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अधिसूचनाएं
सितंबर 05, 2005
स्वर्ण (धातु) ऋण
भारिबैं/2005-06/155 संदर्भ : बैंपविवि.सं.आइबीडी.बीसी. 33/23.67.001/2005-06 5 सितंबर 2005 14 भाद्र 1927 (शक) सभी अनुसूचित वाणिज्य बैंक (क्षेत्रीय ग्रामीण बैंकों को छोड़कर)महोदय, स्वर्ण (धातु) ऋण31 दिसंबर 1998 के हमारे परिपत्र बैंपविवि. सं. आइबीएस. बीसी/1519/23.67.001/1998-99 के अनुसार स्वर्ण का आयात करने के लिए प्राधिवफ्त नामित बैंकों को सूचित किया गया था कि स्वर्ण (धातु) ऋण केवल आभूषण निर्यातकों को ही दिया जाना चाहिए । साथ ही, 25 जून 1999 के हमारे परिपत्र बैंपविवि. सं
भारिबैं/2005-06/155 संदर्भ : बैंपविवि.सं.आइबीडी.बीसी. 33/23.67.001/2005-06 5 सितंबर 2005 14 भाद्र 1927 (शक) सभी अनुसूचित वाणिज्य बैंक (क्षेत्रीय ग्रामीण बैंकों को छोड़कर)महोदय, स्वर्ण (धातु) ऋण31 दिसंबर 1998 के हमारे परिपत्र बैंपविवि. सं. आइबीएस. बीसी/1519/23.67.001/1998-99 के अनुसार स्वर्ण का आयात करने के लिए प्राधिवफ्त नामित बैंकों को सूचित किया गया था कि स्वर्ण (धातु) ऋण केवल आभूषण निर्यातकों को ही दिया जाना चाहिए । साथ ही, 25 जून 1999 के हमारे परिपत्र बैंपविवि. सं
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सितंबर 01, 2005
NDS-OM - Counterparty Confirmation
RBI.No. 151/2005-06 DBOD.FSD.BC.NO.31/24.76.002/2005-06 September 1, 2005 All Scheduled Commercial Banks & Financial Institutions (as per the list attached) (Excluding RRBs) Dear Sir NDS-OM – Counterparty Confirmation The Negotiated Dealing System (NDS) for electronic dealing and reporting of transactions in government securities was introduced in February 2002. Subsequently, on August 1, 2005, RBI introduced the anonymous screen based order matching module on NDS
RBI.No. 151/2005-06 DBOD.FSD.BC.NO.31/24.76.002/2005-06 September 1, 2005 All Scheduled Commercial Banks & Financial Institutions (as per the list attached) (Excluding RRBs) Dear Sir NDS-OM – Counterparty Confirmation The Negotiated Dealing System (NDS) for electronic dealing and reporting of transactions in government securities was introduced in February 2002. Subsequently, on August 1, 2005, RBI introduced the anonymous screen based order matching module on NDS
अगस्त 31, 2005
LABs - Submission of periodical returns and statements
RBI/2005-06/148 DBOD. No.PSBD. BC. 29/ 16.13.204 / 2005-06 August 31, 2005 All Local Area Banks Dear Sir, Submission of periodical returns and statements Please refer to our letter DBOD.No.PSBS. 889 /16.13.204/2003-04 dated February 25, 2004 on the captioned subject. 2. It is advised that the Local Area Banks may, henceforth, submit returns and statements to the departments/offices of RBI as indicated in the ‘Annexure – A’ and ‘Annexure B’. It is also advised that Rur
RBI/2005-06/148 DBOD. No.PSBD. BC. 29/ 16.13.204 / 2005-06 August 31, 2005 All Local Area Banks Dear Sir, Submission of periodical returns and statements Please refer to our letter DBOD.No.PSBS. 889 /16.13.204/2003-04 dated February 25, 2004 on the captioned subject. 2. It is advised that the Local Area Banks may, henceforth, submit returns and statements to the departments/offices of RBI as indicated in the ‘Annexure – A’ and ‘Annexure B’. It is also advised that Rur
अगस्त 31, 2005
Line of Credit/Over Draft Facility to CCIL
RBI/ 2005-06/150 DBOD.No.Leg.BC. 30 /09.11.013/2005-06 August 31, 2005 To All Schedule Commercial Banks (Excluding RRBs) Dear Sir, Section 20 of the Banking Regulation Act, 1949 - Line of Credit / Overdraft facility to Clearing Corporation of India Ltd. (CCIL) Please refer to our circular DBOD.No.Leg.BC. 98/09.11.013/2004-05 dated June 24, 2005 exempting from the purview of Section 20 of the Banking Regulation Act, 1949, the line of credit / overdraft facility extende
RBI/ 2005-06/150 DBOD.No.Leg.BC. 30 /09.11.013/2005-06 August 31, 2005 To All Schedule Commercial Banks (Excluding RRBs) Dear Sir, Section 20 of the Banking Regulation Act, 1949 - Line of Credit / Overdraft facility to Clearing Corporation of India Ltd. (CCIL) Please refer to our circular DBOD.No.Leg.BC. 98/09.11.013/2004-05 dated June 24, 2005 exempting from the purview of Section 20 of the Banking Regulation Act, 1949, the line of credit / overdraft facility extende
अगस्त 23, 2005
अपने ग्राहक को जानिए के संबंध में दिशानिर्देश - धन शोधन निवारण मानदंड
भारिबैं/2005-06/135संदर्भ : बैंपविवि.सं.एएमएल.बीसी. 28 /14.01.001/2005-06 23 अगस्त 2005 1 भाद्र 1927 (शक)सभी अनुसूचित वाणिज्य बैंकों के मुख्य कार्यपालक(क्षेत्रीय ग्रामीण बैंकों को छोड़कर) महोदय, अपने ग्राहक को जानिए के संबंध में दिशानिर्देश - धन शोधन निवारण मानदंडवफ्पया उपर्युक्त विषय पर 29 नवंबर 2004 का हमारा परिपत्र बैंपविवि.सं. एएमएल. बीसी. 58/14.01.001/2004-05 देखें । उपर्युक्त परिपत्र के अनुसार बैंकों को सूचित किया गया था कि वे खाता खोलते समय अनुपालन हेतु एक ग्रा
भारिबैं/2005-06/135संदर्भ : बैंपविवि.सं.एएमएल.बीसी. 28 /14.01.001/2005-06 23 अगस्त 2005 1 भाद्र 1927 (शक)सभी अनुसूचित वाणिज्य बैंकों के मुख्य कार्यपालक(क्षेत्रीय ग्रामीण बैंकों को छोड़कर) महोदय, अपने ग्राहक को जानिए के संबंध में दिशानिर्देश - धन शोधन निवारण मानदंडवफ्पया उपर्युक्त विषय पर 29 नवंबर 2004 का हमारा परिपत्र बैंपविवि.सं. एएमएल. बीसी. 58/14.01.001/2004-05 देखें । उपर्युक्त परिपत्र के अनुसार बैंकों को सूचित किया गया था कि वे खाता खोलते समय अनुपालन हेतु एक ग्रा
अगस्त 03, 2005
Section 23 of the Banking Regulation Act, 1949 - Branch Expansion strategy of banks
RBI/2005-06/93 DBOD. No.BL.BC.24 / 22.01.001 /2005-06 August 3, 2005 Shravana 12, 1927 (Saka) Chief Executives All Indian scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Section 23 of the Banking Regulation Act, 1949 - Branch Expansion strategy of banks As you are aware, banks are submitting applications to us for opening of branches / offices at any time during the year. It has been decided to change this procedure and banks are required to make applica
RBI/2005-06/93 DBOD. No.BL.BC.24 / 22.01.001 /2005-06 August 3, 2005 Shravana 12, 1927 (Saka) Chief Executives All Indian scheduled Commercial Banks (excluding RRBs) Dear Sir / Madam, Section 23 of the Banking Regulation Act, 1949 - Branch Expansion strategy of banks As you are aware, banks are submitting applications to us for opening of branches / offices at any time during the year. It has been decided to change this procedure and banks are required to make applica
अगस्त 02, 2005
बाढ़ पीडित व्यक्तियों को बैंक खाते खोलना सुविधाजनक करना
भारिबैं/2005-06/89संदर्भ : बैंपविवि.सं.एएमएल.बीसी.23/14.01.064/2005-06 2 अगस्त 2005 11 श्रावण 1927 (शक)क्षेत्रीय ग्रामीण बैंकों सहित अनुसूचित वाणिज्य बैंकों के मुख्य कार्यपालकमहोदय, बाढ़ पीडित व्यक्तियों को बैंक खाते खोलना सुविधाजनक करना वफ्पया अपने ग्राहक को जानिए संबंधी दिशानिर्देश - धन शोधन निवारण मानदंडों पर 29 नवंबर 2004 का हमारा परिपत्र बैंपविवि.सं. एएमएल.बीसी.58/14.01.001/2004-05 देखें । उपर्युक्त परिपत्र के अनुसार बैंकों को सूचित किया गया था कि वे खाता खोलते स
भारिबैं/2005-06/89संदर्भ : बैंपविवि.सं.एएमएल.बीसी.23/14.01.064/2005-06 2 अगस्त 2005 11 श्रावण 1927 (शक)क्षेत्रीय ग्रामीण बैंकों सहित अनुसूचित वाणिज्य बैंकों के मुख्य कार्यपालकमहोदय, बाढ़ पीडित व्यक्तियों को बैंक खाते खोलना सुविधाजनक करना वफ्पया अपने ग्राहक को जानिए संबंधी दिशानिर्देश - धन शोधन निवारण मानदंडों पर 29 नवंबर 2004 का हमारा परिपत्र बैंपविवि.सं. एएमएल.बीसी.58/14.01.001/2004-05 देखें । उपर्युक्त परिपत्र के अनुसार बैंकों को सूचित किया गया था कि वे खाता खोलते स
जुलाई 26, 2005
Prudential norms on capital adequacy - Risk weight on commercial real estate exposures
RBI No. 2005-06/ 78 DBOD. BP.BC. 20 / 21.01.002/ 2005-06 July 26, 2005 All Commercial Banks Dear Sir, Prudential norms on capital adequacy – Risk weight on commercial real estate exposures Please refer to our circular No. DBDO.BP.BC.61/21.01.002/2004-05 dated December 23, 2004 in terms of which the risk weights for banks’ exposure on (i) housing loans, which are fully secured by mortgage of residential properties, extended to individuals by banks and (ii) investments
RBI No. 2005-06/ 78 DBOD. BP.BC. 20 / 21.01.002/ 2005-06 July 26, 2005 All Commercial Banks Dear Sir, Prudential norms on capital adequacy – Risk weight on commercial real estate exposures Please refer to our circular No. DBDO.BP.BC.61/21.01.002/2004-05 dated December 23, 2004 in terms of which the risk weights for banks’ exposure on (i) housing loans, which are fully secured by mortgage of residential properties, extended to individuals by banks and (ii) investments
जुलाई 26, 2005
FCNR (B) Deposit Scheme
RBI No. 2005-06/ 80 DBOD. Dir.BC. 22 / 13.03.00/ 2005-06 July 26, 2005 All Commercial Banks (excluding RRBs) Dear Sir, FCNR (B) Deposit Scheme Please refer to our Master Circular relating to deposits held in FCNR(B) Accounts DBOD.No.Dir.6/13.03.00/2005-06 dated July 1, 2005. 2. On a review of the recommendations made by the Technical Committee on Forex markets and feed back received so far, it has been decided as follows: (a) to allow banks to accept FCNR (B) deposits
RBI No. 2005-06/ 80 DBOD. Dir.BC. 22 / 13.03.00/ 2005-06 July 26, 2005 All Commercial Banks (excluding RRBs) Dear Sir, FCNR (B) Deposit Scheme Please refer to our Master Circular relating to deposits held in FCNR(B) Accounts DBOD.No.Dir.6/13.03.00/2005-06 dated July 1, 2005. 2. On a review of the recommendations made by the Technical Committee on Forex markets and feed back received so far, it has been decided as follows: (a) to allow banks to accept FCNR (B) deposits
जुलाई 26, 2005
Risk weight for Capital Market Exposure
RBI/2005-06/ 79 DBOD.No.BP.BC 21 ./ 21.01.002/2005-06 July 26, 2005 All commercial banks Dear Sir, Risk weight for Capital Market Exposure Please refer to our master circular DBOD.No.BP.BC 13/21.01.0002/2005-06 dated July 4, 2005 in terms of which the risk weight for credit risk on capital market exposures is 100 percent. Bank's capital market exposure covers the following a. direct investment by a bank in equity shares, convertible bonds and debentures and units of e
RBI/2005-06/ 79 DBOD.No.BP.BC 21 ./ 21.01.002/2005-06 July 26, 2005 All commercial banks Dear Sir, Risk weight for Capital Market Exposure Please refer to our master circular DBOD.No.BP.BC 13/21.01.0002/2005-06 dated July 4, 2005 in terms of which the risk weight for credit risk on capital market exposures is 100 percent. Bank's capital market exposure covers the following a. direct investment by a bank in equity shares, convertible bonds and debentures and units of e
जुलाई 22, 2005
Calendar of reviews - Matters to be placed before Board of Directors, Management Committee and Audit Committee
RBI/2005-06/72 DBOD.No.PSBD.BC. 19/16.13.100/2005-06 July 22, 2005 The Chief Executives of all Private Sector Banks Dear Sir, Calendar of reviews – Matters to be placed before Board of Directors, Management Committee and Audit Committee Please refer to our circular DBOD.No.BP.BC.96/21.03.038/2004-05 dated June 10, 2005 (copy enclosed), addressed by us to the Chairmen of public sector banks indicating a revised list of reviews to be placed before the Board of Directors
RBI/2005-06/72 DBOD.No.PSBD.BC. 19/16.13.100/2005-06 July 22, 2005 The Chief Executives of all Private Sector Banks Dear Sir, Calendar of reviews – Matters to be placed before Board of Directors, Management Committee and Audit Committee Please refer to our circular DBOD.No.BP.BC.96/21.03.038/2004-05 dated June 10, 2005 (copy enclosed), addressed by us to the Chairmen of public sector banks indicating a revised list of reviews to be placed before the Board of Directors
जुलाई 20, 2005
Internet Banking in India - Guidelines
RBI/2005-06/71 DBOD No. Comp.BC.14/07.03.29/2005-06 July 20, 2005All Scheduled Commercial BanksDear Sir Internet Banking in India – Guidelines Please refer to our circular DBOD No.Comp.BC.130/07.03.23/2000-01 dated June 14, 2001 in terms of which banks were advised to seek prior approval of Reserve Bank of India before offering transactional services on the Internet. The position has since been reviewed and banks are advised that while the offering of Internet Banking
RBI/2005-06/71 DBOD No. Comp.BC.14/07.03.29/2005-06 July 20, 2005All Scheduled Commercial BanksDear Sir Internet Banking in India – Guidelines Please refer to our circular DBOD No.Comp.BC.130/07.03.23/2000-01 dated June 14, 2001 in terms of which banks were advised to seek prior approval of Reserve Bank of India before offering transactional services on the Internet. The position has since been reviewed and banks are advised that while the offering of Internet Banking
जुलाई 13, 2005
Guidelines on purchase/sale of Non Performing Assets
RBI/2005-06/54 DBOD.NO.BP. BC. 16 / 21.04.048/ 2005-06 13 July 2005 All Commercial Banks (excluding RRBs) All India Term Lending and Refinancing Institutions All Non Banking Financial Companies (including RNBCs) Dear Sir, Guidelines on purchase/sale of Non Performing Assets In order to increase the options available to banks for resolving their non performing assets and to develop a healthy secondary market for non-performing assets, where securitisation companies and
RBI/2005-06/54 DBOD.NO.BP. BC. 16 / 21.04.048/ 2005-06 13 July 2005 All Commercial Banks (excluding RRBs) All India Term Lending and Refinancing Institutions All Non Banking Financial Companies (including RNBCs) Dear Sir, Guidelines on purchase/sale of Non Performing Assets In order to increase the options available to banks for resolving their non performing assets and to develop a healthy secondary market for non-performing assets, where securitisation companies and
जून 29, 2005
Exposure to Real Estate Sector
Ref. RBI/2004-05/ 503 DBS.CO.PP.BC 21 /11.01.005/2004-05 June 29, 2005 The Chief Executives All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Exposure to Real Estate Sector The position relating to risk management, reporting requirements and balance sheet disclosures in respect of real estate exposure of banks has been reviewed and the following instructions are being issued for the guidance of banks. 1. Risk Management System In view of the growing need for p
Ref. RBI/2004-05/ 503 DBS.CO.PP.BC 21 /11.01.005/2004-05 June 29, 2005 The Chief Executives All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Exposure to Real Estate Sector The position relating to risk management, reporting requirements and balance sheet disclosures in respect of real estate exposure of banks has been reviewed and the following instructions are being issued for the guidance of banks. 1. Risk Management System In view of the growing need for p
जून 25, 2005
Section 20 of the Banking Regulation Act, 1949 - Line of credit / overdraft facility to National Securities Clearing Corporation Ltd. (NSCCL)
RBI//2004-05/501 DBOD.No.Leg.BC.98/09.11.013/2004-05 June 24, 2005 To All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Section 20 of the Banking Regulation Act, 1949 – Line of credit / overdraft facility to National Securities Clearing Corporation Ltd. (NSCCL) Please refer to Para 1.2.4 of our Master Circular DBOD.No.DIr.BC.20/ 13.03.00/2004-05 dated July 30, 2004 on Loans and Advances – Statutory and Other restrictions, wherein it was advised that for the pu
RBI//2004-05/501 DBOD.No.Leg.BC.98/09.11.013/2004-05 June 24, 2005 To All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Section 20 of the Banking Regulation Act, 1949 – Line of credit / overdraft facility to National Securities Clearing Corporation Ltd. (NSCCL) Please refer to Para 1.2.4 of our Master Circular DBOD.No.DIr.BC.20/ 13.03.00/2004-05 dated July 30, 2004 on Loans and Advances – Statutory and Other restrictions, wherein it was advised that for the pu
जून 10, 2005
Revised Calendar of Reviews
RBI/2004-05/488 DBOD.No.BP.BC. 96/21.03.038/2004-05 June 10, 2005 The Chief Executives of All Public Sector Banks Dear Sir, Revised Calendar of Reviews Please refer to our circularDBOD.No.BP.BC. 3/21.03.038/2000 dated July 14, 2000 advising Calendar of Reviews to be submitted to the Board and Management Committee of the bank. 2. In view of reports of increasing burden on Boards of banks on account of the calendar of reviews to be undertaken by them and to ensure that
RBI/2004-05/488 DBOD.No.BP.BC. 96/21.03.038/2004-05 June 10, 2005 The Chief Executives of All Public Sector Banks Dear Sir, Revised Calendar of Reviews Please refer to our circularDBOD.No.BP.BC. 3/21.03.038/2000 dated July 14, 2000 advising Calendar of Reviews to be submitted to the Board and Management Committee of the bank. 2. In view of reports of increasing burden on Boards of banks on account of the calendar of reviews to be undertaken by them and to ensure that
जून 09, 2005
Procedure for settlement of claims relating to Deceased Depositors Simplified
RBI/2004-05/490 DBOD.No.Leg. BC.95 /09.07.005/2004-05 June 09, 2005To The Chairman/CEOs of All the Scheduled Commercial Banks (Excluding RRBs)Dear Sir, Settlement of claims in respect of deceased depositors – Simplification of Procedure Pursuant to the announcement in the Mid-Term Review of the Annual Policy of the RBI on November 3, 2003, the Committee on Procedure and Performance Audit on Public Services (CPPAPS) was constituted by the RBI with a view to improving t
RBI/2004-05/490 DBOD.No.Leg. BC.95 /09.07.005/2004-05 June 09, 2005To The Chairman/CEOs of All the Scheduled Commercial Banks (Excluding RRBs)Dear Sir, Settlement of claims in respect of deceased depositors – Simplification of Procedure Pursuant to the announcement in the Mid-Term Review of the Annual Policy of the RBI on November 3, 2003, the Committee on Procedure and Performance Audit on Public Services (CPPAPS) was constituted by the RBI with a view to improving t
जून 07, 2005
Financing of acquisition of equity in overseas companies
RBI/2004-05/486 DBOD. Dir.No.BC.93 /13.07.05/2004-05 June 7, 2005 The Chairman and Managing Directors/Chief Executive Officers of All Scheduled Commercial Banks ( Excluding RRBs and LABs) Dear Sir, Financing of acquisition of equity in overseas companies Please refer to our Master Circular No. DBOD. Dir.BC.90/13.07.05/98 dated August 28, 1998 on bank finance against shares and debentures. In terms of para 8 of the circular promoters’ contribution towards the equity ca
RBI/2004-05/486 DBOD. Dir.No.BC.93 /13.07.05/2004-05 June 7, 2005 The Chairman and Managing Directors/Chief Executive Officers of All Scheduled Commercial Banks ( Excluding RRBs and LABs) Dear Sir, Financing of acquisition of equity in overseas companies Please refer to our Master Circular No. DBOD. Dir.BC.90/13.07.05/98 dated August 28, 1998 on bank finance against shares and debentures. In terms of para 8 of the circular promoters’ contribution towards the equity ca
मई 20, 2005
Interest rate derivatives
RBI/2004-05/473 DBOD.No.BP.BC. 91/21.04.157/2004-05 May 20, 2005 To All Scheduled Commercial Banks/PDs/AIFIs Interest rate derivatives Please refer to the guidelines for interest rate derivatives circulated vide letter No.MPD.BC.187/07.01.279/1999-2000 dated July 7, 1999 whereby banks / FIs and PDs were enabled to use Forward Rate Agreements (FRA) and Interest Rate Swaps (IRS) in order to manage and control risks arising from deregulation of interest rates. These inst
RBI/2004-05/473 DBOD.No.BP.BC. 91/21.04.157/2004-05 May 20, 2005 To All Scheduled Commercial Banks/PDs/AIFIs Interest rate derivatives Please refer to the guidelines for interest rate derivatives circulated vide letter No.MPD.BC.187/07.01.279/1999-2000 dated July 7, 1999 whereby banks / FIs and PDs were enabled to use Forward Rate Agreements (FRA) and Interest Rate Swaps (IRS) in order to manage and control risks arising from deregulation of interest rates. These inst
मई 11, 2005
Guidelines for merger /amalgamation of private sector banks
RBI/2004-05/462 Ref.DBOD.No.PSBS.BC. 89/16.13.100/2004-05 May 11, 2005 All Scheduled Commercial Banks Dear Sirs Guidelines for merger /amalgamation of private sector banks Reserve Bank of India had constituted, on the recommendations of the Joint Parliamentary Committee (2002), a Working Group to evolve guidelines for voluntary mergers involving banking companies. Based on the recommendations of the Group, the guidelines laying down the process of merger proposal, det
RBI/2004-05/462 Ref.DBOD.No.PSBS.BC. 89/16.13.100/2004-05 May 11, 2005 All Scheduled Commercial Banks Dear Sirs Guidelines for merger /amalgamation of private sector banks Reserve Bank of India had constituted, on the recommendations of the Joint Parliamentary Committee (2002), a Working Group to evolve guidelines for voluntary mergers involving banking companies. Based on the recommendations of the Group, the guidelines laying down the process of merger proposal, det
मई 04, 2005
Declaration of dividends by banks
RBI/2004-05/451 DBOD.NO.BP.BC. 88 / 21.02.067 / 2004-05 May 04, 2005 All scheduled commercial banks (except RRBs) Dear Sir, Declaration of dividends by banks The policy approach adopted by the Reserve Bank with regard to payment of dividends by banks was reviewed in consultation with the Standing Technical Advisory Committee on Financial Regulation and the regulatory focus was shifted from the ‘quantum of dividend’ to the ‘dividend payout ratio’ in terms of our guidel
RBI/2004-05/451 DBOD.NO.BP.BC. 88 / 21.02.067 / 2004-05 May 04, 2005 All scheduled commercial banks (except RRBs) Dear Sir, Declaration of dividends by banks The policy approach adopted by the Reserve Bank with regard to payment of dividends by banks was reviewed in consultation with the Standing Technical Advisory Committee on Financial Regulation and the regulatory focus was shifted from the ‘quantum of dividend’ to the ‘dividend payout ratio’ in terms of our guidel
मई 04, 2005
पर्यवेक्षी रिपोर्टिंग प्रणाली - अप्रत्यक्ष निगरानी और चौकसी (ऑसमॉस) डीएसबी विवरणियाँ - विवरणी प्रस्तुत करने हेतु समय-सीमा
भारिबैं/2004-05/454 बैंपर्यवि.केंका.ऑसमॉस.बीसी.सं. 20 /33.01.001/2004-05 04 मई 2005 अध्यक्ष/मुख्य कार्यपालक अधिकारी सभी अनुसूचित वाणिज्य (क्षेत्राीय ग्रामीण बैंकों को छोड़कर)महोदय, पर्यवेक्षी रिपोर्टिंग प्रणाली - अप्रत्यक्ष निगरानी और चौकसी (ऑसमॉस) डीएसबी विवरणियाँ - विवरणी प्रस्तुत करने हेतु समय-सीमा जैसा आप जानते हैं, वित्तीय पर्यवेक्षण बोड़ (बीएफएस) द्वारा अनुमोदित नई पर्यवेक्षी एप्रोच के अनुसरण में, वर्ष 1995 में आवधिक विवरणियों के एक सेट वाली अप्रत्यक्ष निग
भारिबैं/2004-05/454 बैंपर्यवि.केंका.ऑसमॉस.बीसी.सं. 20 /33.01.001/2004-05 04 मई 2005 अध्यक्ष/मुख्य कार्यपालक अधिकारी सभी अनुसूचित वाणिज्य (क्षेत्राीय ग्रामीण बैंकों को छोड़कर)महोदय, पर्यवेक्षी रिपोर्टिंग प्रणाली - अप्रत्यक्ष निगरानी और चौकसी (ऑसमॉस) डीएसबी विवरणियाँ - विवरणी प्रस्तुत करने हेतु समय-सीमा जैसा आप जानते हैं, वित्तीय पर्यवेक्षण बोड़ (बीएफएस) द्वारा अनुमोदित नई पर्यवेक्षी एप्रोच के अनुसरण में, वर्ष 1995 में आवधिक विवरणियों के एक सेट वाली अप्रत्यक्ष निग
मई 02, 2005
Relaxation to trade and industry in the State of Jammu and Kashmir
RBI/2004-05/450 DBOD.BP.BC. 87 /21.04.012/ 2004-05 2 May 2005 The Chairmen of all Scheduled Commercial Banks (excluding RRBs) Dear Sir, Relaxation to trade and industry in the State of Jammu and Kashmir Please refer to our circular DBOD.No.BP.BC.77/21.04.012/2003-2004 dated 21st April 2004 extending the period of concessions/credit relaxations to borrowers/customers in Jammu and Kashmir up to 31 March 2005. It has been decided that the concessions/credit relaxations t
RBI/2004-05/450 DBOD.BP.BC. 87 /21.04.012/ 2004-05 2 May 2005 The Chairmen of all Scheduled Commercial Banks (excluding RRBs) Dear Sir, Relaxation to trade and industry in the State of Jammu and Kashmir Please refer to our circular DBOD.No.BP.BC.77/21.04.012/2003-2004 dated 21st April 2004 extending the period of concessions/credit relaxations to borrowers/customers in Jammu and Kashmir up to 31 March 2005. It has been decided that the concessions/credit relaxations t
अप्रैल 30, 2005
Capital Adequacy - Investment Fluctuation Reserve
RBI / 2004-05/448 DBOD. No. BP. BC. 85 / 21.04.141 / 2004-05 April 30, 2005 All Commercial Banks ( excluding RRBs) Dear Sir, Capital Adequacy - Investment Fluctuation Reserve In terms of prevailing instructions, banks are required to build up Investment Fluctuation Reserve (IFR) of a minimum 5 per cent of investments in 'Held for Trading' (HFT) and 'Available for Sale' (AFS) categories within a period of 5 years, i.e., by March 31, 2006. The IFR is eligible for inclus
RBI / 2004-05/448 DBOD. No. BP. BC. 85 / 21.04.141 / 2004-05 April 30, 2005 All Commercial Banks ( excluding RRBs) Dear Sir, Capital Adequacy - Investment Fluctuation Reserve In terms of prevailing instructions, banks are required to build up Investment Fluctuation Reserve (IFR) of a minimum 5 per cent of investments in 'Held for Trading' (HFT) and 'Available for Sale' (AFS) categories within a period of 5 years, i.e., by March 31, 2006. The IFR is eligible for inclus
अप्रैल 30, 2005
Section 23 of the Banking Regulation Act, 1949 - Door-step banking
RBI/2004-05/449DBOD.No.BL.BC.86/22.01.001/2004-05 April 30, 2005 Vaishakha 10, 1927 (S)All scheduled commercial banks. (Excluding RRBs) Dear Sir,Section 23 of the Banking Regulation Act, 1949 - Door-step bankingPlease refer to our circular DBOD.No.BL.BC.42/C-168-83 dated May 24, 1983 (copy enclosed), wherein banks were advised not to extend any banking facilities at the premises of their customers, without obtaining the required permission from Reserve Bank of India.
RBI/2004-05/449DBOD.No.BL.BC.86/22.01.001/2004-05 April 30, 2005 Vaishakha 10, 1927 (S)All scheduled commercial banks. (Excluding RRBs) Dear Sir,Section 23 of the Banking Regulation Act, 1949 - Door-step bankingPlease refer to our circular DBOD.No.BL.BC.42/C-168-83 dated May 24, 1983 (copy enclosed), wherein banks were advised not to extend any banking facilities at the premises of their customers, without obtaining the required permission from Reserve Bank of India.
अप्रैल 29, 2005
रुपया नर्यात ऋण ब्याज दरें
भारबैं/2004-05/443 बैंपवव. डीआईआर (ईएक्सपी) सं. 83/04.02.01/2004-05 29 अप्रैल 2005 9 वैशाख 1927 (शक)सभी वाणज्य बैंकों के अध्यक्ष/मुख्य कार्यपालकमहोदय, रुपया नर्यात ऋण ब्याज दरें वफ्पया उपर्युक्त वषय पर 24 अप्रैल 2004 का हमारा परपत्र औनऋव. सं. 10/ 04.02.01/2003-04 देखें ।2. उपर्युक्त परपत्र में दर्शायी गयी रुपया नर्यात ऋण पर ब्याज दरों की वैधता अब 31 अक्तूबर 2005 तक प्रचलत रहेगी । इस संबंध में आप 29 अप्रैल 2005 का भारबैं. परपत्र सं. एमपीडी/बीसी. 264/07.01.279/20
भारबैं/2004-05/443 बैंपवव. डीआईआर (ईएक्सपी) सं. 83/04.02.01/2004-05 29 अप्रैल 2005 9 वैशाख 1927 (शक)सभी वाणज्य बैंकों के अध्यक्ष/मुख्य कार्यपालकमहोदय, रुपया नर्यात ऋण ब्याज दरें वफ्पया उपर्युक्त वषय पर 24 अप्रैल 2004 का हमारा परपत्र औनऋव. सं. 10/ 04.02.01/2003-04 देखें ।2. उपर्युक्त परपत्र में दर्शायी गयी रुपया नर्यात ऋण पर ब्याज दरों की वैधता अब 31 अक्तूबर 2005 तक प्रचलत रहेगी । इस संबंध में आप 29 अप्रैल 2005 का भारबैं. परपत्र सं. एमपीडी/बीसी. 264/07.01.279/20
अप्रैल 27, 2005
Limited Off-site Supervision of select Financial Institutions - Simplified Information System
RBI/2004-05/437 Ref. DBS. FIMD. No. C-10 /10.06.00 / 2004-05 April 27, 2005 The CEOs of: 1. Industrial Investment Bank of India Limited 2. Tourism Finance Corporation of India Limited 3. Infrastructure Development Finance Company Limited Dear Sir Limited Off-site Supervision of select Financial Institutions – Simplified Information System Please refer to our Circular letter DBS.FID.No. C-7 / 10.06.00 / 2001-2002 dated October 20, 2001 regarding revision of the prudent
RBI/2004-05/437 Ref. DBS. FIMD. No. C-10 /10.06.00 / 2004-05 April 27, 2005 The CEOs of: 1. Industrial Investment Bank of India Limited 2. Tourism Finance Corporation of India Limited 3. Infrastructure Development Finance Company Limited Dear Sir Limited Off-site Supervision of select Financial Institutions – Simplified Information System Please refer to our Circular letter DBS.FID.No. C-7 / 10.06.00 / 2001-2002 dated October 20, 2001 regarding revision of the prudent
अप्रैल 27, 2005
रिज़र्व बैंक के गवर्नर ने वर्ष 2004-05 के लिए वार्षिक नीति वक्तव्य की मध्यावधि समीक्षा घोषित की
26 अक्तूबर 2004रिज़र्व बैंक के गवर्नर ने वर्ष 2004-05 के लिए वार्षिक नीति वक्तव्य की मध्यावधि समीक्षा घोषित की खास-खास बातेंवक्तव्य में रूपरेखा और विषयवस्तु, दोनों ही के लिए पिछले वर्षों के दौरान पहले से निर्धारित परिपाटी को अपनाया गया है। घरेलू गतिविधियां 2004-05 के लिए सकल देशी उत्पाद वफ्द्धि का अनुमान 6.0 - 6.5 प्रतिशत की द्राफ्ंखला के बीच रखा गया है जबकि इससे पहले इसके 6.5 - 7.0 प्रतिशत के बीच रहने की उम्मीद की जा रही थी। थोक मूल्य सूचकांक में बिंदु दर बिंदु उतार-
26 अक्तूबर 2004रिज़र्व बैंक के गवर्नर ने वर्ष 2004-05 के लिए वार्षिक नीति वक्तव्य की मध्यावधि समीक्षा घोषित की खास-खास बातेंवक्तव्य में रूपरेखा और विषयवस्तु, दोनों ही के लिए पिछले वर्षों के दौरान पहले से निर्धारित परिपाटी को अपनाया गया है। घरेलू गतिविधियां 2004-05 के लिए सकल देशी उत्पाद वफ्द्धि का अनुमान 6.0 - 6.5 प्रतिशत की द्राफ्ंखला के बीच रखा गया है जबकि इससे पहले इसके 6.5 - 7.0 प्रतिशत के बीच रहने की उम्मीद की जा रही थी। थोक मूल्य सूचकांक में बिंदु दर बिंदु उतार-
अप्रैल 26, 2005
Disclosures on Risk Exposures in Derivatives - DBOD.FID. FIC-1
RBI/2004-05/436 DBOD.No.FID.FIC- 1 /01.02.00/2004-05 April, 26 2005 To The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Disclosures on Risk Exposures in Derivatives - DBOD.FID. FIC-1 The Reserve Bank has been periodically reviewing the prudential disclosures made by FI's as a part of the Notes on Accounts to the Balance Sheets. Best international practices requi
RBI/2004-05/436 DBOD.No.FID.FIC- 1 /01.02.00/2004-05 April, 26 2005 To The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Disclosures on Risk Exposures in Derivatives - DBOD.FID. FIC-1 The Reserve Bank has been periodically reviewing the prudential disclosures made by FI's as a part of the Notes on Accounts to the Balance Sheets. Best international practices requi
अप्रैल 20, 2005
भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची से नाम हटाना - ‘सुमिटोमो मित्सुई बैंकिंग कार्पोरेशन’
आरबीआई/ 2004-05 /426 बैंपविवि. आरईटी. बीसी. सं. 80 /12.06.112/2004-2005 20 अप्रैल , 2005 30 चैर्त्र , 1927 (शक) सभी अनुसूचित वाणिज्य बैंक प्रिय महोदय, भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची से नाम हटाना - ‘सुमिटोमो मित्सुई बैंकिंग कार्पोरेशन’ हम सूचित करते हैं कि ‘‘सुमिटोमो मित्सुई बैंकिंग कार्पोरेशन ’’ का नाम भारतीय रिज़र्व बैंक अधिनियम 1934 की दूसरी अनुसूची से 19 मार्च 2005 से, अर्थात् 01 मार्च 2005 की संबंधित अधिसूचना डीबीओडी सं. आयबीएस. 1186/23.1
आरबीआई/ 2004-05 /426 बैंपविवि. आरईटी. बीसी. सं. 80 /12.06.112/2004-2005 20 अप्रैल , 2005 30 चैर्त्र , 1927 (शक) सभी अनुसूचित वाणिज्य बैंक प्रिय महोदय, भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची से नाम हटाना - ‘सुमिटोमो मित्सुई बैंकिंग कार्पोरेशन’ हम सूचित करते हैं कि ‘‘सुमिटोमो मित्सुई बैंकिंग कार्पोरेशन ’’ का नाम भारतीय रिज़र्व बैंक अधिनियम 1934 की दूसरी अनुसूची से 19 मार्च 2005 से, अर्थात् 01 मार्च 2005 की संबंधित अधिसूचना डीबीओडी सं. आयबीएस. 1186/23.1
अप्रैल 19, 2005
Role of the Customer Service Committee of the Board - Monitoring the implementation of awards under the Banking Ombudsman Scheme
RBI/2004-05/425 DBOD.No.Leg.BC.79 /09.07.005/2004-05 April 19, 2005 To All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Role of the Customer Service Committee of the Board - Monitoring the implementation of awards under the Banking Ombudsman Scheme Please refer to the Governor's D.O. letter dated August 14, 2004 addressed to Public Sector Banks / Private Sector Banks and Governor's letter dated August 26, 2004 addressed to select Foreign Banks regarding const
RBI/2004-05/425 DBOD.No.Leg.BC.79 /09.07.005/2004-05 April 19, 2005 To All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Role of the Customer Service Committee of the Board - Monitoring the implementation of awards under the Banking Ombudsman Scheme Please refer to the Governor's D.O. letter dated August 14, 2004 addressed to Public Sector Banks / Private Sector Banks and Governor's letter dated August 26, 2004 addressed to select Foreign Banks regarding const
अप्रैल 16, 2005
Committee on Procedures and Performance Audit of Public Services (CPPAPS) - Standing Committee on Customer Service
RBI/2004-05/424 DBOD.No.Leg.BC. 78 /09.07.005/2004-05 April 16, 2005 To All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Committee on Procedures and Performance Audit of Public Services (CPPAPS) - Standing Committee on Customer Service Please refer to our Circular DBOD.No.Leg.BC.60/09.07.005/2003-04 dated December 27, 2003 wherein the banks were advised to constitute an Ad hoc Committee to undertake procedures and performance audit on public services rendered
RBI/2004-05/424 DBOD.No.Leg.BC. 78 /09.07.005/2004-05 April 16, 2005 To All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Committee on Procedures and Performance Audit of Public Services (CPPAPS) - Standing Committee on Customer Service Please refer to our Circular DBOD.No.Leg.BC.60/09.07.005/2003-04 dated December 27, 2003 wherein the banks were advised to constitute an Ad hoc Committee to undertake procedures and performance audit on public services rendered
अप्रैल 15, 2005
परिचालन जोखिम प्रबंधन - कारोबार निरंतरता आयोजना (बीसीपी)
संदर्भ.आरबीआइ/2004-05/420 बैंपर्य.सीओ.आइएस.ऑडिट.सं.19/31.02.2004-05 15 अप्रैल 2005सभी अध्यक्ष/प्रबंध निदेशक/मुख्य कार्यपालक अधिकारी सभी अनुसूचित वाणिज्य बैंकमहोदय परिचालन जोखिम प्रबंधन - कारोबार निरंतरता आयोजना (बीसीपी) वित्तीय उत्पादों की बढ़ती हुई जटिलता तथा टेक्नोलॉजी के बढ़ते प्रयोग और उसके अत्यधिक परिष्वफ्त रूप की पफ्ष्ठभूमि में, हाल के वर्षों में परिचालन जोखिम (ऑपरेशनल रिस्क) अत्यंत महत्वपूर्ण बन गये हैं। बासल घ्घ् ढांचे में ऋण और बाज़ार जोखिमों के साथ एक
संदर्भ.आरबीआइ/2004-05/420 बैंपर्य.सीओ.आइएस.ऑडिट.सं.19/31.02.2004-05 15 अप्रैल 2005सभी अध्यक्ष/प्रबंध निदेशक/मुख्य कार्यपालक अधिकारी सभी अनुसूचित वाणिज्य बैंकमहोदय परिचालन जोखिम प्रबंधन - कारोबार निरंतरता आयोजना (बीसीपी) वित्तीय उत्पादों की बढ़ती हुई जटिलता तथा टेक्नोलॉजी के बढ़ते प्रयोग और उसके अत्यधिक परिष्वफ्त रूप की पफ्ष्ठभूमि में, हाल के वर्षों में परिचालन जोखिम (ऑपरेशनल रिस्क) अत्यंत महत्वपूर्ण बन गये हैं। बासल घ्घ् ढांचे में ऋण और बाज़ार जोखिमों के साथ एक
मार्च 22, 2005
Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- The Global Trust Bank Limited
RBI / 2004-05 / 399 DBOD.Ret.BC.No. 77/12.06.092/2004-05 March 22, 2005 All Scheduled Commercial Banks Dear Sirs, Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- The Global Trust Bank Limited We advise that the name of "The Global Trust Bank Ltd" has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 with effect from November 20, 2004, i.e. the date on which the relative notification DBOD.No.PSBS.BC.42/16.01.129/20
RBI / 2004-05 / 399 DBOD.Ret.BC.No. 77/12.06.092/2004-05 March 22, 2005 All Scheduled Commercial Banks Dear Sirs, Exclusion from the Second Schedule to the Reserve Bank of India Act, 1934- The Global Trust Bank Limited We advise that the name of "The Global Trust Bank Ltd" has been excluded from the Second Schedule to the Reserve Bank of India Act, 1934 with effect from November 20, 2004, i.e. the date on which the relative notification DBOD.No.PSBS.BC.42/16.01.129/20
मार्च 15, 2005
Guidelines on compliance with Accounting Standard (AS) 11(revised 2003) ‘The Effects of Changes in Foreign Exchange Rates’
RBI /2004-05/395 DBOD No.BP.BC.76 /21.04.018/2004-05 March 15, 2005 All Scheduled Commercial Banks (except RRBs) Dear Sir, Guidelines on compliance with Accounting Standard (AS) 11(revised 2003) ‘The Effects of Changes in Foreign Exchange Rates’ As you are aware, Accounting Standard (AS) 11, ‘The Effects of Changes in Foreign Exchange Rates’ (revised 2003) issued by the Institute of Chartered Accountants of India (ICAI), has come into effect in respect of accounting p
RBI /2004-05/395 DBOD No.BP.BC.76 /21.04.018/2004-05 March 15, 2005 All Scheduled Commercial Banks (except RRBs) Dear Sir, Guidelines on compliance with Accounting Standard (AS) 11(revised 2003) ‘The Effects of Changes in Foreign Exchange Rates’ As you are aware, Accounting Standard (AS) 11, ‘The Effects of Changes in Foreign Exchange Rates’ (revised 2003) issued by the Institute of Chartered Accountants of India (ICAI), has come into effect in respect of accounting p
मार्च 04, 2005
निर्यातकों के लिए गोल्ड काड़ योजना
भारिबैं/2004-05/386 बैंपविवि. डीआइआर (ईएक्सपी) सं. 73 /04.02.02/गोल्ड काड़/2004-05 04 मार्च 2005 13 फाल्गुन 1926 (शक)समस्त वाणिज्य बैंकों के अध्यक्ष /कार्यपालक महोदय, निर्यातकों के लिए गोल्ड काड़ योजना वफ्पया आप निर्यातकों के लिए गोल्ड काड़ योजना से संबंधित 18 मई 2004 का हमारा परिपत्र औनिऋवि. सं. 12/04.02.02/गोल्ड काड़/2004-05 देखें ।पैराग्राफ सं. 3.1.3 में निम्नानुसार संशोधन किया जाए : "यह योजना उन निर्यातकों पर लागू नहीं होगी जिन्हें ईसीजीसी द्वारा ब्लैकलिस्ट
भारिबैं/2004-05/386 बैंपविवि. डीआइआर (ईएक्सपी) सं. 73 /04.02.02/गोल्ड काड़/2004-05 04 मार्च 2005 13 फाल्गुन 1926 (शक)समस्त वाणिज्य बैंकों के अध्यक्ष /कार्यपालक महोदय, निर्यातकों के लिए गोल्ड काड़ योजना वफ्पया आप निर्यातकों के लिए गोल्ड काड़ योजना से संबंधित 18 मई 2004 का हमारा परिपत्र औनिऋवि. सं. 12/04.02.02/गोल्ड काड़/2004-05 देखें ।पैराग्राफ सं. 3.1.3 में निम्नानुसार संशोधन किया जाए : "यह योजना उन निर्यातकों पर लागू नहीं होगी जिन्हें ईसीजीसी द्वारा ब्लैकलिस्ट
मार्च 03, 2005
Disclosures on risk exposures in derivatives
RBI/ 2004-05/ 383 DBOD.No.BP.BC. 72/21.04.018/2004-05 March 3, 2005 To Chairmen / CEOs of all Scheduled Commercial Banks (excluding RRBs) Dear Sir, Disclosures on risk exposures in derivatives The Reserve Bank has been periodically reviewing the prudential disclosures made by banks as a part of the Notes on Accounts to the Balance Sheets. Best international practices require meaningful and appropriate disclosures of banks' exposures to risk and their strategy towards
RBI/ 2004-05/ 383 DBOD.No.BP.BC. 72/21.04.018/2004-05 March 3, 2005 To Chairmen / CEOs of all Scheduled Commercial Banks (excluding RRBs) Dear Sir, Disclosures on risk exposures in derivatives The Reserve Bank has been periodically reviewing the prudential disclosures made by banks as a part of the Notes on Accounts to the Balance Sheets. Best international practices require meaningful and appropriate disclosures of banks' exposures to risk and their strategy towards
फ़रवरी 28, 2005
Roadmap for presence of Foreign Banks in India and Ownership and Governance in Private Sector banks
RBI/2004-05/377 DBOD.No.BP.BC.71/21.01.01/2004-05 February 28, 2005 To The Chairmen and Chief Executive Officers, all Scheduled Commercial Banks Dear Sir, Roadmap for presence of Foreign Banks in India and Ownership and Governance in Private Sector banks Reserve Bank of India has today released a Roadmap for presence of Foreign Banks in India and Guidelines on Ownership and Governance in Private Sector banks. These documents are enclosed for guidance of all concerned.
RBI/2004-05/377 DBOD.No.BP.BC.71/21.01.01/2004-05 February 28, 2005 To The Chairmen and Chief Executive Officers, all Scheduled Commercial Banks Dear Sir, Roadmap for presence of Foreign Banks in India and Ownership and Governance in Private Sector banks Reserve Bank of India has today released a Roadmap for presence of Foreign Banks in India and Guidelines on Ownership and Governance in Private Sector banks. These documents are enclosed for guidance of all concerned.
फ़रवरी 15, 2005
Implementation of the New Capital Adequacy Framework
DBOD.No.BP.1163 /21.04.118/2004-05 February 15, 2005 Click here to Download PDF To The Chairmen of all Scheduled Commercial Banks Dear Sir,Prudential Guidelines on Capital Adequacy- Implementation of the New Capital Adequacy Framework The Basel Committee on Banking Supervision (BCBS) has released the document, 'International Convergence of Capital Measurement and Capital Standards: A Revised Framework' on June 26, 2004. The revised Framework has been designed to provi
DBOD.No.BP.1163 /21.04.118/2004-05 February 15, 2005 Click here to Download PDF To The Chairmen of all Scheduled Commercial Banks Dear Sir,Prudential Guidelines on Capital Adequacy- Implementation of the New Capital Adequacy Framework The Basel Committee on Banking Supervision (BCBS) has released the document, 'International Convergence of Capital Measurement and Capital Standards: A Revised Framework' on June 26, 2004. The revised Framework has been designed to provi
फ़रवरी 11, 2005
FI's to obtain Certificates / authentication from Statutory Central Auditors
RBI / 2004-05 / 362 Ref.No.DBS. FID. No. C - 9 /01.02.00/2004-05 11 February, 2005 The CEOs of the all-India Term-lending and Refinancing Institutions (Exim Bank, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Certificates / authentication to be obtained from the Statutory Central auditors of Financial Institutions- FID. No. C - 9 Please refer to the instructions issued by us to the financial institutions from time to time on: (i) Investm
RBI / 2004-05 / 362 Ref.No.DBS. FID. No. C - 9 /01.02.00/2004-05 11 February, 2005 The CEOs of the all-India Term-lending and Refinancing Institutions (Exim Bank, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Certificates / authentication to be obtained from the Statutory Central auditors of Financial Institutions- FID. No. C - 9 Please refer to the instructions issued by us to the financial institutions from time to time on: (i) Investm
फ़रवरी 04, 2005
भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची में बैंक के नाम में परिवर्तन - ‘‘जेपी मॉर्गन चेज़ बैंक’’ से ‘‘जेपी मॉर्गन चेज़ बैंक, नेशनल एसोसिएशन’’
भारिबैं/2004-05/358बैंपविवि. रिट. बीसी. सं. 70/12.06.090/2004-05 4 फरवरी 2005 15 माघ 1926 (शक)सभी अनुसूचित वाणिज्य बैंकमहोदय,भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची में बैंक के नाम में परिवर्तन - ‘‘जेपी मॉर्गन चेज़ बैंक’’ से ‘‘जेपी मॉर्गन चेज़ बैंक, नेशनल एसोसिएशन’’ हम सूचित करते हैं कि भारत के दिनांक 25 दिसम्बर 2004 के राजपत्र (भाग घ्घ्घ् -खण्ड 4) में प्रकाशित 06 दिसम्बर 2004 की संबंधित अधिसूचना बैंपविवि. सं. आइबीएस. 591/23.03.012/ 2004-05 के अनुसार
भारिबैं/2004-05/358बैंपविवि. रिट. बीसी. सं. 70/12.06.090/2004-05 4 फरवरी 2005 15 माघ 1926 (शक)सभी अनुसूचित वाणिज्य बैंकमहोदय,भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची में बैंक के नाम में परिवर्तन - ‘‘जेपी मॉर्गन चेज़ बैंक’’ से ‘‘जेपी मॉर्गन चेज़ बैंक, नेशनल एसोसिएशन’’ हम सूचित करते हैं कि भारत के दिनांक 25 दिसम्बर 2004 के राजपत्र (भाग घ्घ्घ् -खण्ड 4) में प्रकाशित 06 दिसम्बर 2004 की संबंधित अधिसूचना बैंपविवि. सं. आइबीएस. 591/23.03.012/ 2004-05 के अनुसार
फ़रवरी 01, 2005
बैंकों में जोखिम-आधारित आंतरिक लेखा-परीक्षा (आरबीआइए) का कार्यान्वयन
संदर्भ.आरबीआइ 2004-05/356बैंपर्यवि.केंका.पीपी.बी.सी. 17 /11.01.005/2004-05 01 फरवरी 2005सभी अनुसूचित वाणिज्य बैंक (क्षेत्रीय ग्रामीण बैंकों को छोड़कर) प्रिय महोदय बैंकों में जोखिम-आधारित आंतरिक लेखा-परीक्षा (आरबीआइए) का कार्यान्वयन जैसा कि आपको याद होगा 27 दिसंबर 2004 के हमारे पत्र बैंपर्यवि.केंका.10/11.01.005/ 2004-05 के माध्यम से हमने जोखिम आधारित आंतरिक लेखा-परीक्षा संबंधी दिशा-निर्देश जारी किए थे। विभिन्न बैंकों में जोखिम आधारित आंतरिक लेखा-परीक्षा के कार्य
संदर्भ.आरबीआइ 2004-05/356बैंपर्यवि.केंका.पीपी.बी.सी. 17 /11.01.005/2004-05 01 फरवरी 2005सभी अनुसूचित वाणिज्य बैंक (क्षेत्रीय ग्रामीण बैंकों को छोड़कर) प्रिय महोदय बैंकों में जोखिम-आधारित आंतरिक लेखा-परीक्षा (आरबीआइए) का कार्यान्वयन जैसा कि आपको याद होगा 27 दिसंबर 2004 के हमारे पत्र बैंपर्यवि.केंका.10/11.01.005/ 2004-05 के माध्यम से हमने जोखिम आधारित आंतरिक लेखा-परीक्षा संबंधी दिशा-निर्देश जारी किए थे। विभिन्न बैंकों में जोखिम आधारित आंतरिक लेखा-परीक्षा के कार्य
जनवरी 31, 2005
Advances against units of debt-oriented Mutual Funds
RBI/2004-05/353 DBOD. No. Dir. BC. 69/13.07.05/2004-05 January 31, 2005 All Commercial Banks (excluding RRBs) Dear Sir, Advances against units of debt-oriented Mutual Funds Please refer to paragraph 3.4.3 of our Master Circular DBOD.No.Dir.BC.14/13.03.00/2004-05 dated July 21, 2004 on Exposure Norms in terms of which banks have been advised to apply the same quantum and margin for granting loans/ advances against the units of mutual funds including units of US-64 sche
RBI/2004-05/353 DBOD. No. Dir. BC. 69/13.07.05/2004-05 January 31, 2005 All Commercial Banks (excluding RRBs) Dear Sir, Advances against units of debt-oriented Mutual Funds Please refer to paragraph 3.4.3 of our Master Circular DBOD.No.Dir.BC.14/13.03.00/2004-05 dated July 21, 2004 on Exposure Norms in terms of which banks have been advised to apply the same quantum and margin for granting loans/ advances against the units of mutual funds including units of US-64 sche
जनवरी 19, 2005
बैंकों का निरीक्षण - नमूना हस्ताक्षरों का सेट - सुरक्षित अभिरक्षा प्रमाणपत्र
भा.रि.बैं/349 /2005सन्दर्भ.बैंपर्यवि.सीओ.पीपी.बीसी.सं. 16 /11.01.005/2004-05 19 जनवरी 2005मुख्य कार्यपालक सभी अनुसूचित वाणिज्य बैंक (क्षेत्रीय ग्रामीण बैंकों को छोड़कर)महोदय बैंकों का निरीक्षण - नमूना हस्ताक्षरों का सेट - सुरक्षित अभिरक्षा प्रमाणपत्र कफ्पया उपर्युक्त विषय के संबंध में 19 दिसंबर 1984 का हमारा परिपत्र सं.डीबीओडी.पीआर. ओजी.बीसी.124/सी-283(ए)-84 देखें। आप जानते ही हैं कि भारतीय रिज़र्व बैंक के बैंकिंग पर्यवेक्षण विभाग के क्षेत्रीय कार्यालय, इन कार्यालयों
भा.रि.बैं/349 /2005सन्दर्भ.बैंपर्यवि.सीओ.पीपी.बीसी.सं. 16 /11.01.005/2004-05 19 जनवरी 2005मुख्य कार्यपालक सभी अनुसूचित वाणिज्य बैंक (क्षेत्रीय ग्रामीण बैंकों को छोड़कर)महोदय बैंकों का निरीक्षण - नमूना हस्ताक्षरों का सेट - सुरक्षित अभिरक्षा प्रमाणपत्र कफ्पया उपर्युक्त विषय के संबंध में 19 दिसंबर 1984 का हमारा परिपत्र सं.डीबीओडी.पीआर. ओजी.बीसी.124/सी-283(ए)-84 देखें। आप जानते ही हैं कि भारतीय रिज़र्व बैंक के बैंकिंग पर्यवेक्षण विभाग के क्षेत्रीय कार्यालय, इन कार्यालयों
जनवरी 04, 2005
Receipt of Foreign Contribution under FC(R) Act : SCBs
RBI/2004-05/327 DBOD.No. AML.BC. 67/14.01.055/2004-05 January 04, 2005 All scheduled commercial banks (except RRBs) Dear Sir, Receipt of foreign contributions by Associations/organizations in India Under Foreign Contribution(Regulation) Act, 1976 Please refer to our circular DBOD.No.BP.BC.118/21.01.023/99 dated November 2, 1999 advising banks to ensure compliance with the various provisions of Foreign Contribution (Regulation) Act, 1976 in connection with the foreign
RBI/2004-05/327 DBOD.No. AML.BC. 67/14.01.055/2004-05 January 04, 2005 All scheduled commercial banks (except RRBs) Dear Sir, Receipt of foreign contributions by Associations/organizations in India Under Foreign Contribution(Regulation) Act, 1976 Please refer to our circular DBOD.No.BP.BC.118/21.01.023/99 dated November 2, 1999 advising banks to ensure compliance with the various provisions of Foreign Contribution (Regulation) Act, 1976 in connection with the foreign
दिसंबर 31, 2004
Foreign Currency loans to Exporters-Periodicity of charging interest
RBI / 2004-05/ 324 DBOD. IECS. No. 66 / 04.02.02/ 2004-05 December 31, 2004 The Chairman / Chief Executives of all Commercial Banks Dear Sir Foreign Currency loans to Exporters-Periodicity of charging interest Please refer to paragraph (b) of our circular IECD. No. EFD.30/ 04.02.15/ 93-94 dated February 28, 1994 and also paragraph 1.1.5 (iv) of our Master Circular dated September 1, 2004 on Export Credit in Foreign Currency. We advise that the paragraphs may be amende
RBI / 2004-05/ 324 DBOD. IECS. No. 66 / 04.02.02/ 2004-05 December 31, 2004 The Chairman / Chief Executives of all Commercial Banks Dear Sir Foreign Currency loans to Exporters-Periodicity of charging interest Please refer to paragraph (b) of our circular IECD. No. EFD.30/ 04.02.15/ 93-94 dated February 28, 1994 and also paragraph 1.1.5 (iv) of our Master Circular dated September 1, 2004 on Export Credit in Foreign Currency. We advise that the paragraphs may be amende
दिसंबर 30, 2004
Rationalisation of returns submitted by banks to RBI
Ref. RBI.No. 323 - 2004 DBS.CO.PP.BC. 12 /11.01.005/2004-05 December 30, 2004 All Scheduled Commercial Banks (excluding RRBs) Dear sir, Reducing burden on banks- Rationalisation of returns submitted by banks to RBI Banks are required to submit a number of Returns / Statements to Reserve Bank of India, under various statutory / regulatory obligations at different points of time during a year. Several such returns are submitted to the Department of Banking Supervision (
Ref. RBI.No. 323 - 2004 DBS.CO.PP.BC. 12 /11.01.005/2004-05 December 30, 2004 All Scheduled Commercial Banks (excluding RRBs) Dear sir, Reducing burden on banks- Rationalisation of returns submitted by banks to RBI Banks are required to submit a number of Returns / Statements to Reserve Bank of India, under various statutory / regulatory obligations at different points of time during a year. Several such returns are submitted to the Department of Banking Supervision (
दिसंबर 29, 2004
Contribution to Prime Minister's National Relief Fund (PMNRF)
RBI/2004/319 DBOD. No. Dir. BC.65 /13.01.01/2004-05 December 29, 2004 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Contribution to Prime Minister's National Relief Fund (PMNRF) In consultation with Prime Minister's Office and Indian Banks' Association (IBA), it has been decided that all the branches of commercial banks will receive donations and nominate a Nodal Branch in New Delhi for the purpose of collection of contribution to Prime Minister's National
RBI/2004/319 DBOD. No. Dir. BC.65 /13.01.01/2004-05 December 29, 2004 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Contribution to Prime Minister's National Relief Fund (PMNRF) In consultation with Prime Minister's Office and Indian Banks' Association (IBA), it has been decided that all the branches of commercial banks will receive donations and nominate a Nodal Branch in New Delhi for the purpose of collection of contribution to Prime Minister's National
दिसंबर 28, 2004
Off-site Monitoring and Surveillance - Input Module Upgraded
RBI/2004-05/318 DBS. CO. OSMOS. BC. No. 11 /33.01.001/2004-05 December 28, 2004 To Chairmen / Chief Executive Officers, All Scheduled Commercial Banks (excl. RRBs) Dear Sir, Supervisory Reporting System – Off-site Monitoring and Surveillance (OSMOS) - DSB Returns - Changes in the Input Module Please refer to our circular DBS. CO. OSMOS. BC. No. 9 /33.01.001/2004-05 dated October 26, 2004 on the above subject. As you are aware, since the last revision of the OSMOS inpu
RBI/2004-05/318 DBS. CO. OSMOS. BC. No. 11 /33.01.001/2004-05 December 28, 2004 To Chairmen / Chief Executive Officers, All Scheduled Commercial Banks (excl. RRBs) Dear Sir, Supervisory Reporting System – Off-site Monitoring and Surveillance (OSMOS) - DSB Returns - Changes in the Input Module Please refer to our circular DBS. CO. OSMOS. BC. No. 9 /33.01.001/2004-05 dated October 26, 2004 on the above subject. As you are aware, since the last revision of the OSMOS inpu
दिसंबर 27, 2004
Bank financing of equities and investments in shares
RBI/2004/317 DBOD.No. Dir.BC.64/13.07.05/2004-05 December 27, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Bank financing of equities and investments in shares Please refer to our Circular DBOD No. Dir. BC. 86/13.07.05/2003-04 dated May 18, 2004 in terms of which margin on all advances against shares/ financing of IPOs/ issue of guarantees was reduced from 50 per cent to 40 per cent and a minimum cash margin of 20 per cent (within the margin of 40 percent) was
RBI/2004/317 DBOD.No. Dir.BC.64/13.07.05/2004-05 December 27, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Bank financing of equities and investments in shares Please refer to our Circular DBOD No. Dir. BC. 86/13.07.05/2003-04 dated May 18, 2004 in terms of which margin on all advances against shares/ financing of IPOs/ issue of guarantees was reduced from 50 per cent to 40 per cent and a minimum cash margin of 20 per cent (within the margin of 40 percent) was
दिसंबर 24, 2004
Bank finance to assist employees to buy shares of their own companies
RBI/2004-05/313DBOD. No. Dir. BC. 63/13.07.05/2004-05 December 24, 2004 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Bank finance to assist employees to buy shares of their own companies Please refer to our circular DBOD.No.Dir.BC.67/13.07.05/2003-04 dated February 6, 2004 in terms of which banks were advised that while extending finance to employees for purchasing shares of their own companies either under Employees Stock Option Plan (ESOP) or Initial Pu
RBI/2004-05/313DBOD. No. Dir. BC. 63/13.07.05/2004-05 December 24, 2004 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Bank finance to assist employees to buy shares of their own companies Please refer to our circular DBOD.No.Dir.BC.67/13.07.05/2003-04 dated February 6, 2004 in terms of which banks were advised that while extending finance to employees for purchasing shares of their own companies either under Employees Stock Option Plan (ESOP) or Initial Pu
दिसंबर 23, 2004
Risk weight on housing loans and consumer credit
RBI No. 2004/ 309 DBOD. BP.BC. 61 / 21.01.002/ 2004-05 December 23, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Mid -Term Review of the Annual Policy Statement for the year 2004-05 Risk weight on housing loans and consumer credit Please refer to our Circular No. DBOD. BP. BC. 106/ 21.01.002/ 2001-02 dated May 24, 2002, wherein, the risk weights on housing loans extended by banks to individuals against mortgage of housing properties and investments in Mortgage
RBI No. 2004/ 309 DBOD. BP.BC. 61 / 21.01.002/ 2004-05 December 23, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Mid -Term Review of the Annual Policy Statement for the year 2004-05 Risk weight on housing loans and consumer credit Please refer to our Circular No. DBOD. BP. BC. 106/ 21.01.002/ 2001-02 dated May 24, 2002, wherein, the risk weights on housing loans extended by banks to individuals against mortgage of housing properties and investments in Mortgage
दिसंबर 16, 2004
बैंकों के निदेशकों के लिए ‘सुयोग्य और उचित’ मानदंड
भारिबैं /2004-2005/303बैंपविवि. सं. बीसी. 60 /08.139.001/2004-05 16 दिसंबर 2004 25 अग्रहायण 1926 (शक) निजी क्षेत्र के बैंकों के अध्यक्ष एवं प्रबंध निदेशक /मुख्य कार्यपालक अधिकारी प्रिय महोदय, बैंकों के निदेशकों के लिए ‘सुयोग्य और उचित’ मानदंड वफ्पया उपर्युक्त विषय पर 25 जून 2004 का हमारा परिपत्र भारिबैं/ 2004/268 देखें जिसके साथ 25 जून 2004 का भारिबैंं निदेश बैंपविवि. सं. बीसी. 104/08.139.001/2003-04 प्रेषित किया गया था । 2. निदेश के पैरा 1 (वख्) में निहित अनुदेशों का
भारिबैं /2004-2005/303बैंपविवि. सं. बीसी. 60 /08.139.001/2004-05 16 दिसंबर 2004 25 अग्रहायण 1926 (शक) निजी क्षेत्र के बैंकों के अध्यक्ष एवं प्रबंध निदेशक /मुख्य कार्यपालक अधिकारी प्रिय महोदय, बैंकों के निदेशकों के लिए ‘सुयोग्य और उचित’ मानदंड वफ्पया उपर्युक्त विषय पर 25 जून 2004 का हमारा परिपत्र भारिबैं/ 2004/268 देखें जिसके साथ 25 जून 2004 का भारिबैंं निदेश बैंपविवि. सं. बीसी. 104/08.139.001/2003-04 प्रेषित किया गया था । 2. निदेश के पैरा 1 (वख्) में निहित अनुदेशों का
दिसंबर 03, 2004
प्राथमिक व्यापारियों को बैंकों के ऋण - प्रारक्षित निधि अपेक्षाओं के लिए शुद्ध राशि निकालने की संकल्पना
आरबीआई/2004-05/291संदर्भ : बैंपविवि. सं. आरईटी. बीसी. 59/12.01.001/2004-05 3 दिसंबर 2004 12 अग्रहायण 1926 (शक) सभी अनुसूचित वाणिज्य बैंक (क्षेत्रीय ग्रामीण बैंकों और स्थानीय क्षेत्र बैंकों को छोड़कर)प्रिय महोदय, प्राथमिक व्यापारियों को बैंकों के ऋण - प्रारक्षित निधि अपेक्षाओं के लिए शुद्ध राशि निकालने की संकल्पना वफ्पया आप 23 जुलाई 2003 का हमारा परिपत्र बैंपविवि. सं. आरईटी. बीसी. 6/ 12.01.001/ 2003-04 देखें जिसके द्वारा बैंकों को सूचित किया गया था कि वे स्टैंडड़
आरबीआई/2004-05/291संदर्भ : बैंपविवि. सं. आरईटी. बीसी. 59/12.01.001/2004-05 3 दिसंबर 2004 12 अग्रहायण 1926 (शक) सभी अनुसूचित वाणिज्य बैंक (क्षेत्रीय ग्रामीण बैंकों और स्थानीय क्षेत्र बैंकों को छोड़कर)प्रिय महोदय, प्राथमिक व्यापारियों को बैंकों के ऋण - प्रारक्षित निधि अपेक्षाओं के लिए शुद्ध राशि निकालने की संकल्पना वफ्पया आप 23 जुलाई 2003 का हमारा परिपत्र बैंपविवि. सं. आरईटी. बीसी. 6/ 12.01.001/ 2003-04 देखें जिसके द्वारा बैंकों को सूचित किया गया था कि वे स्टैंडड़
नवंबर 29, 2004
Know Your Customer (KYC) Guidelines - Anti Money Laundering Standards
RBI-2004-05/284DBOD.NO.AML.BC.58/14.01.001/2004-05November 29, 2004The Chief Executives of All Commercial BanksDear Sir, 'Know Your Customer' (KYC) Guidelines – Anti Money Laundering Standards Please refer to our circular DBOD. No. AML.BC.18/ 14.01.001/2002-2003 dated August 16, 2002 on the guidelines on 'Know Your Customer' norms. Banks were advised to follow certain customer identification procedure for opening of accounts and monitoring transactions of a suspicious
RBI-2004-05/284DBOD.NO.AML.BC.58/14.01.001/2004-05November 29, 2004The Chief Executives of All Commercial BanksDear Sir, 'Know Your Customer' (KYC) Guidelines – Anti Money Laundering Standards Please refer to our circular DBOD. No. AML.BC.18/ 14.01.001/2002-2003 dated August 16, 2002 on the guidelines on 'Know Your Customer' norms. Banks were advised to follow certain customer identification procedure for opening of accounts and monitoring transactions of a suspicious
नवंबर 19, 2004
Banks permitted to Finance NBFCs against Second Hand Assets
RBI/273/2004-05DBOD.IECS.BC.No. 57 /08.12.01(N)/2004-05 November 19, 2004 All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Mid-Term Review of the Annual Policy Statement for the year 2004-05 – Bank Finance to NBFCs Please refer to para 6.1(vi) of our Circular No. RBI 2004-05/14.DBOD.IECS.No.7/08.12.01/2004-05 dated July 1, 2004 read with para 3.8 of our Circular No. RBI/2004-05/79. DBOD.Dir.BC.20/13.03.00/2004-05 dated July 30, 2004, in terms of whic
RBI/273/2004-05DBOD.IECS.BC.No. 57 /08.12.01(N)/2004-05 November 19, 2004 All Scheduled Commercial Banks (Excluding RRBs and LABs) Dear Sir, Mid-Term Review of the Annual Policy Statement for the year 2004-05 – Bank Finance to NBFCs Please refer to para 6.1(vi) of our Circular No. RBI 2004-05/14.DBOD.IECS.No.7/08.12.01/2004-05 dated July 1, 2004 read with para 3.8 of our Circular No. RBI/2004-05/79. DBOD.Dir.BC.20/13.03.00/2004-05 dated July 30, 2004, in terms of whic
नवंबर 06, 2004
Banks/FIs advised to ensure Submission of Borrowal Accounts Data to CIBIL
RBI/2004-05/272DBOD No.DL.BC.56/20.16.002/2004-05 November 6, 2004 All Scheduled Commercial Banks (excluding RRBs) and Notified All-India Financial Institutions and State Financial Corporations Dear Sir, Mid-term Review of Annual Policy Statement for the year 2004-05 -Dissemination of credit information by CIBIL Reserve Bank had issued instructions to banks and financial institutions (FIs) vide circulars DBOD No.DL.BC.29 and 70/20.16.002/2002-03 dated October 1, 2002
RBI/2004-05/272DBOD No.DL.BC.56/20.16.002/2004-05 November 6, 2004 All Scheduled Commercial Banks (excluding RRBs) and Notified All-India Financial Institutions and State Financial Corporations Dear Sir, Mid-term Review of Annual Policy Statement for the year 2004-05 -Dissemination of credit information by CIBIL Reserve Bank had issued instructions to banks and financial institutions (FIs) vide circulars DBOD No.DL.BC.29 and 70/20.16.002/2002-03 dated October 1, 2002
नवंबर 01, 2004
Banks Advised to Formulate their own Cheque Collection Policy
RBI/2004/261 DBOD.No.Leg.BC.55 /09.07.005/2004-05 November 1, 2004 To All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Committee on Procedures and Performance Audit on Public Services (CPPAPS)- Formulating policy for (i) Immediate Credit of local / outstation cheques (ii) Time Frame for Collection of local / outstation cheques and (iii) Interest Payment for delayed collection As you are aware, Reserve Bank has been issuing instructions, from time to time, to
RBI/2004/261 DBOD.No.Leg.BC.55 /09.07.005/2004-05 November 1, 2004 To All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Committee on Procedures and Performance Audit on Public Services (CPPAPS)- Formulating policy for (i) Immediate Credit of local / outstation cheques (ii) Time Frame for Collection of local / outstation cheques and (iii) Interest Payment for delayed collection As you are aware, Reserve Bank has been issuing instructions, from time to time, to
नवंबर 01, 2004
SCBs Advised to fix Ceiling on Interest Rates on Monthly Basis
RBI/2004-05/ 255 DBOD No. Dir. BC. 51/13.03.00/2004-05 November 1, 2004 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Mid- term Review of Annual Policy Statement for the year 2004-05 – Foreign Currency Non-Resident (Banks) Accounts Please refer to the paragraph 72 of the statement on 'Mid-term Review of the Annual Policy Statement for the year 2004-05' enclosed to Governor’s letter MPD.No.256/ 07.01.279/2004-05 dated October 26, 2004 (copy of the paragraph
RBI/2004-05/ 255 DBOD No. Dir. BC. 51/13.03.00/2004-05 November 1, 2004 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Mid- term Review of Annual Policy Statement for the year 2004-05 – Foreign Currency Non-Resident (Banks) Accounts Please refer to the paragraph 72 of the statement on 'Mid-term Review of the Annual Policy Statement for the year 2004-05' enclosed to Governor’s letter MPD.No.256/ 07.01.279/2004-05 dated October 26, 2004 (copy of the paragraph
नवंबर 01, 2004
Tenor of Domestic Term Deposits Accepted by SCBs Reduced
RBI/2004-05/257 DBOD No. Dir. 54/13.03.00/2004-05 November 1, 2004 All Scheduled Commercial Banks (Excluding RRBS) Dear Sir, Mid-term Review of Annual Policy Statement for the year 2004-05 – Reduction of Tenor of Domestic/ Ordinary Non-Resident (NRO) Term Deposits Please refer to the paragraph 2 and Annexure I of our Master Circular DBOD. No.Dir. BC. 9/ 13.03.00/ 2004-05 dated July 16, 2004, as amended from time to time, specifying interest rates on deposits of money
RBI/2004-05/257 DBOD No. Dir. 54/13.03.00/2004-05 November 1, 2004 All Scheduled Commercial Banks (Excluding RRBS) Dear Sir, Mid-term Review of Annual Policy Statement for the year 2004-05 – Reduction of Tenor of Domestic/ Ordinary Non-Resident (NRO) Term Deposits Please refer to the paragraph 2 and Annexure I of our Master Circular DBOD. No.Dir. BC. 9/ 13.03.00/ 2004-05 dated July 16, 2004, as amended from time to time, specifying interest rates on deposits of money
नवंबर 01, 2004
UCBs - Interest Rates on NRE Deposits Raised
RBI/ 2004 -05 /270 UBD.PCB.Cir.27/13.01.00/2004-05 November 1, 2004 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Interest Rate on Non-Resident (External) Rupee (NRE) Deposits Please refer to the paragraph 71 of the statement on 'Mid-term Review of the Annual Policy Statement for the year 2004-05' (copy of the paragraph enclosed). 2. In this context, please refer to item (ii) of Annexure 2 of our Master Circular UBD.11/13.01.00/04-05 dat
RBI/ 2004 -05 /270 UBD.PCB.Cir.27/13.01.00/2004-05 November 1, 2004 Chief Executive Officers of All Primary (Urban) Co-operative Banks Dear Sir, Interest Rate on Non-Resident (External) Rupee (NRE) Deposits Please refer to the paragraph 71 of the statement on 'Mid-term Review of the Annual Policy Statement for the year 2004-05' (copy of the paragraph enclosed). 2. In this context, please refer to item (ii) of Annexure 2 of our Master Circular UBD.11/13.01.00/04-05 dat
नवंबर 01, 2004
Prudential Norms for Classification of Doubtful Assets for FIs
RBI / 2004-05 / 258 Ref.No.DBS.FID.No. C-8 /01.02.00/2004-05 November 1, 2004 The CEOs of the all-India Term-lending and Refinancing Institutions (Exim Bank, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Mid-term Review of AnnualPolicy for the year 2004-05 - Prudential Norms for Classification of Doubtful Assets for FIs Please refer to our circular DBS.FID.No.35/01.02.00/98-99 dated December 3, 1998, in terms of which an asset would be c
RBI / 2004-05 / 258 Ref.No.DBS.FID.No. C-8 /01.02.00/2004-05 November 1, 2004 The CEOs of the all-India Term-lending and Refinancing Institutions (Exim Bank, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Mid-term Review of AnnualPolicy for the year 2004-05 - Prudential Norms for Classification of Doubtful Assets for FIs Please refer to our circular DBS.FID.No.35/01.02.00/98-99 dated December 3, 1998, in terms of which an asset would be c
अक्तूबर 19, 2004
Banks Advised to Disclose Penalties Levied by RBI
RBI / 2004- 05/ 226 DBOD.BP.BC.49 / 21.04.018/ 2004 -2005 October 19, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Enhancement of transparency on bank’s affairs through disclosures The Reserve Bank has been taking several steps from time to time to enhance the transparency of banks by having comprehensive requirements for disclosure in tune with the best practices. The disclosure requirements are being reviewed and revised from time to time. Background 2. The
RBI / 2004- 05/ 226 DBOD.BP.BC.49 / 21.04.018/ 2004 -2005 October 19, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Enhancement of transparency on bank’s affairs through disclosures The Reserve Bank has been taking several steps from time to time to enhance the transparency of banks by having comprehensive requirements for disclosure in tune with the best practices. The disclosure requirements are being reviewed and revised from time to time. Background 2. The
अक्तूबर 18, 2004
Banks asked to give Information on Golden Forest(I) Ltd., to Committee
RBI/2004-05/223 DBOD No. Dir. BC. 48/13.20.02/2004-05 October 18, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Before the Supreme Court of India - I.A.Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696 of 2002 and I.A.No. 1 in PC 68/2003 – The Securities and Exchange Board of India etc. Vs Golden Forest (I) Ltd. and Others – Appointment of Committee by the Supreme Court - Regarding We advise that the Hon'ble Supreme Court of India has, vide its
RBI/2004-05/223 DBOD No. Dir. BC. 48/13.20.02/2004-05 October 18, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Before the Supreme Court of India - I.A.Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696 of 2002 and I.A.No. 1 in PC 68/2003 – The Securities and Exchange Board of India etc. Vs Golden Forest (I) Ltd. and Others – Appointment of Committee by the Supreme Court - Regarding We advise that the Hon'ble Supreme Court of India has, vide its
अक्तूबर 14, 2004
भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची में शामिल किया जाना - ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’
आरबीआई/2004/2005/217संदर्भ :बैंपविवि. केंका. सं. आरईटी. बीसी. 47 /12.06.121/2004-05 14 अक्तूबर 2004 22 आश्विन 1926(शक)सभी वाणिज्यक बैंक महोदय,भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची में शामिल किया जाना - ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’ हम यह सूचित करते हैं कि ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’ का नाम 11 अक्तूबर 2004 से, अर्थात् संबंधित अधिसूचना बैंपविवि. सं. बीपी. बीसी. 458/21.04.152/2004-05 दिनांक 30 सितंबर 2004 के भार
आरबीआई/2004/2005/217संदर्भ :बैंपविवि. केंका. सं. आरईटी. बीसी. 47 /12.06.121/2004-05 14 अक्तूबर 2004 22 आश्विन 1926(शक)सभी वाणिज्यक बैंक महोदय,भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची में शामिल किया जाना - ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’ हम यह सूचित करते हैं कि ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’ का नाम 11 अक्तूबर 2004 से, अर्थात् संबंधित अधिसूचना बैंपविवि. सं. बीपी. बीसी. 458/21.04.152/2004-05 दिनांक 30 सितंबर 2004 के भार
अक्तूबर 14, 2004
भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची में शामिल किया जाना - ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’
आरबीआई/2004/2005/217संदर्भ :बैंपविवि. केंका. सं. आरईटी. बीसी. 47 /12.06.121/2004-05 14 अक्तूबर 2004 22 आश्विन 1926(शक)सभी वाणिज्यक बैंक महोदय,भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची में शामिल किया जाना - ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’ हम यह सूचित करते हैं कि ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’ का नाम 11 अक्तूबर 2004 से, अर्थात् संबंधित अधिसूचना बैंपविवि. सं. बीपी. बीसी. 458/21.04.152/2004-05 दिनांक 30 सितंबर 2004 के भार
आरबीआई/2004/2005/217संदर्भ :बैंपविवि. केंका. सं. आरईटी. बीसी. 47 /12.06.121/2004-05 14 अक्तूबर 2004 22 आश्विन 1926(शक)सभी वाणिज्यक बैंक महोदय,भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची में शामिल किया जाना - ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’ हम यह सूचित करते हैं कि ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’ का नाम 11 अक्तूबर 2004 से, अर्थात् संबंधित अधिसूचना बैंपविवि. सं. बीपी. बीसी. 458/21.04.152/2004-05 दिनांक 30 सितंबर 2004 के भार
अक्तूबर 14, 2004
Agenda Papers relating to Board Meetings of Nationalised Banks
RBI /2004/214 DBOD.No.BP.BC./ 46 /21.03.038/2004-05 October 14, 2004 All Nationalised Banks Dear Sir, Agenda Papers relating to Board Meetings of Nationalised Banks Please refer to our Circular No.DBOD.No.BP.859/C.469 (W)-90 dated February 7, 1990 on the captioned subject. As per the circular nationalised banks have been forwarding agenda papers relating to their Board Meetings to Regional Office of Department of Banking Operations and Development. 2. The matter has b
RBI /2004/214 DBOD.No.BP.BC./ 46 /21.03.038/2004-05 October 14, 2004 All Nationalised Banks Dear Sir, Agenda Papers relating to Board Meetings of Nationalised Banks Please refer to our Circular No.DBOD.No.BP.859/C.469 (W)-90 dated February 7, 1990 on the captioned subject. As per the circular nationalised banks have been forwarding agenda papers relating to their Board Meetings to Regional Office of Department of Banking Operations and Development. 2. The matter has b
अक्तूबर 14, 2004
भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची में शामिल किया जाना - ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’
आरबीआई/2004/2005/217संदर्भ :बैंपविवि. केंका. सं. आरईटी. बीसी. 47 /12.06.121/2004-05 14 अक्तूबर 2004 22 आश्विन 1926(शक)सभी वाणिज्यक बैंक महोदय,भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची में शामिल किया जाना - ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’ हम यह सूचित करते हैं कि ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’ का नाम 11 अक्तूबर 2004 से, अर्थात् संबंधित अधिसूचना बैंपविवि. सं. बीपी. बीसी. 458/21.04.152/2004-05 दिनांक 30 सितंबर 2004 के भार
आरबीआई/2004/2005/217संदर्भ :बैंपविवि. केंका. सं. आरईटी. बीसी. 47 /12.06.121/2004-05 14 अक्तूबर 2004 22 आश्विन 1926(शक)सभी वाणिज्यक बैंक महोदय,भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची में शामिल किया जाना - ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’ हम यह सूचित करते हैं कि ‘‘इंडस्ट्रियल डेवलपमेंट बैंक ऑफ इंडिया लिमिटेड’’ का नाम 11 अक्तूबर 2004 से, अर्थात् संबंधित अधिसूचना बैंपविवि. सं. बीपी. बीसी. 458/21.04.152/2004-05 दिनांक 30 सितंबर 2004 के भार
अक्तूबर 04, 2004
Compilation of Data on Foreign Currency Assets/Liabilities
RBI/2004-05/205 DBOD.No.Ret.BC./45/12.05.007/2004-05 October 4, 2004 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(2) of the Reserve Bank of India Act, 1934 – Collection of data from Scheduled Commercial Banks in Annexure A to Form A Return Please refer to our circulars DBOD.No.BC.50/12.01.001/2000-01 dated November 7, 2000 and DBOD.No.78/12.01.001/2002/03 dated March 7, 2003 advising Scheduled Commercial Banks regarding compilat
RBI/2004-05/205 DBOD.No.Ret.BC./45/12.05.007/2004-05 October 4, 2004 All Scheduled Commercial Banks (excluding Regional Rural Banks) Dear Sir, Section 42(2) of the Reserve Bank of India Act, 1934 – Collection of data from Scheduled Commercial Banks in Annexure A to Form A Return Please refer to our circulars DBOD.No.BC.50/12.01.001/2000-01 dated November 7, 2000 and DBOD.No.78/12.01.001/2002/03 dated March 7, 2003 advising Scheduled Commercial Banks regarding compilat
सितंबर 23, 2004
Opening of Current Accounts by banks - Need for discipline
RBI/2004-05/187 DBOD.No.IECS.BC.44/08.12.01/2004-05 September 23, 2004 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Opening of Current Accounts by banks – Need for discipline Please refer to our circular No.DBOD.No.Leg.BC.22/09.07.005/2004-2005 dated August 4, 2004 on the captioned subject. 2. We clarify that our instructions contained in the circular referred to above supercede our circular IECD.No.PMS.151/C.446(PL)-86/87 dated 9th December 1986. Yours fa
RBI/2004-05/187 DBOD.No.IECS.BC.44/08.12.01/2004-05 September 23, 2004 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir Opening of Current Accounts by banks – Need for discipline Please refer to our circular No.DBOD.No.Leg.BC.22/09.07.005/2004-2005 dated August 4, 2004 on the captioned subject. 2. We clarify that our instructions contained in the circular referred to above supercede our circular IECD.No.PMS.151/C.446(PL)-86/87 dated 9th December 1986. Yours fa
सितंबर 17, 2004
Winding up of the State Level Export Promotion Committee (SLEPC) and constitution of a separate Sub-Committee under State Level Bankers’ Committee (SLBC)
RBI/ 2004-2005/ 182 DBOD.IECS. NO. 43 /04.02.10/2004-05 September 17, 2004 The Chairmen/ Chief Executives of all Commercial Banks Dear Sir, Winding up of the State Level Export Promotion Committee (SLEPC) and constitution of a separate Sub-Committee under State Level Bankers’ Committee (SLBC) Please refer to our letter IECD. No. 14/ 04.02.01/ 98-99 dated February 23, 1999 advising about the reconstitution of the captioned Committee 2. The matter regarding effective fu
RBI/ 2004-2005/ 182 DBOD.IECS. NO. 43 /04.02.10/2004-05 September 17, 2004 The Chairmen/ Chief Executives of all Commercial Banks Dear Sir, Winding up of the State Level Export Promotion Committee (SLEPC) and constitution of a separate Sub-Committee under State Level Bankers’ Committee (SLBC) Please refer to our letter IECD. No. 14/ 04.02.01/ 98-99 dated February 23, 1999 advising about the reconstitution of the captioned Committee 2. The matter regarding effective fu
सितंबर 11, 2004
Section 42 (1) of the Reserve Bank of India Act, 1934 - Maintenance of Cash Reserve Ratio (CRR)
RBI/2004-05/172 DBOD. No. Ret. BC. 41 /12.01.001/2004-05 September 11, 2004 Bhadra 20, 1926 To All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Section 42 (1) of the Reserve Bank of India Act, 1934 – Maintenance of Cash Reserve Ratio (CRR) Please refer to our circulars DBOD.No.BC.34/12.01.001/2001-2002 dated October 22, 2001[para 2 (c)] and DBOD No. Ret BC. 99 / 12.01.001/2002-03 dated April 29, 2003 on the above subject. On review of current
RBI/2004-05/172 DBOD. No. Ret. BC. 41 /12.01.001/2004-05 September 11, 2004 Bhadra 20, 1926 To All Scheduled Commercial Banks (Excluding Regional Rural Banks) Dear Sir, Section 42 (1) of the Reserve Bank of India Act, 1934 – Maintenance of Cash Reserve Ratio (CRR) Please refer to our circulars DBOD.No.BC.34/12.01.001/2001-2002 dated October 22, 2001[para 2 (c)] and DBOD No. Ret BC. 99 / 12.01.001/2002-03 dated April 29, 2003 on the above subject. On review of current
सितंबर 10, 2004
Section 23 of the Banking Regulation Act, 1949 - Opening of central processing centres/ back offices etc.
RBI/2004-05/169 DBOD.BL.BC. 39 /22.01.001/ 2004-05 September 10, 2004 Bhadra 19, 1926(S) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Section 23 of the Banking Regulation Act, 1949 - Opening of central processing centres/ back offices etc. Please refer to paragraph 2.6 of the Master Circular No. DBOD.BL.BC. 46/ 22.01.001/ 2003 dated 18th November 2003, in terms of which banks can open Service Branches / Regional Collection Centres for facilitating
RBI/2004-05/169 DBOD.BL.BC. 39 /22.01.001/ 2004-05 September 10, 2004 Bhadra 19, 1926(S) All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Section 23 of the Banking Regulation Act, 1949 - Opening of central processing centres/ back offices etc. Please refer to paragraph 2.6 of the Master Circular No. DBOD.BL.BC. 46/ 22.01.001/ 2003 dated 18th November 2003, in terms of which banks can open Service Branches / Regional Collection Centres for facilitating
सितंबर 09, 2004
माँग और मी?ाादी दे?ाताओं/निवल माँग और मी?ाादी दे?ाताओं की गणना
आरबीआई / 2004-05/ 166बैंपविवि. सं.आरईटी. बीसी. 38 /12.01.001/2004-05 9 सितंबर 2004 18 भाद्र 1926 (शक)सभी अनुसूचित वाणिज्य बैंक (क्षेत्रीय ग्रामीण बैंकों को छोर्ड़कर)प्रिय महोदय, प्रारक्षित नकदी निधि अनुपात / सांविधिक चलनिधि अनुपात रखना -माँग और मीयादी देयताओं/निवल माँग और मीयादी देयताओं की गणना हमारे बैंक के बैंकिंग पर्यवेक्षण विभाग द्वारा हाल ही में किए गए कुछ बैंकों के निरीक्षण के दौरान, प्रारक्षित नकदी निधि अनुपात / सांविधिक चलनिधि अनुपात रखने के प्रयोजन हेतु मांग
आरबीआई / 2004-05/ 166बैंपविवि. सं.आरईटी. बीसी. 38 /12.01.001/2004-05 9 सितंबर 2004 18 भाद्र 1926 (शक)सभी अनुसूचित वाणिज्य बैंक (क्षेत्रीय ग्रामीण बैंकों को छोर्ड़कर)प्रिय महोदय, प्रारक्षित नकदी निधि अनुपात / सांविधिक चलनिधि अनुपात रखना -माँग और मीयादी देयताओं/निवल माँग और मीयादी देयताओं की गणना हमारे बैंक के बैंकिंग पर्यवेक्षण विभाग द्वारा हाल ही में किए गए कुछ बैंकों के निरीक्षण के दौरान, प्रारक्षित नकदी निधि अनुपात / सांविधिक चलनिधि अनुपात रखने के प्रयोजन हेतु मांग
सितंबर 08, 2004
Opening of LCs for Import/Export of Gold and other commodities
RBI/2004-05/168 DBS. CO.PP.BC. 6 /11.01.005 /2004-05 September 08, 2004 To, All Scheduled Commercial Banks (excluding RRBs) Madam/Sirs Opening of LCs for Import/Export of Gold and other commodities We invite reference to our Foreign Exchange Department circular A.P. (DIR Series) Circular No. 2 dated July 09, 2004 in terms of which it has been advised interalia that banker's prudence should be strictly exercised for all transactions pertaining to import of gold. Furthe
RBI/2004-05/168 DBS. CO.PP.BC. 6 /11.01.005 /2004-05 September 08, 2004 To, All Scheduled Commercial Banks (excluding RRBs) Madam/Sirs Opening of LCs for Import/Export of Gold and other commodities We invite reference to our Foreign Exchange Department circular A.P. (DIR Series) Circular No. 2 dated July 09, 2004 in terms of which it has been advised interalia that banker's prudence should be strictly exercised for all transactions pertaining to import of gold. Furthe
सितंबर 02, 2004
Inclusion in the Second Schedule to Reserve Bank of India Act,1934- "Yes Bank Limited"
RBI/2004-05/155 Ref: DBOD. CO. No. Ret. BC.36 /12.06.120/2004-05 September 02, 2004 To, All Commercial Banks Dear Sir, Inclusion in the Second Schedule to Reserve Bank of India Act,1934- "Yes Bank Limited" We advise that the name of "Yes Bank Limited" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 with effect from 21 August 2004 i.e. the date on which the relative Notification DBOD No. PSBS.BC.30/16.01.137/2004-05 dated 16 August 2004
RBI/2004-05/155 Ref: DBOD. CO. No. Ret. BC.36 /12.06.120/2004-05 September 02, 2004 To, All Commercial Banks Dear Sir, Inclusion in the Second Schedule to Reserve Bank of India Act,1934- "Yes Bank Limited" We advise that the name of "Yes Bank Limited" has been included in the Second Schedule to the Reserve Bank of India Act, 1934 with effect from 21 August 2004 i.e. the date on which the relative Notification DBOD No. PSBS.BC.30/16.01.137/2004-05 dated 16 August 2004
सितंबर 02, 2004
Prudential norms on classification of Investment Portfolio of Banks
September 2, 2004RBI/2004-05/157DBOD.No.BP.BC.37/ 21.04.141/2004-05All scheduled commercial banks(excluding RRBs)Dear Sir,Prudential norms on classification of investment portfolio of banksPlease refer to our Master Circular DBOD.No.BP.BC.11/21.04.048/ 2004-05 dated July 17, 2004.Representations have been received from banks that the existing guidelines of classification of investments should be reviewed with a view to bringing them in alignment with international pra
September 2, 2004RBI/2004-05/157DBOD.No.BP.BC.37/ 21.04.141/2004-05All scheduled commercial banks(excluding RRBs)Dear Sir,Prudential norms on classification of investment portfolio of banksPlease refer to our Master Circular DBOD.No.BP.BC.11/21.04.048/ 2004-05 dated July 17, 2004.Representations have been received from banks that the existing guidelines of classification of investments should be reviewed with a view to bringing them in alignment with international pra
अगस्त 30, 2004
Holding of Instruments in Dematerialised Form
RBI / 2004-05/148 REF. DBS. FID. No.C-6/ 01.02.00 / 2004-05 August 30, 2004 The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDBI, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI, and TFCI Ltd.) Dear Sir, Holding of Instruments in Dematerialised Form In terms of the circular DBS.FID.No.C-4/01.02.00/2001-02 dated August 28, 2001 (copy enclosed), the FIs were directed to make fresh investments and hold bonds, debentures, privately plac
RBI / 2004-05/148 REF. DBS. FID. No.C-6/ 01.02.00 / 2004-05 August 30, 2004 The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDBI, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI, and TFCI Ltd.) Dear Sir, Holding of Instruments in Dematerialised Form In terms of the circular DBS.FID.No.C-4/01.02.00/2001-02 dated August 28, 2001 (copy enclosed), the FIs were directed to make fresh investments and hold bonds, debentures, privately plac
अगस्त 27, 2004
Terms and conditions of appointment of Statutory/ Concurrent/ Internal Auditors - Implementation of the recommendations of the Committee on Legal Aspects of Bank Frauds and the recommendations of the High Level Group set up by the Cent
RBI/2004-05/146Ref.DBS.ARS.No. B.C. 4 /08.91.001/2004-05 August 27, 2004 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Terms and conditions of appointment of Statutory/ Concurrent/ Internal Auditors - Implementation of the recommendations of the Committee on Legal Aspects of Bank Frauds and the recommendations of the High Level Group set up by the Central Vigilance Commission (CVC) Please refer to our circular letter DBS. ARS. No. 599/08.91.001/2002-2003 d
RBI/2004-05/146Ref.DBS.ARS.No. B.C. 4 /08.91.001/2004-05 August 27, 2004 All Scheduled Commercial Banks (excluding RRBs) Dear Sir, Terms and conditions of appointment of Statutory/ Concurrent/ Internal Auditors - Implementation of the recommendations of the Committee on Legal Aspects of Bank Frauds and the recommendations of the High Level Group set up by the Central Vigilance Commission (CVC) Please refer to our circular letter DBS. ARS. No. 599/08.91.001/2002-2003 d
अगस्त 26, 2004
Repayment schedule of rural housing loans
RBI No. 2004 -05/140 DBOD. BP. BC. 34 / 21.04.048/ 2004-05 August 26, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Repayment schedule of rural housing loans As announced by the Hon’ble Finance Minister in the Union Budget 2004-05, it has been decided to revise the norms for repayment for rural housing loans extended by banks under Indira Awas Yojana and Golden Jubilee Rural Housing Finance Scheme by linking repayment to the crop cycles. Accordingly, we advise
RBI No. 2004 -05/140 DBOD. BP. BC. 34 / 21.04.048/ 2004-05 August 26, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Repayment schedule of rural housing loans As announced by the Hon’ble Finance Minister in the Union Budget 2004-05, it has been decided to revise the norms for repayment for rural housing loans extended by banks under Indira Awas Yojana and Golden Jubilee Rural Housing Finance Scheme by linking repayment to the crop cycles. Accordingly, we advise
अगस्त 26, 2004
Frauds in Non-Resident Accounts
RBI/2004-2005/142 DBS.FrMC. No.3/23.04.001/2004-05 August 26, 2004 All Scheduled Commercial Banks (Other than Regional Rural Banks) Dear Sir, Frauds in Non-Resident Accounts Please refer to para 4.1 (b) and (c) of our circular DBS.FGV(F)No. BC 13/ 23.04.001/2001-02 dated May 21, 2002 on the above subject. In terms of the said circular, banks were advised as under : In the case of loans to third parties against NRI deposits, normally the relative documentation should b
RBI/2004-2005/142 DBS.FrMC. No.3/23.04.001/2004-05 August 26, 2004 All Scheduled Commercial Banks (Other than Regional Rural Banks) Dear Sir, Frauds in Non-Resident Accounts Please refer to para 4.1 (b) and (c) of our circular DBS.FGV(F)No. BC 13/ 23.04.001/2001-02 dated May 21, 2002 on the above subject. In terms of the said circular, banks were advised as under : In the case of loans to third parties against NRI deposits, normally the relative documentation should b
अगस्त 17, 2004
Dematerialization of banks investment in equity
RBI/2004-05/126 DBOD No. Dir. BC. 32/13.07.05/2004-05 August 17, 2004 All Commercial Banks (Excluding RRBs) Dear Sirs, Dematerialization of banks’ investment in equity Please refer to paragraph (vi) of our circular DBOD No.Dir.BC.107/13.03.00/2000-01 dated April 19, 2001, in terms of which it was advised that with effect from October 31, 2001, banks, financial institutions, primary dealers and satellite dealers should make fresh investments and hold bonds and debentur
RBI/2004-05/126 DBOD No. Dir. BC. 32/13.07.05/2004-05 August 17, 2004 All Commercial Banks (Excluding RRBs) Dear Sirs, Dematerialization of banks’ investment in equity Please refer to paragraph (vi) of our circular DBOD No.Dir.BC.107/13.03.00/2000-01 dated April 19, 2001, in terms of which it was advised that with effect from October 31, 2001, banks, financial institutions, primary dealers and satellite dealers should make fresh investments and hold bonds and debentur
अगस्त 16, 2004
Before the Supreme Court of India - Interlocutory Application Nos. 9, 20 & 28 -
In Transfer Case No. 2 of 2004-P(C) No. 696/2002 and I.A.No. 1 in T.C. 68/2003 - The Securities and Exchange Board of India etc. vs. The Golden Forest (I) Ltd. etc.
RBI/2004-05/121DBOD No. Dir. BC. 31/13.20.02/2004-05 August 16, 2004 All Commercial Banks (excluding RRBs) @@NBSP@@ Dear Sir, Before the Supreme Court of India - Interlocutory Application Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696/2002 and I.A.No. 1 in T.C. 68/2003 – The Securities and Exchange Board of India etc. vs. The Golden Forest (I) Ltd. etc. The Hon’ble Supreme Court of India, by its order dated July 28, 2004, has passed orders disallowi
RBI/2004-05/121DBOD No. Dir. BC. 31/13.20.02/2004-05 August 16, 2004 All Commercial Banks (excluding RRBs) @@NBSP@@ Dear Sir, Before the Supreme Court of India - Interlocutory Application Nos. 9, 20 & 28 – In Transfer Case No. 2 of 2004-P(C) No. 696/2002 and I.A.No. 1 in T.C. 68/2003 – The Securities and Exchange Board of India etc. vs. The Golden Forest (I) Ltd. etc. The Hon’ble Supreme Court of India, by its order dated July 28, 2004, has passed orders disallowi
अगस्त 13, 2004
Prudential norms - State Government guaranteed exposures
No. 2004/ 118 DBOD No. BP.BC. 29 / 21.04.048/ 2004-05 August 13, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Prudential norms – State Government guaranteed exposures Please refer to our circular DBOD No. BP.BC.103/ 21.00.002/ 98 dated October 31, 1998, which contained, among others, prudential norms regarding State Government guaranteed advances. Presently, asset classification and provisioning requirements in respect of State Government guaranteed exposures
No. 2004/ 118 DBOD No. BP.BC. 29 / 21.04.048/ 2004-05 August 13, 2004 All Commercial Banks (excluding RRBs) Dear Sir, Prudential norms – State Government guaranteed exposures Please refer to our circular DBOD No. BP.BC.103/ 21.00.002/ 98 dated October 31, 1998, which contained, among others, prudential norms regarding State Government guaranteed advances. Presently, asset classification and provisioning requirements in respect of State Government guaranteed exposures
अगस्त 12, 2004
Transactions in Government Securities
RBI /2004-05/116 DBOD.FSC.BC.28/24.76.002/2004-05 August 12, 2004 All Commercial Banks (Excluding RRBs) Dear Sirs, Transactions in Government Securities Please refer to the instructions contained in Bank’s circular No. RBI/2004/123 (IDMD.PDRS.05/10.02.01/2003-04) dated March 29, 2004 under which sale of government securities already contracted for purchase was permitted provided certain conditions stipulated therein were satisfied. To enable the implementation of this
RBI /2004-05/116 DBOD.FSC.BC.28/24.76.002/2004-05 August 12, 2004 All Commercial Banks (Excluding RRBs) Dear Sirs, Transactions in Government Securities Please refer to the instructions contained in Bank’s circular No. RBI/2004/123 (IDMD.PDRS.05/10.02.01/2003-04) dated March 29, 2004 under which sale of government securities already contracted for purchase was permitted provided certain conditions stipulated therein were satisfied. To enable the implementation of this
अगस्त 07, 2004
Deficiencies found in sanctioning of loans and monitoring of borrowal accounts by banks / Financial Institutions
RBI 105 / 2004 DBS.FRMC.No. BC. 1 /23.04.01D/2004-05 August 7, 2004 The Chief Executives All Commercial Banks Dear Sir, Deficiencies found in sanctioning of loans and monitoring of borrowal accounts by banks / Financial Institutions As you are aware, the incidence of frauds in major borrowal accounts is a cause of concern for the banks’ management as also for Reserve Bank of India. Apart from acts of willful default, diversion of funds, clandestine removal of goods, f
RBI 105 / 2004 DBS.FRMC.No. BC. 1 /23.04.01D/2004-05 August 7, 2004 The Chief Executives All Commercial Banks Dear Sir, Deficiencies found in sanctioning of loans and monitoring of borrowal accounts by banks / Financial Institutions As you are aware, the incidence of frauds in major borrowal accounts is a cause of concern for the banks’ management as also for Reserve Bank of India. Apart from acts of willful default, diversion of funds, clandestine removal of goods, f
अगस्त 04, 2004
Opening of Current Accounts by banks - Need for discipline
RBI/2004-05/ 99 DBOD.No.Leg.BC. 22 / 09.07.005/ 2004-2005 August 4, 2004 All scheduled commercial banks (Excluding RRBs) Dear Sir, Opening of Current Accounts by banks – Need for discipline Please refer to our circular DBOD.No.Leg.BC.84/09.07.005/2003-04 dated May 15, 2004. 2. In this connection, it is clarified that where the due diligence is carried out on the request of a prospective customer who is a corporate or large borrower enjoying credit facilities from more
RBI/2004-05/ 99 DBOD.No.Leg.BC. 22 / 09.07.005/ 2004-2005 August 4, 2004 All scheduled commercial banks (Excluding RRBs) Dear Sir, Opening of Current Accounts by banks – Need for discipline Please refer to our circular DBOD.No.Leg.BC.84/09.07.005/2003-04 dated May 15, 2004. 2. In this connection, it is clarified that where the due diligence is carried out on the request of a prospective customer who is a corporate or large borrower enjoying credit facilities from more
अगस्त 03, 2004
Guidelines for Compromise Settlement of Dues of Banks & FIs through Lok Adalats - Enhancing the ceiling from Rs.5 lakh to Rs.20 lakh
RBI/2004-05/ 95 DBOD No.LEG.BC / 21 /09.06.002/2004-05 August 3, 2004 All Scheduled Commercial Banks & All India Financial Institutions Dear Sir, Guidelines for Compromise Settlement of Dues of Banks & FIs through Lok Adalats – Enhancing the ceiling from Rs.5 lakh to Rs.20 lakh Please refer to our circular DBOD.No.LEG.BC.114/09.06.002/2000-01 dated May 2, 2001 giving detailed guidelines for compromise settlement of dues through Lok Adalats and advising banks t
RBI/2004-05/ 95 DBOD No.LEG.BC / 21 /09.06.002/2004-05 August 3, 2004 All Scheduled Commercial Banks & All India Financial Institutions Dear Sir, Guidelines for Compromise Settlement of Dues of Banks & FIs through Lok Adalats – Enhancing the ceiling from Rs.5 lakh to Rs.20 lakh Please refer to our circular DBOD.No.LEG.BC.114/09.06.002/2000-01 dated May 2, 2001 giving detailed guidelines for compromise settlement of dues through Lok Adalats and advising banks t
अगस्त 03, 2004
Annual Policy Statement for the year 2004-05:Additional Provisioning Requirement for NPAs
RBI/2004/88 Ref.DBS.FID.No.C-3/01.02.00/ 2004-2005 August 3, 2004 The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDBI, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Annual Policy Statement for the year 2004-05:Additional Provisioning Requirement for NPAs At present, FIs are required to make provisions on NPAs on a graded scale based on the age of the NPA. However, in respect of NPAs included in 'do
RBI/2004/88 Ref.DBS.FID.No.C-3/01.02.00/ 2004-2005 August 3, 2004 The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDBI, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Annual Policy Statement for the year 2004-05:Additional Provisioning Requirement for NPAs At present, FIs are required to make provisions on NPAs on a graded scale based on the age of the NPA. However, in respect of NPAs included in 'do
जुलाई 29, 2004
Gold Card Scheme for Exporters
RBI / 2004-2005/ 78 DBOD.IECS.No.19 /04.02.02 (Gold Card)/2004-05 July 29, 2004 The Chairmen / Chief Executives of all Commercial Banks Dear Sir Gold Card Scheme for Exporters Please refer to our circular letter IECD.No.12/04.02.02/Gold Card/2003-04 dated May 18, 2004 on the captioned subject, enclosing the Gold Card Scheme for exporters. Despite considerable lapse of time since issue of guidelines, a number of banks are yet to announce their individual schemes and th
RBI / 2004-2005/ 78 DBOD.IECS.No.19 /04.02.02 (Gold Card)/2004-05 July 29, 2004 The Chairmen / Chief Executives of all Commercial Banks Dear Sir Gold Card Scheme for Exporters Please refer to our circular letter IECD.No.12/04.02.02/Gold Card/2003-04 dated May 18, 2004 on the captioned subject, enclosing the Gold Card Scheme for exporters. Despite considerable lapse of time since issue of guidelines, a number of banks are yet to announce their individual schemes and th
जुलाई 26, 2004
Annual Policy Statement for the year 2004-05 - Prudential Credit Exposure Limits by FIs
RBI / 2004 /72 REF. DBS. FID. No. C-1/ 01.02.00 /2004-05 July 26, 2004 The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDBI, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Annual Policy Statement for the year 2004-05 - Prudential Credit Exposure Limits by FIs Please refer to our Master Circular No. DBS.FID.No.C-7/01.02.00/2003-04 dated August 7, 2003 on exposure norms for the FIs wherein it was advis
RBI / 2004 /72 REF. DBS. FID. No. C-1/ 01.02.00 /2004-05 July 26, 2004 The CEOs of the all-India Term Lending and Refinancing Institutions (Exim Bank, IDBI, IDFC Ltd., IFCI Ltd., IIBI Ltd., NABARD, NHB, SIDBI and TFCI Ltd.) Dear Sir, Annual Policy Statement for the year 2004-05 - Prudential Credit Exposure Limits by FIs Please refer to our Master Circular No. DBS.FID.No.C-7/01.02.00/2003-04 dated August 7, 2003 on exposure norms for the FIs wherein it was advis
जुलाई 23, 2004
Checking of wilful defaults and measures against Wilful Defaulters
RBI/2004-05/ 63 DBOD.No.DL.BC. 16 /20.16.003/2004-05 July 23, 2004 All Scheduled Commercial Banks and All Notified All-India Financial Institutions Dear Sir, Checking of wilful defaults and measures against Wilful Defaulters Please refer to paragraph 7(b) of our circular DBOD.No.DL(W).BC. 110/20.16.003/ 2001-02 dated 30th May 2002 in terms of which banks/Financial Institutions (FIs) were advised to initiate various steps in order to check wilful defaults. 2. In terms
RBI/2004-05/ 63 DBOD.No.DL.BC. 16 /20.16.003/2004-05 July 23, 2004 All Scheduled Commercial Banks and All Notified All-India Financial Institutions Dear Sir, Checking of wilful defaults and measures against Wilful Defaulters Please refer to paragraph 7(b) of our circular DBOD.No.DL(W).BC. 110/20.16.003/ 2001-02 dated 30th May 2002 in terms of which banks/Financial Institutions (FIs) were advised to initiate various steps in order to check wilful defaults. 2. In terms
जुलाई 23, 2004
Participating in Bills Rediscounting Scheme as Lenders - Private Sector Mutual Funds
RBI/2004-05/65 July 23, 2004 Shravan 1, 1926 DBOD No. FSC.BC. 17/24.91.001/2004-05 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Participating in Bills Rediscounting Scheme as Lenders – Private Sector Mutual Funds Please refer to our circular DBOD.No.FSC.BC.68/24.091.001/95 dated June 27, 1995 in terms of which Mutual Funds set up in the private sector and approved by SEBI were permitted access in the Call/Notice Money Market and Bills Rediscounting Scheme
RBI/2004-05/65 July 23, 2004 Shravan 1, 1926 DBOD No. FSC.BC. 17/24.91.001/2004-05 All Scheduled Commercial Banks (Excluding RRBs) Dear Sir, Participating in Bills Rediscounting Scheme as Lenders – Private Sector Mutual Funds Please refer to our circular DBOD.No.FSC.BC.68/24.091.001/95 dated June 27, 1995 in terms of which Mutual Funds set up in the private sector and approved by SEBI were permitted access in the Call/Notice Money Market and Bills Rediscounting Scheme
जुलाई 20, 2004
निर्यातकों के लिए गोल्ड काड़ योजना
भारतीय रिज़र्व बैंक /2004 - 2005/56 बैंपविवि औनिऋक सं. 13 /04.02.02 (गोल्ड काड़) / 2004-05जुलार्ई 20, 2004सभी वाणिज्यिक बैंकों के अध्यक्ष / मुख्य कार्यपालकमहोदय,निर्यातकों के लिए गोल्ड काड़ योजना उपर्युक्त विषय पर वफ्पया आप दिनांक 18 मई 2004 का हमारा परिपत्र सं. 12/ 04 .02.02 (गोल्ड काड़)/ 2003-04 देखें जिस के साथ " निर्यातकों के लिये गोल्ड काड़ योजना " की प्रतिलिपि संलग्न की गयी थी। इस संबंध में ऐसा ज्ञात हुआ है कि कई बैंकों ने गोल्ड काड़ जारी करने के लिये पात्रता का
भारतीय रिज़र्व बैंक /2004 - 2005/56 बैंपविवि औनिऋक सं. 13 /04.02.02 (गोल्ड काड़) / 2004-05जुलार्ई 20, 2004सभी वाणिज्यिक बैंकों के अध्यक्ष / मुख्य कार्यपालकमहोदय,निर्यातकों के लिए गोल्ड काड़ योजना उपर्युक्त विषय पर वफ्पया आप दिनांक 18 मई 2004 का हमारा परिपत्र सं. 12/ 04 .02.02 (गोल्ड काड़)/ 2003-04 देखें जिस के साथ " निर्यातकों के लिये गोल्ड काड़ योजना " की प्रतिलिपि संलग्न की गयी थी। इस संबंध में ऐसा ज्ञात हुआ है कि कई बैंकों ने गोल्ड काड़ जारी करने के लिये पात्रता का
जुलाई 06, 2004
भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची से नाम हटाना - ‘ क्रेडिट लियोनेईज’
आरबीआई/ 2004 / 19 बैंपविवि. आरईटी. बीसी. सं. 1 /12.06.067/2004-2005 06 जूलै , 2004 15 आषाढ़ , 1926 (शक)सभी अनुसूचित वाणिज्य बैंक प्रिय महोदय,भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची से नाम हटाना - ‘ क्रेडिट लियोनेईज’हम सूचित करते हैं कि "क्रेडिट लियोनेईज" का नाम भारतीय रिज़र्व बैंक अधिनियम 1934 की दूसरी अनुसूची से 22 मई 2004 से, अर्थात् 30 अप्रैल 2004 की संबंधित अधिसूचना डीबीओडी सं. आइबीएस. 1575/23.13.025/2003-04 के भारत के राजपत्र (भाग III - खंड 4) में प्रक
आरबीआई/ 2004 / 19 बैंपविवि. आरईटी. बीसी. सं. 1 /12.06.067/2004-2005 06 जूलै , 2004 15 आषाढ़ , 1926 (शक)सभी अनुसूचित वाणिज्य बैंक प्रिय महोदय,भारतीय रिज़र्व बैंक अधिनियम, 1934 की दूसरी अनुसूची से नाम हटाना - ‘ क्रेडिट लियोनेईज’हम सूचित करते हैं कि "क्रेडिट लियोनेईज" का नाम भारतीय रिज़र्व बैंक अधिनियम 1934 की दूसरी अनुसूची से 22 मई 2004 से, अर्थात् 30 अप्रैल 2004 की संबंधित अधिसूचना डीबीओडी सं. आइबीएस. 1575/23.13.025/2003-04 के भारत के राजपत्र (भाग III - खंड 4) में प्रक
जुलाई 06, 2004
Prudential Norms on Capital Adequacy -Cross holding of capital among banks/ financial institutions
RBI/2004-05/21DBOD. BP. BC. No. 3/21.01.002/2004-05 6 July 2004The Chief Executives of all Scheduled Commercial Banks and FIs(excluding RRBs)Dear Sir,Prudential Norms on Capital Adequacy –Cross holding of capital among banks/ financial institutions Please refer to our circular DBOD.No.BP.BC.20/ 21.01.002/ 2003-04 dated September 2, 2003 in terms of which a bank's aggregate investment in Tier II bonds issued by other banks and financial institutions is permitted up to
RBI/2004-05/21DBOD. BP. BC. No. 3/21.01.002/2004-05 6 July 2004The Chief Executives of all Scheduled Commercial Banks and FIs(excluding RRBs)Dear Sir,Prudential Norms on Capital Adequacy –Cross holding of capital among banks/ financial institutions Please refer to our circular DBOD.No.BP.BC.20/ 21.01.002/ 2003-04 dated September 2, 2003 in terms of which a bank's aggregate investment in Tier II bonds issued by other banks and financial institutions is permitted up to
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