ 2002-03 dated August 22, 2003 relating to income recognition, asset classification and provisioning, all direct agricultural advances as listed in the Annexure II to the circula
جون 24, 2004
Guidelines on Capital Charge for Market risks
RBI/2004/263DBOD.No.BP.BC. 103 / 21.04.151/ 2003-04 June 24, 2004The Chief Executives ofAll Scheduled Commercial Banks(excluding RRBs)Dear Sir,Guidelines on Capital Charge for Market risksThe Basel Committee on Banking Supervision (BCBS) had issued the ‘Amendment to the Capital Accord to incorporate market risks’ containing comprehensive guidelines to provide explicit capital charge for market risks. In India, as an initial step towards prescribing capital charge for
RBI/2004/263DBOD.No.BP.BC. 103 / 21.04.151/ 2003-04 June 24, 2004The Chief Executives ofAll Scheduled Commercial Banks(excluding RRBs)Dear Sir,Guidelines on Capital Charge for Market risksThe Basel Committee on Banking Supervision (BCBS) had issued the ‘Amendment to the Capital Accord to incorporate market risks’ containing comprehensive guidelines to provide explicit capital charge for market risks. In India, as an initial step towards prescribing capital charge for
جون 21, 2004
Annual Policy Statement for the year 2004-05 : Additional Provisioning Requirement for NPAs
RBI/2004/261DBOD.No.BP.BC. 99 /21.04.048/ 2003-2004 June 21, 2004 All Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Annual Policy Statement for the year 2004-05 : Additional Provisioning Requirement for NPAsAt present, banks are required to make provisions on NPAs on a graded scale based on the age of the NPA. However, in respect of NPAs included in 'doubtful for more than three years' category, the provisioning requirement on the secured portion remains unchange
RBI/2004/261DBOD.No.BP.BC. 99 /21.04.048/ 2003-2004 June 21, 2004 All Scheduled Commercial Banks(Excluding RRBs)Dear Sir,Annual Policy Statement for the year 2004-05 : Additional Provisioning Requirement for NPAsAt present, banks are required to make provisions on NPAs on a graded scale based on the age of the NPA. However, in respect of NPAs included in 'doubtful for more than three years' category, the provisioning requirement on the secured portion remains unchange
جون 21, 2004
Guidelines on KYC Norms - Existing Accounts
RBI/2004/259DBOD.AML.BC.No.101/14.01.001/2003-04June 21, 2004The Chief Executives of all Commercial Banks(excluding RRBs)Dear Sir,Guidelines on KYC Norms - Existing Accounts Please refer to our circular DBOD.No.AML.BC.18/14.01.001/2002-03 dated August 16, 2002 on the above subject. It was advised in paragraph 3 of the above circular that in case of any omission in respect of the existing accounts, KYC procedures may be completed at the earliest. Further, vide our circ
RBI/2004/259DBOD.AML.BC.No.101/14.01.001/2003-04June 21, 2004The Chief Executives of all Commercial Banks(excluding RRBs)Dear Sir,Guidelines on KYC Norms - Existing Accounts Please refer to our circular DBOD.No.AML.BC.18/14.01.001/2002-03 dated August 16, 2002 on the above subject. It was advised in paragraph 3 of the above circular that in case of any omission in respect of the existing accounts, KYC procedures may be completed at the earliest. Further, vide our circ
جون 21, 2004
Annual Policy Statement for the year 2004-05 - Prudential Credit Exposure Limits by Banks
June 21, 2004RBI/2004/ 260DBOD.NO.BP.BC. 100/ 21.03.054/2003-04All scheduled commercial banks(excluding RRBs)Dear Sir, Annual Policy Statement for the year 2004-05 - Prudential Credit Exposure Limits by BanksPlease refer to our Circular No. DBOD.BP.BC.116/21.04.48/2001-02 dated May 2, 2001 and Circular No. DBOD.BP.BC.67/21.04.48/2002-03 dated February 4. 2003, wherein it was advised that banks are allowed to assume single or group borrower credit exposure up to 15 and
June 21, 2004RBI/2004/ 260DBOD.NO.BP.BC. 100/ 21.03.054/2003-04All scheduled commercial banks(excluding RRBs)Dear Sir, Annual Policy Statement for the year 2004-05 - Prudential Credit Exposure Limits by BanksPlease refer to our Circular No. DBOD.BP.BC.116/21.04.48/2001-02 dated May 2, 2001 and Circular No. DBOD.BP.BC.67/21.04.48/2002-03 dated February 4. 2003, wherein it was advised that banks are allowed to assume single or group borrower credit exposure up to 15 and
جون 17, 2004
Annual Policy Statement for the year 2004-05 - Prudential Guidelines on Unsecured Exposures
RBI/2004/254DBOD No. BP. BC. No. 97 /21.04.141/2003-04June 17, 2004All Scheduled Commercial Banks(excluding RRBs) Dear Sir, Annual Policy Statement for the year 2004-05 -Prudential Guidelines on Unsecured Exposures Please refer to paragraph 4(iii) of our circular DBOD NO. Sch. 666/ C.96Z-67-3 May 3, 1967 wherein it was stated that banks should limit their commitments by way of unsecured guarantees in such a manner that 20 per cent of a bank’s outstanding unsecure
RBI/2004/254DBOD No. BP. BC. No. 97 /21.04.141/2003-04June 17, 2004All Scheduled Commercial Banks(excluding RRBs) Dear Sir, Annual Policy Statement for the year 2004-05 -Prudential Guidelines on Unsecured Exposures Please refer to paragraph 4(iii) of our circular DBOD NO. Sch. 666/ C.96Z-67-3 May 3, 1967 wherein it was stated that banks should limit their commitments by way of unsecured guarantees in such a manner that 20 per cent of a bank’s outstanding unsecure
جون 17, 2004
Annual Policy Statement for the year 2004-05 - Country Risk Management Guidelines
RBI No. 2004/ 253 DBOD. BP.BC. 96 / 21.04.103/ 2003-04 June 17, 2004 All Scheduled Commercial Banks (Excluding RRBs & LABs) Dear Sir,Annual Policy Statement for the year 2004-05 - Country Risk Management GuidelinesPlease refer to the Annexe to our Circular No. DBOD. BP. BC. 71/ 21.04.103/ 2002-03 dated February 19, 2003, wherein it was advised that guidelines on country risk management are applicable only in respect of countries, where a bank has net funded e
RBI No. 2004/ 253 DBOD. BP.BC. 96 / 21.04.103/ 2003-04 June 17, 2004 All Scheduled Commercial Banks (Excluding RRBs & LABs) Dear Sir,Annual Policy Statement for the year 2004-05 - Country Risk Management GuidelinesPlease refer to the Annexe to our Circular No. DBOD. BP. BC. 71/ 21.04.103/ 2002-03 dated February 19, 2003, wherein it was advised that guidelines on country risk management are applicable only in respect of countries, where a bank has net funded e
جون 17, 2004
Annual Policy Statement: 2004-05 - Wilful Defaulters - Clarification on Process
RBI/2004/220DBOD.No. DL.BC.94/20.16.003/2003-04June 17, 2004All Scheduled Commercial Banks (excluding RRBs) and All Notified All-India Financial InstitutionsDear SirAnnual Policy Statement: 2004-05 - Wilful Defaulters – Clarification on Process At present, in terms of our circular DBOD No.BC.DL.7/20.16.003/ 2003-04 dated July 29, 2003, banks/financial institutions (FIs) are required to – form a Committee of higher functionaries headed by the Executive Director for cla
RBI/2004/220DBOD.No. DL.BC.94/20.16.003/2003-04June 17, 2004All Scheduled Commercial Banks (excluding RRBs) and All Notified All-India Financial InstitutionsDear SirAnnual Policy Statement: 2004-05 - Wilful Defaulters – Clarification on Process At present, in terms of our circular DBOD No.BC.DL.7/20.16.003/ 2003-04 dated July 29, 2003, banks/financial institutions (FIs) are required to – form a Committee of higher functionaries headed by the Executive Director for cla
جون 17, 2004
Annual Policy Statement for the year 2004-05 - Dissemination of credit information - Role of CIBIL
RBI/2004/226DBOD No. DL.BC.95/20.16.002/2003-04June 17, 2004All Scheduled Commercial Banks (excluding RRBs) andNotified All-India Financial Institutions andState Financial CorporationsDear SirAnnual Policy Statement for the year 2004-05 – Dissemination of credit information – Role of CIBILPlease refer to paragraph 124 of the Annual Policy Statement for the year 2004-05 on dissemination of credit information enclosed to the Governor’s letter No.MPD.BC.249/07.01.279/200
RBI/2004/226DBOD No. DL.BC.95/20.16.002/2003-04June 17, 2004All Scheduled Commercial Banks (excluding RRBs) andNotified All-India Financial Institutions andState Financial CorporationsDear SirAnnual Policy Statement for the year 2004-05 – Dissemination of credit information – Role of CIBILPlease refer to paragraph 124 of the Annual Policy Statement for the year 2004-05 on dissemination of credit information enclosed to the Governor’s letter No.MPD.BC.249/07.01.279/200
جون 15, 2004
Annual Policy Statement for the year 2004-05 - Risk Weight for Exposure to Public Financial Institutions (PFIs)
RBI/2004/245 DBOD No. BP. BC. No.91/21.01.002/2003-04 June 15, 2004 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Annual Policy Statement for the year 2004-05 - Risk Weight for Exposure to Public Financial Institutions (PFIs) In terms of guidelines issued vide circular DBOD.BP.BC.103/21.01.002/98 dated October 31, 1998 risk weights on investment in bonds/ debentures of select PFIs were prescribed at 20 per cent. Banks were also advised that exposures to co
RBI/2004/245 DBOD No. BP. BC. No.91/21.01.002/2003-04 June 15, 2004 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Annual Policy Statement for the year 2004-05 - Risk Weight for Exposure to Public Financial Institutions (PFIs) In terms of guidelines issued vide circular DBOD.BP.BC.103/21.01.002/98 dated October 31, 1998 risk weights on investment in bonds/ debentures of select PFIs were prescribed at 20 per cent. Banks were also advised that exposures to co
جون 15, 2004
Prompt Corrective Action (PCA)
Ref. RBI-2004-243DBS.CO.PP.BC 13 /11.01.005/2003-04 June 15, 2004 All Scheduled Commercial Banks (excluding RRBs)Dear Sir,Prompt Corrective Action (PCA)Please refer to our circular No. DBS.CO.PP.BC. 9/11.01.005/2002-03 dated December 21, 2002 on the scheme of Prompt Corrective Action.2. As you are aware, the scheme of PCA has been in operation since December 2002. The operation of the scheme has been reviewed recently by the Board for Financial Supervision (BFS) and i
Ref. RBI-2004-243DBS.CO.PP.BC 13 /11.01.005/2003-04 June 15, 2004 All Scheduled Commercial Banks (excluding RRBs)Dear Sir,Prompt Corrective Action (PCA)Please refer to our circular No. DBS.CO.PP.BC. 9/11.01.005/2002-03 dated December 21, 2002 on the scheme of Prompt Corrective Action.2. As you are aware, the scheme of PCA has been in operation since December 2002. The operation of the scheme has been reviewed recently by the Board for Financial Supervision (BFS) and i
جون 15, 2004
Risk Weight for Exposure to Public Financial Institutions (PFIs)
RBI / 2004 /247REF. DBS. FID. No. C- 15 / 01.02.00 / 2003-04 June 15, 2004 The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDBI, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Risk Weight for Exposure to Public Financial Institutions (PFIs) Please refer to para 2(c) of circular DBS.FID.No.C-35/01.02.00/1998-99 dated December 3, 1998 wherein FIs were advised that their investments in the bonds / debentures o
RBI / 2004 /247REF. DBS. FID. No. C- 15 / 01.02.00 / 2003-04 June 15, 2004 The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDBI, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Risk Weight for Exposure to Public Financial Institutions (PFIs) Please refer to para 2(c) of circular DBS.FID.No.C-35/01.02.00/1998-99 dated December 3, 1998 wherein FIs were advised that their investments in the bonds / debentures o
جون 11, 2004
Annual Policy Statement for the year 2004-05 -Issue of Long-term Bonds by Banks
RBI/2004/236DBOD No. BP. BC. 90 /21.01.002/ 2003-04 June 11, 2004All Scheduled Commercial Banks(excluding RRBs and LABs)Dear Sir,Annual Policy Statement for the year 2004-05 -Issue of Long-term Bonds by BanksAt present, banks are allowed to issue long-term subordinated debt in the nature of unsecured redeemable bonds, which qualify for Tier II capital. In the context of gradual conversion of term lending institutions into banks and with a view to giving boost to infra
RBI/2004/236DBOD No. BP. BC. 90 /21.01.002/ 2003-04 June 11, 2004All Scheduled Commercial Banks(excluding RRBs and LABs)Dear Sir,Annual Policy Statement for the year 2004-05 -Issue of Long-term Bonds by BanksAt present, banks are allowed to issue long-term subordinated debt in the nature of unsecured redeemable bonds, which qualify for Tier II capital. In the context of gradual conversion of term lending institutions into banks and with a view to giving boost to infra
جون 09, 2004
Amalgamation/Merger of Non-Banking Finance Companies with Banks
RBI/2004/237 June 9, 2004 DBOD.BP.BC. 89/21.02.043/2003-04 Jyestha 19, 1926 (Saka) All Scheduled Commercial Banks (excluding RRBs and LABs) Dear Sir, Amalgamation/Merger of Non-Banking Finance Companies with Banks With regard to amalgamation/merger of a non-banking finance company (NBFC) with a bank, it has been decided that in order to ensure that the post-merger bank continues to be in compliance with the legal provisions contained in the Banking Regulation Act, 194
RBI/2004/237 June 9, 2004 DBOD.BP.BC. 89/21.02.043/2003-04 Jyestha 19, 1926 (Saka) All Scheduled Commercial Banks (excluding RRBs and LABs) Dear Sir, Amalgamation/Merger of Non-Banking Finance Companies with Banks With regard to amalgamation/merger of a non-banking finance company (NBFC) with a bank, it has been decided that in order to ensure that the post-merger bank continues to be in compliance with the legal provisions contained in the Banking Regulation Act, 194
مئی 18, 2004
Bank financing of equities and investments in shares
RBI/2004/205 DBOD No. Dir.BC. 86 /13.07.05/2003-04 May 18, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Bank financing of equities and investments in shares Please refer to Circular DBOD No. Dir. BC. 61/13.07.05/2003-04 dated January 3, 2004, in terms of which margin on all advances against shares / financing of IPOs / issue of guarantees was raised to 50 percent and a minimum cash margin of 25 per cent (within the margin of 50 percent) was also required to be
RBI/2004/205 DBOD No. Dir.BC. 86 /13.07.05/2003-04 May 18, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Bank financing of equities and investments in shares Please refer to Circular DBOD No. Dir. BC. 61/13.07.05/2003-04 dated January 3, 2004, in terms of which margin on all advances against shares / financing of IPOs / issue of guarantees was raised to 50 percent and a minimum cash margin of 25 per cent (within the margin of 50 percent) was also required to be
مئی 15, 2004
Opening of Current Accounts by banks - Need for discipline
RBI/2004/200DBOD.No.Leg.BC.84 /09.07.005/2003-04May 15, 2004All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Opening of Current Accounts by banks - Need for discipline Please refer to our Circular DBOD.No.BC.136/09.08.001/99-2000 dated January 25, 2000 wherein we had advised banks that at the time of opening of current accounts, they should insist on a declaration from the account-holder to the effect that he is not enjoying any credit facility with any other
RBI/2004/200DBOD.No.Leg.BC.84 /09.07.005/2003-04May 15, 2004All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Opening of Current Accounts by banks - Need for discipline Please refer to our Circular DBOD.No.BC.136/09.08.001/99-2000 dated January 25, 2000 wherein we had advised banks that at the time of opening of current accounts, they should insist on a declaration from the account-holder to the effect that he is not enjoying any credit facility with any other
بھارت موبائل ایپلی کیشن کے ریزرو بینک کو انسٹال کریں اور تازہ ترین خبروں تک فوری رسائی حاصل کریں!
ہماری ایپ انسٹال کرنے کے لیے QR کوڈ اسکین کریں۔
صفحے پر آخری اپ ڈیٹ:
