(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 06-May-22 21-APR-2023* 05-MAY-2023* 06-May-22 21-APR-2023* 05-MAY-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 194014.91 241922.46 243102.14 197590.54 244380.1 245648.93** b) Borrowings from banks 44031.61 37729.23 37510.4 44040.58 38061.25 37701.82 c) Other demand & time liabilities 32932.36 58481.57 59737.29 33379.43 59135.5 60401.

Balances in savings / current accounts which are not operated for 10 years, or term deposits not claimed within 10 years from date of maturity are classified as “Unclaimed Deposits”. These amounts are transferred by banks to “Depositor Education and Awareness” (DEA) Fund maintained by the Reserve Bank of India. The Reserve Bank, from time to time, through its public awareness initiatives, has been encouraging members of public to identify and approach the bank concern

(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 22-Apr-22 07-APR-2023* 21-APR-2023* 22-Apr-22 07-APR-2023* 21-APR-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 197611.77 249235.57 241687.48 201275.87 251873.01 244145.12** b) Borrowings from banks 37566.84 40326.58 37567.41 37572.84 40578.72 37899.43 c) Other demand & time liabilities 31651.55 58070.76 58451.77 32087.56 58724.09 591

The framework on countercyclical capital buffer (CCyB) was put in place by the Reserve Bank in terms of guidelines issued on February 5, 2015 wherein it was advised that the CCyB would be activated as and when the circumstances warranted, and that the decision would normally be pre-announced. The framework envisages the credit-to-GDP gap as the main indicator, which may be used in conjunction with other supplementary indicators. Based on the review and empirical analy

(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 08-Apr-22 24-MAR-2023* 07-APR-2023* 08-Apr-22 24-MAR-2023* 07-APR-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 199561.71 226119.3 245324.01 203335.24 228516.6 247961.45 ** b) Borrowings from banks 37336.48 67199.18 40226.92 37346.01 67565.81 40479.06 c) Other demand & time liabilities 30102.62 58524.06 58081.76 30533.17 59169.92 5873

In pursuance of the announcement made in the Statement on Developmental and Regulatory Policies dated February 08, 2023 regarding the review of extant regulatory guidelines on levy of penal interest, the Reserve Bank of India has released today the Draft Circular on Fair Lending Practice - Penal Charges in Loan Accounts. Comments by the stakeholders on the ‘Draft Circular’ may be submitted by May 15, 2023 to the Chief General Manager, Department of Regulation, Central

(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 25-Mar-22 10-MAR-2023* 24-MAR-2023* 25-Mar-22 10-MAR-2023* 24-MAR-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 190569.68 218699.96 226121.38 194143.46 220990.09 228518.68 ** b) Borrowings from banks 38317.31 81541.3 67199.18 38369.13 81963.31 67565.81 c) Other demand & time liabilities 29761.7 59183.75 58469.59 30161.66 59827.09 5911

Data on lending and deposit rates of scheduled commercial banks (SCBs) (excluding regional rural banks and small finance banks) for the month of March 2023. Highlights: Lending Rates: The weighted average lending rate (WALR) on fresh rupee loans of SCBs increased by 24 basis points (bps) from 9.00 per cent in January 2023 to 9.24 per cent in February 2023. The WALR on outstanding rupee loans of SCBs increased by 9 bps from 9.58 per cent in January 2023 to 9.67 per cen

(Amount in Crore of ₹) SCHEDULED COMMERCIAL BANKS (Including RRBs and SFBs) ALL SCHEDULED BANKS 11-Mar-22 24-FEB-2023* 10-MAR-2023* 11-Mar-22 24-FEB-2023* 10-MAR-2023* I LIABILITIES TO THE BKG.SYSTEM (A) a) Demand & Time deposits from bks. 185181.83 217311.03 218697.67 188590 219565.33 220987.80** b) Borrowings from banks 43520.75 68361.21 81539.79 43672.45 68708.79 81961.8 c) Other demand & time liabilities 27993.94 59105.89 59185.32 28380.44 59731.27 59828.6

Shri Shaktikanta Das, Governor, Reserve Bank of India (RBI), today laid the foundation stone for establishment of a “Greenfield Data Centre’ and ‘Enterprise Computing & Cybersecurity Training Institute’ in Bhubaneswar, Odisha. The Governor in his remarks acknowledged the critical role played by technology in supporting the activities of the financial sector and the RBI over the years and recently, in facilitating a robust recovery from the pandemic. He highlighted