भाषण - आरबीआई - Reserve Bank of India
भाषण और इंटरव्यू
भाषण और मीडिया से वार्तालाप
डिजिटल भुगतान पर गवर्नर का मैसेज
भाषण
30 जून 2014
भारत में बैंक: चुनौतियां और अवसर - हारून आर. खान
Smt. Arundhati Bhattacharya, Chairman, State Bank of India, Shri. Deepak Parekh, Chairman HDFC, Shri. V. G. Kannan, Chairman, SBI Cap Securities Ltd., Shri. Mani Palivesan, Managing Director, SBI Cap Securities Ltd, distinguished panelists and participants. It is a pleasure to address the BFSI Conference 2014 which features panel discussions on topical issues in banking. The first panel discussion, interestingly, is on Disruptive Themes for Next Decade. The word disru
श्री हरुण आर खान,
उप गवर्नर, भारतीय रिज़र्व बैंक
Smt. Arundhati Bhattacharya, Chairman, State Bank of India, Shri. Deepak Parekh, Chairman HDFC, Shri. V. G. Kannan, Chairman, SBI Cap Securities Ltd., Shri. Mani Palivesan, Managing Director, SBI Cap Securities Ltd, distinguished panelists and participants. It is a pleasure to address the BFSI Conference 2014 which features panel discussions on topical issues in banking. The first panel discussion, interestingly, is on Disruptive Themes for Next Decade. The word disru
30 जून 2014
Governance in the Corporate Sector – Certain Perspectives
Mr. Sridharan, President, Institute of Company Secretaries of India (ICSI), Mr. Khare Vice-President, Mr. Sahoo, ladies and gentlemen. Good afternoon. It is my pleasure and privilege to address this gathering today at the conclusion of the 15th National Conference of Practicing Company Secretaries (PCS) held under the aegis of ICSI. When my good friend Mr. Sahoo asked me to address this august gathering, I accepted with alacrity since I am aware that the ICSI has been
Shri G Padmanabhan,
Executive Director, Reserve Bank of India
Mr. Sridharan, President, Institute of Company Secretaries of India (ICSI), Mr. Khare Vice-President, Mr. Sahoo, ladies and gentlemen. Good afternoon. It is my pleasure and privilege to address this gathering today at the conclusion of the 15th National Conference of Practicing Company Secretaries (PCS) held under the aegis of ICSI. When my good friend Mr. Sahoo asked me to address this august gathering, I accepted with alacrity since I am aware that the ICSI has been
17 जून 2014
वित्तीय क्षेत्र विधायी सुधार समिति रिपोर्ट (एफएसएलआरसी): क्या और कब करें? रघुराम जी. राजन
The Financial Sector Legislative Reforms Committee (FSLRC) Report is one of the most important, well researched, as well as well-publicized reports in Indian financial history. It not only lays out the functions of the financial sector and how it should be structured, but also how legislation and regulation governing it ought to look like. The authors of this report truly have to be commended for their national service. The report’s influence will be felt for many yea
डॉ. रघुराम जी. राजन,
गवर्नर, भारतीय रिज़र्व बैंक
The Financial Sector Legislative Reforms Committee (FSLRC) Report is one of the most important, well researched, as well as well-publicized reports in Indian financial history. It not only lays out the functions of the financial sector and how it should be structured, but also how legislation and regulation governing it ought to look like. The authors of this report truly have to be commended for their national service. The report’s influence will be felt for many yea
17 जून 2014
वित्तीय क्षेत्र में गैर-बैंकिंग वित्तीय कंपनियों की भूमिका: विनियामक चुनौतियां – आर. गांधी
Good evening Ladies and Gentlemen. 2. It is with a great feeling of pride that I stand before you to deliver this oration in memory of the legendary Frank Moraes. I congratulate the United Writers Association and Frank Moraes Foundation for regularly organizing the distinguished Frank Moraes Oration lecture. I join everyone here in congratulating Chevalier Dr. K. Thiagarajan on being accorded with the prestigious Celebrity Champion Honour instituted by Community Welfa
श्री आर. गांधी,
उप गवर्नर, भारतीय रिज़र्व बैंक
Good evening Ladies and Gentlemen. 2. It is with a great feeling of pride that I stand before you to deliver this oration in memory of the legendary Frank Moraes. I congratulate the United Writers Association and Frank Moraes Foundation for regularly organizing the distinguished Frank Moraes Oration lecture. I join everyone here in congratulating Chevalier Dr. K. Thiagarajan on being accorded with the prestigious Celebrity Champion Honour instituted by Community Welfa
16 जून 2014
भारतीय बैंकिंग क्षेत्र: भविष्य को वृद्धि को तेज करने में भूमिका – आर. गांधी
Good evening, Ladies and Gentlemen! 2. It is both an honour and a privilege to attend this important Conference at the Indian Chamber of Commerce (ICC) in Kolkata. From humble beginnings in the early 1920s, the ICC has come a long way and has presently evolved into a leading national chamber operating from Kolkata. With banks being the mainstay of the financial system, I am sure that the deliberations in the Conference would have provided important insights to all att
श्री आर. गांधी,
उप गवर्नर, भारतीय रिज़र्व बैंक
Good evening, Ladies and Gentlemen! 2. It is both an honour and a privilege to attend this important Conference at the Indian Chamber of Commerce (ICC) in Kolkata. From humble beginnings in the early 1920s, the ICC has come a long way and has presently evolved into a leading national chamber operating from Kolkata. With banks being the mainstay of the financial system, I am sure that the deliberations in the Conference would have provided important insights to all att
10 जून 2014
न्यू जेनरेशन शहरी सहकारी बैंक – कुछ विचार मंथन - आर. गांधी
Dear Shri Jyotindra Mehta, Chairman, Gujarat Urban Cooperative Banks Federation, Shri V S Das, Director, Centre for Banking Research, Development & Excellence, other dignitaries and delegates. I feel specially privileged to address this Conference of urban co-operative banks, which is very aptly titled “Sahakar Setu-2014” focusing on the theme of “Next-Gen Co-operative Banks”. I am also happy to note that a Centre for Banking Research, Development & Excellence
श्री आर. गांधी,
उप गवर्नर, भारतीय रिज़र्व बैंक
Dear Shri Jyotindra Mehta, Chairman, Gujarat Urban Cooperative Banks Federation, Shri V S Das, Director, Centre for Banking Research, Development & Excellence, other dignitaries and delegates. I feel specially privileged to address this Conference of urban co-operative banks, which is very aptly titled “Sahakar Setu-2014” focusing on the theme of “Next-Gen Co-operative Banks”. I am also happy to note that a Centre for Banking Research, Development & Excellence
02 जून 2014
बैंकों में बढ़ती हुई अनर्जक आस्तियां: क्रेडिट रेटिंग एजेंसियों की रेटिंग जवाबदेही और पारदर्शिता की प्रभावक्षमता – आर. गांधी
Shri Jajodia, Shri Narang, Shri Dubey, Shri Kulkarni, Shri Dogra, Shri Khanna, Shri Pathak, other distinguished speakers, Ladies and Gentlemen, a very good morning to everyone! To start with I would like to commend ASSOCHAM for this seminar, for bringing together experts from banking and rating industry, to discuss and debate upon this very pertinent and challenging subject of NPAs and credit rating. A subject like this needs a lot of discussion and thinking, because
श्री आर. गांधी,
उप गवर्नर, भारतीय रिज़र्व बैंक
Shri Jajodia, Shri Narang, Shri Dubey, Shri Kulkarni, Shri Dogra, Shri Khanna, Shri Pathak, other distinguished speakers, Ladies and Gentlemen, a very good morning to everyone! To start with I would like to commend ASSOCHAM for this seminar, for bringing together experts from banking and rating industry, to discuss and debate upon this very pertinent and challenging subject of NPAs and credit rating. A subject like this needs a lot of discussion and thinking, because
28 मई 2014
प्रतिस्पर्धा मौद्रिक सहजता के बारे में चिंताएं – रघुराम जी. राजन
Good morning. The world seems to be struggling back to its feet after the great financial crisis, and financial markets are buoyant. This is partly because central bankers are collectively engaged in extreme monetary easing through unconventional policies. I have two worries about this environment. First, unconventional policies tend to be feasible when domestic commercial banks are willing to accumulate significant central bank reserves without question. But those ar
श्री आर. गांधी,
उप गवर्नर, भारतीय रिज़र्व बैंक
Good morning. The world seems to be struggling back to its feet after the great financial crisis, and financial markets are buoyant. This is partly because central bankers are collectively engaged in extreme monetary easing through unconventional policies. I have two worries about this environment. First, unconventional policies tend to be feasible when domestic commercial banks are willing to accumulate significant central bank reserves without question. But those ar
26 मई 2014
केवासी : अनुपालन बनाम सुविधा – आर. गांधी
Is KYC a recent phenomenon? KYC was always there in banking! The focus, earlier, was more on the asset side and not on the liability side as no banker could risk parting with his funds to an unknown person. The thorough appraisal process to screen the potential borrowers is a good example of KYC process. Then, issues such as illegal/black money and more recently, terrorism financing became matters of serious concern and then KYC on payments and remittances, and conseq
श्री आर. गांधी,
उप गवर्नर, भारतीय रिज़र्व बैंक
Is KYC a recent phenomenon? KYC was always there in banking! The focus, earlier, was more on the asset side and not on the liability side as no banker could risk parting with his funds to an unknown person. The thorough appraisal process to screen the potential borrowers is a good example of KYC process. Then, issues such as illegal/black money and more recently, terrorism financing became matters of serious concern and then KYC on payments and remittances, and conseq
20 मई 2014
Banks Must build a Structure to provide Superior and Efficient Customer Service
Respected Shri Mahajan, Smt Rama Bijapurkar, member, Governing Council, Banking Standards Codes and Standards Board of India (BCSBI), Shri N Raja, CEO, BCSBI and banker colleagues. At the very outset, I thank Shri Mahajan, Chairman, BCSBI for the kind invitation to address Principal Code Compliance Officers of the BCSBI, this afternoon. I attach a great deal of value to this interaction. The day long deliberations will provide you the opportunity to Brainstorm with PC
Dr. (Smt.) Deepali Pant Joshi,
Executive Director, Reserve Bank of India
Respected Shri Mahajan, Smt Rama Bijapurkar, member, Governing Council, Banking Standards Codes and Standards Board of India (BCSBI), Shri N Raja, CEO, BCSBI and banker colleagues. At the very outset, I thank Shri Mahajan, Chairman, BCSBI for the kind invitation to address Principal Code Compliance Officers of the BCSBI, this afternoon. I attach a great deal of value to this interaction. The day long deliberations will provide you the opportunity to Brainstorm with PC
20 मई 2014
बैंकिंग क्षेत्र में प्रतिस्पर्धाः अवसर और चुनौतियां – रघुराम जी. राजन
Good evening. Shri Ashok Chawla, distinguished invitees, our friends from the press, and ladies and gentlemen: It is a great honour to be invited to deliver the Annual Day lecture at the Competition Commission of India. Competition is the life force of a modern economy – it replaces dated and inefficient methods while preserving valuable traditions; it rewards the innovative and energetic and punishes the merely connected; it destroys the stability of the status quo w
डॉ. रघुराम जी. राजन,
गवर्नर, भारतीय रिज़र्व बैंक
Good evening. Shri Ashok Chawla, distinguished invitees, our friends from the press, and ladies and gentlemen: It is a great honour to be invited to deliver the Annual Day lecture at the Competition Commission of India. Competition is the life force of a modern economy – it replaces dated and inefficient methods while preserving valuable traditions; it rewards the innovative and energetic and punishes the merely connected; it destroys the stability of the status quo w
13 मई 2014
Credit Scoring
Shri R.K. Dubey, Chairman and Managing Director, Canara Bank of India, other distinguished guests, ladies and gentlemen. I am happy to be here for the launch of Canara Bank’s credit scoring model for MSMEs. We had recently on November 29, 2013 held a workshop on credit scoring models with experts from IFC, which was fundamentally aimed at capacity building in the banking sector by imparting practical knowhow to Bankers who are expected to use it in their day-to-day op
Dr. (Smt.) Deepali Pant Joshi,
Executive Director, Reserve Bank of India
Shri R.K. Dubey, Chairman and Managing Director, Canara Bank of India, other distinguished guests, ladies and gentlemen. I am happy to be here for the launch of Canara Bank’s credit scoring model for MSMEs. We had recently on November 29, 2013 held a workshop on credit scoring models with experts from IFC, which was fundamentally aimed at capacity building in the banking sector by imparting practical knowhow to Bankers who are expected to use it in their day-to-day op
09 मई 2014
चौराहे पर भारतीय बैंकिंग – वैश्वीकरण से वित्तीय समावेशन तक जोखिम प्रबंध की चुनौति – आर. गांधी
Shri Shailesh Vaidya, Chairman, Indian Merchants’ Chamber (IMC), Shri Chandan Bhattacharya, Chairman, Finance and Banking Committee, IMC and delegates to this IMC National Seminar, a very warm good evening! It is an honour for me to be here today to deliver the valedictory address of this National Seminar organised by IMC. The Seminar provides an opportunity to consider the developments in the banking risk management, assess the recent experience in this space and wor
श्री आर. गांधी,
उप गवर्नर, भारतीय रिज़र्व बैंक
Shri Shailesh Vaidya, Chairman, Indian Merchants’ Chamber (IMC), Shri Chandan Bhattacharya, Chairman, Finance and Banking Committee, IMC and delegates to this IMC National Seminar, a very warm good evening! It is an honour for me to be here today to deliver the valedictory address of this National Seminar organised by IMC. The Seminar provides an opportunity to consider the developments in the banking risk management, assess the recent experience in this space and wor
23 अप्रैल 2014
Framework for the conduct of macroprudential policy in India: experiences and perspectives
(Reproduced with permission from Financial Stability Review, April 2014 published by Banque de France)
Dr. K.C. Chakrabarty,
Deputy Governor, Reserve Bank of India
(Reproduced with permission from Financial Stability Review, April 2014 published by Banque de France)
22 अप्रैल 2014
भारत में मुद्रा प्रबंधः मुद्दे और चुनौतियां – के.सी. चक्रवर्ती
Mr. Tom Ferguson, Chairman, Banknote Conference 2014; Mr. Tim Vigotsky, Director, Banknote Conference 2014, my fellow speakers - Mr. Barna Barabas, DMD, Jura Security Printing Alliance; Dr. Wolfram Seidemann, Managing Director, Louisenthal; other delegates; ladies & gentlemen. At the outset, I thank the organizers of Banknote Conference 2014 for inviting me to speak at this august gathering. From the contents of the Conference Schedule and from the feedback that I
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Mr. Tom Ferguson, Chairman, Banknote Conference 2014; Mr. Tim Vigotsky, Director, Banknote Conference 2014, my fellow speakers - Mr. Barna Barabas, DMD, Jura Security Printing Alliance; Dr. Wolfram Seidemann, Managing Director, Louisenthal; other delegates; ladies & gentlemen. At the outset, I thank the organizers of Banknote Conference 2014 for inviting me to speak at this august gathering. From the contents of the Conference Schedule and from the feedback that I
21 अप्रैल 2014
पूंजी खाते को विनियमित करनाः कुछ विचार – हारून आर. खान
1. It gives me great pleasure to be with you in this beautiful city of Cape Town for the 9thAnnual Conference of the Foreign Exchange Dealers Association of India (FEDAI). Cape Town is a celebrated tourist destination, particularly at this time of the year. The place and time are ideal for mixing business with pleasure. For me, speaking to you, the pleasure is mixed with some trepidation because we are living in times when there is uncertainty all round not only in th
श्री हरुण आर खान,
उप गवर्नर, भारतीय रिज़र्व बैंक
1. It gives me great pleasure to be with you in this beautiful city of Cape Town for the 9thAnnual Conference of the Foreign Exchange Dealers Association of India (FEDAI). Cape Town is a celebrated tourist destination, particularly at this time of the year. The place and time are ideal for mixing business with pleasure. For me, speaking to you, the pleasure is mixed with some trepidation because we are living in times when there is uncertainty all round not only in th
16 अप्रैल 2014
Role of Banking in Development Lead Bank Scheme Development Initiatives by RBI
Dr. (Smt.) Deepali Pant Joshi,
Executive Director, Reserve Bank of India
10 अप्रैल 2014
प्रतिस्पर्धात्मक मौद्रिक सहजता: क्या एक बार फिर पुराने दिन? – रघुराम जी. राजन
Good morning. As the world seems to be struggling back to its feet after the great financial crisis, I want to draw attention to an area we need to be concerned about: the conduct of monetary policy in this integrated world. A good way to describe the current environment is one of extreme monetary easing through unconventional policies. In a world where debt overhangs and the need for structural change constrain domestic demand, a sizeable portion of the effects of su
डॉ. रघुराम जी. राजन,
गवर्नर, भारतीय रिज़र्व बैंक
Good morning. As the world seems to be struggling back to its feet after the great financial crisis, I want to draw attention to an area we need to be concerned about: the conduct of monetary policy in this integrated world. A good way to describe the current environment is one of extreme monetary easing through unconventional policies. In a world where debt overhangs and the need for structural change constrain domestic demand, a sizeable portion of the effects of su
02 अप्रैल 2014
भारतीय ऋण एवं बाजारों का विनियमनः संकटोत्तर प्रतिमान के कुछ दृष्टिकोण – हारून आर. खान
Shri. N. S. Venkatesh, Chairman, Fixed Income Money Market Derivatives Association (FIMMDA), Shri B. Prasanna, Chairman, Primary Dealers Association of India (PDAI), Sri. C.E.S. Azariah, outgoing Chief Executive Officer and Shri Prasad, incoming CEO of the FIMMDA, distinguished speakers and panellists and delegates to the conference. It gives me immense pleasure to be amidst you all for the 15th annual meeting of the FIMMDA and the PDAI in this beautiful, historic cit
श्री हरुण आर खान,
उप गवर्नर, भारतीय रिज़र्व बैंक
Shri. N. S. Venkatesh, Chairman, Fixed Income Money Market Derivatives Association (FIMMDA), Shri B. Prasanna, Chairman, Primary Dealers Association of India (PDAI), Sri. C.E.S. Azariah, outgoing Chief Executive Officer and Shri Prasad, incoming CEO of the FIMMDA, distinguished speakers and panellists and delegates to the conference. It gives me immense pleasure to be amidst you all for the 15th annual meeting of the FIMMDA and the PDAI in this beautiful, historic cit
01 अप्रैल 2014
समावेशन, वृद्धि और अभिशासन – मुद्दे और आगामी मार्ग – के.सी. चक्रवर्ती
Lord Meghnad Desai, Professor Emeritus, London School of Economics; Shri Rana Kapoor, Managing Director & CEO, Yes Bank and President, ASSOCHAM; Shri Sameer Kochhar, Chairman, SKOCH Group; members of the print and electronic media; ladies and gentlemen! It is a pleasure and privilege for me to be present here today at the inaugural session of this SKOCH Summit which features the theme of ‘Inclusion, Growth and Governance’. The theme of the conference is particular
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Lord Meghnad Desai, Professor Emeritus, London School of Economics; Shri Rana Kapoor, Managing Director & CEO, Yes Bank and President, ASSOCHAM; Shri Sameer Kochhar, Chairman, SKOCH Group; members of the print and electronic media; ladies and gentlemen! It is a pleasure and privilege for me to be present here today at the inaugural session of this SKOCH Summit which features the theme of ‘Inclusion, Growth and Governance’. The theme of the conference is particular
25 मार्च 2014
Strengthening and Revitalising Rural Cooperative Credit Delivery System
1. I am extremely happy to be with you today and thank Dr. Harsh Kumar Bhanwala, Chairman, NABARD and the organizers of this National Meet of State Cooperative Banks for inviting me to share the Reserve Bank's perspectives. 2. Since inception the Indian Cooperative movement was initiated by the Government to align the rural credit system with the objectives of development planning. The RBI played an important role. The RBI's concern and involvement in the sphere of ru
Dr. (Smt.) Deepali Pant Joshi,
Executive Director, Reserve Bank of India
1. I am extremely happy to be with you today and thank Dr. Harsh Kumar Bhanwala, Chairman, NABARD and the organizers of this National Meet of State Cooperative Banks for inviting me to share the Reserve Bank's perspectives. 2. Since inception the Indian Cooperative movement was initiated by the Government to align the rural credit system with the objectives of development planning. The RBI played an important role. The RBI's concern and involvement in the sphere of ru
21 मार्च 2014
ऋण सूचना को कार्य में परिवर्तित करनाः मुद्दे और चुनौतियां – के.सी. चक्रवर्ती
Shri M.V.Nair, Chairman, CIBIL; Shri R.V.Verma, CMD, National Housing Bank; Shri M.V.Tanksale, Chief Executive, Indian Banks’ Association; Shri Rajiv Sabharwal, Executive Director, ICICI Bank; Shri Arun Thukral, Managing Director, CIBIL; Shri Satish Pillai, Chief Operating Officer, CIBIL; delegates to the Conference; friends from the media fraternity; ladies and gentlemen! It is a pleasure for me to be present here this morning to deliver the keynote address at the Si
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Shri M.V.Nair, Chairman, CIBIL; Shri R.V.Verma, CMD, National Housing Bank; Shri M.V.Tanksale, Chief Executive, Indian Banks’ Association; Shri Rajiv Sabharwal, Executive Director, ICICI Bank; Shri Arun Thukral, Managing Director, CIBIL; Shri Satish Pillai, Chief Operating Officer, CIBIL; delegates to the Conference; friends from the media fraternity; ladies and gentlemen! It is a pleasure for me to be present here this morning to deliver the keynote address at the Si
11 मार्च 2014
Efficient systems and Proficient banks
Shri Sambamurthy, Dr Ramasastri, Dr Gulshan Rai, CIOs of banks, faculty and staff of IDRBT, ladies and gentlemen. I would like to express my gratitude to the Director for inviting me to deliver the keynote address at the two day Conference for the Chief Information Officers (CIO) of banks. I addressed a similar forum of CIOs in December 2012 at this very venue. I recollect that I had left the audience with a few questions for further deliberations in the Conference. I
Shri G Padmanabhan,
Executive Director, Reserve Bank of India
Shri Sambamurthy, Dr Ramasastri, Dr Gulshan Rai, CIOs of banks, faculty and staff of IDRBT, ladies and gentlemen. I would like to express my gratitude to the Director for inviting me to deliver the keynote address at the two day Conference for the Chief Information Officers (CIO) of banks. I addressed a similar forum of CIOs in December 2012 at this very venue. I recollect that I had left the audience with a few questions for further deliberations in the Conference. I
11 मार्च 2014
Regulation of Indian Debt & Derivatives Markets : Some thoughts on post - crisis paradigm
Shri Harun R Khan,
Deputy Governor, Reserve Bank of India
04 मार्च 2014
Financial Inclusion - The Indian Model – Challenges and Prospects
Dr. (Smt.) Deepali Pant Joshi,
Executive Director, Reserve Bank of India
26 फ़रवरी 2014
मुद्रास्फीति से मुकाबला - रघुराम जी. राजन
Thank you for inviting me. The Fixed Income Money Market and Derivatives Association of India (FIMMDA) has been playing an important role in the Indian bond, money and derivatives markets. It has been working with the Reserve Bank in various capacities and has helped us address emerging challenges. I thank all of you for that. The sessions in the conference are all of current interest, and therefore I have chosen to speak on an issue, inflation, which is of paramount
डॉ. रघुराम जी. राजन,
गवर्नर, भारतीय रिज़र्व बैंक
Thank you for inviting me. The Fixed Income Money Market and Derivatives Association of India (FIMMDA) has been playing an important role in the Indian bond, money and derivatives markets. It has been working with the Reserve Bank in various capacities and has helped us address emerging challenges. I thank all of you for that. The sessions in the conference are all of current interest, and therefore I have chosen to speak on an issue, inflation, which is of paramount
25 फ़रवरी 2014
Bold face of India’s economy speaks out
Emerging markets Jacob Greber and Greg Earl report on governor with an impeccable pedigree Raghuram Rajan represents the bold face of India’s potential new economy – impeccably credentialed, upbeat and ready to force himself onto centre stage in the global debate about the reshaping of the world economy. Appointed as governor of the Reserve Bank of India in September, Rajan has taken no time to make himself heard in international financial markets. Last month he too
Dr. Raghuram G. Rajan,
Governor, Reserve Bank of India
Emerging markets Jacob Greber and Greg Earl report on governor with an impeccable pedigree Raghuram Rajan represents the bold face of India’s potential new economy – impeccably credentialed, upbeat and ready to force himself onto centre stage in the global debate about the reshaping of the world economy. Appointed as governor of the Reserve Bank of India in September, Rajan has taken no time to make himself heard in international financial markets. Last month he too
15 फ़रवरी 2014
वित्तीय विनियमन: कौन सा अगला मार्ग ? – दीपक मोहंती
I thank Prof. Rajas Parchure for inviting me to this Economic Conclave at the Gokhale Institute. The Conclave has brought together eminent scholars and policy practitioners to brainstorm on issues of contemporary relevance to the Indian economy. Such interchange of ideas is important not only in encouraging research but also in shaping the contours of policymaking. While the recent global financial crisis taught us several lessons, one key message has been the weaknes
श्री दीपक मोहंती,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
I thank Prof. Rajas Parchure for inviting me to this Economic Conclave at the Gokhale Institute. The Conclave has brought together eminent scholars and policy practitioners to brainstorm on issues of contemporary relevance to the Indian economy. Such interchange of ideas is important not only in encouraging research but also in shaping the contours of policymaking. While the recent global financial crisis taught us several lessons, one key message has been the weaknes
13 फ़रवरी 2014
समावेशी विकास और इसमें प्रौद्योगिकी की भूमिका – रघुराम जी. राजन
Thank you for inviting me to speak here today. Shri D.R. Gadgil is well known not only as an economist but also as a great educationist and a statesman, having served as a member of Rajya Sabha. We all know of the great contribution he made towards the distribution of plan transfers amongst the Indian states through the famous ‘Gadgil Formula’. The Gadgil formula attempted to ensure that there was objectivity in distribution of funds amongst the states in India. He wr
डॉ. रघुराम जी. राजन,
गवर्नर, भारतीय रिज़र्व बैंक
Thank you for inviting me to speak here today. Shri D.R. Gadgil is well known not only as an economist but also as a great educationist and a statesman, having served as a member of Rajya Sabha. We all know of the great contribution he made towards the distribution of plan transfers amongst the Indian states through the famous ‘Gadgil Formula’. The Gadgil formula attempted to ensure that there was objectivity in distribution of funds amongst the states in India. He wr
12 फ़रवरी 2014
वित्तीय समावेशन: प्रौद्योगिकी, संस्थाएं और नीतियां- रघुराम जी. राजन
Distinguished members of NASSCOM and distinguished guests: Thank you for inviting me to speak here today. The Indian information and communications technology industry that you represent has a proud history of accomplishment. You have done India great service, not just by creating a world class industry but also by showing the rest of us what is possible. I am hopeful that financial firms can join hands with you to build a technology-enabled financial sector that can
डॉ. रघुराम जी. राजन,
गवर्नर, भारतीय रिज़र्व बैंक
Distinguished members of NASSCOM and distinguished guests: Thank you for inviting me to speak here today. The Indian information and communications technology industry that you represent has a proud history of accomplishment. You have done India great service, not just by creating a world class industry but also by showing the rest of us what is possible. I am hopeful that financial firms can join hands with you to build a technology-enabled financial sector that can
07 फ़रवरी 2014
भारतीय बैंकों में मानव संसाधन चुनौतियां: ‘कर्मचारियों की फूलप्रूफींग- के.सी. चक्रवर्ती
Smt. Meena Hemchandra, Principal, College of Agricultural Banking (CAB), Pune; Shri R.K.Gupta, Executive Director, Bank of Maharashtra; delegates to the Conference; ladies and gentlemen! I thank the Principal, CAB for inviting me to inaugurate this conference of HR heads of banks and financial institutions. I feel the choice of theme for the Conference i.e. “Future Proofing of Banking Personnel” is quite interesting. Given that this Conference is now in its 7th year,
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Smt. Meena Hemchandra, Principal, College of Agricultural Banking (CAB), Pune; Shri R.K.Gupta, Executive Director, Bank of Maharashtra; delegates to the Conference; ladies and gentlemen! I thank the Principal, CAB for inviting me to inaugurate this conference of HR heads of banks and financial institutions. I feel the choice of theme for the Conference i.e. “Future Proofing of Banking Personnel” is quite interesting. Given that this Conference is now in its 7th year,
03 फ़रवरी 2014
भारतीय बैंकिंग: नया परिदृश्य – के.सी. चक्रवर्ती
Sukumar and Tamal, thank you very much, for this invite. I am happy to note that you and your paper- the Mint, have been focussing on the process of change for the Indian banking that is presently underway. I see that in many of its writings. By organizing this discussion on ‘Indian Banking: The New Landscape’, it will further spur thoughts and debates in this area. That this discussion has drawn several doyens of the Indian banking, is a testimony to the importance o
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Sukumar and Tamal, thank you very much, for this invite. I am happy to note that you and your paper- the Mint, have been focussing on the process of change for the Indian banking that is presently underway. I see that in many of its writings. By organizing this discussion on ‘Indian Banking: The New Landscape’, it will further spur thoughts and debates in this area. That this discussion has drawn several doyens of the Indian banking, is a testimony to the importance o
29 जनवरी 2014
वित्तीय समावेशन के लिए अपनाई गई कार्यनीति – दीपाली पंत जोशी
One of the major challenges for next decade or more to banks in the country is to capture the banking business of over 50% population of this country of over 1.2 billion people. Poor people need to be provided with access to financial products at low transaction cost. They need to be provided assistance on the demand side (in terms of financial awareness and literacy) as well as on the supply side (in the form of availability of customized financial products). Taking
डॉ. (श्रीमती) दीपाली पंत जोशी,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
One of the major challenges for next decade or more to banks in the country is to capture the banking business of over 50% population of this country of over 1.2 billion people. Poor people need to be provided with access to financial products at low transaction cost. They need to be provided assistance on the demand side (in terms of financial awareness and literacy) as well as on the supply side (in the form of availability of customized financial products). Taking
24 जनवरी 2014
गैर-बैंकिंग वित्तीय कंपनियां: खेल परिवर्तक – पी. विजय भास्कर
Introduction The Indian financial sector consists of a wide variety of institutions which cater to different market segments. At the apex level are scheduled commercial banks which follow universal banking model. Next, there is the cooperative banking sector with two different strands. While the three Tier rural co-operative structure (State/District/grassroot level outfits), takes care predominantly of agriculture and allied activities; the urban co-operative banking
श्री पी. विजय भास्कर,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
Introduction The Indian financial sector consists of a wide variety of institutions which cater to different market segments. At the apex level are scheduled commercial banks which follow universal banking model. Next, there is the cooperative banking sector with two different strands. While the three Tier rural co-operative structure (State/District/grassroot level outfits), takes care predominantly of agriculture and allied activities; the urban co-operative banking
20 जनवरी 2014
हाल की वैश्विक गतिविधियां: उभरते बाजारों और विकासशील देशों में ऋण प्रबंध का प्रभाव – हारून आर. खान
A very good morning to all. A warm welcome to Governor, Central Bank of Afghanistan, Deputy Governors of Bhutan and Nepal, officials from Government of India, executives of SAARC Secretariat and member countries and my colleagues from the Reserve Bank of India to the beautiful city of Jaipur. My special welcome to chairpersons and speakers for having accepted our invitation to share their expertise/knowledge on different areas of debt management with all of us. 2. A l
श्री हरुण आर खान,
उप गवर्नर, भारतीय रिज़र्व बैंक
A very good morning to all. A warm welcome to Governor, Central Bank of Afghanistan, Deputy Governors of Bhutan and Nepal, officials from Government of India, executives of SAARC Secretariat and member countries and my colleagues from the Reserve Bank of India to the beautiful city of Jaipur. My special welcome to chairpersons and speakers for having accepted our invitation to share their expertise/knowledge on different areas of debt management with all of us. 2. A l
15 जनवरी 2014
वैश्विक चलनिधि और वित्तीय संक्रमण – दीपक मोहंती
I thank Mrs. Usha Thorat, Director, Centre for Advanced Financial Research and Learning (CAFRAL) for the opportunity of being a part of this very distinguished panel. With the “great moderation” of high growth and low inflation, consideration of liquidity almost fell off from the lexicon of central banks. Arguably, with central banks targeting interest rates, liquidity becomes endogenous. Of course, liquidity is the flip side of the same coin. If one were to target a
श्री दीपक मोहंती,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
I thank Mrs. Usha Thorat, Director, Centre for Advanced Financial Research and Learning (CAFRAL) for the opportunity of being a part of this very distinguished panel. With the “great moderation” of high growth and low inflation, consideration of liquidity almost fell off from the lexicon of central banks. Arguably, with central banks targeting interest rates, liquidity becomes endogenous. Of course, liquidity is the flip side of the same coin. If one were to target a
13 जनवरी 2014
भारत में हाल की खाद्य मुद्रास्फीति इतनी स्थायी क्यों है? – दीपक मोहंती
It is an honour for me to deliver this year’s Annual Lalit Doshi Memorial Lecture. I thank Principal Dr. Fr. Frazer Mascarenhas, Dr. Aditi Sawant and Ms. Nikita Kohli for this opportunity. The St. Xavier's College has the distinction of producing many leaders and intellectuals, and Lalit Doshi was a giant among them. He was an accomplished economic administrator and thinker. He made immense policy contributions to aid the industrial progress in our country, and in par
श्री दीपक मोहंती,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
It is an honour for me to deliver this year’s Annual Lalit Doshi Memorial Lecture. I thank Principal Dr. Fr. Frazer Mascarenhas, Dr. Aditi Sawant and Ms. Nikita Kohli for this opportunity. The St. Xavier's College has the distinction of producing many leaders and intellectuals, and Lalit Doshi was a giant among them. He was an accomplished economic administrator and thinker. He made immense policy contributions to aid the industrial progress in our country, and in par
26 दिसंबर 2013
अपारंपरिक मौद्रिक नीति :संकट के प्रति कार्रवाई और नीतिगत गमन का भारतीय अनुभव – दीपक मोहंती
I thank Principal Uma Subramaniam for this opportunity to interact with you on unconventional monetary policy. The seminar is topical and timely. It is now 5 years since the collapse of the Lehman Brothers in September 2008, which evoked unprecedented monetary policy activism – both conventional and unconventional - across the advanced and emerging market economies (EMEs). It is for the first time on December 18, 2013 that the US Fed announced concrete measures to exi
श्री दीपक मोहंती,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
I thank Principal Uma Subramaniam for this opportunity to interact with you on unconventional monetary policy. The seminar is topical and timely. It is now 5 years since the collapse of the Lehman Brothers in September 2008, which evoked unprecedented monetary policy activism – both conventional and unconventional - across the advanced and emerging market economies (EMEs). It is for the first time on December 18, 2013 that the US Fed announced concrete measures to exi
19 दिसंबर 2013
मिजोरम में आर्थिक और वित्तीय गतिविधियां – दीपक मोहंती
I am happy to be in this picturesque state of Mizoram, the land of rolling hills, valleys, rivers and lakes. The state has a strategic location as it shares much of its border with Bangladesh and Myanmar. It covers 0.6 per cent of the national geographic area and accounts for 0.1 per cent of national population. With second highest literacy rate in the country, the state has great potential for economic development. Access to finance is an important prerequisite for e
श्री दीपक मोहंती,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
I am happy to be in this picturesque state of Mizoram, the land of rolling hills, valleys, rivers and lakes. The state has a strategic location as it shares much of its border with Bangladesh and Myanmar. It covers 0.6 per cent of the national geographic area and accounts for 0.1 per cent of national population. With second highest literacy rate in the country, the state has great potential for economic development. Access to finance is an important prerequisite for e
13 दिसंबर 2013
शिष्टाचार और कंपनी अभिशासन –विनियामक दृष्टिकोण –दीपाली पंत जोशी
Introduction At the outset, let me congratulate the organisers for this topical choice of subject, one which concerns us all. I thank Director, National Institute of Securities Markets, Dr.Sandip Ghose and the Institute of Company Secretaries for having me here and my dear friend, Prashant Saran, for that brilliant opening address, which quite sets the tone for this panel. Que Custodiet Ipso Custodes? Who will guard the guards ? Over the last two decades, corporate go
डॉ. (श्रीमती) दीपाली पंत जोशी,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
Introduction At the outset, let me congratulate the organisers for this topical choice of subject, one which concerns us all. I thank Director, National Institute of Securities Markets, Dr.Sandip Ghose and the Institute of Company Secretaries for having me here and my dear friend, Prashant Saran, for that brilliant opening address, which quite sets the tone for this panel. Que Custodiet Ipso Custodes? Who will guard the guards ? Over the last two decades, corporate go
12 दिसंबर 2013
वित्तीय क्षेत्र सुधार – रघुराम जी. राजन
The economy is stabilizing, but there is no room for complacency. Some part of improvement in the CAD has happened due to suppressing gold imports. Not all the measures to reduce fiscal deficit are of high quality. We have considerable work to do still. At the same time the country faces elections next year. A stable government post elections, while likely, cannot be taken for granted. This implies that all parties have to work together today to ensure that any govern
डॉ. रघुराम जी. राजन,
गवर्नर, भारतीय रिज़र्व बैंक
The economy is stabilizing, but there is no room for complacency. Some part of improvement in the CAD has happened due to suppressing gold imports. Not all the measures to reduce fiscal deficit are of high quality. We have considerable work to do still. At the same time the country faces elections next year. A stable government post elections, while likely, cannot be taken for granted. This implies that all parties have to work together today to ensure that any govern
10 दिसंबर 2013
भारत में वित्तीय समावेशन – एक आकलन- पी. विजय भास्कर
“Overcoming poverty is not a gesture of charity. It is an act of justice. It is the protection of a fundamental human right, the right to dignity and a decent life. While poverty persists, there is no true freedom. Sometimes it falls upon a generation to be great. You can be that great generation. Let your greatness blossom. Of course, the task will not be easy. But not to do this would be a crime against humanity, against which I ask all humanity now to rise up." - N
श्री पी. विजय भास्कर,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
“Overcoming poverty is not a gesture of charity. It is an act of justice. It is the protection of a fundamental human right, the right to dignity and a decent life. While poverty persists, there is no true freedom. Sometimes it falls upon a generation to be great. You can be that great generation. Let your greatness blossom. Of course, the task will not be easy. But not to do this would be a crime against humanity, against which I ask all humanity now to rise up." - N
09 दिसंबर 2013
चल वित्तीय सक्षमता फारवर्ड: नवोन्मेष पैमाना और प्रभाव- दीपाली पंत जोशी
Dear friends , I am honoured to be here today at the tenth anniversary of the summit on financial literacy and thank Citi and FT for having me here, and of course, my friend David Pilling for the opportunity to share the India experience. David we are out of the woods! I confirm this. As all the people in this room know, financial literacy has emerged as a focus area for policy makers all across the globe, in the wake of the global financial crisis. Financial literacy
डॉ. (श्रीमती) दीपाली पंत जोशी,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
Dear friends , I am honoured to be here today at the tenth anniversary of the summit on financial literacy and thank Citi and FT for having me here, and of course, my friend David Pilling for the opportunity to share the India experience. David we are out of the woods! I confirm this. As all the people in this room know, financial literacy has emerged as a focus area for policy makers all across the globe, in the wake of the global financial crisis. Financial literacy
05 दिसंबर 2013
फेमा की व्यवस्था– उभरती चुनौतियां – जी. पद्मनाभन
DG Shri H R Khan, Chairman, Foreign Exchange Dealers Association of India, Officials from the Authorised Dealer Banks, and my colleagues from RBI from all over the country, 1. A very good morning and welcome to this historic city of Agra. It is customary in these annual gatherings to take stock of the developments in the area of foreign exchange management over the preceding one year and discuss the context and content of the in-the-pipeline changes contemplated. The
श्री जी पद्मनाभन,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
DG Shri H R Khan, Chairman, Foreign Exchange Dealers Association of India, Officials from the Authorised Dealer Banks, and my colleagues from RBI from all over the country, 1. A very good morning and welcome to this historic city of Agra. It is customary in these annual gatherings to take stock of the developments in the area of foreign exchange management over the preceding one year and discuss the context and content of the in-the-pipeline changes contemplated. The
04 दिसंबर 2013
क्रेडिट स्कोरिंग: सूक्ष्म और लघु उद्यमों (एमएसई) के लिए समय पर और पर्याप्त ऋण की उपलब्धता सुनिश्चित करने का प्रभावी तरीका – के.सी. चक्रवर्ती
Ms. Jennifer Isern, Manager, South Asia Advisory Services, International Finance Corporation (IFC); Shri S.K. Dubey, CMD, Canara Bank; Shri H.S.U. Kamath, CMD, Vijaya Bank; Smt. Archana Bhargava, CMD, United Bank of India; Shri Ashwini Kumar, CMD, Dena Bank; Shri S.R. Bansal, CMD, Corporation Bank; Shri Sushil Muhnot, CMD, Bank of Maharashtra; Dr. Deepali Pant Joshi, Executive Director, Reserve Bank of India; Executive Directors and other senior officials from various
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Ms. Jennifer Isern, Manager, South Asia Advisory Services, International Finance Corporation (IFC); Shri S.K. Dubey, CMD, Canara Bank; Shri H.S.U. Kamath, CMD, Vijaya Bank; Smt. Archana Bhargava, CMD, United Bank of India; Shri Ashwini Kumar, CMD, Dena Bank; Shri S.R. Bansal, CMD, Corporation Bank; Shri Sushil Muhnot, CMD, Bank of Maharashtra; Dr. Deepali Pant Joshi, Executive Director, Reserve Bank of India; Executive Directors and other senior officials from various
29 नवंबर 2013
वित्तीय समावेशनः अब तक की यात्रा और अगली रूपरेखा –दीपाली पंत जोशी
1. Mr Tamal Bandopadhyay Deputy Managing Director, Mr Sukumar, Editor Mint, distinguished guests ,ladies and gentlemen ,at the very outset let me say that I am extremely happy to be here with you this beautiful evening and thank the Editor Mint for having me here, to share with you the RBI perspectives on the Financial Inclusion. I extend warm congratulations to Mint on celebrating a decade of engagement with these issues which concern us all. 2. Dr. Raghuram Rajan, h
डॉ. (श्रीमती) दीपाली पंत जोशी,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
1. Mr Tamal Bandopadhyay Deputy Managing Director, Mr Sukumar, Editor Mint, distinguished guests ,ladies and gentlemen ,at the very outset let me say that I am extremely happy to be here with you this beautiful evening and thank the Editor Mint for having me here, to share with you the RBI perspectives on the Financial Inclusion. I extend warm congratulations to Mint on celebrating a decade of engagement with these issues which concern us all. 2. Dr. Raghuram Rajan, h
18 नवंबर 2013
बैंकों में ऋण प्रबंध के दो दशक: पीछे देखकर आगे बढ़ना – के.सी. चक्रवर्ती
Presentation Shri K.R. Kamath, Chairman, IBA and Chairman, Punjab National Bank; Smt. V.R. Iyer, Chairperson, Bank of India; CMDs of banks, delegates to the BANCON 2013; members of the print and electronic media; my other colleagues from the banking fraternity; ladies and gentlemen! At the outset let me thank the Indian Banks’ Association and the Bank of India for giving me this opportunity to share my thoughts with you from the platform of BANCON. This annual event i
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Presentation Shri K.R. Kamath, Chairman, IBA and Chairman, Punjab National Bank; Smt. V.R. Iyer, Chairperson, Bank of India; CMDs of banks, delegates to the BANCON 2013; members of the print and electronic media; my other colleagues from the banking fraternity; ladies and gentlemen! At the outset let me thank the Indian Banks’ Association and the Bank of India for giving me this opportunity to share my thoughts with you from the platform of BANCON. This annual event i
15 नवंबर 2013
भारतीय रिज़र्व बैंक की वित्तीय क्षेत्र नीतियों के पांच स्तंभ – रघुराम जी. राजन
Good evening. I thank the organisers for inviting me. These are challenging times for the Indian economy, but I have dwelt on those near-term challenges elsewhere. Let me turn instead to the opportunities we have to make India a far better place than it is today, focussing in particular on finance. Much of the world is ageing, facing the demographic tax of having to pay for an increasingly elderly population with a shrinking work force. Much of the world has run out o
डॉ. रघुराम जी. राजन,
गवर्नर, भारतीय रिज़र्व बैंक
Good evening. I thank the organisers for inviting me. These are challenging times for the Indian economy, but I have dwelt on those near-term challenges elsewhere. Let me turn instead to the opportunities we have to make India a far better place than it is today, focussing in particular on finance. Much of the world is ageing, facing the demographic tax of having to pay for an increasingly elderly population with a shrinking work force. Much of the world has run out o
13 नवंबर 2013
सतर्कता प्रशासन: सार्वजनिक जीवन में सत्यनिष्ठा को प्रोत्साहन – के.सी. चक्रवर्ती
Shri A. K. Handa, Chairman, Centre For Integrity, Governance & Training on Vigilance Administration (CIGVA); Shri S .K. Goel, former CMD, UCO Bank; Shri R.V. Verma, Chairman, NHB; other officials of CIGVA; delegates to this seminar on Vigilance Administration, ladies and gentlemen! At the outset, let me congratulate CIGVA and Shri Handa for creating an institutional forum which seeks to strengthen the governance processes with an underlying objective of bringing a
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Shri A. K. Handa, Chairman, Centre For Integrity, Governance & Training on Vigilance Administration (CIGVA); Shri S .K. Goel, former CMD, UCO Bank; Shri R.V. Verma, Chairman, NHB; other officials of CIGVA; delegates to this seminar on Vigilance Administration, ladies and gentlemen! At the outset, let me congratulate CIGVA and Shri Handa for creating an institutional forum which seeks to strengthen the governance processes with an underlying objective of bringing a
11 नवंबर 2013
वाणिज्यिक बैंकों के लिए प्रशिक्षण – जी. गोपालकृष्ण
Honorable Chancellor Shri Vinay Hegde, Professor Dr. Ramananda Shetty, Dr. Shantaram Shetty, Dr. Thingalaya, Shri S.K. Jain, CMD, Syndicate Bank, Shri S.R. Bansal, CMD, Corporation Bank, Shri Anantha krishna, Chairman, Karnataka Bank, ladies and gentlemen. It gives me immense pleasure to inaugurate the academic block of NITTE Institute of Banking and Finance. It is an opportune time as also the need of the hour to enhance professional skills of bankers since we are po
श्री जी. गोपालकृष्ण,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
Honorable Chancellor Shri Vinay Hegde, Professor Dr. Ramananda Shetty, Dr. Shantaram Shetty, Dr. Thingalaya, Shri S.K. Jain, CMD, Syndicate Bank, Shri S.R. Bansal, CMD, Corporation Bank, Shri Anantha krishna, Chairman, Karnataka Bank, ladies and gentlemen. It gives me immense pleasure to inaugurate the academic block of NITTE Institute of Banking and Finance. It is an opportune time as also the need of the hour to enhance professional skills of bankers since we are po
31 अक्तूबर 2013
वित्तीय समावेशन – दीपाली पंत जोशी
INTRODUCTION 1. Mr. Sampath Kumar, Ms Preetha Mishra and my dear ladies and gentlemen. I am delighted to be with you this morning for the inaugural session of the fifth Dun and Bradstreet Financial Inclusion Conclave. I extend warm congratulations to Dun and Bradstreet for hosting the event in the beautiful city of Kolkata. 2. Financial Inclusion is not a new dispensation. Bank Nationalisation in 1969 and the tremendous push for branch building which followed in its w
डॉ. (श्रीमती) दीपाली पंत जोशी,
गवर्नर, भारतीय रिज़र्व बैंक
INTRODUCTION 1. Mr. Sampath Kumar, Ms Preetha Mishra and my dear ladies and gentlemen. I am delighted to be with you this morning for the inaugural session of the fifth Dun and Bradstreet Financial Inclusion Conclave. I extend warm congratulations to Dun and Bradstreet for hosting the event in the beautiful city of Kolkata. 2. Financial Inclusion is not a new dispensation. Bank Nationalisation in 1969 and the tremendous push for branch building which followed in its w
30 अक्तूबर 2013
भारत के विकास को प्रज्वलित करने और सुधार को आकार देने के लिए विचार और कार्रवाई – के.सी. चक्रवर्ती
His Excellency, Dr. Arye Kumar Jagessur, High Commissioner of Mauritius in India; Dr. Ajay Pandey, Dean, IIM Ahmedabad; PGPX Chair Professor Anurag Agarwal, other faculty members and students of IIM Ahmedabad. Let me begin by thanking you for inviting me to CONNEXION 2013. I understand that this is an annual event organized by the students of the One-year Post-Graduate Programme in Management for Executives (PGPX) which brings together industry and academia for brains
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
His Excellency, Dr. Arye Kumar Jagessur, High Commissioner of Mauritius in India; Dr. Ajay Pandey, Dean, IIM Ahmedabad; PGPX Chair Professor Anurag Agarwal, other faculty members and students of IIM Ahmedabad. Let me begin by thanking you for inviting me to CONNEXION 2013. I understand that this is an annual event organized by the students of the One-year Post-Graduate Programme in Management for Executives (PGPX) which brings together industry and academia for brains
30 अक्तूबर 2013
चौराहे पर खुदरा भुगतानः अर्थशास्त्र, कार्यनीतियां और भावी नीतियां – जी. पद्मनाभन
I am deeply honored to be here and thank the European Central Bank and Banque de France for inviting me as a member of this important panel. I have been asked to specifically comment on three aspects of the topic we are discussing and let me attempt that in seriatim. I. How can financial intermediaries and financial inclusion contribute to the economic growth of the country? 1. As Global Payments 20131 report points out we are facing a “two speed world” as far as paym
श्री जी पद्मनाभन,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
I am deeply honored to be here and thank the European Central Bank and Banque de France for inviting me as a member of this important panel. I have been asked to specifically comment on three aspects of the topic we are discussing and let me attempt that in seriatim. I. How can financial intermediaries and financial inclusion contribute to the economic growth of the country? 1. As Global Payments 20131 report points out we are facing a “two speed world” as far as paym
22 अक्तूबर 2013
Financial Education and Customer Protection
Dr. (Smt.) Deepali Pant Joshi,
Executive Director, Reserve Bank of India
19 अक्तूबर 2013
वास्तविक भारत का निस्पंदन रघुराम जी. राजन
Indian cricket fans are manic-depressive in their treatment of their favorite teams. They elevate players to god-like status when their team performs well, ignoring obvious weaknesses; but when it loses, as any team must, the fall is equally steep and every weakness is dissected. In fact, the team is never as good as fans make it out to be when it wins, nor as bad as it is made out to be when it loses. Its weaknesses existed in victory, too, but were overlooked. Such
डॉ. रघुराम जी. राजन,
गवर्नर, भारतीय रिज़र्व बैंक
Indian cricket fans are manic-depressive in their treatment of their favorite teams. They elevate players to god-like status when their team performs well, ignoring obvious weaknesses; but when it loses, as any team must, the fall is equally steep and every weakness is dissected. In fact, the team is never as good as fans make it out to be when it wins, nor as bad as it is made out to be when it loses. Its weaknesses existed in victory, too, but were overlooked. Such
18 अक्तूबर 2013
गुणवत्ता आंकड़ों पर बैंकिंग – जी. पद्मनाभन
Dr.Bhaskaran, CEO, Indian Institute of Banking and Finance, delegates attending this Conference, ladies and gentlemen. I am grateful to Dr Bhaskaran for inviting me to inaugurate this Conference. The theme ‘data quality management’ is topical and of prime importance to the financial sector as banking increasingly gets embedded with technology, from micro devices to stacks of Mainframe computers. Introduction 2. Before I go on to the core theme of my speech, let me cit
श्री जी पद्मनाभन,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
Dr.Bhaskaran, CEO, Indian Institute of Banking and Finance, delegates attending this Conference, ladies and gentlemen. I am grateful to Dr Bhaskaran for inviting me to inaugurate this Conference. The theme ‘data quality management’ is topical and of prime importance to the financial sector as banking increasingly gets embedded with technology, from micro devices to stacks of Mainframe computers. Introduction 2. Before I go on to the core theme of my speech, let me cit
11 अक्तूबर 2013
भारत में स्वागतः भारतीय अर्थव्यवस्था, बैंकिंग क्षेत्र और फैक्टरिंग सेवाओं की स्थिति – के.सी. चक्रवर्ती
Mr. Gerhard Prenner, Chairman, International Factors Group (IFG); Mr. Pramod Bhasin, Founder & Vice Chairman, Genpact Limited; Mr. Sanjay Chamria, Co-founder & CEO, Magma Fincorp Limited; Mr. Ravi Gupta, Managing Director, Blend Financial Services Ltd.; delegates to the conference, ladies and gentlemen! It gives me great pleasure to welcome you all, especially the foreign delegates, to India and to this historic city of New Delhi for IFG’s Annual Conference. I
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Mr. Gerhard Prenner, Chairman, International Factors Group (IFG); Mr. Pramod Bhasin, Founder & Vice Chairman, Genpact Limited; Mr. Sanjay Chamria, Co-founder & CEO, Magma Fincorp Limited; Mr. Ravi Gupta, Managing Director, Blend Financial Services Ltd.; delegates to the conference, ladies and gentlemen! It gives me great pleasure to welcome you all, especially the foreign delegates, to India and to this historic city of New Delhi for IFG’s Annual Conference. I
10 अक्तूबर 2013
वृद्धि गति पुनःप्राप्त करनाः मुद्दे और जरूरतें – के.सी. चक्रवर्ती
Shri Pratip Chaudhuri, Former Chairman, State Bank of India; Dr. Rajan Saxena, Vice-Chancellor, Narsee Monjee Institute of Management Studies (NMIMS); Dr. Debashis Sanyal, Dean; Dr. Vrinda Kamat, Chairperson (MBA Banking); Mr. C. B. Ramamurthy, my former boss at Bank of Baroda; faculty and students of the School of Business Management, NMIMS University; distinguished invitees, members of the print and electronic media, ladies and gentlemen! At the outset let me congra
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Shri Pratip Chaudhuri, Former Chairman, State Bank of India; Dr. Rajan Saxena, Vice-Chancellor, Narsee Monjee Institute of Management Studies (NMIMS); Dr. Debashis Sanyal, Dean; Dr. Vrinda Kamat, Chairperson (MBA Banking); Mr. C. B. Ramamurthy, my former boss at Bank of Baroda; faculty and students of the School of Business Management, NMIMS University; distinguished invitees, members of the print and electronic media, ladies and gentlemen! At the outset let me congra
07 अक्तूबर 2013
खुदरा (जन) बैंक क्या, क्यों और कैसेः मुद्दे और चुनौतियां – के.सी. चक्रवर्ती
Mrs. Usha Thorat, Director, Centre For Advanced Financial Research And Learning (CAFRAL); Mr. B D W A Silva, Deputy Governor , Central Bank of Sri Lanka; CEOs of various commercial banks from across the globe, other fellow Central Bankers ; ladies and gentleman! At the outset, I would like to extend a warm welcome to all the delegates to this roundtable, especially the foreign delegates who have travelled to India to be a part of this event. It is indeed a privilege f
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Mrs. Usha Thorat, Director, Centre For Advanced Financial Research And Learning (CAFRAL); Mr. B D W A Silva, Deputy Governor , Central Bank of Sri Lanka; CEOs of various commercial banks from across the globe, other fellow Central Bankers ; ladies and gentleman! At the outset, I would like to extend a warm welcome to all the delegates to this roundtable, especially the foreign delegates who have travelled to India to be a part of this event. It is indeed a privilege f
07 अक्तूबर 2013
कुछ अनिश्चितताएं, निश्चित अनिश्चितताएः अंतर-संबंध वाले विश्व में भारत – हारून आर. खान
Presentation 1. It is a pleasure to be here today at the 40th annual convention of the Department of Business Economics of the University of Delhi. Let me begin by congratulating the Department for selecting a very appropriate theme for the Convention – “Embracing uncertainty: India in an interconnected world”. The events over the last few years – beginning from the onset of the global financial crisis, the sovereign debt crisis and, more recently, the events triggere
श्री हरुण आर खान,
उप गवर्नर, भारतीय रिज़र्व बैंक
Presentation 1. It is a pleasure to be here today at the 40th annual convention of the Department of Business Economics of the University of Delhi. Let me begin by congratulating the Department for selecting a very appropriate theme for the Convention – “Embracing uncertainty: India in an interconnected world”. The events over the last few years – beginning from the onset of the global financial crisis, the sovereign debt crisis and, more recently, the events triggere
04 अक्तूबर 2013
वित्तीय समावेशन और ग्राहक रक्षा को प्रोत्साहित करने के लिए वित्तीय शिक्षा कुंजी – दीपाली पंत जोशी
I am happy to be able to address, though not real time, various stakeholders from across the country on this important subject and also congratulate the CAB for focusing on this topical issue. Financial Education is a not a new idea for those present here but the enabling environment in terms of policy focus on inclusive growth and availability of technology for cost effective delivery of both banking services and financial education is of recent origin. There is a st
डॉ. (श्रीमती) दीपाली पंत जोशी,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
I am happy to be able to address, though not real time, various stakeholders from across the country on this important subject and also congratulate the CAB for focusing on this topical issue. Financial Education is a not a new idea for those present here but the enabling environment in terms of policy focus on inclusive growth and availability of technology for cost effective delivery of both banking services and financial education is of recent origin. There is a st
03 अक्तूबर 2013
एक्सिस चैम्पियन्स अवार्ड – जी. गोपालकृष्ण
Dr. Sanjiv Misra, Chariman Axis Bank, Smt. Shika Sharma, MD and CEO, Sr.Executives and ladies and Genetlemen, I have great pleasure in being a part of an event that hosts and toasts achievers who have excelled and left an indelible impression on customers by dint of exemplary work and service. I must congratulate Axis Bank for instituting these awards and felicitating their personnel, which I am sure will spur them on to better their own record and possibly also inspi
श्री जी. गोपालकृष्ण,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
Dr. Sanjiv Misra, Chariman Axis Bank, Smt. Shika Sharma, MD and CEO, Sr.Executives and ladies and Genetlemen, I have great pleasure in being a part of an event that hosts and toasts achievers who have excelled and left an indelible impression on customers by dint of exemplary work and service. I must congratulate Axis Bank for instituting these awards and felicitating their personnel, which I am sure will spur them on to better their own record and possibly also inspi
30 सितंबर 2013
विकास वित्तीय संस्थाओं का वाणिज्यिक बैंकों में परिवर्तन: आडीबीआई का मामला और कर्मचारी यूनियनों की भूमिका – के.सी. चक्रवर्ती
Shri Basudeb Achariya, Hon’ble MP, Lok Sabha; Comrade Rajen Nagar, President, AIBEA; Shri B.P. Kanungo, Regional Director for West Bengal and Sikkim, Reserve Bank of India; Shri Samir Ghosh, General Secretary, All Indian Reserve Bank Employees Association; Principal office bearers of the United Forum of IDBI Officers and Employees; officers and employees of IDBI and other delegates to the seminar; ladies and gentlemen! I am pleased to note that the United Forum of IDB
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Shri Basudeb Achariya, Hon’ble MP, Lok Sabha; Comrade Rajen Nagar, President, AIBEA; Shri B.P. Kanungo, Regional Director for West Bengal and Sikkim, Reserve Bank of India; Shri Samir Ghosh, General Secretary, All Indian Reserve Bank Employees Association; Principal office bearers of the United Forum of IDBI Officers and Employees; officers and employees of IDBI and other delegates to the seminar; ladies and gentlemen! I am pleased to note that the United Forum of IDB
30 सितंबर 2013
भारत में भुगतान प्रणालियां: कुछ हाल की प्रवृत्तियों और भविष्य की चुनौतियों पर अवधारणाएं – हारून आर. खान
On behalf of Reserve Bank of India, it is my privilege to welcome all the distinguished participants to India, to the city of Pune and to the College of Agricultural Banking – a premier training establishment of the Reserve Bank of India focussed on rural and co-operative financial sector development besides general banking with emphasis on technology led business processes. It is also a matter of great privilege for me to be inaugurating this important International
श्री हरुण आर खान,
उप गवर्नर, भारतीय रिज़र्व बैंक
On behalf of Reserve Bank of India, it is my privilege to welcome all the distinguished participants to India, to the city of Pune and to the College of Agricultural Banking – a premier training establishment of the Reserve Bank of India focussed on rural and co-operative financial sector development besides general banking with emphasis on technology led business processes. It is also a matter of great privilege for me to be inaugurating this important International
28 सितंबर 2013
नए बैंक लाइसेंसों के निहितार्थ पर राष्ट्रीय बैंक प्रबंध संस्थान सम्मेलन – बी. महापात्रा
I have great pleasure and privilege in associating myself with the conclave of the Post Graduate Students of National Institute of Bank Management (NIBM), Pune. I am indeed grateful to Director Allen C A Pereira for inviting me to deliver the inaugural address. NIBM is a premier educational institution of the country in the field of banking and finance and it is but natural for them to select a subject of topical interest for this conclave. 2. I understand that the ob
श्री बी. महापात्र,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
I have great pleasure and privilege in associating myself with the conclave of the Post Graduate Students of National Institute of Bank Management (NIBM), Pune. I am indeed grateful to Director Allen C A Pereira for inviting me to deliver the inaugural address. NIBM is a premier educational institution of the country in the field of banking and finance and it is but natural for them to select a subject of topical interest for this conclave. 2. I understand that the ob
17 सितंबर 2013
शहरी सूक्ष्मवित्त को सक्षम बनाना – दीपाली पंत जोशी
At the outset, let me congratulate Additional Secretary for the theme of this conference ‘Énabling Urban Microfinance’ which is truly appropriate as it chooses to bring to centre stage issues of urban poverty. The scale of urban poverty in India is staggering. Current estimates suggest that 100 million poor people live in urban settlements comprising 40% of the urban poor. These numbers are expected to rise. The prediction is that the total urban population of India w
डॉ. (श्रीमती) दीपाली पंत जोशी,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
At the outset, let me congratulate Additional Secretary for the theme of this conference ‘Énabling Urban Microfinance’ which is truly appropriate as it chooses to bring to centre stage issues of urban poverty. The scale of urban poverty in India is staggering. Current estimates suggest that 100 million poor people live in urban settlements comprising 40% of the urban poor. These numbers are expected to rise. The prediction is that the total urban population of India w
06 सितंबर 2013
भारत में वित्तीय समावेशन: अब तक की यात्रा और अगल रास्ता – के.सी. चक्रवर्ती
Mr. M Narendra, Chairman, Indian Overseas Bank; Mr. Y M Deosthalee, CMD, L&T Finance; Mr. Arun Tiwari, ED, Allahabad Bank, Ms. Shereen Bhan, Managing Editor,CNBC-TV18, delegates to the conclave; friends from the media fraternity; ladies and gentlemen! It is a pleasure for me to be present here today at the Conclave organized by CNBC TV 18 on the very topical subject of financial inclusion. I am particularly happy that a business news channel which has built up a c
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Mr. M Narendra, Chairman, Indian Overseas Bank; Mr. Y M Deosthalee, CMD, L&T Finance; Mr. Arun Tiwari, ED, Allahabad Bank, Ms. Shereen Bhan, Managing Editor,CNBC-TV18, delegates to the conclave; friends from the media fraternity; ladies and gentlemen! It is a pleasure for me to be present here today at the Conclave organized by CNBC TV 18 on the very topical subject of financial inclusion. I am particularly happy that a business news channel which has built up a c
30 अगस्त 2013
भारतीय रिज़र्व बैंक के नीति निर्माण में सांख्यिकी- अवधारणात्मक और अनुभवजन्य मामले- दुव्वुरी सुब्बाराव
We have gathered here today to celebrate the seventh Statistics Day Conference of the Reserve Bank. The Reserve Bank instituted the Statistics Day Conference to honour the memory of Prof. P. C. Mahalanobis, who has had an enduring influence on planning and policy making in India. This annual conference has developed into an important forum for the Reserve Bank’s Research Departments to meet with researchers and engage on a specific theme of statistical analysis. The t
डॉ. डी. सुब्बाराव,
गवर्नर, भारतीय रिज़र्व बैंक
We have gathered here today to celebrate the seventh Statistics Day Conference of the Reserve Bank. The Reserve Bank instituted the Statistics Day Conference to honour the memory of Prof. P. C. Mahalanobis, who has had an enduring influence on planning and policy making in India. This annual conference has developed into an important forum for the Reserve Bank’s Research Departments to meet with researchers and engage on a specific theme of statistical analysis. The t
30 अगस्त 2013
भारतीय रिज़र्व बैंक और सांख्यिकी- दीपक मोहंती
Governor Dr. Subbarao, Prof. Bimal Roy, Prof. Richard Smith, Prof. B.L.S. Prakasa Rao, Prof. Subhashis Ghoshal, Deputy Governor Dr. Patel, Deputy Governors, colleague Executive Directors, Shri A. B. Chakraborty, distinguished guests from the financial sector and academia, members of the press, colleagues from the Department of Statistics and Information Management (DSIM) and friends. I extend a warm welcome to all of you to this 7th Statistics Day Conference. Since 20
श्री दीपक मोहंती,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
Governor Dr. Subbarao, Prof. Bimal Roy, Prof. Richard Smith, Prof. B.L.S. Prakasa Rao, Prof. Subhashis Ghoshal, Deputy Governor Dr. Patel, Deputy Governors, colleague Executive Directors, Shri A. B. Chakraborty, distinguished guests from the financial sector and academia, members of the press, colleagues from the Department of Statistics and Information Management (DSIM) and friends. I extend a warm welcome to all of you to this 7th Statistics Day Conference. Since 20
29 अगस्त 2013
रिज़र्व बैंक का पांच वर्षों तक नेतृत्व- विगत के अवलोकन से भविष्य का अवलोकन - दुव्वुरी सुब्बाराव
First of all, my sincere thanks to the Nani Palkhivala Memorial Trust, particularly Shri Y.H. Malegam, the widely respected Chairman of the Trust, for extending me the honour of delivering the Palkhivala Memorial Lecture for this year. I know many eminent thought leaders had delivered this memorial lecture in the past, and I attach a lot of value to adding my name to that very select list. Nani Palkhivala 2. I did not have the privilege of meeting or interacting with
डॉ. डी. सुब्बाराव,
गवर्नर, भारतीय रिज़र्व बैंक
First of all, my sincere thanks to the Nani Palkhivala Memorial Trust, particularly Shri Y.H. Malegam, the widely respected Chairman of the Trust, for extending me the honour of delivering the Palkhivala Memorial Lecture for this year. I know many eminent thought leaders had delivered this memorial lecture in the past, and I attach a lot of value to adding my name to that very select list. Nani Palkhivala 2. I did not have the privilege of meeting or interacting with
23 अगस्त 2013
ब्याज दरें और आर्थ्कि गतिविधि- दीपक मोहंती
I thank Ms. Preeta Misra, Director & Member Secretary, Association of Financial Professionals of India (AFPI) for this opportunity to interact with distinguished professionals of corporate India. In the recent period, there has been an animated debate on the role of interest rates in influencing real economic activities. In particular, the discussion has been on how a change in policy interest rate impacts the lending rates, and thereby industrial performance and
श्री दीपक मोहंती,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
I thank Ms. Preeta Misra, Director & Member Secretary, Association of Financial Professionals of India (AFPI) for this opportunity to interact with distinguished professionals of corporate India. In the recent period, there has been an animated debate on the role of interest rates in influencing real economic activities. In particular, the discussion has been on how a change in policy interest rate impacts the lending rates, and thereby industrial performance and
20 अगस्त 2013
भारत में बैंकों द्वारा मूलभूत सुविधा को वित्त - कल्पनाएं और वास्तविकताएं - के. सी. चक्रवर्ती
Mr. B. Sreeram, Managing Director, State Bank of Bikaner & Jaipur; Mr M. Bhagavantha Rao, MD, State Bank of Hyderabad; my fellow panelists, Mr. V. G. Kannan, MD, SBI Capital Markets Limited; Mr. Partha Bhattacharya, Ex- CMD, Coal India Limited; Mr. Seshagiri Rao, Joint Managing Director, JSW Steel Limited and CFO of JSW Group, Ms. Zarin Daruwala, President, ICICI Bank Ltd.; delegates to the Conclave; ladies and gentlemen. It is, indeed, a great pleasure to be here
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Mr. B. Sreeram, Managing Director, State Bank of Bikaner & Jaipur; Mr M. Bhagavantha Rao, MD, State Bank of Hyderabad; my fellow panelists, Mr. V. G. Kannan, MD, SBI Capital Markets Limited; Mr. Partha Bhattacharya, Ex- CMD, Coal India Limited; Mr. Seshagiri Rao, Joint Managing Director, JSW Steel Limited and CFO of JSW Group, Ms. Zarin Daruwala, President, ICICI Bank Ltd.; delegates to the Conclave; ladies and gentlemen. It is, indeed, a great pleasure to be here
17 अगस्त 2013
भारतीय रिज़र्व बैंक का इतिहास- विगत का अवलोकन और भविष्य का अवलोकन- दुव्वुरी सुब्बाराव
On behalf of the Reserve Bank, I have great pleasure in welcoming everyone to this function for the release of Volume IV of the Reserve Bank of India (RBI) history by the Hon’ble Prime Minister Dr. Manmohan Singh. 2. Volume IV of the RBI history covers the period from 1981 to 1997 which subsumes the period when the Prime Minister was the Governor of the Reserve Bank during 1982 to 1985, and the subsequent period when he was the Finance Minister from 1991 to 1996. Toda
डॉ. डी. सुब्बाराव,
गवर्नर, भारतीय रिज़र्व बैंक
On behalf of the Reserve Bank, I have great pleasure in welcoming everyone to this function for the release of Volume IV of the Reserve Bank of India (RBI) history by the Hon’ble Prime Minister Dr. Manmohan Singh. 2. Volume IV of the RBI history covers the period from 1981 to 1997 which subsumes the period when the Prime Minister was the Governor of the Reserve Bank during 1982 to 1985, and the subsequent period when he was the Finance Minister from 1991 to 1996. Toda
15 अगस्त 2013
सुधार के बाद की अवधि में भारतीय बैंकिंग की उत्पादक प्रवृत्तियां- अनुभव, मुद्दे और भविष्य की चुनौतियां- के. सी. चक्रवर्ती
Shri K.R. Kamath, Chairman, IBA and CMD, Punjab National Bank; Shri H.S.U. Kamath, CMD, Vijaya Bank; Smt. V.R. Iyer, CMD, Bank of India; Shri R.K. Dubey, CMD, Canara Bank; Shri M. Narendra, CMD, Indian Overseas Bank; Shri D. Sarkar, CMD Union Bank of India; other senior colleagues from the banking industry; delegates to the conference; members of the print and electronic media; ladies and gentlemen. It is, indeed, a great pleasure and privilege for me to address this
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Shri K.R. Kamath, Chairman, IBA and CMD, Punjab National Bank; Shri H.S.U. Kamath, CMD, Vijaya Bank; Smt. V.R. Iyer, CMD, Bank of India; Shri R.K. Dubey, CMD, Canara Bank; Shri M. Narendra, CMD, Indian Overseas Bank; Shri D. Sarkar, CMD Union Bank of India; other senior colleagues from the banking industry; delegates to the conference; members of the print and electronic media; ladies and gentlemen. It is, indeed, a great pleasure and privilege for me to address this
13 अगस्त 2013
भारत में बैंकिंग संरचना- विगत के अवलोकन से भविष्य का अवलोकन - दुव्वुरी सुब्बाराव
1. For the fifth year on a trot, you have given me the privilege of inaugurating this prestigious and influential FICCI-IBA Annual Banking Conference. In my fifth year as Governor of RBI, I have the Governor’s annual schedule firmly ingrained in my mind. I have come to expect, even look forward to, this event in September every year. I am aware that the organizers have advanced the schedule by a month to extend to me the honour of inaugurating this conference before I
डॉ. डी. सुब्बाराव,
गवर्नर, भारतीय रिज़र्व बैंक
1. For the fifth year on a trot, you have given me the privilege of inaugurating this prestigious and influential FICCI-IBA Annual Banking Conference. In my fifth year as Governor of RBI, I have the Governor’s annual schedule firmly ingrained in my mind. I have come to expect, even look forward to, this event in September every year. I am aware that the organizers have advanced the schedule by a month to extend to me the honour of inaugurating this conference before I
02 अगस्त 2013
वित्तीय क्षेत्र में उत्तरदायी नवोन्मषण और विनियमन - दुव्वुरी सुब्बाराव
Once again, it is my pleasure and privilege to be here at IDRBT for the annual awards for IT excellence in banking. Every time I come here, I am impressed by the passion and energy with which IDRBT pursues its mission of improving banking technology. Over the last five years, under the leadership of Director Sambamurthy, the Institute has made impressive progress in several areas. Apart from training junior and middle level officers, the Institute also engages Directo
डॉ. डी. सुब्बाराव,
गवर्नर, भारतीय रिज़र्व बैंक
Once again, it is my pleasure and privilege to be here at IDRBT for the annual awards for IT excellence in banking. Every time I come here, I am impressed by the passion and energy with which IDRBT pursues its mission of improving banking technology. Over the last five years, under the leadership of Director Sambamurthy, the Institute has made impressive progress in several areas. Apart from training junior and middle level officers, the Institute also engages Directo
29 जुलाई 2013
बैंकिंग क्षेत्र में जालसाजी: कारण, चिंताएं और समाधान – के.सी. चक्रवर्ती
Dr. Rana Kapoor, President, ASSOCHAM and MD & CEO, Yes Bank; Shri M. J. Joseph, Additional Secretary and Chief Vigilance Officer, Ministry of Corporate Affairs, Ms. Preeti Malhotra, Chairperson, ASSOCHAM National Council for Corporate Affairs; senior members from the financial services industry; delegates to the conference; members of the print and electronic media; ladies and gentlemen. It is a pleasure to be here this morning to deliver the inaugural address at
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Dr. Rana Kapoor, President, ASSOCHAM and MD & CEO, Yes Bank; Shri M. J. Joseph, Additional Secretary and Chief Vigilance Officer, Ministry of Corporate Affairs, Ms. Preeti Malhotra, Chairperson, ASSOCHAM National Council for Corporate Affairs; senior members from the financial services industry; delegates to the conference; members of the print and electronic media; ladies and gentlemen. It is a pleasure to be here this morning to deliver the inaugural address at
24 जुलाई 2013
उपभोक्ता संरक्षण पर राष्ट्रीय सेमिनार – समावेशी विकास का एजेंडा – दीपाली पंत जोशी
I congratulate Assocham on the timely initiative of hosting this event and bringing to the centre stage of debate very critical issues as customer Empowerment and Financial Inclusion. The “post crisis” world is governed by a new paradigm of customer empowerment. The financial crisis has highlighted the importance of financial consumer protection for the long-term stability of the global financial system. Rapid increase in the use of financial services brings into shar
डॉ. (श्रीमती) दीपाली पंत जोशी,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
I congratulate Assocham on the timely initiative of hosting this event and bringing to the centre stage of debate very critical issues as customer Empowerment and Financial Inclusion. The “post crisis” world is governed by a new paradigm of customer empowerment. The financial crisis has highlighted the importance of financial consumer protection for the long-term stability of the global financial system. Rapid increase in the use of financial services brings into shar
18 जुलाई 2013
शहरी बुनियादी सुविधा के लिए वित्तपोषण कार्यनीतियां: प्रवृत्तियां और चुनौतियां – हारून आर. खान
Presentation I. Introduction 1. It is my great pleasure to be here for the opening session of this conference where so many stakeholders – the Government (central, state and local), the financiers, the rating agencies and the academia – have come together to deliberate on an important subject that is fast gaining significance. I am thankful to the Centre for Advanced Financial Research and Learning (CAFRAL) and, in particular Smt. Usha Thorat, Director, CAFRAL for tak
श्री हरुण आर खान,
उप गवर्नर, भारतीय रिज़र्व बैंक
Presentation I. Introduction 1. It is my great pleasure to be here for the opening session of this conference where so many stakeholders – the Government (central, state and local), the financiers, the rating agencies and the academia – have come together to deliberate on an important subject that is fast gaining significance. I am thankful to the Centre for Advanced Financial Research and Learning (CAFRAL) and, in particular Smt. Usha Thorat, Director, CAFRAL for tak
18 जुलाई 2013
उभरती अर्थव्यवस्थाओं में केंद्रीय बैंकिंग: उभरती चुनौतियां – दुवुरी सुब्बाराव
First of all, my thanks to the European Economics and Financial Centre for inviting me to speak at the Distinguished Speakers Seminar. It is an honour to which attach a lot of value. Central Banks - Triumph and Tribulation 2. In the years before the crisis, central bankers were a triumphant lot. The Great Moderation that they took credit for brought steady growth and low inflation in advanced economies, and rapid growth and stable inflation in emerging market economie
डॉ. डी. सुब्बाराव,
गवर्नर, भारतीय रिज़र्व बैंक
First of all, my thanks to the European Economics and Financial Centre for inviting me to speak at the Distinguished Speakers Seminar. It is an honour to which attach a lot of value. Central Banks - Triumph and Tribulation 2. In the years before the crisis, central bankers were a triumphant lot. The Great Moderation that they took credit for brought steady growth and low inflation in advanced economies, and rapid growth and stable inflation in emerging market economie
16 जुलाई 2013
बैंकों में अनुपालन कार्य: मूल सिद्धांतों पर पुनः जाना – के.सी. चक्रवर्ती
Mr. S.N. Ananthasubramanian, President, Institute of Company Secretaries of India (ICSI);Mr. Allen Pereira, Director, National Institute of Bank Management (NIBM); Dr. R. Bhaskaran, Chief Executive Officer, Indian Institute of Banking & Finance (IIBF); Mr. S.S. Mundra, CMD, Bank of Baroda; Mr. M.V. Tanksale, CMD, Central Bank of India; other dignitaries, ladies and gentlemen. I am pleased to be amidst you today on the occasion of launch of two new certificate cour
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Mr. S.N. Ananthasubramanian, President, Institute of Company Secretaries of India (ICSI);Mr. Allen Pereira, Director, National Institute of Bank Management (NIBM); Dr. R. Bhaskaran, Chief Executive Officer, Indian Institute of Banking & Finance (IIBF); Mr. S.S. Mundra, CMD, Bank of Baroda; Mr. M.V. Tanksale, CMD, Central Bank of India; other dignitaries, ladies and gentlemen. I am pleased to be amidst you today on the occasion of launch of two new certificate cour
15 जुलाई 2013
क्षेत्रीय ग्रामीण बैंकों के प्रधान कोड अनुपालन अधिकारियों/अध्यक्षों का सम्मेलन: दीपाली पंत जोशी द्वारा उद्घाटन संबोधन
It is a privilege to be here this morning and I would like to thank Shri A.C. Mahajan, Chairman, BCSBI, and Shri N. Raja, CEO, BCSBI, for giving me the opportunity to be here. I extend warm congratulations to the BCSBI on the initiative of hosting this Conference of Principal Code Compliance Officers (PCCOs) of Regional Rural Banks (RRBs). I understand it is an annual event. 2. The purpose is to interface with the Chairmen of RRBs. This becomes especially important as
डॉ. (श्रीमती) दीपाली पंत जोशी,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
It is a privilege to be here this morning and I would like to thank Shri A.C. Mahajan, Chairman, BCSBI, and Shri N. Raja, CEO, BCSBI, for giving me the opportunity to be here. I extend warm congratulations to the BCSBI on the initiative of hosting this Conference of Principal Code Compliance Officers (PCCOs) of Regional Rural Banks (RRBs). I understand it is an annual event. 2. The purpose is to interface with the Chairmen of RRBs. This becomes especially important as
12 जुलाई 2013
एशियाई पूंजी बाजारों का अंतर्राष्ट्रीकरण और एकीकरण: रेनमिन्बी सहित एशियाई मुद्राओं की विस्तारित भूमिका – जी. पद्मनाभन
I am indeed indebted to the organizers, Lee Kuan Yew School of Public Policy, National University of Singapore for providing me this opportunity to share my thoughts on an issue, which has the potential to alter the global financial landscape in the years to come. 2. Global financial crisis and its aftermath have renewed the debates pertaining to functioning of international monetary system (IMS) and the need for multi-currency system. Is there a viable alternative fo
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I am indeed indebted to the organizers, Lee Kuan Yew School of Public Policy, National University of Singapore for providing me this opportunity to share my thoughts on an issue, which has the potential to alter the global financial landscape in the years to come. 2. Global financial crisis and its aftermath have renewed the debates pertaining to functioning of international monetary system (IMS) and the need for multi-currency system. Is there a viable alternative fo
08 जुलाई 2013
ज्ञान संस्था के रूप में रिज़र्व बैंक – दुवुरी सुब्बाराव
1. Delighted to be participating in the Golden Jubilee of RBSC. Over the last 50 years, RBSC has established a formidable reputation for the quality of its training programmes, innovations in training techniques and for its commitment to be moving up the learning curve. The RBSC can take pride in having trained generations of RBI staff who are known for their subject matter expertise, professional integrity, and value based conduct. This is a tribute to the past chair
डॉ. डी. सुब्बाराव,
गवर्नर, भारतीय रिज़र्व बैंक
1. Delighted to be participating in the Golden Jubilee of RBSC. Over the last 50 years, RBSC has established a formidable reputation for the quality of its training programmes, innovations in training techniques and for its commitment to be moving up the learning curve. The RBSC can take pride in having trained generations of RBI staff who are known for their subject matter expertise, professional integrity, and value based conduct. This is a tribute to the past chair
05 जुलाई 2013
ऋण सूचना कंपनियां: नए आयामों की खोज – के.सी. चक्रवर्ती
Dr. Richard Fiddis, Managing Director – Strategic Markets, Experian; Mr. Vikram Narayan and Mr. Mohan Jayaraman, Managing Directors, Experian Credit Information Company of India Pvt. Ltd.; senior members from the financial services industry; delegates to the conference; members of the print and electronic media; ladies and gentlemen. It is a pleasure to be here this morning to deliver the inaugural address at the Experian India Conclave 2013. As you know, this Conclav
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Dr. Richard Fiddis, Managing Director – Strategic Markets, Experian; Mr. Vikram Narayan and Mr. Mohan Jayaraman, Managing Directors, Experian Credit Information Company of India Pvt. Ltd.; senior members from the financial services industry; delegates to the conference; members of the print and electronic media; ladies and gentlemen. It is a pleasure to be here this morning to deliver the inaugural address at the Experian India Conclave 2013. As you know, this Conclav
18 जून 2013
दक्षिणी एशिया पर यूरो क्षेत्र संकट का प्रभाव- दीपक मोहंती
The global financial crisis originated in the US and then spread to Europe. While the global growth has recovered from the trough of 2009, Europe has lapsed into recession again. The continuing uncertainty in the euro area poses a major risk to the global economy today. It has affected the growth prospects of both advanced and emerging market economies through trade, financial and confidence channels. Given the interconnectedness of global financial markets, the princ
श्री दीपक मोहंती,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
The global financial crisis originated in the US and then spread to Europe. While the global growth has recovered from the trough of 2009, Europe has lapsed into recession again. The continuing uncertainty in the euro area poses a major risk to the global economy today. It has affected the growth prospects of both advanced and emerging market economies through trade, financial and confidence channels. Given the interconnectedness of global financial markets, the princ
18 जून 2013
व्यावसायिक उत्कृष्टता की उपलब्धि- पी. विजय भास्कर
I. Introduction At the outset, I thank the organisers of the Silver Jubilee Function of Institute of Company Secretaries of India (ICSI) for giving me an opportunity to share my thoughts on the very topical subject of “Achieving Professional Excellence”. A Silver Jubilee has a special significance in the life of any institution as it signifies a coming of age and maturity. It's also a time to look back and thank every person who has contributed. II. 'Profession' and '
श्री पी. विजय भास्कर,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
I. Introduction At the outset, I thank the organisers of the Silver Jubilee Function of Institute of Company Secretaries of India (ICSI) for giving me an opportunity to share my thoughts on the very topical subject of “Achieving Professional Excellence”. A Silver Jubilee has a special significance in the life of any institution as it signifies a coming of age and maturity. It's also a time to look back and thank every person who has contributed. II. 'Profession' and '
11 जून 2013
केंद्रीय बैंक की चुनौतियां और चिंताएं: वाणिज्यिक बैंकों के लिए अवसर और भूमिका- हारून आर. खान
Presentation It is a pleasure to be in the midst of so many bankers & colleagues in this serene temple city of Thiruvananthapuram in God’s own country of Kerala. Bankers’ Club, as we all know, provides an informal platform for exchange of views and information on the banking system and about the economic environment in which banks operate. This has assumed added importance in these challenging times for the economy and the financial system. Today, I intend to cove
श्री हरुण आर खान,
उप गवर्नर, भारतीय रिज़र्व बैंक
Presentation It is a pleasure to be in the midst of so many bankers & colleagues in this serene temple city of Thiruvananthapuram in God’s own country of Kerala. Bankers’ Club, as we all know, provides an informal platform for exchange of views and information on the banking system and about the economic environment in which banks operate. This has assumed added importance in these challenging times for the economy and the financial system. Today, I intend to cove
08 जून 2013
वित्तीय समावेशन के माध्यम से वृद्धि के इंजन को गतिशील करना- के.सी.चक्रवर्ती
Mr. Montek Singh Ahluwalia, Deputy Chairman, Planning Commission; Mr. U.K. Sinha, Chairman, SEBI; Mr. Sameer Kochhar, Chairman, Skoch Group; Ms. Stuti Kacker, Secretary, Department of Disability Affairs, Ministry of Social Justice and Empowerment; Mr. S.S. Tarapore, Distinguished Fellow, Skoch Development Foundation; Ms. Chitra Ramkrishna, Managing Director and CEO, NSE; Mr. Bhaskar Pramanik, Chairman, Microsoft Corporation (India); delegates to the Summit; members of
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Mr. Montek Singh Ahluwalia, Deputy Chairman, Planning Commission; Mr. U.K. Sinha, Chairman, SEBI; Mr. Sameer Kochhar, Chairman, Skoch Group; Ms. Stuti Kacker, Secretary, Department of Disability Affairs, Ministry of Social Justice and Empowerment; Mr. S.S. Tarapore, Distinguished Fellow, Skoch Development Foundation; Ms. Chitra Ramkrishna, Managing Director and CEO, NSE; Mr. Bhaskar Pramanik, Chairman, Microsoft Corporation (India); delegates to the Summit; members of
05 जून 2013
वैश्विक वित्तीय संकट और भारतीय वित्तीय क्षेत्र - हमने क्या सीखा और हमने किस प्रकार कार्रवाई की? - दुव्वुरी सुब्बाराव
Thank you very much for inviting me to speak at this conference of the Indian Merchants’ Chamber on international finance and banking. I attach a lot of value to speaking from this platform and to sharing some thoughts on financial and banking sector reforms. 2. In a few months from now, we will be marking the fifth anniversary of the collapse of Lehman Brothers which will go down in popular perception as the trigger for the biggest financial crisis of our time. Five
डॉ. डी. सुब्बाराव,
गवर्नर, भारतीय रिज़र्व बैंक
Thank you very much for inviting me to speak at this conference of the Indian Merchants’ Chamber on international finance and banking. I attach a lot of value to speaking from this platform and to sharing some thoughts on financial and banking sector reforms. 2. In a few months from now, we will be marking the fifth anniversary of the collapse of Lehman Brothers which will go down in popular perception as the trigger for the biggest financial crisis of our time. Five
24 मई 2013
विकसित होते विनियम और उभरती बाजार चुनौतियां – भारतीय संदर्भ – जी. पद्मनाभन
It is a pleasure to once again address the practitioners of foreign exchange at this Seminar organized by the Foreign Exchange Dealers Association of India in the beautiful city state of Singapore. Let us hope that the events that follow in the Indian forex market would be largely different from the events that followed after my last address in this city. The issues that you have flagged for discussion are very topical and therefore I shall comment on each of them. A.
श्री जी पद्मनाभन,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
It is a pleasure to once again address the practitioners of foreign exchange at this Seminar organized by the Foreign Exchange Dealers Association of India in the beautiful city state of Singapore. Let us hope that the events that follow in the Indian forex market would be largely different from the events that followed after my last address in this city. The issues that you have flagged for discussion are very topical and therefore I shall comment on each of them. A.
18 मई 2013
भारत में बैंकिंग पर दृष्टिकोण – दीपक मोहंती
I thank Shri Rajiv Mundhra, President Indian Chamber of Commerce (ICC) and Shri Rajeev Singh, Director General ICC for the opportunity to be a part of this distinguished panel. The ICC is making an important contribution to the development of banking by bringing together the experience and expertise from the banking industry, corporate sector and financial regulators through its banking summits year after year. In this year’s Summit too, I see a judicious mix of exper
श्री दीपक मोहंती,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
I thank Shri Rajiv Mundhra, President Indian Chamber of Commerce (ICC) and Shri Rajeev Singh, Director General ICC for the opportunity to be a part of this distinguished panel. The ICC is making an important contribution to the development of banking by bringing together the experience and expertise from the banking industry, corporate sector and financial regulators through its banking summits year after year. In this year’s Summit too, I see a judicious mix of exper
14 मई 2013
जोखिम आधारित दृष्टिकोण के माध्यम से बैंकिंग पर्यवेक्षण का सुदृढ़ीकरणः उन्नति का मार्ग प्रशस्त करना – के.सी. चक्रवर्ती
The learned Non-executive directors on the Boards of various commercial banks; Shri A.K. Garg, CGM, CAFRAL; colleagues from the Reserve Bank of India; ladies and gentlemen. It is a pleasure and privilege for me to be amongst you this morning at the inaugural session of this conference organized by CAFRAL, with the objective of enabling non-executive directors of commercial banks to effectively perform their responsibilities as members of Bank Boards. As non-executive
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
The learned Non-executive directors on the Boards of various commercial banks; Shri A.K. Garg, CGM, CAFRAL; colleagues from the Reserve Bank of India; ladies and gentlemen. It is a pleasure and privilege for me to be amongst you this morning at the inaugural session of this conference organized by CAFRAL, with the objective of enabling non-executive directors of commercial banks to effectively perform their responsibilities as members of Bank Boards. As non-executive
14 मई 2013
Presentation on Child and Youth Finance in India - by Dr. Deepali Pant Joshi, Executive Director, RBI, during The Second Child and Youth Finance International Summit held in Istanbul on May 8, 2013
Dr. (Smt.) Deepali Pant Joshi,
Executive Director, Reserve Bank of India
08 मई 2013
भारतीय वित्तीय बाजारः भारतीय अर्थव्यवस्था की वृद्धि को तेज करना – हारून आर. खान
1. Dr. Arvind Mayaram, Secretary, Department of Economic Affairs, Ministry of Finance, Mr. S. Gopalakrishnan, President, Confederation of Indian Industry (CII), Mr. Jignesh Shah, Chairman, CII National Committee on Financial Markets, Mr. Chandrajit Banerjee, Director General, CII, distinguished delegates. Let me start by complimenting CII for selecting Indian Financial Markets: Fuelling the Growth of the Indian Economy as the theme of the session. It is now well known
श्री हरुण आर खान,
उप गवर्नर, भारतीय रिज़र्व बैंक
1. Dr. Arvind Mayaram, Secretary, Department of Economic Affairs, Ministry of Finance, Mr. S. Gopalakrishnan, President, Confederation of Indian Industry (CII), Mr. Jignesh Shah, Chairman, CII National Committee on Financial Markets, Mr. Chandrajit Banerjee, Director General, CII, distinguished delegates. Let me start by complimenting CII for selecting Indian Financial Markets: Fuelling the Growth of the Indian Economy as the theme of the session. It is now well known
06 मई 2013
भारतीय ग्रामीण क्षेत्र: बड़ी चुनौतियां और अगली रूपरेखा – दीपाली पंत जोशी
Respected Dr. Thingalaya, Former CMD Syndicate Bank, Dr. G. L. Easwara Prasad, Principal, Mangalore Institute of Technology and Engineering, senior bankers and dear students. I am extremely delighted to be amongst you in this prestigious institute which has several achievements in engineering studies to its credit in a very short span of time. I am honoured, privileged and happy to inaugurate this topical seminar aptly titled Indian Banking Sector Big Challenges and t
डॉ. (श्रीमती) दीपाली पंत जोशी,
कार्यपालक निदेशक, रिज़र्व बैंक ऑफ इंडिया
Respected Dr. Thingalaya, Former CMD Syndicate Bank, Dr. G. L. Easwara Prasad, Principal, Mangalore Institute of Technology and Engineering, senior bankers and dear students. I am extremely delighted to be amongst you in this prestigious institute which has several achievements in engineering studies to its credit in a very short span of time. I am honoured, privileged and happy to inaugurate this topical seminar aptly titled Indian Banking Sector Big Challenges and t
30 अप्रैल 2013
वित्तीय उपभोक्ता सुरक्षा के लिए विनियमन : वर्तमान स्थिति और भविष्य की दिशा-के. सी. चक्रवर्ती
Presentation Shri A.C. Mahajan, Chairman, BCSBI; Shri C.K Krishnan and Shri M. M. Chitale, Members of BCSBI Governing Council; Shri N. Raja, CEO, BCSBI; Smt. Meena Hemachandra, Principal, College of Agricultural Banking; Principal Code Compliance Officers (PCCOs) from various scheduled commercial banks and urban cooperative banks; officials from BCSBI; colleagues from the Reserve Bank of India; ladies and gentlemen. It is a pleasure for me to be here today at the PCCO
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Presentation Shri A.C. Mahajan, Chairman, BCSBI; Shri C.K Krishnan and Shri M. M. Chitale, Members of BCSBI Governing Council; Shri N. Raja, CEO, BCSBI; Smt. Meena Hemachandra, Principal, College of Agricultural Banking; Principal Code Compliance Officers (PCCOs) from various scheduled commercial banks and urban cooperative banks; officials from BCSBI; colleagues from the Reserve Bank of India; ladies and gentlemen. It is a pleasure for me to be here today at the PCCO
23 अप्रैल 2013
पर्यावरण और सामाजिक निरंतरता : मुख्य मुद्दे और चिंताएं -के. सी. चक्रवर्ती
Mr. Robert Tacon, Tutor, United Nations Environment Programme- Financial Initiative (UNEP FI); Ms. Stefanie Bauer, Advisor, Private Sector Development, GIZ; Mr. Pralay Mondal, Senior Group President – Retail & Business Banking, Yes Bank; Mr. Mengqi Cai, Programme Officer, Asia Pacific Task Force, UNEP FI; delegates to the event; members of the print and electronic media; ladies and gentlemen. It is a pleasure to be present here today to address this august gatheri
डॉ. के.सी. चक्रवर्ती,
उप गवर्नर, भारतीय रिज़र्व बैंक
Mr. Robert Tacon, Tutor, United Nations Environment Programme- Financial Initiative (UNEP FI); Ms. Stefanie Bauer, Advisor, Private Sector Development, GIZ; Mr. Pralay Mondal, Senior Group President – Retail & Business Banking, Yes Bank; Mr. Mengqi Cai, Programme Officer, Asia Pacific Task Force, UNEP FI; delegates to the event; members of the print and electronic media; ladies and gentlemen. It is a pleasure to be present here today to address this august gatheri
18 अप्रैल 2013
व्यष्टि नीति II पर पुनर्विचार : पूंजी खाता प्रबंध - दुव्वुरी सुब्बाराव
Session VI: Capital Account Management Three sub-topics (i) Capital controls (ii) Reserves (iii) International provision of liquidity I. Capital Account Management Intellectual Shift on Capital Controls The change in our world view on capital account management is by far one of the most remarkable intellectual shifts brought on by the crisis. In her opening remarks yesterday, the Managing Director said that the crisis shattered the consensus on many macroeconomic issu
डॉ. डी. सुब्बाराव,
गवर्नर, भारतीय रिज़र्व बैंक
Session VI: Capital Account Management Three sub-topics (i) Capital controls (ii) Reserves (iii) International provision of liquidity I. Capital Account Management Intellectual Shift on Capital Controls The change in our world view on capital account management is by far one of the most remarkable intellectual shifts brought on by the crisis. In her opening remarks yesterday, the Managing Director said that the crisis shattered the consensus on many macroeconomic issu
18 अप्रैल 2013
Presentation on Financial Inclusion and Financial Literacy
Dr. (Smt.) Deepali Pant Joshi,
Executive Director, Reserve Bank of India
आरबीआई मोबाइल एप्लीकेशन इंस्टॉल करें और लेटेस्ट न्यूज़ का तुरंत एक्सेस पाएं!
हमारा ऐप इंस्टॉल करने के लिए QR कोड स्कैन करें
पृष्ठ अंतिम बार अपडेट किया गया: null
पृष्ठ अंतिम बार अपडेट किया गया:
पृष्ठ अंतिम बार अपडेट किया गया: नवंबर 23, 2022
