Interest Rates on Deposits - Premature Withdrawal

UBD.(PCB)78/DC.V.1(B)/92-93All Primary (Urban) Co-operative Banks May 26, 1993 Dear Sirs, Interest Rates on Deposits - Premature Withdrawal Please refer to paragraphs 11 and 12 of our directive No. UBD.DC.102/V.1-87/88 dated 25 June 1987 regarding premature withdrawal closure of term deposits. 2.   As banks are aware, in terms of paragraph 12 of our above directive dated 25 June 1987, in case of premature closure of a term deposit, a deposit in the form

UBD.(PCB)78/DC.V.1(B)/92-93All Primary (Urban) Co-operative Banks May 26, 1993 Dear Sirs, Interest Rates on Deposits - Premature Withdrawal Please refer to paragraphs 11 and 12 of our directive No. UBD.DC.102/V.1-87/88 dated 25 June 1987 regarding premature withdrawal closure of term deposits. 2.   As banks are aware, in terms of paragraph 12 of our above directive dated 25 June 1987, in case of premature closure of a term deposit, a deposit in the form

Interest Rates on Deposits - Premature Withdrawal

Master Direction - Amalgamation of Urban Cooperative Banks, Directions, 2020 25th July

RBI/DOR/2020-21/75 Master Direction DOR.MAM.No.49/09.16.901/2020-21 March 23, 2021 Master Direction - Amalgamation of Urban Cooperative Banks, Directions, 2020 In exercise of powers conferred by Section 35A and Section 44A read with Section

RBI/DOR/2020-21/75 Master Direction DOR.MAM.No.49/09.16.901/2020-21 March 23, 2021 Master Direction - Amalgamation of Urban Cooperative Banks, Directions, 2020 In exercise of powers conferred by Section 35A and Section 44A read with Section

Master Direction - Amalgamation of Urban Cooperative Banks, Directions, 2020 25th July

Reset of Floating Interest Rate on Equated Monthly Instalments (EMI) based Personal Loans

REF: No. MPD. BC.244/07.01.279/ 2003-04 November 5, 2003Kartika 14, 1925(S)To All Primary DealersDear Sirs,Primary Dealers' Access to Call/Notice Money MarketPlease refer to Paragraphs 62 and 63 of the Governor’s statement on Mid-term Review of Monetary and Credit Policy for the year 2003-04 enclosed with his letter No. MPD. BC.241/07.01.279/2003-04 dated November 3, 2003 (copy of the paragraphs enclosed). 2. It may be recalled that following the annual policy Stateme

REF: No. MPD. BC.244/07.01.279/ 2003-04 November 5, 2003Kartika 14, 1925(S)To All Primary DealersDear Sirs,Primary Dealers' Access to Call/Notice Money MarketPlease refer to Paragraphs 62 and 63 of the Governor’s statement on Mid-term Review of Monetary and Credit Policy for the year 2003-04 enclosed with his letter No. MPD. BC.241/07.01.279/2003-04 dated November 3, 2003 (copy of the paragraphs enclosed). 2. It may be recalled that following the annual policy Stateme

Reset of Floating Interest Rate on Equated Monthly Instalments (EMI) based Personal Loans

Priority Sector Lending (PSL) targets / sub-targets and contribution against shortfall in achievement of PSL targets - Primary (Urban) Co-operative Banks (UCBs) - Extension of time

RBI/2023-24/42 DOR.CRE.REC.18/07.10.002/2023-24 June 8, 2023 Primary (Urban) Co-operative Banks other than Salary Earners’ Banks Madam / Dear Sir, Priority Sector Lending (PSL) targets / sub-targets and contribution against shortfall in achievement of PSL targets – Primary (Urban) Co-operative Banks (UCBs) - Extension of time Please refer to para 3 of the circular DOR (PCB).BPD.Cir No.10/13.05.000/2019-201 dated March 13, 2020, and para 5 of Master Direction on Priori

RBI/2023-24/42 DOR.CRE.REC.18/07.10.002/2023-24 June 8, 2023 Primary (Urban) Co-operative Banks other than Salary Earners’ Banks Madam / Dear Sir, Priority Sector Lending (PSL) targets / sub-targets and contribution against shortfall in achievement of PSL targets – Primary (Urban) Co-operative Banks (UCBs) - Extension of time Please refer to para 3 of the circular DOR (PCB).BPD.Cir No.10/13.05.000/2019-201 dated March 13, 2020, and para 5 of Master Direction on Priori

Priority Sector Lending (PSL) targets / sub-targets and contribution against shortfall in achievement of PSL targets - Primary (Urban) Co-operative Banks (UCBs) - Extension of time

Guidelines on Default Loss Guarantee (DLG) in Digital Lending

RBI/2023-24/41 DOR.CRE.REC.21/21.07.001/2023-24 June 08, 2023 All Commercial Banks (including Small Finance Banks), Primary (Urban) Co-operative Banks, State Co-operative Banks, Central Co-operative Banks; and Non-Banking Financial Companies (including Housing Finance Companies) Madam/ Dear Sir, Guidelines on Default Loss Guarantee (DLG) in Digital Lending A reference is invited to Para (3.4.3.1) of Section C of Annex-II to the RBI Press Release “Recommendations of th

RBI/2023-24/41 DOR.CRE.REC.21/21.07.001/2023-24 June 08, 2023 All Commercial Banks (including Small Finance Banks), Primary (Urban) Co-operative Banks, State Co-operative Banks, Central Co-operative Banks; and Non-Banking Financial Companies (including Housing Finance Companies) Madam/ Dear Sir, Guidelines on Default Loss Guarantee (DLG) in Digital Lending A reference is invited to Para (3.4.3.1) of Section C of Annex-II to the RBI Press Release “Recommendations of th

Guidelines on Default Loss Guarantee (DLG) in Digital Lending

Framework for Compromise Settlements and Technical Write-offs

RBI/2023-24/40 DOR.STR.REC.20/21.04.048/2023-24 June 08, 2023 Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks) Primary (Urban) Co-operative Banks/State Co-operative Banks/ Central Co-operative Banks All-India Financial Institutions Non-Banking Financial Companies (including Housing Finance Companies) Madam/Dear Sir, Framework for Compromise Settlements and Technical Write-offs The Reserve Bank of India has issued various inst

RBI/2023-24/40 DOR.STR.REC.20/21.04.048/2023-24 June 08, 2023 Commercial Banks (including Small Finance Banks, Local Area Banks and Regional Rural Banks) Primary (Urban) Co-operative Banks/State Co-operative Banks/ Central Co-operative Banks All-India Financial Institutions Non-Banking Financial Companies (including Housing Finance Companies) Madam/Dear Sir, Framework for Compromise Settlements and Technical Write-offs The Reserve Bank of India has issued various inst

Framework for Compromise Settlements and Technical Write-offs

Rationalization of Branch Authorisation Policy for Urban Co-operative Banks (UCBs)

RBI/2023-24/39 DOR.REG.No.19/07.01.000/2023-24 June 08, 2023 Managing Director / Chief Executive Officer All Primary (Urban) Co-operative Banks (except Salary Earners’ Banks) Madam / Dear Sir Rationalization of Branch Authorisation Policy for Urban Co-operative Banks (UCBs) A reference is made to the circular on the revised criteria for classifying a UCB as Financially Sound and Well Managed (FSWM) issued by RBI vide circular DOR.REG.No.85/07.01.000/2022-23 dated Dece

RBI/2023-24/39 DOR.REG.No.19/07.01.000/2023-24 June 08, 2023 Managing Director / Chief Executive Officer All Primary (Urban) Co-operative Banks (except Salary Earners’ Banks) Madam / Dear Sir Rationalization of Branch Authorisation Policy for Urban Co-operative Banks (UCBs) A reference is made to the circular on the revised criteria for classifying a UCB as Financially Sound and Well Managed (FSWM) issued by RBI vide circular DOR.REG.No.85/07.01.000/2022-23 dated Dece

Rationalization of Branch Authorisation Policy for Urban Co-operative Banks (UCBs)

Provisioning for standard assets by primary (Urban) co-operative banks - revised norms under four-tiered regulatory framework

RBI/2023-24/18 DOR.STR.REC.12/21.04.048/2023-24 April 24, 2023 All Primary (Urban) Co-operative Banks, Madam / Dear Sir, Provisioning for standard assets by primary (Urban) co-operative banks – revised norms under four-tiered regulatory framework Please refer to circular DOR.REG.No.84/07.01.000/2022-23 dated December 01, 2022, in terms of which Urban Co-operative Banks (UCBs) have been categorized into four Tiers namely Tier 1, Tier 2, Tier 3 and Tier 4 for regulatory

RBI/2023-24/18 DOR.STR.REC.12/21.04.048/2023-24 April 24, 2023 All Primary (Urban) Co-operative Banks, Madam / Dear Sir, Provisioning for standard assets by primary (Urban) co-operative banks – revised norms under four-tiered regulatory framework Please refer to circular DOR.REG.No.84/07.01.000/2022-23 dated December 01, 2022, in terms of which Urban Co-operative Banks (UCBs) have been categorized into four Tiers namely Tier 1, Tier 2, Tier 3 and Tier 4 for regulatory

Provisioning for standard assets by primary (Urban) co-operative banks - revised norms under four-tiered regulatory framework

Revised Regulatory Framework for Urban Co-operative Banks (UCBs) - Net Worth and Capital Adequacy

RBI/2022-23/189 DOR.CAP.REC. No.109/09.18.201/2022-23 March 28, 2023 Dear Sir/ Madam, Revised Regulatory Framework for Urban Co-operative Banks (UCBs) – Net Worth and Capital Adequacy Please refer to para 7 of the circular DOR.CAP.REC.No.86/09.18.201/2022-23 dated December 01, 2022 on ‘Revised Regulatory Framework for Urban Co-operative Banks (UCBs) – Net Worth and Capital Adequacy. 2. It has been decided that the instructions shall come into effect from March 31, 202

RBI/2022-23/189 DOR.CAP.REC. No.109/09.18.201/2022-23 March 28, 2023 Dear Sir/ Madam, Revised Regulatory Framework for Urban Co-operative Banks (UCBs) – Net Worth and Capital Adequacy Please refer to para 7 of the circular DOR.CAP.REC.No.86/09.18.201/2022-23 dated December 01, 2022 on ‘Revised Regulatory Framework for Urban Co-operative Banks (UCBs) – Net Worth and Capital Adequacy. 2. It has been decided that the instructions shall come into effect from March 31, 202

Revised Regulatory Framework for Urban Co-operative Banks (UCBs) - Net Worth and Capital Adequacy

Reserve Bank of India (Financial Statements - Presentation and Disclosures) Directions, 2021 - Disclosures for State Co-operative Banks and Central Co-operative Banks

RBI/2022-23/181 DOR.ACC.REC.No.103/21.04.018/2022-23 February 20, 2023 Madam / Dear Sir, Reserve Bank of India (Financial Statements - Presentation and Disclosures) Directions, 2021 – Disclosures for State Co-operative Banks and Central Co-operative Banks The Reserve Bank of India (Financial Statements-Presentation and Disclosures) Directions, 2021 (‘Master Direction’) are applicable to Commercial Banks and Primary Urban Co-operative Banks (UCBs). They harmonize the r

RBI/2022-23/181 DOR.ACC.REC.No.103/21.04.018/2022-23 February 20, 2023 Madam / Dear Sir, Reserve Bank of India (Financial Statements - Presentation and Disclosures) Directions, 2021 – Disclosures for State Co-operative Banks and Central Co-operative Banks The Reserve Bank of India (Financial Statements-Presentation and Disclosures) Directions, 2021 (‘Master Direction’) are applicable to Commercial Banks and Primary Urban Co-operative Banks (UCBs). They harmonize the r

Reserve Bank of India (Financial Statements - Presentation and Disclosures) Directions, 2021 - Disclosures for State Co-operative Banks and Central Co-operative Banks